{"id":9915,"date":"2024-03-01T08:05:49","date_gmt":"2024-03-01T08:05:49","guid":{"rendered":"https:\/\/topat10.com\/?p=9915"},"modified":"2024-03-01T08:05:49","modified_gmt":"2024-03-01T08:05:49","slug":"top-5-best-home-warranty-companies-in-alabama","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=9915","title":{"rendered":"Top 5 Best Home Warranty Companies in Alabama"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<section id=\"th-subscribe-block_b7c6484f9aec59beb874188390d21b65\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>While each home warranty provider has unique perks, Liberty Home Guard is the most well-rounded in my book. Its wide range of add-ons and the emergency services in its contracts give it a leg up on the competition, and its positive consumer reviews only sweeten the deal. If you\u2019re not sure where to begin your search, I recommend Liberty.<\/li>\n<li> If you\u2019re new to home warranties and want a more affordable plan to test the waters, American Home Shield has plans that start at only $7.49 in Alabama, which is unbeatable in the industry. Its rates are about $10 lower in Alabama than they are in other parts of the country, so that\u2019s a huge perk. Most companies don\u2019t offer anything below $20 or $30 at the absolute minimum, so American Home Shield\u2019s basic coverage rates are an absolute steal for budget-conscious buyers.<\/li>\n<li>Before purchasing, always read the ENTIRE sample contract, especially the exclusions and coverage limits. I can\u2019t stress this enough. There are always catches in the fine print, so be sure to read carefully. For example, most home warranty providers don\u2019t cover damage caused by leaks, but Alabama has a climate that\u2019s prone to storms near the coast, so there\u2019s a good chance that your home could suffer a leak during those storms, and your home systems and appliances wouldn\u2019t be covered.<\/li>\n<\/ul><\/div>\n<\/section>\n<p>for a reason. Home warranties cover damage on the things inside your home, like your appliances and home systems (electrical, plumbing, heating, etc.), but there are often exclusions in the fine print that can make it difficult for you to get your claims covered. Providers won\u2019t just give you a brand-new appliance if something breaks, and in many cases, your reimbursement is based on the depreciated value of your items. On the other hand, some home warranty policies can be extremely beneficial to homeowners. I\u2019m skeptical of most home warranty plans, and in this article, I aim to help you decide if a home warranty policy is right for you and which company is the best fit.<\/p>\n<p>I\u2019ve researched the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/\">best home warranty companies<\/a> in Alabama and used Today\u2019s Homeowner\u2019s specific review criteria to rank these providers. While secret shopping, I\u2019ve gotten warranty quotes from all companies for a two-bedroom home in Birmingham, thoroughly reviewed sample contracts, and scoured the internet to find the most accurate customer reviews. I\u2019ve ranked each company according to their plans, coverage, affordability, reputation, customer service, and more. Read on to see what these companies have to offer and how they stack up against the competition.<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 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gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" 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id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 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10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">Read our full <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Review Methodology<\/a> for more details.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Top 5 Alabama Home Warranty Companies<\/h2>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<section id=\"th-tips-block_1f7d7c790c74b21fa43a599d0a92814b\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            If you care about well-rounded coverage and overall reliability, I recommend the Total Home Guard plan from Liberty Home Guard. However, if I wanted to make sure the repairs on my items were covered without having to dip into my own pocket, I\u2019d look elsewhere since Liberty Home Guard only offers a $2,000 coverage limit on most items.         <\/p><\/div>\n<\/section>\n<p>If you care about well-rounded coverage and overall reliability, I recommend the Total Home Guard plan from Liberty Home Guard. Liberty Home Guard has the highest company reputation score out of all the companies on our list, and it stood out to me as the most trustworthy company on the market. Having read through all the competition\u2019s sample contracts, I feel more comfortable choosing it than any other company because of its straightforward terms and glowing customer reviews.<\/p>\n<p>However, if I wanted to make sure the repairs on my items were covered without having to dip into my own pocket, I\u2019d look elsewhere since Liberty Home Guard only offers a $2,000 coverage limit on most items.\u00a0 This is fine for most appliances, but some home systems (heating, AC, electrical) or luxury appliances will cost more. First American Home Warranty and American Home Shield have high coverage limits that start at almost double what Liberty offers, so if you value coverage limits, I\u2019d recommend plans from either of the aforementioned companies.<\/p>\n<p>Are you curious to learn more about <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/what-is-a-home-warranty\/\">what a home warranty is and how it works?<\/a> If so, watch the video below from one of our top recommended brands.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"What is a Home Warranty? A Guide by American Home Shield | AHS\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/t7xPhGEiz1o?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\">Alabama Home Warranty Companies I Didn\u2019t Include<\/h3>\n<p>I didn\u2019t include Choice Home Warranty on my list because I discovered that it\u2019s currently subject to a <a href=\"https:\/\/www.azag.gov\/press-release\/ag-brnovich-files-consumer-fraud-lawsuit-against-home-warranty-company\">class-action lawsuit filed by the Arizona Attorney General\u2019s Office in 2019<\/a> and is under investigation in other states like <a href=\"https:\/\/nj.gov\/oag\/newsreleases15\/pr20150615b.html\">New Jersey<\/a>, <a href=\"https:\/\/www.youtube.com\/watch?v=iHKOEjWmLxc\">Oklahoma<\/a>, and more. Choice Home Warranty is an otherwise reputable company and has a guarantee that they\u2019ll request a service technician within four hours of when you submit a claim. However, with so many legal complaints, I didn\u2019t feel comfortable recommending Choice Home Warranty to readers.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-highest-rated-home-warranties-in-alabama\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare The Highest-Rated Home Warranties In Alabama<\/h2>\n<div class=\"gb-container gb-container-74dddb5c\">\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_ifFsC1EB0Cfv\">\n<table class=\"has-row-stripes has-sticky-col has-cells-centered\">\n<thead>\n<tr>\n<th>Company<\/th>\n<th>Star Rating<\/th>\n<th>Best For<\/th>\n<th>Monthly Cost<\/th>\n<th>Service Fee<\/th>\n<th>Response Time<\/th>\n<th>BBB Rating<\/th>\n<\/tr>\n<\/thead>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-a4a8455a\">\n<figure class=\"gb-block-image gb-block-image-b5f13538\"><a href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-b5f13538 lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" data-lazy-data-sizes=\"(max-width: 725px) 100vw, 725px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\" class=\"gb-image-b5f13538 lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" data-sizes=\"(max-width: 725px) 100vw, 725px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-0689db86 provider-button gb-button-text\" href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-d3eb4315 gb-headline-text\">Best for Customization<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-10694bff gb-headline-text\">$50-$60<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1aade6ef gb-headline-text\">$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-6ed5546d gb-headline-text\">12-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f71d58d8 gb-headline-text\">NR<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"\/>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-50f56751 gb-headline-text\">Best Coverage Limits<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-4e92b12e gb-headline-text\">$35\u2013$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-def2a050 gb-headline-text\">$100\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-c9c4dd0a gb-headline-text\">24-72 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-be38f513 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-7abd06ce\">\n<figure class=\"gb-block-image gb-block-image-926f9bea\"><a href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-926f9bea lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-lazy-data-sizes=\"(max-width: 1029px) 100vw, 1029px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\" class=\"gb-image-926f9bea lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-sizes=\"(max-width: 1029px) 100vw, 1029px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-e607c7b8 provider-button gb-button-text\" href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1449c53e gb-headline-text\">Best Customer Ratings<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-670c988e gb-headline-text\">$44.99-$58.99<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-b31f5a8e gb-headline-text\">$70<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-c408aa5a gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-7ff1f89b gb-headline-text\">A+<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-2944ceb6\">\n<figure class=\"gb-block-image gb-block-image-eeb34589\"><a href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-eeb34589 lazyload\" alt=\"choice home warranty logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\" class=\"gb-image-eeb34589 lazyload\" alt=\"choice home warranty logo\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-ff2fb966 provider-button gb-button-text\" href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-2d9ff014 gb-headline-text\">Best Claims Acceptance<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5b3b39e9 gb-headline-text\">$46\u2013$55<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-a0e235fa gb-headline-text\">$85<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-03a4a517 gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-ee0ac153 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-8653ea05\">\n<figure class=\"gb-block-image gb-block-image-85dd3d23\"><a href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-85dd3d23 lazyload\" alt=\"select home warranty logo\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-lazy-data-sizes=\"(max-width: 220px) 100vw, 220px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\" class=\"gb-image-85dd3d23 lazyload\" alt=\"select home warranty logo\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-sizes=\"(max-width: 220px) 100vw, 220px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-87671bcc provider-button gb-button-text\" href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-ebe7984a gb-headline-text\">Best Value<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f40bc0c9 gb-headline-text\">$52\u2013$58<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-aacb1b68 gb-headline-text\">$60<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-fc57f06b gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9728aff1 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-115a65b5\">\n<figure class=\"gb-block-image gb-block-image-bbae200c\"><a href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1199\" height=\"421\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-bbae200c lazyload\" alt=\"AFC Home Warranty logo\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg 1199w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-300x105.jpeg 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-768x270.jpeg 768w\" data-lazy-data-sizes=\"(max-width: 1199px) 100vw, 1199px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1199\" height=\"421\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg\" class=\"gb-image-bbae200c lazyload\" alt=\"AFC Home Warranty logo\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg 1199w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-300x105.jpeg 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-768x270.jpeg 768w\" data-sizes=\"(max-width: 1199px) 100vw, 1199px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-16c2374e provider-button gb-button-text\" href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5ae324a1 gb-headline-text\">Best for Additional Benefits<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-cd89a25b gb-headline-text\">$38\u2013$62<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-3f13c84e gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-86bdddb9 gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-16d9e55c gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-bbc6100d\">\n<figure class=\"gb-block-image gb-block-image-c530598c\"><a href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-c530598c lazyload\" alt=\"first american logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\" class=\"gb-image-c530598c lazyload\" alt=\"first american logo\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-739bdf38 provider-button gb-button-text\" href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-64531314 gb-headline-text\">Best Appliance Coverage<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f8732a0d gb-headline-text\">$38\u2013$48<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-3b76ef2b gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9e1cee3b gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-fd24a0ae gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"\/>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-2dd3be5e gb-headline-text\">Best for Preventative Maintenance<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1cce2b51 gb-headline-text\">$28\u2013$68<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-bf7b17b8 gb-headline-text\">$100\u2013$150<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-504da28e gb-headline-text\">2\u201324 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-d9d1623f gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<\/table>\n<\/figure>\n<\/div>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_ifFsC1EB0Cfv\"\/>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-alabama-home-warranties\">Our Reviews of the Best Alabama Home Warranties<\/h2>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-a1c5dcba\">\n<div class=\"gb-grid-column gb-grid-column-68e5d0eb\">\n<div class=\"gb-container gb-container-68e5d0eb\">\n<p>Best for Customization<\/p>\n<h3 class=\"gb-headline gb-headline-1e790e41 gb-headline-text\">Liberty Home Guard<\/h3>\n<p class=\"gb-headline gb-headline-8a6fa0e3 gb-headline-text\">4.6<\/p>\n<p class=\"gb-headline gb-headline-22b15352 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-3fdd3eb9 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 Off + 2 Months free + Free Roof Leak Coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>There\u2019s plenty to like about Liberty Home Guard, but what stood out to me most was its ratio of positive customer reviews.\u00a0 It\u2019s not common for home warranty companies to score very positively on customer review sites since most people leave reviews to complain. Still, Liberty scored over 90% positive reviews on most platforms, higher than any other company on this list. Firsthand accounts say the most about a company, and in Liberty\u2019s case, they offer plenty of peace of mind.<\/p>\n<p>Liberty also has 42 different add-on options, which is more than any of the competition. These add-ons include unique items like trash compactors, casita guest units, reverse osmosis water filtration systems, and more. In terms of customization, Liberty\u2019s ample offerings take the cake.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>Liberty Home Guard\u2019s most affordable plan<strong> costs $49.99 a month<\/strong>, which may be too high of a barrier to those looking for cheaper home warranty coverage. Still,<strong> Liberty\u2019s Total Home Guard Plan ($59.99) <\/strong>is more affordable than <strong>AFC Home Club\u2019s Diamond plan ($91.58)<\/strong> and <strong>First American Home Warranty\u2019s Premium plan ($72)<\/strong>, so it\u2019s not overly expensive. Additionally, Liberty has only been in business since 2017, so it lacks the experience that other companies like \u200b\u200bFirst American Home Warranty (since 1984) and American Home Shield (since 1971) have.<\/p>\n<p>Another qualm I have with Liberty is that it excludes known or unknown preexisting conditions. While this is standard policy for home warranties, the unknown conditions can come back to bite you when it\u2019s time to submit claims. However, Liberty still has the most positive reviews on our list, so this exclusion doesn\u2019t strike me as a dealbreaker red flag.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>Liberty Home Guard is my top choice because it has the highest scores out of every provider on our list for its <strong>plans and coverage, company reputation, and claims process<\/strong>: three crucial categories that set it apart from the rest of the pack. Liberty offers 42 available add-ons, more than most homeowners would ever want, but they\u2019re still helpful to have. One of my favorite features is that Liberty covers up to two portable window air conditioning units per home, which is extra helpful for <a href=\"https:\/\/encyclopediaofalabama.org\/article\/climate\/\">humid Alabama summers<\/a> since most other providers don\u2019t cover window units at all.<\/p>\n<p>In my opinion, the best plan that Liberty Home Guard offers is the <strong>Total Home Guard plan ($59.99) <\/strong>since it\u2019s a great bargain for total home coverage. Both the<strong> Appliance Guard plan ($49.99)<\/strong> and the <strong>Systems Guard plan ($54.99)<\/strong> are close to the same price as the comprehensive coverage, so<strong> I recommend spending the extra $5 to $10<\/strong> to get the Total Home Guard plan.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Best Home Warranty Plans | Liberty Home Guard\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/SyhB6cIhll8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>Liberty Home Guard has the highest score on our list for its plans and coverage, partially due to its wide range of add-ons and affordable, comprehensive coverage. Liberty\u2019s Total Home Guard plan is my top choice since<strong> it offers full coverage at only $5 more than the Systems Guard plan<\/strong>. However, the Appliance Guard plan is a bit pricy for what it\u2019s worth since it doesn\u2019t cover any home systems. If you only want to cover your appliances, the<strong> ShieldGold plan from American Home Shield is a better bargain at only $19.16 <\/strong>a month. All plans considered, I recommend the Total Home Guard plan because it\u2019s a great value and it has some of the best coverage on our entire list.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Systems Guard<\/em><\/td>\n<td><em>$54.99<\/em><\/td>\n<td><em>$65 \u2013 $125<\/em><\/td>\n<td><em>$200 off (online)<\/em><em>Two free bonus months (with annual billing)<\/em><em>Free limited roof leak protection<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Total Home Guard<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$65 \u2013 $125<\/em><\/td>\n<td><em>$200 off (online)<\/em><em>Two free bonus months (with annual billing)<\/em><em>Free limited roof leak protection<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Appliance Guard<\/em><\/td>\n<td><em>$49.99<\/em><\/td>\n<td><em>$65 \u2013 $125<\/em><\/td>\n<td><em>$200 off (online)<\/em><em>Two free bonus months (with annual billing)<\/em><em>Free limited roof leak protection<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Birmingham. The cost data presented was accurate at the time of publication.\u00a0<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>The following add-ons are available for all plans:<\/p>\n<ul>\n<li>Additional spa: $9.99<\/li>\n<li>Carpet cleaning: $19.99<\/li>\n<li>Casita guest unit: $35.99<\/li>\n<li>Central vacuum: $8.99<\/li>\n<li>Ejector pump: $14.99<\/li>\n<li>Electronics protection: $19.99<\/li>\n<li>Freestanding ice maker: $14.99<\/li>\n<li>Generator: $19.99<\/li>\n<li>Grinder pump: $14.99<\/li>\n<li>Gutter cleaning: $14.99<\/li>\n<li>Ice maker (in-fridge): $3.99<\/li>\n<li>Instant hot water dispenser: $9.99<\/li>\n<li>Lawn sprinkler system: $9.99<\/li>\n<li>Lighting fixtures: $7.99<\/li>\n<li>Limited roof leak: $11.99<\/li>\n<li>Pest control: $14.99<\/li>\n<li>Plumbing fixtures: $7.99<\/li>\n<li>Pool and spa: $19.99<\/li>\n<li>Power washing (exterior flooring): $19.99<\/li>\n<li>Pro-Series clothes dryer: $4.99<\/li>\n<li>Pro-Series dishwasher: $7.99<\/li>\n<li>Pro-Series microwave: $4.99<\/li>\n<li>Pro-Series range\/oven\/cooktop: $12.99<\/li>\n<li>Pro-Series refrigerator: $14.99<\/li>\n<li>Pro-Series stand-alone freezer: $14.99<\/li>\n<li>Pro-Series washing machine: $4.99<\/li>\n<li>Re-Key: $9.99<\/li>\n<li>Reverse osmosis water filter system: $14.99<\/li>\n<li>Saltwater pool: $23.99<\/li>\n<li>Second refrigerator: $7.99<\/li>\n<li>Septic system pumping: $12.99<\/li>\n<li>Stand-alone freezer: $5.99<\/li>\n<li>Sump pump: $8.99<\/li>\n<li>Swamp cooler: $14.99<\/li>\n<li>Trash compactor: $7.49<\/li>\n<li>Tv mounting (up to 65-Inch Tvs):\u00a0 $14.99<\/li>\n<li>Tv mounting (up to 85-Inch Tvs): $19.99<\/li>\n<li>Water dispenser water line: $4.99<\/li>\n<li>Water softener: $13.99<\/li>\n<li>Well pump: $12.99<\/li>\n<li>Window washing\/cleaning: $19.99<\/li>\n<li>Wine cooler\/fridge: $11.99<\/li>\n<\/ul>\n<p>I find roof leak coverage especially beneficial because leaks are some of the most frequent damages to homes, especially in southern areas of Alabama, where <a href=\"https:\/\/www.britannica.com\/place\/Alabama-state\/Climate\">tornados and subtropical cyclones are common<\/a>. It\u2019s important to note that Liberty won\u2019t cover damage from natural disasters or secondary damage from roof leaks (mold, corrosion, etc.). However, the <a href=\"https:\/\/www.libertyhomeguard.com\/optional-coverage\/roof-leak-warranty-coverage\/\">roof leak coverage<\/a> will cover the source of the leak if it\u2019s caused by normal wear and tear. On the other end of the spectrum, I wouldn\u2019t recommend TV mount coverage because it seems unnecessary since buying a new TV mount is inexpensive.<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>The following exclusions apply to all of Liberty\u2019s plans:<\/p>\n<ul>\n<li>Any kind of valve or leak<\/li>\n<li>Chimneys and exhausts<\/li>\n<li>Damage caused by improper installation<\/li>\n<li>Damage caused by natural disasters<\/li>\n<li>Damage caused by pests or mold<\/li>\n<li>Damage caused by rust or corrosion<\/li>\n<li>Disposal of old systems or appliances<\/li>\n<li>Glass parts<\/li>\n<li>Installation of systems or parts<\/li>\n<li>Known or unknown preexisting conditions<\/li>\n<li>Lighting<\/li>\n<li>Luxury or commercial-grade systems and appliances<\/li>\n<li>Poorly maintained systems or appliances<\/li>\n<li>Routine maintenance<\/li>\n<li>Solar systems<\/li>\n<li>\u201cSmart\u201d components and parts<\/li>\n<\/ul>\n<p>These exclusions are standard in the industry and match most of what I found with competitors. However, exclusions for \u201cknown or unknown preexisting conditions\u201d are notorious for allowing providers to deny claims, so be wary of that.<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Overall, Liberty is an affordable home warranty provider with consistent rates throughout the entire US, unlike other providers that have fairly large price changes depending on where you live. Even though the prices start higher than some competitors\u2019 rates,<strong> its plans range from $49.99 to $59.99<\/strong>, which is reasonable for the coverage it provides. Like many of the providers on our list, Liberty has frequent online discounts, such as its $200 online limited-time discount, which can help bring the price down.\u00a0<\/p>\n<p>Be sure to read <a href=\"https:\/\/www.libertyhomeguard.com\/storage\/LHG-Policy.pdf\">Liberty Home Guard\u2019s sample contract<\/a> for information on cash reimbursements and replacement parts since this can have an effect on your overall cost. Liberty may give a cash reimbursement for a covered item, but that amount is at their discretion and is based on the depreciated value of your item. Additionally, Liberty isn\u2019t required to choose replacement parts that match in color or brand, so if you care about matching components, you may have to pay out of pocket.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>I found Liberty\u2019s agents to be very informative and helpful, and they didn\u2019t strike me as overly \u201csales-y.\u201d However, we found some complaints on review sites regarding items not being covered under warranty and a long waiting period (30 to 60 days) in the sample contract, so we gave Liberty a 7.8 out of 10.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>Liberty has the highest company reputation score on our list, and despite some reviewers mentioning their claims being denied, it consistently scored higher than the competition. In fact, 90% of its reviews on Trustpilot were five stars. Many customers praised Liberty Home Guard for its helpful customer representatives, even mentioning their specific agents by name. Others praised its reliability and prompt service. One customer on Trustpilot said:<\/p>\n<p><strong><em>\u201cVery organized, I love this place. The customer service is awesome. Highly recommend to any homeowner or contractor; stop looking other places. This is the place.\u201d<\/em><\/strong><\/p>\n<p>On the other hand, most of the complaints were about Liberty not fulfilling claims, being slow to address repairs, or using unlicensed handymen to fix issues, which are common issues in the industry. The reviews on Yelp were significantly worse than on other sites but also had significantly fewer reviews. However, these seem more like the exception than the rule since its overall reputation was much better than the competition. For that reason, we gave Liberty a 9.1.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>NR<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>2,430<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.5<\/em><\/td>\n<td><em>56<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication.<\/em><\/p>\n<p><em>Note (as of 2\/26): The Better Business Bureau recently shifted LHG\u2019s A+ rating to \u201cNR.\u201d We reached out to a representative from the Better Business Bureau, and they told us, \u201cThis business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.\u201d When asked about whether they revoke ratings after an increase in complaints, the rep said, \u201cYes, if they feel they need to review the complaints first before issuing an accurate rating.\u201d This scenario has happened to LHG twice in the last two years, but each time the BBB has restored its A+ rating after a thorough review.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>Liberty Home Guard\u2019s fast response times and emergency services give it an edge over the competition, which is why we gave it the highest claims process score on our list. Its average response time is 12 hours, which is very quick and among the fastest companies on our list. Liberty also offers emergency services, which can be a lifesaver when major systems stop working. Though its coverage limits aren\u2019t the highest, Liberty\u2019s claims process still has plenty of perks worthy of a perfect score.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>Liberty Home Guard is available in all 50 states, which is why we gave it a 10 out of 10. Nationwide availability is a good sign that the company is established and less likely to engage in scammy behavior, so it\u2019s an important factor to consider when purchasing a plan.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>40% Off Our Most Popular Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-680755e4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-33285d81 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d9d8211b gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-e145cb47 gb-tabs__items\">\n<div class=\"gb-container gb-container-40fcd9cb gb-tabs__item gb-tabs__item-open\">\n<p>I\u2019m a sucker for a good deal, so my favorite thing about American Home Shield is that it offers<strong> ridiculously affordable coverage that starts at just $7.49,<\/strong> lower than any other company on our list. This bargain may seem too good to be true, but it\u2019s 100% real. Additionally, AHS offers high coverage limits(<strong>$5,000 HVAC and $4,000 appliance limits on its ShieldPlatinum plan<\/strong>)that are roughly <strong>$2,000 more than most competitors<\/strong>. In my opinion, its combination of low monthly rates and high coverage limits makes it a top contender for budget-conscious buyers.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-5fca56db gb-tabs__item\">\n<p>While there\u2019s plenty to like about American Home Shield, its biggest downfall is its negative customer reviews. AHS has more complaints on review sites than the competition, mainly about denied claims. AHS has resolved a lot of the issues by reaching out to customers directly, and it still has a <a href=\"https:\/\/www.bbb.org\/us\/tn\/memphis\/profile\/home-warranty-plans\/american-home-shield-0543-22001027\">B rating on BBB<\/a>, so it\u2019s not all bad. However, the reviews still make me hesitant to choose AHS over competitors. Additionally, AHS doesn\u2019t offer any plans specifically for your appliances, so there\u2019s no way to get <em>just<\/em> your appliances covered. This isn\u2019t a huge complaint, but it\u2019s inconvenient for some home warranty shoppers.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>The feature that makes American Home Shield stand out among its competitors is its high coverage limits on the ShieldPlatinum plan, with payouts as high as <strong>$5,000 for HVAC and $4,000 for appliances<\/strong>. The only other company that\u2019s even close to that is First American Home Warranty (<strong>with $3,500 per appliance in its Starter and Essential plans and $7,000 per appliance in its Premium Plan<\/strong>). If I could only choose one plan from American Home Shield, it would be the ShieldPlatinum plan because of the higher coverage limits. However, the ShieldSilver plan is <strong>an unbeatable bargain at $7.49 <\/strong>for homeowners who want a more budget-friendly option.<\/p>\n<p>The downside is that American Home Shield has more negative reviews than the competition when it comes to items not being covered, shady technicians, and denied reimbursements. While its low monthly rates and high coverage caps make it a top option, the frequency of complaints is something to consider before buying.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Welcome to American Home Shield\u00ae - Everything You Need to Know\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/Pj1k5OWwByc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>American Home Shield has the most affordable basic coverage on our list, with its <strong>ShieldSilver plan starting at just $7.49<\/strong>. The ShieldPlatinum plan offers comprehensive coverage with higher coverage limits than the competition, and it costs around $10 less than<strong> Liberty Home Guard\u2019s comprehensive plan ($59.99)<\/strong>, so it\u2019s a great deal. All three plans are a total bargain, so you can\u2019t go wrong here. Due to its lack of appliance-only plans and its limited add-on options, we gave American Home Shield a 9 out of 10, but it still ranks near the top of our list of home warranty providers.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldSilver<\/em><\/td>\n<td><em>$7.49<\/em><\/td>\n<td><em>$100 \u2013 $125<\/em><\/td>\n<td><em>$150 off a one-year contract<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldGold<\/em><\/td>\n<td><em>$19.16<\/em><\/td>\n<td><em>$100 \u2013 $125<\/em><\/td>\n<td><em>$150 off a one-year contract<\/em><em>Online discount: $250 off ShieldGold OR ShieldPlatinum\u00a0<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldPlatinum<\/em><\/td>\n<td><em>$49.16<\/em><\/td>\n<td><em>$100 \u2013 $125<\/em><\/td>\n<td><em>$150 off a one-year contract<\/em><em>Online discount: $250 off ShieldGold OR ShieldPlatinum\u00a0<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Birmingham. The cost data presented was accurate at the time of publication.\u00a0<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<ul>\n<li>Electronics protection plan (all plans): $14<\/li>\n<li>Guest unit (all plans): $6.99<\/li>\n<li>Pool and built-in spa equipment (all plans): $18<\/li>\n<li>Roof leak repair limit (included in the ShieldPlatinum plan but available as an add-on for others): $10<\/li>\n<li>Septic pump (all plans): $5.00<\/li>\n<li>Well pump (all plans): $8.00<\/li>\n<\/ul>\n<p>I found the electronics protection plan particularly useful because it protects an unlimited amount of new and used devices like TVs, laptops, printers, and more. However, there are limitations (it doesn\u2019t cover cell phones, items in storage, preexisting conditions, theft or loss, maintenance, cosmetic damage, insect or animal damage, etc.), so it\u2019s not <em>quite<\/em> as foolproof as it sounds. Aside from that, I find the roof leak coverage beneficial as an extra layer of protection for the wear and tear that can follow <a href=\"https:\/\/libguides.southalabama.edu\/hurricanes\">Alabama\u2019s extreme hurricanes<\/a>.<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<ul>\n<li>Acts beyond our control (earthquake, storms, mud, fire, etc.)<\/li>\n<li>Flues, chimneys, fireplaces, and exhaust lines<\/li>\n<li>Hazardous materials\u00a0<\/li>\n<li>Improper capacity<\/li>\n<li>Items covered by other insurance or warranty<\/li>\n<li>Known preexisting breakdown\u00a0<\/li>\n<li>Manufacturer or government recalls<\/li>\n<li>Misuse or accidental acts<\/li>\n<li>Multimedia centers<\/li>\n<li>Outdoor kitchens<\/li>\n<li>Power and fuel sources<\/li>\n<li>Routine maintenance<\/li>\n<li>Smart home systems<\/li>\n<li>Special systems (radon mitigation systems, gas detection systems, etc.)<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>American Home Shield\u2019s basic plans are some of the cheapest in the industry, proving to be the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/cheapest-home-warranty\/\">cheapest home warranty<\/a> available. However, the Shield Platinum plan price varies from state to state and can reach almost<strong> $70 a month<\/strong> in some locations, which brought AHS\u2019s overall score down to 8.7. Still, basic coverage for <strong>$7.49 a month<\/strong> is basically unbeatable, so I highly recommend this company for budget-conscious buyers. Be sure to read the <a href=\"https:\/\/4bbdwp2p.media.zestyio.com\/AHS-DTC-Texas-March-2023-v6.pdf\">entire American Home Shield sample contract<\/a> for special notes that may affect your overall rate or payout. For example, the coverage limit for glycol, hot water, or steam HVAC systems is <strong>$1,500<\/strong> despite the <strong>general $5,000 HVAC limit<\/strong>, so be sure to read the fine print. Likewise, the coverage limits are different for each plan, so take that into account when choosing your coverage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>I was left with an overall positive impression of American Home Shield, regardless of customer complaints, due to its responsive agents. Despite having 78% one-star <a href=\"https:\/\/www.trustpilot.com\/review\/ahs.com\">reviews on Trustpilot<\/a>, AHS representatives commented on almost all negative reviews and told unsatisfied customers to reach out to <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/home-warranty-alabama\/mailto:trustpilot@ahs.com\">trustpilot@ahs.com<\/a> in order to resolve their claims further. The same goes for <a href=\"https:\/\/www.bbb.org\/us\/tn\/memphis\/profile\/home-warranty-plans\/american-home-shield-0543-22001027\/complaints\">Better Business Bureau complaints<\/a>. This isn\u2019t uncommon, but it\u2019s nice that the company works hard to ensure customers are happy. Most customer complaints were about denied claims or having to pay out of pocket for a second opinion, but these are common issues in the industry. Still, it\u2019s clear from the company\u2019s responses that it cares about customer satisfaction, so we gave AHS an 8.4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>While American Home Shield has a relatively positive customer experience score, it still has the lowest company reputation score on our list. Not all reviews were negative, but it does have more complaints than the competition. For instance, on Trustpilot, 78% of all reviews were one-star. Yelp was even worse. Most of the complaints were regarding items that weren\u2019t covered, poor communication, and logistical errors. One customer explained their experience with the company and shared a potential workaround below:<\/p>\n<p><strong><em>\u201cEach time you call, you get a new service rep who says completely opposite things. You have to fight them on everything and make sure the rep marks your issue as needing to be expedited. This puts them under a tighter timeline to assign and complete the job, and if they dont find an available contractor, you can hire your own, and they must reimburse you. I use this tactic frequently, and it has always worked.\u201d<\/em><\/strong><\/p>\n<p>On the other hand, the company is often praised for its quick responses to claims. While American Home Shield may have a lot of complaints, it works to resolve a lot of the issues, bringing its overall reputation score up to 7.7 out of 10.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.2<\/em><\/td>\n<td><em>5,225<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.1<\/em><\/td>\n<td><em>1,266<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>Overall, American Home Shield agents handle claims quickly and get technicians to service items within a day or two. Because of its high coverage limits on appliances and systems, American Home Shield pays out fairly well for claims as long as the items and parts are covered. You can even track your home repair history and follow up on your claim through the AHS online portal. However, it doesn\u2019t have the fastest claim response time. Still, for its ease of use and high payouts, we gave American Home Shield an 8.4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>American Home Shield operates in all of the continental United States, so we gave it a perfect availability score.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<section id=\"th-tips-block_ac4e2319311a27506e91a2ea08b78714\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Be sure to shop around and get multiple quotes from different home warranty providers before purchasing. Many companies have some hidden pricing flexibility, so I always recommend calling a representative first to see if you can get an unadvertised deal.        <\/p><\/div>\n<\/section>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d518d3a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-1a588591 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-868a02fe gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-5e6f7a85 gb-tabs__items\">\n<div class=\"gb-container gb-container-f0e3a69e gb-tabs__item gb-tabs__item-open\">\n<p>Select Home Warranty offers the most affordable comprehensive coverage plan (<strong>$47.75<\/strong>) out of all the companies on our list, which is quite a feat. Getting total coverage for less than <strong>$50<\/strong> a month is almost unheard of, so Select\u2019s Platinum Care plan is a great value. Additionally, Select Home Warranty\u2019s plans come with free roof leak protection, which isn\u2019t out of the ordinary, but it\u2019s still a nice perk.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-3031a35c gb-tabs__item\">\n<p>My biggest gripe with Select Home Warranty is its low coverage limits. Even on its most expensive plans, appliances, plumbing, and electrical are all capped at<strong> $500 per item<\/strong>, which is roughly 25% of the industry standard (<strong>$2,000 per item<\/strong>).\u00a0 Additional coverage items are even lower at<strong> $400 per item<\/strong>. Additionally, <a href=\"https:\/\/www.selecthomewarranty.com\/termsconditions\/\">Select\u2019s terms and conditions<\/a> are a bit too strict for my liking. Select reserves the right to request up to three prior years of maintenance records and\/or pictures before repairs. Without proper maintenance records and pictures, the maximum payout on any system or appliance is <strong><em>only $150.00<\/em><\/strong>. Additionally, you must contact Select within three days of discovering a malfunction in order for your items to be covered. With all the fine print details, it just seems like a lot of hoops to jump through in order to get your items covered.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>Select Home Warranty\u2019s affordable, comprehensive coverage is a major perk, but its low coverage limits make it hard to justify the monthly price. Select\u2019s appliance coverage limits are exceptionally low, but its <strong>HVAC limits are only $3,000<\/strong>, so compared to the <strong>industry average of $4,000 to $5,000<\/strong>, these limits aren\u2019t amazing either.<\/p>\n<p>Additionally, Select\u2019s terms and conditions are stricter than those of the competition. Select requires you to contact the claims department within three days of discovering a malfunction for your claim to be accepted, which can be difficult if there\u2019s any debate as to when defects were \u2018discoverable.\u2019 Likewise, Select doesn\u2019t cover unknown preexisting conditions and can request up to three prior years of maintenance records to perform repairs, both of which can act as loopholes to deny claims. These features aren\u2019t exclusive to Select, but they do make me hesitant to choose them as my home warranty provider.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>Select Home Warranty offers three standard plans, but each plan includes free roof leak coverage, which is a huge plus. The Gold Care plan and the Bronze Care plan cover different items, but both come at the same price. However, the Bronze Care and Gold Care plans don\u2019t offer very much coverage, so I recommend the Platinum Care plan since it\u2019s only <strong>$3 more<\/strong>. Select offers fewer add-ons than the competition, but its rates are reasonable, and its coverage is comparable to competitors, so we gave it an 8.3.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75 \u2013 $100<\/em><\/td>\n<td>$150 off any plan (online)Free roof leak coverageTwo extra months FREE and $150 off (when you\u2019re billed annually)<\/td>\n<\/tr>\n<tr>\n<td><em>Bronze Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75 \u2013 $100<\/em><\/td>\n<td><em>$150 off any plan (online)<\/em><em>Free roof leak coverage<\/em><em>Two extra months FREE and $150 off (when you\u2019re billed annually)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Care<\/em><\/td>\n<td><em>$47.75<\/em><\/td>\n<td><em>$75 \u2013 $100<\/em><\/td>\n<td><em>$150 off any plan (online)<\/em><em>Free roof leak coverage<\/em><em>Two extra months FREE and $150 off (when you\u2019re billed annually)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Birmingham. The cost data presented was accurate at the time of publication.\u00a0<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Select Home Warranty offers the following add-ons for all its plans:<\/p>\n<ul>\n<li>Central vacuum: $3.33\/mo<\/li>\n<li>Lawn sprinkler system: $5.83\/mo<\/li>\n<li>Pool: $8.33\/mo<\/li>\n<li>Roof leak: $0\/mo (included in all plans)<\/li>\n<li>Septic system: $5.83\/mo<\/li>\n<li>Spa: $5.83\/mo<\/li>\n<li>Stand-alone freezer:\u00a0 $3.33\/mo<\/li>\n<li>Sump pump: $3.33\/mo<\/li>\n<li>Well pump: $3.33\/mo<\/li>\n<\/ul>\n<p>Sump pump coverage is a common add-on option, but it can be extremely beneficial, given Alabama\u2019s sub-tropical climate. For homeowners with sump pumps, it\u2019s crucial to make sure your system is up and running to remove any water in your basement that can accumulate during <a href=\"https:\/\/ema.alabama.gov\/2023\/08\/18\/hurricane-season-is-now-active\/\">hurricane season in Alabama<\/a>.<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Select Home Warranty has the following exclusions on all its plans:<\/p>\n<ul>\n<li>Common areas in condominiums or family homes<\/li>\n<li>Damage caused by natural disasters and rust<\/li>\n<li>Defects or damages caused by the foundation and structure of the home<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials<\/li>\n<li>Secondary damage<\/li>\n<li>Solar heating systems<\/li>\n<\/ul>\n<p>It\u2019s important to note that damage caused by natural disasters isn\u2019t covered by your home warranty policy since southern Alabama has frequent <a href=\"https:\/\/www.arnolditkin.com\/common-questions\/insurance-claims-faqs\/difference-between-hurricane-tropical-storm-dama\/#:~:text=Hurricanes%20are%20tropical%20cyclones%20with,more%20destructive%20than%20tropical%20storms.\">tropical storms and hurricanes<\/a>.<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>Select Home Warranty has the second-best affordability score on our list (second only to First American Home Warranty) and is the only provider on this list to offer <strong>comprehensive coverage for under $50 (with an online discount)<\/strong>. It also has some of the lowest service rates on our list (<strong>$75 at the lowest<\/strong>, but this varies due to your location). If the rest of its plans were just as good of a value, I wouldn\u2019t hesitate to give Select a perfect score. However, we found the other plans to be overpriced for their coverage, so we gave Select a 9.1.<\/p>\n<p>Be sure to read the <a href=\"https:\/\/www.selecthomewarranty.com\/termsconditions\/\">entire Select Home Warranty sample contract<\/a> for more details on low coverage limits since those will likely be a factor in how expensive your repairs might be.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>Select Home Warranty ranks in the middle compared with the customer experience scores of other companies on our list. Reviews are split, but in general, most customers are happy with their experience. One Trustpilot customer said:<\/p>\n<p><strong><em>\u201cEverything was so simple. I wasn\u2019t pressured like other companies would do. I\u2019m super happy so far, and I would recommend.\u201d<\/em><\/strong><\/p>\n<p>Many customers praised Select for having friendly and knowledgeable representatives, which I agree with based on the phone calls I\u2019ve had with them. However, they tend to gloss over some of the stricter terms and conditions in the contract when pitching their policies. This isn\u2019t uncommon, but it could be improved, so we gave Select an 8.1.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>Select Home Warranty\u2019s scores are about average for the home warranty industry, but since Select works to resolve any complaints that customers post on review sites, we gave it an 8 out of 10. Most people only review a company when something goes really well or really poorly, and in the case of home warranties, both tend to happen a lot. Despite that, a 3.8-star rating on a site like Trustpilot is fairly decent. While most of the reviews on these sites are split between five-star and one-star reviews, as is often the case, the results are mostly positive.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.8<\/em><\/td>\n<td><em>4,685<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>Select ranks in the middle of our list when it comes to its claims process, and you can submit claims either online or over the phone. However, we gave Select Home Warranty a 7.6 because the company doesn\u2019t pay out as much as competitors due to its low coverage limits. Additionally, Select\u2019s terms and conditions are fairly strict, so it can make it more difficult to get your claims accepted. It has an average response time of around 48 hours for non-emergency claims, but keep in mind that you <strong><em>must<\/em><\/strong> reach out within three days of discovering an issue with any covered items.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>Select Home Warranty operates in 47 states, so according to our review standards, we gave it a perfect availability score. Nationwide availability isn\u2019t the most important factor, but it still shows that Select is a legitimate business throughout the whole country.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-7fa54571\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-8e3c4080\">\n<div class=\"gb-grid-column gb-grid-column-c51f9f73\">\n<div class=\"gb-container gb-container-c51f9f73\">\n<p>Best for Additional Benefits<\/p>\n<h3 class=\"gb-headline gb-headline-91c6ed53 gb-headline-text\">AFC Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-2a9cb81a gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-29f86551 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-40b76a1c border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 off + free roof leak coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5c079386 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-00878a0a gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-aa8abbe7 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-57e24bdc gb-tabs__items\">\n<div class=\"gb-container gb-container-f85b1b17 gb-tabs__item gb-tabs__item-open\">\n<p>My two favorite things about AFC Home Warranty are its lifetime workmanship guarantee and the fact that it lets its members choose their own technicians at no additional cost. In short, the lifetime <a href=\"https:\/\/afchomeclub.com\/afcs-unbeatable-workmanship-guarantee\">workmanship guarantee<\/a> means that if a covered item breaks, AFC will make sure the parts and labor are covered for the entirety of a member\u2019s plan with no additional fees. Other companies usually only offer a 30-day or 60-day guarantee, so AFC is miles ahead of the competition. However, AFC letting members <a href=\"https:\/\/afchomeclub.com\/#:~:text=When%20you%20need%20repairs%20on,the%20technician%20the%20service%20fee.\">pick their own technicians<\/a> is an even bigger deal for me. This feature is pretty rare, and it goes a long way in terms of providing peace of mind for your repairs.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-4a613e10 gb-tabs__item\">\n<p>My biggest problem with AFC is that it doesn\u2019t cover unknown preexisting conditions. That means that if a technician finds an issue and can trace it back to before you started your policy, AFC won\u2019t cover it, regardless of whether you knew about the issue or not. This is standard in the industry, and most companies on this list have the same exclusions, but it\u2019s still important to look out for. Additionally, AFC\u2019s monthly premiums are about average, with the Diamond Plan being an expensive exception. If you want extra low monthly rates, I\u2019d look elsewhere (remember, American Home Shield rates <strong>start at just $7.49).<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fd1e0948 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2b81c66d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bffb53c1 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.5\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0c1b0fd3\">\n<p>AFC Home Warranty has a lifetime workmanship guarantee and lets members choose their own service technicians, which are two of the biggest perks any home warranty company can offer. Its lifetime workmanship guarantee is better than that of every competitor on this list, and it proves worthwhile for having peace of mind after repairs. Likewise, many industry complaints are about untrustworthy contractors, so being able to choose your own technician is a huge plus. However, AFC\u2019s refusal to cover known or unknown preexisting conditions is a bit risky. This is common in the industry, but it\u2019s important to be aware of it before purchasing a policy.<\/p>\n<p>Personally, I\u2019d recommend buying the Platinum Plan because it comes at a decent price for comprehensive coverage (<strong>$3 less than Liberty\u2019s Total Home Guard plan<\/strong>). The Diamond plan covers a lot of items that competitors don\u2019t (like electronics and smartphones), but the coverage is overkill for most homeowners. Additionally, I don\u2019t necessarily think it\u2019s as helpful as it looks on paper since a lot of the exclusions (cosmetic defects, electrical surges, etc.) would limit the claims for these extra items so much that it would become counterproductive.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-74f1972a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-cd008886 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-b7a5e534\">\n<p>AFC Home Warranty offers four plans instead of the traditional three, which means customers have more options to choose from. The prices range from <strong>$32.25<\/strong> a month for its Silver Plan, which is a great bargain for kitchen and laundry appliance coverage, to $<strong>91.58<\/strong> a month for the Diamond Plan, which is the most expensive plan on our entire list. The Diamond Plan has great coverage, but it\u2019s not necessarily a good value, and it isn\u2019t practical for most homeowners. AFC also has flexible service fees that start as low as <strong>$75<\/strong>, which gives customers more control over their rates.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Diamond Plan<\/em><\/td>\n<td><em>$91.58<\/em><\/td>\n<td><em>$75 \u2013 $125<\/em><\/td>\n<td><em>$100 off (online discount)+ Roof Leak Coverage Applied (limited-time promotion)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Plan<\/em><\/td>\n<td><em>$57.00<\/em><\/td>\n<td><em>$75 \u2013 $125<\/em><\/td>\n<td><em>$100 off (online discount)+ Roof Leak Coverage Applied (limited-time promotion)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Plan<\/em><\/td>\n<td><em>$51.92<\/em><\/td>\n<td><em>$75 \u2013 $125<\/em><\/td>\n<td><em>$100 off (online discount)+ Roof Leak Coverage Applied (limited-time promotion)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Silver Plan<\/em><\/td>\n<td><em>$36.83<\/em><\/td>\n<td><em>$75 \u2013 $125<\/em><\/td>\n<td><em>$100 off (online discount)+ Roof Leak Coverage Applied (limited time promotion)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Birmingham. The cost data presented was accurate at the time of publication.\u00a0<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>AFC Home Warranty offers the following add-ons for all plans:<\/p>\n<ul>\n<li>Built-in microwave: $50 (annual price)<\/li>\n<li>Central vacuum: $25 (annual price)<\/li>\n<li>Double oven: $25 (annual price)<\/li>\n<li>Hot water dispenser: $25 (annual price)<\/li>\n<li>Ice maker: $25 (annual price)<\/li>\n<li>In-ground pool: $100 (annual price)<\/li>\n<li>In-ground pool and spa: $150 (annual price)<\/li>\n<li>Roof leak: $0 (this is a limited-time promotion, but it\u2019s typically $25)<\/li>\n<li>Septic system: $50 (annual price)<\/li>\n<li>Stand-alone freezer: $25 (annual price)<\/li>\n<li>Sump pump: $35 (annual price)<\/li>\n<li>Well pump: $50 (annual price)<\/li>\n<\/ul>\n<p>The exterior septic system coverage is particularly beneficial, in my opinion. Damage can affect more than just your home\u2019s interior, so it makes sense to cover your exterior pipes since most plans don\u2019t cover outdoor systems.<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<ul>\n<li>Accidents<\/li>\n<li>Acts of God<\/li>\n<li>Chemical or sedimentary build-up<\/li>\n<li>Collapsed ductwork<\/li>\n<li>Cosmetic defects or routine maintenance<\/li>\n<li>Electrical shorts or power surges<\/li>\n<li>Electronic or computerized energy management\u00a0<\/li>\n<li>Failure due to excessive or inadequate water pressure<\/li>\n<li>Failure to clean or maintain as specified by the equipment manufacturer<\/li>\n<li>Fire, freezing, or electrical failure<\/li>\n<li>Hazardous or toxic materials<\/li>\n<li>Known or unknown preexisting conditions\u00a0<\/li>\n<li>Lighting and application management systems<\/li>\n<li>Lightning, mud, or earthquake damage<\/li>\n<li>Missing parts<\/li>\n<li>Misuse or abuse<\/li>\n<li>Pest damage<\/li>\n<li>Repairs related to costs of construction, carpentry, or other incidental costs<\/li>\n<li>Rust or corrosion<\/li>\n<li>Structural changes<\/li>\n<li>Storms<\/li>\n<li>Secondary damage from a noncovered item<\/li>\n<li>Upgrades, components, or parts required due to incompatibility with the replacement system\u00a0<\/li>\n<li>Water damage\u00a0<\/li>\n<\/ul>\n<p>It\u2019s important to note that AFC Home Warranty doesn\u2019t cover damage caused by weather. This is standard in the industry, but it can still be risky in southern Alabama, where hurricanes are common, so keep that in mind.<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-0076f407 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-33a43a08 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-39427a2c\">\n<p>Overall, AFC Home Warranty\u2019s rates are comparable with other top companies, but at <strong>$91.58<\/strong>, the Diamond plan is the most expensive plan on our list, which negatively affects its score. We decided to give AFC a 9.1 because it has flexible service fees as low as <strong>$75<\/strong>, and it has affordable annual prices for add-ons. However, if you request non-emergency services outside of normal business hours, you will be responsible for additional fees or overtime charges, so be sure to read the <a href=\"https:\/\/afchomeclub.com\/images\/WPImages\/2019\/05\/AFCSAMPLECONTRACT.pdf\">entire AFC Home Warranty sample contract<\/a> to learn all the details about your plan.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7b9474f9 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6b2f1d9e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 9.2\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bb26d34\">\n<p>AFC Home Warranty has the highest score on our list when it comes to customer experience, and part of that is due to its lifetime workmanship guarantee and ability to choose your own technician. Customers often praised the company\u2019s timeliness, which makes sense because AFC has an average response time of 24 to 48 hours. One customer claimed:<\/p>\n<p><strong><em>\u201cI\u2019ve been with AFC Home Warranty since 2019 and really appreciate their quick responses. The flexibility they provide to go through a technician of your choice or have them find you one is very helpful as well.\u201d<\/em><\/strong><\/p>\n<p>This quote sums up a lot of my favorite things about AFC, so it\u2019s good to know that many long-time customers feel the same.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bfd6a497 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e2a30012 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1b698630\">\n<p>AFC Home Warranty has fewer online reviews than most of its competitors, but that means it also has a relatively low number of complaints. Customers typically praise AFC for the ability to choose their own provider, with one customer saying, \u201c<strong><em>The ability to choose my own technician is very important to me. I know by doing so, I get the caliber of person that I always have dealt with for the maintenance of my equipment.<\/em><\/strong>\u201d However, most complaints are about denied claims, which is a very common issue in the industry, but it\u2019s still worth considering before your purchase.<\/p>\n<p>Most importantly, AFC Home Warranty has worked to resolve <strong><em>every single <\/em><\/strong><a href=\"https:\/\/www.bbb.org\/us\/ga\/marietta\/profile\/home-warranty-plans\/afc-home-warranty-0443-27282410\/complaints\">complaint that I saw on the BBB website<\/a>. That impressed me, and it shows that AFC is very dedicated to customer service, even if its overall performance could use improvement.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.0<\/em><\/td>\n<td><em>24<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.9<\/em><\/td>\n<td><em>336<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-45be9805 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4902cc8e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fa475491\">\n<p>AFC Home Warranty has the lowest claims process score on our list, mainly due to the fact that <strong><em>it doesn\u2019t offer emergency services<\/em><\/strong>. Every other provider on our list offers this service, so it\u2019s a big con for AFC. For that reason, we gave AFC Home Club a score of 6.8.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6b33db7c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-ed636504 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-321b590d\">\n<p>AFC Home Warranty operates in 49 states, so according to our review standards, we gave it a perfect availability score. Since AFC is active across the whole country, it acts as a clear sign of its legitimacy.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-af7e847c gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/choice-home-warranty\/\">Read our Choice Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-33d470b0\">\n<div class=\"gb-grid-column gb-grid-column-34186e18\">\n<div class=\"gb-container gb-container-34186e18\">\n<p>Best Appliance Coverage<\/p>\n<h3 class=\"gb-headline gb-headline-22e0ddde gb-headline-text\">First American Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-2d3e45d4 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-e0f90349 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-e0812904 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>Leap Year Savings! Get $200 Off with Promo Code: LEAP24<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-553a17e0 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-2db3478f gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-3084f7c8 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-7c56575d gb-tabs__items\">\n<div class=\"gb-container gb-container-0713fd08 gb-tabs__item gb-tabs__item-open\">\n<p>Hands down, my favorite thing about First American Home Warranty is its appliance coverage limits. It covers up to <strong>$3,500<\/strong> per appliance in its plans, which is significantly higher than the industry average of<strong> $2,000<\/strong>. Even Liberty Home Guard can\u2019t compete with that. I also like its flexible service fees, which is always a good feature to have. First American is also the <strong><em>only <\/em><\/strong>provider on our list with specific coverage for luxury appliances, so if you own high-end appliances, I highly recommend First American.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f1aca5f0 gb-tabs__item\">\n<p>I only have small complaints about First American Home Warranty since there aren\u2019t any glaring red flags. First, it doesn\u2019t offer any plans that only cover home systems. While it\u2019s not necessary to have a home-system-only plan, it\u2019s fairly standard, so it would make sense to add an option for it. Additionally, First American doesn\u2019t have nationwide availability, so you may have to change home warranty providers if you move out of its network. Finally, its response times are about average, so if timely repairs are important to you, Liberty Home Guard is the better option.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p>First American Home Warranty ranks second best in its overall score, making it my top alternative to Liberty Home Guard. My favorite features are its affordable monthly rates, high appliance coverage limits, and flexible service fees. First American may not be the flashiest option on our list, but it doesn\u2019t perform poorly in any category, and it has a great company reputation, which makes me confident in choosing it as a home warranty provider.<\/p>\n<p>First American\u2019s appliance coverage limit of $3,500 makes it one of the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/appliance-insurance\/\">best home appliance insurance companies<\/a>. This is a huge perk since its high coverage limits are available even on its most affordable plans, making it an amazing value. While the Premium plan is too pricey to justify for most homeowners, it\u2019s still a great choice for luxury appliance coverage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>First American Home Warranty offers the standard menu of three plans, but they all have a mixture of appliances and home system coverage, so you can\u2019t just cover one of the other. It also gives the option to choose service fees of<strong> $75, $100, or $125<\/strong>, which gives you more control over your monthly rate. The service fee amount will affect your monthly premium, so be sure to take that into account before buying. The Premium plan is a bit too pricey, and the coverage is overkill for most homeowners, so I recommend the Essential plan since it offers comprehensive coverage at a fair price.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Starter Plan<\/em><\/td>\n<td><em>$47.00<\/em><\/td>\n<td><em>$75 \u2013 $125<\/em><\/td>\n<td><em>Use Promo Code LEAP24 for $200 Off (online)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Essential Plan<\/em><\/td>\n<td><em>$57.00<\/em><\/td>\n<td><em>$75 \u2013 $125<\/em><\/td>\n<td><em>Use Promo Code LEAP24 for $200 Off (online)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Premium Plan<\/em><\/td>\n<td><em>$72.00<\/em><\/td>\n<td><em>$75 \u2013 $125<\/em><\/td>\n<td><em>Use Promo Code LEAP24 for $200 Off (online)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Birmingham. The cost data presented was accurate at the time of publication.\u00a0 The discounts above were available at the time of publication.\u00a0<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<ul>\n<li>Additional refrigeration: $4.17<\/li>\n<li>Additional refrigeration 2: $4.17<\/li>\n<li>Additional refrigeration 3: $4.17<\/li>\n<li>Central air conditioning (electric): $8.33<\/li>\n<li>First American advantage: $0.00 (only for Essential and Premium plans)<\/li>\n<li>HVAC tune-up: $2.08<\/li>\n<li>Limited roof leak: $8.33<\/li>\n<li>Pool\/spa equipment: $20.83<\/li>\n<li>Pool\/spa equipment 2: $20.83<\/li>\n<li>Septic tank pumping\/system: $7.08<\/li>\n<li>Water softener: $7.08<\/li>\n<li>Well pump: $7.08<\/li>\n<\/ul>\n<p>The add-on I find most useful is the central air conditioning coverage. Alabama can be extremely hot and humid in the summer, so it\u2019s important to keep your AC running well if you want to stay cool.<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>First American Home Warranty has the following notable exclusions:\u00a0<\/p>\n<ul>\n<li>Chimneys<\/li>\n<li>Collapsed or broken lines<\/li>\n<li>Cosmetic defects<\/li>\n<li>Damage from pests<\/li>\n<li>Damage from weather, theft, or smoke\u00a0<\/li>\n<li>Glass doors<\/li>\n<li>Knobs<\/li>\n<li>Low-voltage electrical systems<\/li>\n<li>Plumbing stoppages caused by foreign objects<\/li>\n<li>Roots<\/li>\n<li>Rotisseries<\/li>\n<li>Solar systems<\/li>\n<li>Space heaters<\/li>\n<li>Water heater storage tanks<\/li>\n<\/ul>\n<p>However, First American covers some of these exclusions (like knobs and dials) in its Essential and Premium plans.<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>First American has the highest score on our list for overall affordability because of its reasonable prices and flexible service fees. In my opinion, all of its plans are a great deal, but the Essential plan is my favorite because it covers all major appliances and systems for less than Liberty Home Guard\u2019s Total Home Guard plan <strong>($59.99)<\/strong>. It also offers three service fee options as low as <strong>$75<\/strong>, which is better than most other competitors. First American won\u2019t reimburse you for services performed without prior approval, and although this is standard practice, it could add to your overall cost. Be sure to read the <a href=\"https:\/\/homewarranty.firstam.com\/media\/contracts\/Y5TX.B.pdf?_ga=2.16971902.693719768.1654519212-374376029.1627396609\">entire First American sample contract<\/a> to learn the terms and conditions before buying.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>First American Home Warranty ranks right in the middle of our list for customer experience. Most customers were happy with their overall experience, but First American\u2019s response times vary more than the response times of its competitors, so we gave it an 8.1 out of 10.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>First American Home Warranty has a good overall reputation and ranks second only to Liberty Home Guard on our list. The majority of reviews on Trustpilot were five stars, which is a rare accomplishment, with many customers praising the company\u2019s quick service. One customer said:<\/p>\n<p><strong><em>\u201cAmerican Home Warrant is always fast to respond and always sends out courteous and competent workmen who get the job done. It\u2019s really been cost-effective for me to continue this warranty service. \u201d<\/em><\/strong><\/p>\n<p>Many other top reviews were similar. However, several complaints mentioned poor communication, claim denials, and no-show contractors. Another customer said:<\/p>\n<p><strong><em>\u201cThey blame everything on the local technicians, but when I call the local technician, they say they need further instructions from First American.\u201d<\/em><\/strong><\/p>\n<p>There are always different sides to every story, so taking all the good and bad into account, we gave First American an overall score of 8.9.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.1<\/em><\/td>\n<td><em>13,639<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>First American has an average response time of around 48 hours, which is reasonable but not exceptional. Many companies on our list have average response times of 12 to 24 hours, so 48 hours isn\u2019t much to boast about. However, First American still offers convenient ways to submit claims online or over the phone 24\/7, so we gave it an 8.4, ranking it in the middle of our list.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 6.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>First American Home Warranty is only available in 34 states (not available in AK, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, or WI). This isn\u2019t a dealbreaker for Oklahoma residents, but it\u2019s worth noting. Still, since its availability isn\u2019t as good as the rest of the competition, we gave it a 6 out of 10.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Calculate the Cost of an Alabama Home Warranty<\/h2>\n<p>If you\u2019re trying to figure out how much a home warranty will cost, Today\u2019s Homeowner created a handy cost calculator to help you. Enter your monthly cost, service call fee, and expected number of claims below to estimate your annual home warranty cost.<\/p>\n<div class=\"hw-calc\">\n<div class=\"hw-calculator-tho\">\n<div class=\"container\">\n<table>\n<tr>\n<th>Appliance<\/th>\n<th>Average Repair Cost<\/th>\n<th>Average Replacement Cost<\/th>\n<\/tr>\n<tr>\n<td>Dehumidifier<\/td>\n<td>$50\u2013$200<\/td>\n<td>$1,300\u2013$2,800<\/td>\n<\/tr>\n<tr>\n<td>Microwave<\/td>\n<td>$50\u2013$400<\/td>\n<td>$60\u2013$2,000<\/td>\n<\/tr>\n<tr>\n<td>Dishwasher<\/td>\n<td>$50\u2013$500<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Exhaust Fans<\/td>\n<td>$16\u2013$300<\/td>\n<td>$250\u2013$950<\/td>\n<\/tr>\n<tr>\n<td>Electric Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Gas Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Dryer<\/td>\n<td>$100\u2013$400<\/td>\n<td>$450\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Oven<\/td>\n<td>$100\u2013$430<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Washer<\/td>\n<td>$50\u2013$450<\/td>\n<td>$400\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Freezer<\/td>\n<td>$90\u2013$500<\/td>\n<td>$160\u2013$2,900<\/td>\n<\/tr>\n<tr>\n<td>Refrigerator<\/td>\n<td>$40\u2013$350<\/td>\n<td>$200\u2013$5,000<\/td>\n<\/tr>\n<\/table><\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Alabama Home Warranty Regulations<\/h2>\n<p>Home warranty companies in Alabama are regulated by the <a href=\"https:\/\/aldoi.gov\/\">Alabama Department of Insurance<\/a>, through which they have to register and meet qualifications as an <a href=\"https:\/\/www.aldoi.gov\/companies\/ServiceContract.aspx\">Alabama service contract provider<\/a>. This process includes application fees, registering with the ADOI, and meeting all requirements under <a href=\"https:\/\/www.aldoi.gov\/PDF\/Companies\/Section8CodeofAlabama.pdf\">Section 8 Code of Alabama law<\/a> in order to guarantee reliable operation.<\/p>\n<p>Alabama also has laws about <a href=\"https:\/\/alabamaconstructionlaw.com\/alabama-law-overview\/implied-warranties\/\">implied warranties for new home builds<\/a>. These laws exist to protect homebuyers in the event that their new residential construction develops problems earlier than it should. It essentially acts as a workmanship guarantee that the home you buy is up to code and free from any major issues.<\/p>\n<h2 class=\"wp-block-heading\">Alabama Home Warranty News<\/h2>\n<p>As of late 2023, an electric utility company called <a href=\"https:\/\/www.alabamapower.com\/\">Alabama Power<\/a> recently introduced a new home repair service program with the help of <a href=\"https:\/\/www.homeserve.com\/en-us\/home\/\">Home Serve<\/a> to offer home maintenance services to customers. <a href=\"https:\/\/www.fox10tv.com\/2023\/11\/28\/alabama-power-customers-receive-notice-new-home-repair-service\/\">Local Alabama Fox 10 News<\/a> shared the story, showing that when the utility provider reached out to existing customers, some grew worried that the new feature was a scam. <a href=\"https:\/\/www.fox10tv.com\/\">WALA<\/a> staff said the following:<\/p>\n<p><strong><em>\u201cAlabama Power customers have been receiving notices from the utility about a new service, leaving some people questioning whether the offer is legitimate. FOX10 News reached out to Alabama Power and was told the new Alabama Power Insurance for Exterior Electrical Systems through HomeServe is not a scam.\u201d<\/em><\/strong><\/p>\n<p>By combining home maintenance and repair with its utility services, Alabama Power aims to help homeowners save money through a more inclusive service.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_d3f05596d822f4067762da61c2ea52d0 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"FAQs about the Best Home Warranties in Alabama \">FAQs about the Best Home Warranties in Alabama <\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty in Alabama?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p>Alabama law doesn\u2019t require homeowners to purchase a home warranty plan, but it can still be beneficial, depending on your needs.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost in Alabama?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">The average cost of a home warranty in Alabama is<\/span><b> $49.42 a month<\/b><span style=\"font-weight: 400;\">, not including service fees. To find out more about the costs associated with home warranties, check out our <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\">home warranty cost guide<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Can You Save Money When Shopping for Home Warranties In Alabama?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">To get the best rates on your home warranty policy, I recommend browsing companies\u2019 websites for online deals and promo codes since these are always changing. Also, don\u2019t be afraid to call and ask a representative directly if they have any promotional deals because there\u2019s a good chance it\u2019ll pay off.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for Alabama Homeowners?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">A home warranty is worth it in Alabama because if you don\u2019t have thousands of dollars saved to pay out of pocket for repairs, a monthly home warranty bill makes more sense financially. It can be difficult to know for sure <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\">if home warranties are worth it<\/span><\/a><span style=\"font-weight: 400;\"> for your specific circumstances, but consider your needs and finances before buying a policy.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\" id=\"h-more-alabama-resources\">More Alabama Resources<\/h3>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Highlights While each home warranty provider has unique perks, Liberty Home Guard is the most well-rounded in my book. Its wide range of add-ons and the emergency services in its contracts give it a leg up on the competition, and its positive consumer reviews only sweeten the deal. If you\u2019re not sure where to begin [&hellip;]<\/p>\n","protected":false},"author":224,"featured_media":9213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-9915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 5 Best Home Warranty Companies in Alabama | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"Learn about our top home warranty providers and how to choose the best one with our informative guide on the best home warranty in Alabama.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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