{"id":9893,"date":"2024-02-29T01:35:50","date_gmt":"2024-02-29T01:35:50","guid":{"rendered":"https:\/\/topat10.com\/?p=9893"},"modified":"2024-02-29T01:35:50","modified_gmt":"2024-02-29T01:35:50","slug":"top-5-best-home-warranty-companies-in-louisiana","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=9893","title":{"rendered":"Top 5 Best Home Warranty Companies in Louisiana"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<section id=\"th-subscribe-block_eec2cbd4e773b905d468efbf36e192f6\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>Picking a home warranty in Louisiana means finding coverage that can handle the challenges posed by the state\u2019s hot, humid, and rainy climate. Liberty Home Guard\u2019s emergency services provide peace of mind during the hot, humid summers \u2014 when you rely on critical systems like air conditioners, sump pumps, and back-up generators the most. And even as a newer company, Liberty gets positive reviews for its responsive claims service.<\/li>\n<li>For the fastest repairs, look at American Home Shield. It fixes most issues within a day, which is critical when your AC fails in the heat and humidity. It also covers preexisting problems in older homes, which are common in Louisiana.<\/li>\n<li>Carefully read what each company covers and excludes. Make sure your policy includes the home systems you want repairs on if they break. If you have expensive home systems and luxury\/premium appliances, Elite Home Warranty covers up to $10,000 for systems and $6,000 per appliance.<\/li>\n<\/ul><\/div>\n<\/section>\n<p>Home warranties have a bad reputation in Louisiana. You hear about denied claims, confusing contracts, and pushy sales tactics. With hot, humid weather, repairs can be stressful and pricey here. No wonder people approach home warranty companies carefully. That said, a reputable company can save you thousands on urgent repairs.<\/p>\n<p>So, I thoroughly researched Louisiana\u2019s top home warranty options. I compared real pricing, read the fine print on exclusions, spoke to real customer service representatives, and evaluated thousands of reviews. I graded each provider based on key factors like coverage, customization, customer service, reputation, and cost. This process helped me identify the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/\">best home warranty companies <\/a>in Louisiana offering comprehensive coverage at fair rates.<\/p>\n<p>My strict review process means these providers can reliably handle claims statewide \u2014 including frequent issues like AC breakdowns and plumbing issues. Louisiana\u2019s climate means AC units and plumbing get heavy use. I\u2019m confident the top five companies in this guide will provide strong coverage for routine repairs and maintenance in your Louisana home.<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg 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class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" 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L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" 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C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">Read our full <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Review Methodology<\/a> for more details.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Top 5 Maryland Home Warranty Companies<\/h2>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<section id=\"th-tips-block_ccc3cc1c2db56871d10117da78d9ec75\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            \u200b\u200bWhen I researched home warranty companies in Louisiana, two stood out \u2014 Liberty Home Guard and Elite Home Warranty.         <\/p><\/div>\n<\/section>\n<p>\u200b\u200bWhen I researched home warranty companies in Louisiana, two stood out \u2014 Liberty Home Guard and Elite Home Warranty. Liberty has amazing custom plans, offering the most add-ons I\u2019ve seen (41 total). Options like generator, sump pump, and roof leak coverage are important in the state due to its high rainfall and frequent storms. With heat waves in Louisiana, Liberty\u2019s emergency services provide peace of mind for urgent HVAC and other critical repairs.\u00a0<\/p>\n<p>For luxury or high-end appliances, I recommend Elite Home Warranty. As a BBB-accredited company, Elite has a stellar reputation. Its coverage caps go up to $6,000 for appliances and $10,000 for systems \u2014 very generous limits for premium items. Of course, all plans have exclusions, so review what\u2019s covered thoroughly first to make sure everything you want protected in your home is covered. But Liberty\u2019s customization and Elite\u2019s high limits make it easier to safeguard your home here.<\/p>\n<section id=\"th-tips-block_a99790091186d065d84195e0cfee066a\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>I recommend shopping around and getting quotes from at least three home warranty providers before you sign a contract. Many providers have promotions over the phone or online to provide you additional savings, so I always recommend both calling in and requesting a quote online to get the best deal you can. <\/p>\n<\/p><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\">Louisiana Home Warranty Companies I Didn\u2019t Include<\/h3>\n<p>I didn\u2019t include Landmark Home Warranty in my recommendations due to worrying reviews and lack of Better Business Bureau (BBB) accreditation. Despite being in business for 18 years, Landmark has poor consumer reviews, several complaints, and a few pending lawsuits across the country. While no company satisfies everyone, this history raises red flags for Louisiana homeowners.<br \/>I also removed Cinch Home Services from consideration. Cinch has <a href=\"https:\/\/www.law.com\/radar\/card\/craig-cunningham-v-cinch-home-services-inc-et-al-36452447-1\/\">past lawsuits<\/a> over the alleged violation of the Telephone Consumer Protection Act. It has several online complaints about it breaking Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) laws, so I don\u2019t feel comfortable suggesting Choice to Louisiana residents.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-highest-rated-home-warranties-in-louisiana\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare The Highest-Rated Home Warranties In Louisiana<\/h2>\n<div class=\"gb-container gb-container-74dddb5c\">\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_ifFsC1EB0Cfv\">\n<table class=\"has-row-stripes has-sticky-col has-cells-centered\">\n<thead>\n<tr>\n<th>Company<\/th>\n<th>Star Rating<\/th>\n<th>Best For<\/th>\n<th>Monthly Cost<\/th>\n<th>Service Fee<\/th>\n<th>Response Time<\/th>\n<th>BBB Rating<\/th>\n<\/tr>\n<\/thead>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-a4a8455a\">\n<figure class=\"gb-block-image gb-block-image-b5f13538\"><a href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-b5f13538 lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" data-lazy-sizes=\"(max-width: 725px) 100vw, 725px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\" class=\"gb-image-b5f13538 lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" sizes=\"auto, (max-width: 725px) 100vw, 725px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-0689db86 provider-button gb-button-text\" href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-d3eb4315 gb-headline-text\">Best for Customization<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-10694bff gb-headline-text\">$50-$60<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1aade6ef gb-headline-text\">$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-6ed5546d gb-headline-text\">12-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f71d58d8 gb-headline-text\">NR<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"\/>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-50f56751 gb-headline-text\">Best Coverage Limits<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-4e92b12e gb-headline-text\">$35\u2013$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-def2a050 gb-headline-text\">$100\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-c9c4dd0a gb-headline-text\">24-72 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-be38f513 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-7abd06ce\">\n<figure class=\"gb-block-image gb-block-image-926f9bea\"><a href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-926f9bea lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-lazy-data-sizes=\"(max-width: 1029px) 100vw, 1029px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\" class=\"gb-image-926f9bea lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-sizes=\"(max-width: 1029px) 100vw, 1029px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-e607c7b8 provider-button gb-button-text\" href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1449c53e gb-headline-text\">Best Customer Ratings<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-670c988e gb-headline-text\">$44.99-$58.99<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-b31f5a8e gb-headline-text\">$70<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-c408aa5a gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-7ff1f89b gb-headline-text\">A+<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-2944ceb6\">\n<figure class=\"gb-block-image gb-block-image-eeb34589\"><a href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-eeb34589 lazyload\" alt=\"choice home warranty logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\" class=\"gb-image-eeb34589 lazyload\" alt=\"choice home warranty logo\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-ff2fb966 provider-button gb-button-text\" href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-2d9ff014 gb-headline-text\">Best Claims Acceptance<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5b3b39e9 gb-headline-text\">$46\u2013$55<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-a0e235fa gb-headline-text\">$85<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-03a4a517 gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-ee0ac153 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-8653ea05\">\n<figure class=\"gb-block-image gb-block-image-85dd3d23\"><a href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-85dd3d23 lazyload\" alt=\"select home warranty logo\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-lazy-data-sizes=\"(max-width: 220px) 100vw, 220px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\" class=\"gb-image-85dd3d23 lazyload\" alt=\"select home warranty logo\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-sizes=\"(max-width: 220px) 100vw, 220px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-87671bcc provider-button gb-button-text\" href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-ebe7984a gb-headline-text\">Best Value<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f40bc0c9 gb-headline-text\">$52\u2013$58<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-aacb1b68 gb-headline-text\">$60<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-fc57f06b gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9728aff1 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-115a65b5\">\n<figure class=\"gb-block-image gb-block-image-bbae200c\"><a href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"89\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-bbae200c lazyload\" alt=\"\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Club-Logo-e1674672395363.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"89\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Club-Logo-e1674672395363.png\" class=\"gb-image-bbae200c lazyload\" alt=\"\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-16c2374e provider-button gb-button-text\" href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5ae324a1 gb-headline-text\">Best for Additional Benefits<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-cd89a25b gb-headline-text\">$38\u2013$62<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-3f13c84e gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-86bdddb9 gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-16d9e55c gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-bbc6100d\">\n<figure class=\"gb-block-image gb-block-image-c530598c\"><a href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-c530598c lazyload\" alt=\"first american logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\" class=\"gb-image-c530598c lazyload\" alt=\"first american logo\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-739bdf38 provider-button gb-button-text\" href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-64531314 gb-headline-text\">Best Appliance Coverage<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f8732a0d gb-headline-text\">$38\u2013$48<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-3b76ef2b gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9e1cee3b gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-fd24a0ae gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"\/>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-2dd3be5e gb-headline-text\">Best for Preventative Maintenance<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1cce2b51 gb-headline-text\">$28\u2013$68<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-bf7b17b8 gb-headline-text\">$100\u2013$150<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-504da28e gb-headline-text\">2\u201324 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-d9d1623f gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<\/table>\n<\/figure>\n<\/div>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_ifFsC1EB0Cfv\"\/>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-louisianahome-warranties\">Our Reviews of the Best LouisianaHome Warranties<\/h2>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-a1c5dcba\">\n<div class=\"gb-grid-column gb-grid-column-68e5d0eb\">\n<div class=\"gb-container gb-container-68e5d0eb\">\n<p>Best for Customization<\/p>\n<h3 class=\"gb-headline gb-headline-1e790e41 gb-headline-text\">Liberty Home Guard<\/h3>\n<p class=\"gb-headline gb-headline-8a6fa0e3 gb-headline-text\">4.6<\/p>\n<p class=\"gb-headline gb-headline-22b15352 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-3fdd3eb9 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 Off + 2 Months free + Free Roof Leak Coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>Where Liberty really stands out is customization. It offers over 40 coverage add-ons for unique home coverage for items like generators, which are common in the state due to the <a href=\"https:\/\/www.nola.com\/news\/environment\/climate-change-is-causing-a-massive-jump-in-power-outages-in-louisiana-report-says\/article_81f76ede-3475-11ed-aef1-bff3b9e72a72.html\">average six-plus power outages it has each year<\/a>. And with Louisiana\u2019s hurricane risks, having the flexibility to tailor your plan with things like optional generator coverage to keep up with the power outages and sump pump protection to make sure your basement stays dry are so valuable. You also get great 60\u2013day workmanship guarantees, exceeding the 30\u2013day standard. Between customized coverage, stellar reputation, and policy perks, Liberty delivers plans tailored to your home\u2019s needs.<\/p>\n<p>I know most home warranty companies get bad online reviews. But compared to other providers, Liberty has a higher degree of positive feedback \u2014 much higher than competitors. It also covers what most competitors don\u2019t \u2014 up to two portable or window AC units, which many households in Louisana own due to the state\u2019s heat and high humidity.\u00a0 For reputation, flexibility, and coverage, Liberty is a top choice in Louisiana.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>Liberty Home Guard\u2019s main downside is that its coverage caps max out at $2,000 \u2014 lower than competitors like Elite Home Warranty with $6,000 caps. And its add-ons run pricey, averaging $15 monthly versus $6 for Elite. Liberty was founded less than ten years ago (in 2017), so it lacks experience versus long-running providers like American Home Shield. Users report relentless sales calls and high cancellation fees, too. Liberty has fixed service fees and excludes preexisting defects.<br \/>Recently, Liberty\u2019s A+ BBB rating was revoked and replaced with an NR (not rated) rating until the BBB can thoroughly review recent complaints and either reinstate its rating or lower it. Liberty\u2019s rates also start higher than those of competitors \u2014 $49.99 a month may be too much for some budgets here. For homeowners seeking maximum coverage and financial flexibility, consider more established brands such as American Home Shield or Select Home Warranty. But for most Louisiana homes without ultra-high-end systems and uncommon appliances, Liberty still protects sufficiently. Just know its caps and pricing aren\u2019t the best available.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>Dealing with high heat and humidity, Louisiana homeowners need strong protection from system and appliance breakdowns to make sure they can keep up with usage\u00a0 \u2014 my top recommendation is Liberty Home Guard. At around $50 monthly, I praise its affordable and customizable plans. Liberty stands out with unique add-ons like <a href=\"https:\/\/todayshomeowner.com\/home-finances\/guides\/does-a-home-warranty-cover-pest-control\/\">pest control<\/a>, pools, and carpet cleaning \u2014 offerings I haven\u2019t seen elsewhere. And as I mentioned earlier, its generator add-on is useful since many homes have backup power due to<a href=\"https:\/\/www.axios.com\/local\/new-orleans\/2023\/08\/29\/power-outages-disparities-generators#:~:text=In%202018%2C%20the%20average%20Entergy,number%20increased%20to%20149%20minutes.\"> frequent power outages<\/a> in the state. These flexible options provide peace of mind that your appliances and systems are covered. Liberty also gets great customer service ratings.<\/p>\n<p>The one drawback is Liberty\u2019s $2,000 coverage caps. These may not adequately cover luxury or high-end appliances \u2014 American Home Warranty and Elite Home Warranty offer higher limits.\u00a0 But for most standard systems, the caps should sufficiently protect\u200c them. Liberty doubles industry standards with a 60-day workmanship guarantee that provides additional no-charge repairs if a technician needs to come back again for the same issue.<\/p>\n<p>If you don\u2019t need high caps and want customization, add-ons, affordable premiums, and stellar service, Liberty is a great choice in Louisiana. Its tailored plans and perks provide ample protection for most homes here.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>Liberty Home Guard lets you deeply customize coverage \u2014 with appliance, system, or combined plans and 40-plus add-ons. For Louisiana\u2019s hurricane risks, this flexibility and optional limited roof leak coverage bring peace of mind. Getting small leaks repaired before hurricane season can prevent extensive water damage in your home.\u00a0 I\u2019d choose the combined Total Home Guard plan for full protection of appliances and systems. It only costs $10 more per month than the basic plan.<\/p>\n<p>Pricing starts affordably around $50 monthly, equaling national averages. Most add-ons run $8 to $15 extra, slightly above average. One drawback is Liberty\u2019s non-negotiable $65 to $125 service fees. But Liberty offers discounts to help offset charges. When I got a quote, they offered two free months with an annual payment \u2014 a $100-plus savings. I also got a $225 coupon to enroll.\u00a0<\/p>\n<p>A unique perk is Liberty\u2019s 60-day workmanship guarantee, which is double the industry standard. This provides extra protection if contractors don\u2019t make repairs correctly the first time. Between custom plans, discounts, and the 60-day guarantee, Liberty is a great choice for Louisiana homeowners wanting customized security.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Appliance Guard<\/em><\/td>\n<td><em>$49.99<\/em><\/td>\n<td><em>$65 <\/em><em>\u2013<\/em><em> $125<\/em><\/td>\n<td><em>2 months free, $225 off coupon<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Systems Guard<\/em><\/td>\n<td><em>$54.99<\/em><\/td>\n<td><em>$65 <\/em><em>\u2013<\/em><em> $125<\/em><\/td>\n<td><em>2 months free, $225 off coupon<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Total Home Guard<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$65 <\/em><em>\u2013<\/em><em> $125<\/em><\/td>\n<td><em>2 months free, $225 off coupon<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in New Orleans, LA. The cost data presented was accurate at the time of publication.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Liberty Home Guard has the most optional add-ons of all home warranty providers, at a total of 41. In the list below, you\u2019ll\u00a0 see all the available add-ons and their monthly premium at the time of writing. For Louisana homes, I particularly like the limited roof leak coverage. The state gets around 57 inches of rain per year, so having some roof leak coverage is a plus.\u00a0<\/p>\n<ul>\n<li>Carpet cleaning: $19.99\/month<\/li>\n<li>Casita guest unit: $35.99\/month<\/li>\n<li>Central vacuum: $8.99\/month<\/li>\n<li>Ejector pump: $14.99\/month<\/li>\n<li>Electronics protection: $19.99\/month<\/li>\n<li>Freestanding ice maker: $14.99\/month<\/li>\n<li>Generator: $19.99\/month<\/li>\n<li>Grinder pump: $14.99\/month<\/li>\n<li>Gutter cleaning: $14.99\/month<\/li>\n<li>Ice maker (in-fridge): $3.99\/month<\/li>\n<li>Instant hot water dispenser: $9.99\/month<\/li>\n<li>Lawn sprinkler system: $9.99\/month<\/li>\n<li>Lighting fixtures: $7.99\/month<\/li>\n<li>Limited roof leak: $11.99\/month<\/li>\n<li>Pest control: $14.99\/month<\/li>\n<li>Plumbing fixtures: $7.99\/month<\/li>\n<li>Pool and spa: $19.99\/month<\/li>\n<li>Additional spa: $9.99\/month<\/li>\n<li>Power washing (exterior flooring): $19.99\/month<\/li>\n<li>Pro-series clothes dryer: $4.99\/month<\/li>\n<li>Pro-series dishwasher: $7.99\/month<\/li>\n<li>Pro-series microwave: $4.99\/month<\/li>\n<li>Pro-series range\/oven\/cooktop: $12.99\/month<\/li>\n<li>Pro-series refrigerator: $14.99\/month<\/li>\n<li>Pro-series standalone freezer: $14.99\/month<\/li>\n<li>Pro-series washing machine: $4.99\/month<\/li>\n<li>Re-key: $9.99\/month<\/li>\n<li>Reverse osmosis water filter system: $14.99\/month<\/li>\n<li>Salt water pool: $23.99\/month<\/li>\n<li>Second refrigerator: $7.99\/month<\/li>\n<li>Septic system pumping: $12.99\/month<\/li>\n<li>Sump pump: $8.99\/month<\/li>\n<li>Swamp cooler: $14.99\/month<\/li>\n<li>Trash compactor: $7.49\/month<\/li>\n<li>TV mounting (up to 65 inch TVs): $14.99\/month<\/li>\n<li>TV mounting (up to 85 inch TVs): $19.99\/month<\/li>\n<li>Water dispenser water line: $4.99\/month<\/li>\n<li>Water softener: $13.99\/month<\/li>\n<li>Well pump: $12.99\/month<\/li>\n<li>Window washing\/cleaning: $19.99\/month<\/li>\n<li>Wine cooler\/fridge: $11.99\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Here are all of Liberty Home Warranty\u2019s exclusions. These are all standard exclusions within the home warranty industry.\u00a0<\/p>\n<ul>\n<li>Cosmetic defects<\/li>\n<li>Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems<\/li>\n<li>Damages caused by acts of God, including storms<\/li>\n<li>Disposal of appliances, systems, or components<\/li>\n<li>Electronics, computerized, \u201csmart,\u201d or Internet\/enabled components and parts<\/li>\n<li>Filters associated with any covered items<\/li>\n<li>Fire sprinkler systems<\/li>\n<li>Flues, vents, chimneys, and exhaust lines<\/li>\n<li>Glass parts<\/li>\n<li>Lighting<\/li>\n<li>Noise<\/li>\n<li>Radon and other leak detection monitoring systems<\/li>\n<li>Remote receiving and transmitting devices<\/li>\n<li>Solar systems and applications<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Liberty Home Guard offers competitively priced plans \u2014 starting around $50 monthly, which is about average. However, add-on costs run higher than most, with most over $15 per month (competitors such as American Home Shield and Elite Home Warranty price most of their add-ons less than $10). You\u2019ll also pay $65 to $125 non-negotiable service fees for claims.<\/p>\n<p>Additionally, Liberty only covers up to an item\u2019s \u201cbook value,\u201d not the full pre-depreciation amount (see sample contract excerpt below). And its $2,000 per-item coverage caps fall below other providers, such as American Home Shield at $3,000 and Elite Home Warranty at $6,000. But Liberty covers unique appliances that others don\u2019t. Add-ons for reverse osmosis filters and pro-series\/luxury equipment let you cover all appliances and systems you need.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/9UfWGHNPJXHTne-6yL6lO977_1OYz7TOgHOuTb___jg2PjboluT8r5rnB2-QpWs-S3M4jd2-MMLtPnvqV1NyffZRs4hwS9ZxdRqVXLQ0Bafb4gdjvZSHmq7_vkr72VOPoAby_LZ3eUfAMftn58qscqM\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/9UfWGHNPJXHTne-6yL6lO977_1OYz7TOgHOuTb___jg2PjboluT8r5rnB2-QpWs-S3M4jd2-MMLtPnvqV1NyffZRs4hwS9ZxdRqVXLQ0Bafb4gdjvZSHmq7_vkr72VOPoAby_LZ3eUfAMftn58qscqM\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<p>So, Liberty\u2019s base plans are affordably priced, but the higher add-on costs, lower caps, and book value payouts are drawbacks.. The flexibility to cover unique appliances is a major plus, though. Louisiana homeowners need to weigh these pros and cons based on their specific needs and systems.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>Liberty Home Guard makes enrollment smooth for Louisiana homeowners. The website and online quoting were easy to navigate, and it was simple to customize coverage and compare plans when I did my secret shopping. Once you\u2019re enrolled, Liberty offers quick customer support through chat, phone, and email. It also starts coverage faster than competitors \u2014 in 30 days rather than the typical 60 days. Liberty\u2019s repair guarantee gives assurance that any work will be done right. However, some online reviews note a slow response time when you file a claim, and others cite difficulty reaching a supervisor when they need to escalate an issue, so I think a 7.8\/10 rating is fair for this provider. Still, for a streamlined experience from quote to repair, Liberty delivers transparent pricing, good accessibility, fast coverage start, and service guarantees.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>Liberty Home Guard is a younger home warranty provider but has earned a strong reputation in its shorter time in business, easily earning my 9.1\/10 rating. No home warranty company earns feedback as consistently positive as that of Liberty Home Guard. Out of thousands of reviews, it stands far above competitors in customer satisfaction. For Louisiana homeowners seeking reliable protection, Liberty is my top recommendation.<\/p>\n<p>Although Liberty has a plethora of positive reviews, it was recently hit with multiple complaints on the BBB website. As a result, the BBB temporarily revoked its previous A+ rating and now lists the provider as\u00a0 NR (not rated). After contacting the BBB and talking with a customer service representative, I found out that this is standard procedure. Once the BBB fully reviews the complaints, it will either revert LHG back to its A+ rating or update it to a lower score. It\u2019s worth mentioning that this scenario also happened to Liberty previously on the BBB. After thoroughly reviewing on both occasions, the BBB restored Liberty\u2019s A+ rating.\u00a0<\/p>\n<p>On a positive note, its overwhelmingly great Google and Trustpilot reviews cement Liberty\u2019s reputation. Users highlight exceptional service, smooth claims processes, and fast issue resolution. Negative reviews are very few, with just the occasional long waits or surprise fees mentioned.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>NR*<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>2,368<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>9,998<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.5<\/em><\/td>\n<td><em>52<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*Under review due to recent complaints as of Feb 2024. Previously an A+ rating.\u00a0<\/em><\/p>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication.<\/em><\/p>\n<p><em>Note (as of 2\/26): The Better Business Bureau recently shifted LHG\u2019s A+ rating to \u201cNR.\u201d We reached out to a representative from the Better Business Bureau, and they told us, \u201cThis business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.\u201d When asked about whether they revoke ratings after an increase in complaints, the rep said, \u201cYes, if they feel they need to review the complaints first before issuing an accurate rating.\u201d This scenario has happened to LHG twice in the last two years, but each time the BBB has restored its A+ rating after a thorough review.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>Liberty Home Guard earns a perfect 10\/10 rating for claims service in Louisiana. It has a 12-hour average response time and invaluable emergency repair options that many competitors lack. Lib<s>e<\/s>rty excels at addressing catastrophic failures like pipe bursts, AC breakdowns, and appliance leaks quickly. Homeowners consistently praise the smooth claims process and quick payouts after approval. Most claims get approved within 48 hours after the standard 30-day waiting period\u200c.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>Liberty Home Guard offers its plans to all 50 U.S. states so Louisiana homeowners can expect a strong local network of experienced contractors available to repair any issues in their homes.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>40% Off Our Most Popular Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-680755e4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-33285d81 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d9d8211b gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-e145cb47 gb-tabs__items\">\n<div class=\"gb-container gb-container-40fcd9cb gb-tabs__item gb-tabs__item-open\">\n<p>American Home Shield (AHS) provides unique coverage options that stand out in Louisiana. It includes roof leak protection (perfect considering how much rain the state gets) and has higher $2,000 to $3,000 coverage limits. AHS covers rust, corrosion, and preexisting conditions, too. It also lets you customize service fees. With 50-plus years of perfecting contractor relationships, AHS can access specialized repair help for any needs. This expertise delivers great protection for Louisiana\u2019s older homes prone to weather damage.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-5fca56db gb-tabs__item\">\n<p>Given American Home Shield\u2019s decades of experience, I\u2019m concerned by their abundant negative customer feedback on sites like the BBB versus competitors like Liberty Home Guard and Select Home Warranty. Its history and contractor scale amplified these red flags for me. Surfacing issues like unexpected rate hikes and short 30-day workmanship guarantees indicate room for transparency and service improvements despite advantages like strong coverage maximums.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>With over 50 years of experience, American Home Shield earns its 8.6\/10 rating for strong coverage limits and contractor networks. It provides higher caps \u2014 up to $4,000 for appliances and $5,000 for systems, beating competitors with $3,000 maximums such as Select Home Warranty. This makes AHS a great value for Louisiana homes with high-end equipment. Its large contractor network also enables broad, reputable repair support across the state.<\/p>\n<p>While I found quoting and shopping online straightforward with AHS, some downsides exist. It has many negative reviews on Trustpilot and Better Business Bureau, citing slow response times, failed repairs, and contract misunderstandings. Plus, its lower-tier plans are not as comprehensive as competitors\u2019 entry-level options when it comes to appliances and systems covered. However, the ShieldPlatinum plan provides extensive protection for just a small monthly premium increase. I also applaud AHS for covering preexisting conditions and rust\/corrosion, which many Louisiana providers exclude.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"American Home Shield: Protecting Homeowners&#039; Budgets\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/5lCm1SqzwDc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>AHS offers ShieldSilver for major systems, ShieldGold covering some systems\/appliances, and the comprehensive ShieldPlatinum plan. Unique to ShieldPlatinum is roof leak repair and free HVAC tune-ups \u2014 normally excluded by warranties (or offered as optional add-ons). The tune-up is a nice bonus to help prevent AC failure in Louisiana\u2019s heat, especially <a href=\"https:\/\/www.nola.com\/news\/environment\/louisiana-florida-to-see-biggest-spike-in-extreme-heat-days-study-says-could-force-culture\/article_55a19bb4-a5a0-11e9-8b44-5f6939d3e492.html\">during its of 110-plus\u00a0 days of 90\u00baF or higher temperatures<\/a> per year \u2013 making it worthy of its 9\/10 rating for this alone. AHS also highlights covering older items regardless of age and preexisting defects \u2014 unlike competitors like Select Home Warranty.<\/p>\n<p>\u200b\u200bAll AHS plans cover old, improperly installed equipment and preexisting conditions, too \u2014 which many home warranty providers exclude. This expansive coverage brings peace of mind for owners of complex or aging systems vulnerable to hot weather. While AHS\u2019s $100 to $125 service fees exceed the $75 average, they allow flexibility through lower monthly premiums or higher service fees. You choose your preference. AHS prepares Louisiana homeowners for breakdowns and surprise repair costs on key home systems and appliances.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts*<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldSilver<\/em><\/td>\n<td><em>$29.99 <\/em><em>\u2013 <\/em><em>$39.99<\/em><\/td>\n<td><em>$100 <\/em><em>\u2013<\/em><em>$125<\/em><\/td>\n<td><em>20% off sign-up discount<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldGold<\/em><\/td>\n<td><em>$49.99 <\/em><em>\u2013 <\/em><em>$59.99<\/em><\/td>\n<td><em>$100 <\/em><em>\u2013<\/em><em>$125<\/em><\/td>\n<td><em>20% off sign-up discount<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldPlatinum<\/em><em\/><\/td>\n<td><em>$79.99 <\/em><em>\u2013 <\/em><em>$89.99<\/em><\/td>\n<td><em>$100 <\/em><em>\u2013 <\/em><em>$125<\/em><\/td>\n<td><em>20% off sign-up discount<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $79.99 rate for the ShieldPlatinum plan pairs with the $125 service fee.<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in New Orleans, LA. The cost data presented was accurate at the time of publication.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>American Home Shield offers just six optional add-ons, which pales in comparison to Liberty\u2019s 40-plus options. However, it does offer roof leak repair, which is useful considering Louisiana\u2019s high amounts of rainfall throughout the year.\u00a0<\/p>\n<ul>\n<li>Electronics protection plan: $14\/month<\/li>\n<li>Guest unit: $15.99\/month<\/li>\n<li>Pool &amp; built-in-spa equipment: $18\/month<\/li>\n<li>Roof leak repair: $10\/month<\/li>\n<li>Septic pump: $5\/month<\/li>\n<li>Well pump: $8\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>I found the following exclusions to AHS\u2019s plans while reviewing a sample contract. Compared to other providers, these exclusions aren\u2019t out of the ordinary.\u00a0<\/p>\n<ul>\n<li>Damage due to pets or pests<\/li>\n<li>Failure to properly clean or maintain home systems or appliances<\/li>\n<li>Foundation or structural damage<\/li>\n<li>Improper installation, improper wiring, or damage caused by construction activity<\/li>\n<li>Manufacturer\u2019s defect<\/li>\n<li>Misuse or human error<\/li>\n<li>Natural disasters<\/li>\n<li>Neglect, rust, corrosion, or sediment<\/li>\n<li>Removal of hazardous material<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>American Home Shield earns its 8.7\/10 rating for its strong coverage to protect expensive appliances and systems in your home. However, you pay more in monthly fees and service charges compared to some other home warranty companies. For example, \u200cits monthly premiums are higher than those of most competitors. You also have to choose between a $100 or $125 service fee when you file a claim. That\u2019s more than what many other companies charge, which on average is $75.<\/p>\n<p>But in return, American Home Shield provides more coverage. Many basic warranties only cover repairs up to around $2,000 per appliance or system. American Home Shield extends that to $5,000. For pools, its $3,000 limit also triples what basic warranties provide. American Home Shield isn\u2019t the best choice if low monthly costs are most important to you, but its strong coverage makes sense for many Louisiana homeowners with higher-value equipment. The peace of mind and extra protection can make the higher fees worthwhile.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>I had high expectations for great service from a long-running company like American Home Shield. However, I found too many complaints about communication issues\u00a0 \u2014 many people said agents didn\u2019t return calls or messages. That\u2019s worrying to see from an industry leader, as you expect better responsiveness when you need help.\u00a0<\/p>\n<p>However, American Home Shield does provide homeowners with dedicated account managers. So, if you have issues with one agent, you have backup options to contact. The company also offers multiple ways to get support beyond phone calls. Plus, its standard waiting period before a new policy kicks in is 30 days\u2014\u00a0much better than other providers that make homeowners wait 60 days or more.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>American Home Shield gets concerningly low ratings on sites like the Better Business Bureau, Trustpilot, and Yelp \u2014\u00a0knocking my rating for its reputation down to a 7.7\/10. Many complaints involve late contractors, rejected claims, and slow responses from the company. However, some negative reviews likely come from customers not fully understanding what their policies cover and what the limits are before signing up.\u00a0<\/p>\n<section id=\"th-tips-block_a8cfef408852ae459853efa409261ce1\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Always review the home warranty contract first to fully understand what it does and does not include. This prevents you from signing up for a plan that doesn\u2019t cover the items you need or one that provides coverage caps that are too low or has exclusions on items you need covered.\n        <\/p><\/div>\n<\/section>\n<p>Despite the low ratings, even critical customers acknowledge American Home Shield provides strong coverage when things go smoothly with claims and contractors. AHS also replies to nearly every negative review on Trustpilot. This shows the company is making an effort to address complaints and improve service where possible.<\/p>\n<p>So while the low ratings worry me, I think they are somewhat inflated by misunderstandings. Plus, people are more prone to leaving a review after a bad experience rather than a good or neutral one. And given that AHS has been in business for so long, it has had time to accumulate more reviews. On a positive note, when American Home Shield\u2019s coverage applies based on the contract, many customers praise the protection it provides.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.1<\/em><\/td>\n<td><em>5,219<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>2.8<\/em><\/td>\n<td><em>2,379<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.1<\/em><\/td>\n<td><em>839<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication<\/em><em>.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>American Home Shield makes the claims process smooth and convenient for Louisiana homeowners. Its 24\/7 customer service and ability to file claims around the clock bring added peace of mind. Home systems and appliances can fail at any time. Having reliable help available right away is key, especially for urgent issues like roof leaks, AC breakdowns, and plumbing issues.<\/p>\n<p>Once you submit a claim by phone or through American Home Shield\u2019s website, tracking the status online is simple. While the overall process meets industry standards, allowing visibility reduces stress. You can easily follow your repair history and contact American Home Shield with any questions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>American Home Shield is available in 49 states \u2014 Alaska being the only state it does not cover. So, homeowners nationwide can rely on AHS\u2019s wide network of experienced contractors to swiftly repair issues in their homes.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-7fa54571\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Claims Acceptance<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Choice Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$50 Off + 1 month free!<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5c079386 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-00878a0a gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-aa8abbe7 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-57e24bdc gb-tabs__items\">\n<div class=\"gb-container gb-container-f85b1b17 gb-tabs__item gb-tabs__item-open\">\n<p>I like that Choice Home Warranty (CHW) simplifies choosing a home warranty with two straightforward plans: a comprehensive Total Plan or a more affordable Basic Plan excluding certain appliances. While CHW gets mixed reviews for claims handling, I appreciate its 24\/7 customer support options and competitive pricing, given how many items it covers. Many customers\u2019 reviews report prompt, quality service from knowledgeable technicians once claims get approved. Between the around-the-clock assistance, focused coverage choices, and proven contractor excellence, CHW delivers the core strengths Louisiana homeowners need.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-4a613e10 gb-tabs__item\">\n<p>Choice Home Warranty has very low ratings on review sites \u2014 just 1.1 stars on Google and 1 star on Yelp. Those scores raise big questions for me about the company\u2019s service and claims handling. Checking CHW\u2019s prices online takes more effort, too. And its online quotes lack specifics, forcing you to start the checkout process to compare plan costs. Choice also has very few optional add-ons, which may not be critical to Louisiana homeowners who want to cover just the basics.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fd1e0948 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2b81c66d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bffb53c1 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0c1b0fd3\">\n<p>Choice Home Warranty stands out most for its high claims approval percentage, beating competitors. If your AC fails or your refrigerator dies in the Louisiana heat,\u200c getting repairs covered quickly matters greatly. Choice offers around-the-clock claims support as well as 24\/7 customer service, with filing options by phone or online. Once approved, technicians typically provide prompt, skilled repairs \u2014 though some delays do happen. Leveraging a 25,000-plus contractor network nationwide means your home can get efficient repairs.\u00a0<\/p>\n<p>As a long-established major provider for over two\u00a0 million properties, Choice has plenty of experience protecting homes. Its basic plan covers both systems and appliances, unlike some entry options from other providers that lack air conditioner or fridge coverage. Annual coverage caps of $3,000 per item are decent, too, exceeding \u200cindustry averages but not the highest available.<\/p>\n<p>Downsides do exist. Choice earns very poor online ratings compared to rivals, scoring just 1 star on Yelp and 1.1 on Google. Customizing plans or choosing your own contractor isn\u2019t allowed either. But for the reassurance of industry-leading claims approval percentages and broad basic coverage from an experienced, nationwide provider, Choice Home Warranty merits consideration for Louisiana residents despite some drawbacks.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-74f1972a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-cd008886 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-b7a5e534\">\n<p>Choice Home Warranty simplifies picking coverage with two straightforward plans \u2014 a Total Plan or Basic Plan. This avoids confusing tiers that some providers offer. The expansive Total Plan covers 18 key home systems\/appliances for under $55 monthly. That beats competitor pricing from the likes of Liberty Home Guard and American Home Shield for such inclusive protection. However, its cheaper Basic Plan omits AC, fridges, washers, and dryers, but still covers 14 major items.<\/p>\n<p>For maximum coverage per dollar, I recommend most Louisiana homeowners choose the Total Plan. While some rivals have many more add-ons, Choice perfectly balances simplicity and affordability. When getting a quote, I also received an offer for two free months if prepaying annually. Since Choice already costs less than competitors, those extra savings make it even more cost-effective in the long term.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Basic Plan<\/em><em\/><\/td>\n<td><em>$46.83<\/em><\/td>\n<td><em>$85<\/em><\/td>\n<td><em>$50 off and one month free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Total Plan<\/em><\/td>\n<td><em>$54.75<\/em><\/td>\n<td><em>$85<\/em><\/td>\n<td><em>$50 off and one month free<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in New Orleans, LA. The cost data presented was accurate at the time of publication.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Choice Home Warranty offers 12 optional add-ons to Louisiana homeowners. As someone who lives in a rural area without city water and sewage, I appreciate the septic system, septic tank pumping, and well pump add-ons. These systems are pricey, and having them covered could <a href=\"https:\/\/todayshomeowner.com\/home-finances\/guides\/home-warranty-statistics-facts\/\">save you from sudden emergency repair bills<\/a> in the thousands.\u00a0<\/p>\n<ul>\n<li>Central vacuum: $3.33\/month<\/li>\n<li>Limited roof leak: $5.83\/month<\/li>\n<li>Pool: $15\/month<\/li>\n<li>Second Refrigerator: $3.33\/month<\/li>\n<li>Septic System: $10\/month<\/li>\n<li>Septic Tank Pumping: $5.42\/month<\/li>\n<li>Spa: $15\/month\n<ul>\n<li>Additional Spa: $15\/month<\/li>\n<\/ul>\n<\/li>\n<li>Sprinkler system: $8.33\/month<\/li>\n<li>Standalone freezer: $3.33\/month<\/li>\n<li>Sump pump: $3.33\/month<\/li>\n<li>Well pump: $8.33\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>On reviewing a sample contract, I found that Choice Home Warranty has the following exclusions to its plans:<\/p>\n<ul>\n<li>Built-in microwave<\/li>\n<li>Ceiling fan<\/li>\n<li>Clothes dryer<\/li>\n<li>Clothes washer<\/li>\n<li>Dishwasher<\/li>\n<li>Garbage disposal<\/li>\n<li>Malfunction due to physical damage (only damage due to normal wear and tear is covered)<\/li>\n<li>Oven\/range\/cooktop<\/li>\n<li>Refrigerator (except audio\/visual equipment and WiFi components \u2014\u00a0i.e., \u201cSmart\u201d features)\u00a0<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-0076f407 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-33a43a08 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-39427a2c\">\n<p>Choice Home Warranty earns its 8.9\/10 rating for its low costs, affordable service call fees, and good coverage caps. Both \u200cits plans are under $55 monthly \u2014 beating industry averages. The $85 service call fee falls is lower than average but not the cheapest. However, it\u2019s a fixed rate preventing surprise charges down the road. While not the absolute lowest-cost provider, Choice\u2019s budget monthly premiums and extra-value perks provide strong affordability for Louisiana homeowners. That includes covering full replacement costs if an appliance or system fails, not just depreciated value like Liberty Home Guard provides. .<\/p>\n<p>With CHW, you can also get a no-questions-asked refund within 30 days of starting your plan, minimizing risk of trying out Choice\u2019s protection. Add-on options cost under $15 per item, too \u2014 one of the most budget-friendly rates among leading home warranty companies. This lets you \u200ctailor coverage at low rates.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7b9474f9 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6b2f1d9e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bb26d34\">\n<p>Getting quotes through Choice Home Warranty went smoothly for me. The website makes researching basic plan details and sample contracts easy before checkout. I appreciate seeing what\u2019s covered up front to understand coverage versus cost. Its 24\/7 customer support availability helps during the buying process. Helpful representatives call after online quotes to answer questions. In my experience, Choice gladly offers extra discounts too.<\/p>\n<p>Once you enroll, Choice maintains responsiveness. Policyholders gain 24\/7 assistance along with reassuring quick service guarantees \u2014 a 30-day wait period, a 60-day workmanship guarantee, and 90-day parts coverage. However, there are some downsides.\u00a0 Online quotes lack pricing specifics. You have to proceed through checkout to actually compare plan costs side by side. I\u2019d prefer to see exact numbers up front before providing my information.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bfd6a497 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e2a30012 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1b698630\">\n<p>Choice Home Warranty receives an 8.3\/10 rating from me due to its mixed reviews. Positively, its employees gave positive Glassdoor reviews, rating it a 4.7 stars. Happy staff often signals ethical operations. Choice also has decent marks with the Better Business Bureau and on Trustpilot.<\/p>\n<p>However, poor customer review scores on sites like Yelp and Google Reviews drag it CHW down. While employees seem content, a concerning number of customers report frustrating experiences. I can\u2019t ignore that. Especially worrying is an <a href=\"https:\/\/www.azcentral.com\/story\/money\/business\/consumers\/2019\/10\/02\/choice-home-warranty-faces-fraud-charges-amidst-lawsuit\/3841804002\/\">open Arizona Attorney General lawsuit<\/a> against Choice involving fraud allegations \u2014 a severe charge threatening credibility. However, this lawsuit has yet to receive a judgment, so I did not consider it in my rating \u2014 I\u2019m considering CHW\u00a0 innocent until proven guilty.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.7<\/em><\/td>\n<td><em>38,144<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.0<\/em><\/td>\n<td><em>249<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication<\/em><em>.<\/em><\/p>\n<p><em>Editor\u2019s Note: Today\u2019s Homeowner is aware of a <\/em><a href=\"https:\/\/www.azcentral.com\/story\/money\/business\/consumers\/2019\/10\/02\/choice-home-warranty-faces-fraud-charges-amidst-lawsuit\/3841804002\/\"><em>lawsuit in progress<\/em><\/a><em> against Choice Home Warranty in Arizona. Our team is monitoring the situation and will adjust our scores if a negative judgment is found against Choice. In the meantime, their score is reflective of the company reputation independent from the lawsuit, though you should review the allegations if you have any further concerns.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-45be9805 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4902cc8e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fa475491\">\n<p>Choice Home Warranty gets mixed reviews on its claims handling. Many customers praise fast, effective repairs from qualified technicians once approved. Top agents respond quickly to get homes fixed as issues arise. However, the fine print shows delays happen too. Buried in sample contracts is language giving providers up to 48 hours to begin claims \u2014 despite a stated four-hour service goal. A handful of negative reviews complain of slow contractor assignment and unresolved repairs dragging on for days.<\/p>\n<p>That said, I take that feedback with a grain of salt. People more readily vent frustrations than positive experiences in online reviews. And with a wide network of 25,000 technicians, consistency is difficult. However, considering CHW\u2019s mostly positive feedback on the claims process and its high percentage of accepted claims, my 8.8\/10 rating is reasonable.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6b33db7c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-ed636504 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-321b590d\">\n<p>Choice offers its plans to homeowners in 48 states, excluding California and Washington. Although it doesn\u2019t provide coverage nationwide, you can expect a strong network of experienced contractors ready to fix any issue that comes up in your home.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-af7e847c gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/choice-home-warranty\/\">Read our Choice Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d518d3a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-1a588591 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-868a02fe gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-5e6f7a85 gb-tabs__items\">\n<div class=\"gb-container gb-container-f0e3a69e gb-tabs__item gb-tabs__item-open\">\n<p>I like that Select Home Warranty (SHW) offers cheaper monthly premiums compared to many competitors like Liberty Home Guard and American Home Shield. Paying less each month provides welcome savings that add up over time for homeowners on a budget. Even better, Select includes comprehensive roof coverage in all its straightforward plans \u2014 a feature most rival companies surprisingly omit or only include through expensive add-ons.<\/p>\n<p>If you notice leaks after a rain, your home insurance provider likely won\u2019t cover the damage that\u2019s the culprit as it\u2019s considered to be from normal wear and tear. That\u2019s where Select\u2019s roof leak coverage comes in handy. Without it, you could face high repair bills to patch roof holes. For more details on Select\u2019s roof leak coverage, <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/basics-of-home-warranty-roof-leak-coverage\/\">read here<\/a>.\u00a0<\/p>\n<p>I also like Select\u2019s 90-day repair guarantee \u2014 which is a month longer than the repair guarantees of most other providers<\/p>\n<\/div>\n<div class=\"gb-container gb-container-3031a35c gb-tabs__item\">\n<p>Select Home Warranty trails leading home warranty providers in customization options \u2014 offering just nine add-ons versus the 40-plus some companies like Liberty Home Guard offer. This limits flexibility for Louisiana homeowners needing expanded coverage. What also concerns me is Select\u2019s exclusion of preexisting conditions. If you don\u2019t closely \u200cinspect your home before enrollment, you could risk a claim denial over undiscovered problems. I also find Select\u2019s restrictions around service to be frustrating for customers. Policyholders can\u2019t pick preferred repair contractors to access their homes.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>Select Home Warranty gets my 8.4\/10 rating for its decent plan options, great pricing, and good customer experience. I\u00a0 appreciate SHW\u2019s value focus for homeowners wanting financial security without complexity. It provides straightforward Gold, Silver, and Platinum tier options clearly covering either appliances, systems, or both. This simplified approach makes picking the right protections easier compared to competitors with confusing plan names.<\/p>\n<p>Select\u2019s affordable pricing also stands out. The company offers below-average monthly premiums that beat leading brands like Liberty Home Guard and American Home Shield. Paying less over time saves you money. However, Select\u2019s $3,000 coverage cap per item may only cover just basic home appliances and systems. Louisiana\u2019s hot summers stress AC units to the max. More expensive and larger units often require double the coverage to replace. Before enrolling, weigh the costs of your existing systems and appliances and your monthly budget.<\/p>\n<p>I\u2019d recommend SHW\u2019s wider Platinum Care plan for residents who want a well-rounded protection option. It covers more at a still-reasonable price. But for high-end appliances or specialty systems, consider Liberty Home Guard or Elite Home Warranty, which offer higher caps and greater customization opportunities instead.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Select Home Warranty Testimonials\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/dnsi4jgp48c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>I appreciate how Select Home Warranty simplifies choices into clear coverage types \u2014 appliances, systems, or both combined. However, its single-focused Gold Care and Bronze Care plans leave concerning gaps. Each omits either HVAC or kitchen equipment, which are important items most homeowners would want to cover.<\/p>\n<p>That said, the Platinum Care plan bundles comprehensive protections for only $4 more monthly, making it the smartest option for practically every Louisiana household. During my quote, Select advertised valuable savings on Platinum Care, too \u2014 two free months up front and $150 off yearly pricing. Customer reviews also suggest you may negotiate lower monthly and service fees through customer service when you enroll. One drawback is that Select has very few optional add-ons \u2014 just nine total. That said, if you just need the basics covered, Select is a good choice.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Bronze Care<\/em><em\/><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Care<\/em><em\/><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Care<\/em><em\/><\/td>\n<td><em>$47.75<\/em><em\/><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in New Orleans, LA. The cost data presented was accurate at the time of publication.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Select has the following optional add-ons for Louisiana homeowners:\u00a0<\/p>\n<ul>\n<li>Central Vacuum: $3.33\/month<\/li>\n<li>Lawn Sprinkler System: $5.83\/month<\/li>\n<li>Pool: $8.33\/month<\/li>\n<li>Roof Leak: free<\/li>\n<li>Septic System: $5.83\/month<\/li>\n<li>Spa: $5.83\/month<\/li>\n<li>Standalone Freezer: $3.33\/month<\/li>\n<li>Sump Pump: $3.33\/month<\/li>\n<li>Well Pump: $3.33\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>As with any home warranty provider, SHW has the below exclusions to its plans. These are on par with other providers.\u00a0<\/p>\n<ul>\n<li>Common areas in condominiums or multifamily homes<\/li>\n<li>Damage from natural disasters and rust<\/li>\n<li>Defects or damages caused by the foundation and structure of the home<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials (for example mold, asbestos, and gas leaks)<\/li>\n<li>Secondary damage (i.e., your home warranty may cover roof damage but won\u2019t cover water damage caused by a roof leak)<\/li>\n<li>Solar heating systems<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>Select Home Warranty gets my stellar 9.1\/10 rating for its highly affordable premiums \u2014 just $40 monthly, including discounts. That undercuts the industry average of $50 to $60 per month, offering nice up-front savings on any coverage plan selected. You don\u2019t pay extra or \u201cpunishment pricing\u201d just to get their absolute highest protections.<\/p>\n<p>I also like its reasonable $65 or $75 service fees \u2014 both less than the $100-plus charges from other providers such as Choice Home Warranty. So, on top of cheaper base plans, Louisiana households avoid high contractor visit fees when issues inevitably pop up.<\/p>\n<p>Everything about Select\u2019s straightforward Gold, Silver, and Platinum Care plans focuses on value pricing for reliable service. Between cheaper monthly costs to enroll and smaller repair fees down the road, homeowners pay less at every turn compared to leading brands known for higher prices. That said, SHW has lower coverage caps of $2,000 per appliance. While that\u2019s enough coverage for most homes, it prevents me from giving SHW a perfect 10\/10.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>Select Home Warranty impresses me by simplifying the home warranty process on its website and through an easy online quote system. Some competitors bombard you with calls and emails but Select conveniently outlines plans, pricing, and coverage specifics online without hassle or pressure.<\/p>\n<p>As a homeowner, I found it easy to educate myself on what protections fit my budget and risks at my own pace. No confusing call center pitches or needless back and forth. I appreciate Select empowering customers to pick the right protections on their terms.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>Select Home Warranty earns mediocre reputation scores among customers, which warrants my 8\/10 rating. Its Better Business Bureau grade sits at a decent B, but reviews are mixed on sites like Trustpilot and Google. On the positive side, many past clients highlight helpful customer service, easy signup, and rapid repairs after claim approval. But critical feedback cites frustrating drawbacks too \u2014 mainly low reimbursements on claims, denied coverage, and unskilled technicians doing work.<\/p>\n<p>Now I balance these poor reviews, knowing angry reviewers shout the loudest online and happy customers often don\u2019t leave reviews at all. Select\u2019s lower volume of feedback overall indicates fewer dissatisfied customers than big brands like Liberty Home Guard or American Home Shield. Nonetheless, it seems Select hasn\u2019t wowed the majority of households with flawless service. While glowing praise exists, consistent complaints about claim handling, reimbursement limits, and contractor incompetence concern me.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.8<\/em><\/td>\n<td><em>4,680<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>3.8<\/em><\/td>\n<td><em>19,688<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication<\/em><em>.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>Select Home Warranty makes filing claims simple and direct. You can submit your air conditioner outage or ruptured pipe repair requests through its site or via a phone call. For most non-urgent breakdowns, technicians typically arrive within 48 hours (the industry standard) for diagnosis and repair. That said, some reviewers noted slower response times, and since they only offer two ways to file, I had to rate SHW a lower 7.6\/10 in this category.\u00a0<\/p>\n<p>For summer AC failures or roof leaks in the spring, even two days is far too long. Thankfully, Select provides 24\/7 emergency assistance on nights and weekends to dispatch help faster. Prioritizing crises for a speedier response gives peace of mind when it matters most.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>Select Home Warranty covers all U.S. states and the District of Columbia. With full nationwide coverage, you can expect a top-tier network of experienced contractors ready to knock out any issues you have in your home.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Customer Ratings<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Elite Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off + 1 Month Free<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-553a17e0 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-2db3478f gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-3084f7c8 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-7c56575d gb-tabs__items\">\n<div class=\"gb-container gb-container-0713fd08 gb-tabs__item gb-tabs__item-open\">\n<p>I\u2019m pleased to see that Elite Home Warranty has very positive customer satisfaction across top review sites like Google, Yelp, and Trustpilot \u2014 consistently hitting 4.5 to 5 stars. That crushes the home warranty industry\u2019s typical 2\u2013 to 3-star reputation, showcasing Elite\u2019s stellar service track record pleasing clients.<\/p>\n<p>Its pricing is competitive as well, all while providing 26 add-ons for expanded protection \u2014 \u200csecond in quantity only to Liberty Home Guard\u2019s 41 optional add-ons. This flexibility helps Louisiana households find the ideal balance of affordability and financial security. I\u2019m also impressed by Elite\u2019s soaring coverage limits, hitting $10,000 per system and $6,000 per appliance \u2014\u00a0two to three times higher than most providers. Coupled with customized additions if you want higher limits covering unique amenities, Elite enables tailoring robust plans specific to your repair risks and budget.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f1aca5f0 gb-tabs__item\">\n<p>Elite\u2019s lack of true 24\/7 emergency repair support without added fees concerns me. When critical systems like AC units fail overnight amid summer heat waves, families need urgent assistance. Elite\u2019s $150 emergency surcharge seems unacceptable from an otherwise customer-focused provider during dire situations.<\/p>\n<p>In the same vein,\u00a0 blanket exclusion of commercial-grade equipment could prove a dealbreaker for some Louisiana homeowners needing specialty-grade protection. You must cough up add-on fees just to cover higher-end appliances, making its plans with these optional add-ons less cost-effective than those of other providers.\u00a0 I also find Elite\u2019s voided workmanship guarantee if you use your own technician versus their contractor network seriously restrictive.\u00a0 I like having the option to use contractors I know will do a good job. And after sifting through customer reviews, I am disappointed to see that EHW can have a somewhat frustrating claims process.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p>I give Elite Home Warranty an 8.6\/10 rating for industry-leading coverage amounts. Its caps hit $10,000 for home systems and $6,000 for appliances \u2014 way above the $2,000 to $3,000 competitors such as Select Home Warranty allow. For high-end home items vulnerable to costly repairs, that added protection brings invaluable peace of mind. Of Elite\u2019s plan tiers, I think its Complete plan, covering both systems and appliances, makes the most financial sense for most Louisiana households wanting maximum value. You can use those high coverage limits across all equipment.<\/p>\n<p>I will note this downside \u2014\u00a0 emergency repairs are only available during weekday business hours unless you pay steep extra fees. This is a poor policy for urgent issues arising on nights and weekends. But with 26 add-ons to customize coverage, Elite does lead rivals in protection flexibility, even if certain name brands trigger surcharges. In the end, Elite is best for homeowners wanting to safeguard expensive household infrastructure with the highest coverage limits.\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Why Elite Home Warranty? Transparent Home Warranties for Homeowners.\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/E6cK4x8WcxM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>I can honestly say that Elite Home Warranty surprised me with its affordable premiums, number of add-ons, and high coverage cap \u2014\u00a0easily earning my perfect 10\/10 rating in this category. Where Elite truly outshines rivals is providing best-in-class coverage caps that smash industry norms. For appliances, Elite pays up to $6,000 per claim \u2014 doubling the standard $3,000 limits other major providers offer. Even more impressive, Elite\u2019s $10,000 systems cap is two to three times what many competitors guarantee.<\/p>\n<p>Like other home warranty providers, Elite offers dedicated appliance or system plans. But I recommend its combined Elite Complete plan for fully bundled protection at a minor upcharge. With Louisiana\u2019s weather constantly leading to wear on AC units, water heaters, and similar equipment, such elevated coverage maximums bring invaluable peace of mind, covering inevitable repairs. I also discovered Elite gives a 30-day free trial and $150 off for enrolling by phone \u2014 making its top-tier protection more budget-friendly.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Appliance<\/em><em\/><\/td>\n<td><em>$48.99<\/em><em\/><\/td>\n<td><em>$100<\/em><em\/><\/td>\n<td><em>$150 on sign-up, 30-day trial<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Systems<\/em><\/td>\n<td><em>$52.99<\/em><em\/><\/td>\n<td><em>$100<\/em><em\/><\/td>\n<td><em>$150 on sign-up, 30-day trial<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Complete<\/em><\/td>\n<td><em>$59.99<\/em><em\/><\/td>\n<td><em>$100<\/em><em\/><\/td>\n<td><em>$150 on sign-up, 30-day trial<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in New Orleans, LA. The cost data presented was accurate at the time of publication.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Elite Home Warranty offers 26 optional add-ons to homeowners in Louisiana. As someone who deals with stormy seasons in Indiana, I understand the need to cover critical equipment to make sure it\u2019s in working order before heavy rainfall and thunderstorms hit. That\u2019s why I appreciate Elite\u2019s\u00a0 drainage, sewer, and water service lines optional add-on, along with options to cover your sump pump, lift pump, and generator system.\u00a0<\/p>\n<ul>\n<li>Attic Exhaust Fan:\u00a0$69.99\/year<\/li>\n<li>Central Vacuum:\u00a0$49.00\/year<\/li>\n<li>Effluent Pump:\u00a0$99.99\/year<\/li>\n<li>Ejector Pump:\u00a0$99.99\/year<\/li>\n<li>Freestanding Freezer:\u00a0$59.99\/year<\/li>\n<li>Freestanding Ice Maker:\u00a0$59.99\/year<\/li>\n<li>Freestanding Spa Equipment:\u00a0$119.99\/year<\/li>\n<li>Generator:\u00a0$99.99\/year<\/li>\n<li>Geothermal Heating And Cooling System:\u00a0$299.99\/year<\/li>\n<li>Grinder Pump:\u00a0$99.99\/year<\/li>\n<li>Guest House:\u00a0$299.99\/year<\/li>\n<li>HVAC Annual Maintenance:\u00a0$299.99\/year<\/li>\n<li>Jetted\/Hot Tub:\u00a0$99.99\/year<\/li>\n<li>Lawn Sprinkler System:\u00a0$99.99\/year<\/li>\n<li>Lift Pump:\u00a0$99.99\/year<\/li>\n<li>Limited Roof Leak Repair:\u00a0$99.99\/year<\/li>\n<li>Pool &amp; Spa Equipment:\u00a0$199.99\/year<\/li>\n<li>Pool Equipment:\u00a0$149.99\/year<\/li>\n<li>Premium Appliances:\u00a0$249.99\/year<\/li>\n<li>Premium Benefits:\u00a0$199.99\/year<\/li>\n<li>Premium Systems:\u00a0$299.99\/year<\/li>\n<li>Premium Systems Plus:\u00a0$499.99\/year<\/li>\n<li>Septic System:\u00a0$129.99\/year<\/li>\n<li>Service Lines:\u00a0$349.99\/year<\/li>\n<li>Sump Pump:\u00a0$99.99\/year<\/li>\n<li>Swamp Cooler:\u00a0$149.99\/year<\/li>\n<li>Water Filtration System:\u00a0$99.99\/year<\/li>\n<li>Water Softener:\u00a0$99.99\/year<\/li>\n<li>Well Pump:\u00a0$99.99\/year<\/li>\n<li>Wine Cooler:\u00a0$69.99\/year<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Like all home warranty providers, Elite has a handful of exclusions to its plans:\u00a0<\/p>\n<ul>\n<li>A lack of maintenance<\/li>\n<li>Acts of God<\/li>\n<li>Commercial-grade appliances<\/li>\n<li>Cosmetic damage<\/li>\n<li>Natural disaster-related damages<\/li>\n<li>Units in a rental property<\/li>\n<\/ul>\n<p>Compared to other providers, these are par for the course.\u00a0<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>Elite Home Warranty\u2019s core monthly premiums largely align with those of competitors \u2014 costing $45 to $60 on average, depending on the plan. However, the phone agent I spoke with was frustratingly vague \u2014 the rep made it hard to understand the add-on fees, which can significantly impact your long-term costs. Without full price transparency up front, it\u2019s impossible for Louisiana households to accurately budget and compare plans apples to apples.<\/p>\n<p>Like leading competitors, Elite\u2019s $100 basic service call fee seems reasonable. However, I found these fine-print charges after lots of digging that can rapidly increase expenses once you\u2019re enrolled:<\/p>\n<ul>\n<li>$150 weekend\/emergency surcharges<\/li>\n<li>$150 for access to premium brand technicians<\/li>\n<\/ul>\n<p>These fees add up quickly. I will say Elite allows a free monthly trial and cancellation periods to vet plans risk-free. However, the lack of transparency around total fees remains concerning for buyers who value predictable budgets.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>I found Elite Home Warranty\u2019s website surprisingly tough to navigate, unlike those of leading rivals with quick, transparent online quoting tools. Elite requires phoning representatives to receive even ballpark premium estimates. And its add-on fees are hard to find, too (and only list a yearly price)\u00a0 \u2014 making precise monthly budgeting difficult. I couldn\u2019t easily weigh its three plans apples to apples without calling first. And when I did call in, I felt that the customer service rep I spoke to wasn\u2019t up front with the additional costs either. That friction risks turning some comparison shoppers away.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>As a newer home warranty provider, Elite Home Warranty has limited online reviews \u2014 fewer than 60 combined on Trustpilot and Yelp. This small sample drags \u200cits reputation score down to 8.3\/10. However, Elite does hold accredited status and positive marks from the Better Business Bureau for service quality and follow-through.<\/p>\n<p>The few published reviews lean very positive. Multiple reviews highlight affordable rates, fast claims resolution, and attentive customer service follow-up ensuring satisfaction. Negative feedback mostly involves frustrations around waiting periods or disorganization \u2014 likely from customer misunderstandings rather than systemic issues.<\/p>\n<p>While more customer appraisals over time would better showcase Elite\u2019s offerings, present feedback shows early promise. Recent praise centered on claims and service suggests the company empowers technicians to provide quality repairs while regularly checking in that households feel supported. If EHW keeps the same glowing ratings while amassing more reviews, its reputation score will continue to creep up to 10.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>A+<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>51<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>127<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>4.8<\/em><\/td>\n<td><em>4<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of publication<\/em><em>.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>Elite has 24\/7 claims filing online or by phone to start repairs any hour \u2014 now standard in the industry. However, unlike other providers, it excludes emergency services coverage after hours without charges. That leaves homeowners deserted amid leaking roofs overnight or AC failures during summer heat waves without paying extra.<\/p>\n<p>Considering how urgently critical those scenarios become for property and health, I expect providers to dispatch emergency aid more dependably, not profit by charging excessive fees when vulnerable households desperately need assistance. For non-emergency claims, Elite falls back in line with competitors regarding response times. Contractors arrive within 24 to 48 hours during normal business days \u2014 acceptable but not exemplary.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>Elite Home Warranty is <a href=\"https:\/\/www.elitehw.com\/home-warranty-coverage-map\">available in 46 U.S. states<\/a> \u2014\u00a0all besides California, Texas, Wisconsin, and Washington. While it\u2019s not complete nationwide coverage, EHW has a strong network of contractors that you can rely on for expert repairs.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Calculate the Cost of Louisiana Home Warranty<\/h2>\n<p>Use our home warranty cost calculator to determine the annual price of a home warranty policy for your Louisiana home. Just input a few key numbers:<\/p>\n<ul>\n<li>Monthly premium for the plan you want<\/li>\n<li>How many service calls you expect to need annually<\/li>\n<li>The service call fee charged for each visit<\/li>\n<\/ul>\n<p>The calculator uses these inputs to estimate the full annual cost of a new plan, making it easy for you to budget.<\/p>\n<div class=\"hw-calc\">\n<div class=\"hw-calculator-tho\">\n<div class=\"container\">\n<table>\n<tr>\n<th>Appliance<\/th>\n<th>Average Repair Cost<\/th>\n<th>Average Replacement Cost<\/th>\n<\/tr>\n<tr>\n<td>Dehumidifier<\/td>\n<td>$50\u2013$200<\/td>\n<td>$1,300\u2013$2,800<\/td>\n<\/tr>\n<tr>\n<td>Microwave<\/td>\n<td>$50\u2013$400<\/td>\n<td>$60\u2013$2,000<\/td>\n<\/tr>\n<tr>\n<td>Dishwasher<\/td>\n<td>$50\u2013$500<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Exhaust Fans<\/td>\n<td>$16\u2013$300<\/td>\n<td>$250\u2013$950<\/td>\n<\/tr>\n<tr>\n<td>Electric Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Gas Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Dryer<\/td>\n<td>$100\u2013$400<\/td>\n<td>$450\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Oven<\/td>\n<td>$100\u2013$430<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Washer<\/td>\n<td>$50\u2013$450<\/td>\n<td>$400\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Freezer<\/td>\n<td>$90\u2013$500<\/td>\n<td>$160\u2013$2,900<\/td>\n<\/tr>\n<tr>\n<td>Refrigerator<\/td>\n<td>$40\u2013$350<\/td>\n<td>$200\u2013$5,000<\/td>\n<\/tr>\n<\/table><\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Louisiana Home Warranty Regulations<\/h2>\n<p>In Louisiana, home warranty companies are overseen by both the state government and industry organizations. Both protect customers while ensuring reputable business practices. The Louisiana Department of Insurance (DOI) serves as the main monitoring body under statutes <a href=\"https:\/\/legis.la.gov\/legis\/Law.aspx?p=y&amp;d=965357\">51:3141 to 51:3146<\/a>. These laws require home warranty providers to file paperwork and reports with the Insurance Commission before selling plans. This up-front process verifies that companies can financially uphold their service commitments within the state.<\/p>\n<p>Industry associations like the <a href=\"https:\/\/go-scic.com\/\">Service Contract Industry Council (SCIC)<\/a> also develop standards alongside lawmakers. Their oversight protects consumers and makes for responsible home warranty providers.<\/p>\n<h2 class=\"wp-block-heading\">Louisiana Home Warranty News<\/h2>\n<p>In the past few years, Louisiana residents have been <a href=\"https:\/\/www.brproud.com\/news\/sheriffs-office-in-louisiana-warning-about-home-warranty-letter-scam\/\">receiving fraudulent home warranty letters in the mail<\/a>. According to the Washington Parish Sheriff\u2019s Office, these letters have wording that demands homeowners respond by a certain date, or they will\u200c lose their home warranty coverage. The end goal of these letters is to get homeowners\u2019 personal details for illegal activities.\u00a0<\/p>\n<p>Sometimes, these letters include the homeowner\u2019s mortgage company, making them appear genuine.\u00a0 However, as the local Sheriff\u2019s Department notes, this information is part of the public record. So, if you receive letters with demands like this, throw them in the trash. No reputable home warranty company will contact you in this manner, especially the ones I recommended in this guide.\u00a0<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_fa15bc88efcabab43cd5dc8410beafb8 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"FAQs about the Best Home Warranties in Louisiana \">FAQs about the Best Home Warranties in Louisiana <\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty in Louisiana?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p>A home warranty can help prevent sudden high repair costs for your home systems and appliances through an affordable monthly premium that covers repairs and replacements. The state\u2019s climate and aging houses make coverage especially useful.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost in Louisiana?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p>The average cost of a home warranty in Louisiana is between $300 and $600 annually. Home warranty costs can vary based on location, house size, and coverage options.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How To Save Money When Shopping for Home Warranties In Louisiana?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p>You can save money by bundling a home warranty with existing insurance policies and asking for discounts like multi-year plans or referral bonuses when getting quotes. Checking for promotions with your home insurance provider and the home warranty provider and negotiating can reduce rates.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for Louisiana Homeowners?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">A home warranty is worth it for Louisiana homeowners because the savings on just one covered repair can outweigh the policy cost. <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\">Home warranties provide peace of mind<\/span><\/a><span style=\"font-weight: 400;\"> against expensive AC, appliance, and plumbing failures common in Louisiana.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\" id=\"h-other-resources-for-louisiana-homeowners\">Other Resources for Louisiana Homeowners<\/h3>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Highlights Picking a home warranty in Louisiana means finding coverage that can handle the challenges posed by the state\u2019s hot, humid, and rainy climate. Liberty Home Guard\u2019s emergency services provide peace of mind during the hot, humid summers \u2014 when you rely on critical systems like air conditioners, sump pumps, and back-up generators the most. [&hellip;]<\/p>\n","protected":false},"author":216,"featured_media":9213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-9893","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 5 Best Home Warranty Companies in Louisiana | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"Learn more about the best home warranty providers in Louisiana and why we chose Liberty Home Guard as our top choice for Louisiana homes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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