{"id":9541,"date":"2024-01-26T22:20:49","date_gmt":"2024-01-26T22:20:49","guid":{"rendered":"https:\/\/topat10.com\/?p=9541"},"modified":"2024-01-26T22:20:49","modified_gmt":"2024-01-26T22:20:49","slug":"top-5-best-home-warranty-companies-in-arizona","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=9541","title":{"rendered":"Top 5 Best Home Warranty Companies in Arizona"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<section id=\"th-subscribe-block_a4e8053174b6c318f614090b374c7ead\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>Liberty Home Shield is my top choice for its excellent customization options, add-ons, emergency services, and strong customer reputation. But, if you have luxury appliances, I recommend Elite Home Warranty for its unmatched coverage caps of up to $6,000 for appliances and up to $10,000 for home systems.<\/li>\n<li>When choosing a home warranty in Arizona, take into account the unique climate challenges the state poses, such as extreme heat waves becoming more frequent and more extreme as a result of climate change. Look for providers like Liberty Home Guard that include emergency services in their home warranty plans, the 24\/7 response service offers you some peace of mind during excessive heat warnings. <\/li>\n<\/ul><\/div>\n<\/section>\n<p>Arizona\u2019s hot weather is no laughing matter, with temperatures easily reaching over 100 degrees Fahrenheit in many parts of the state. As a result, it\u2019s not uncommon for homeowners to suddenly have their AC unit or other appliances go out under these extreme conditions. Unfortunately for many homeowners, sudden repairs or system replacements can easily cost thousands of dollars, which most of us don\u2019t have lying around \u2014 that\u2019s where a home warranty comes in.\u00a0<\/p>\n<p><em>Now, I know what you\u2019re thinking. Aren\u2019t home warranties a scam?<\/em> While there\u2019s a lot of stigma surrounding these companies (some rightfully deserved), a good home warranty company can help you in these urgent situations and save you thousands of dollars over the plan\u2019s life.\u00a0<\/p>\n<p>I\u2019ve researched dozens of home warranty companies and narrowed down my list to the top five home warranty companies in Arizona. As an Arizona native, I definitely understand the unique issues Arizonians face, especially in scorching hot areas of the state like Phoenix and Tucson. Keep reading to learn about the top five <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/\">best home warranty companies<\/a> in Arizona, graded on critical factors like coverage, customization options, customer service and reputation, and affordability so you can find a plan that meets both your needs and budget.\u00a0<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Top 5 Arizona Home Warranty Companies<\/h2>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path 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12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 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L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" 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L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<p>While there are many high-quality home warranty companies out there, my top two picks after extensive research and secret shopping are Liberty Home Guard and Elite Home Warranty. Liberty Home Guard has incredible customization options, offering the most add-ons that I\u2019ve seen from any home warranty company, including pest control and carpet cleaning. Liberty also offers emergency services, which is critical for anyone worrying about emergency repair services, such as your AC going out in the middle of a dangerous heat wave.<\/p>\n<p>However, if you have luxury or high-end appliances, I strongly recommend Elite Home Warranty. This BBB-accredited company provides some of the best coverage caps in the industry (up to $6,000 for appliances and up to $10,000 for systems). This coverage level is practically unheard of, so I\u2019d opt for this provider if my home housed more high-end appliances and home systems.<\/p>\n<section id=\"th-tips-block_fb38cc4fb9b61c95bd40ac2217be0a69\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            While there are many high-quality home warranty companies out there, my top two picks after extensive research and secret shopping are Liberty Home Guard and Elite Home Warranty. <!-- AI CONTENT END 8 -->\n        <\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\">Arizona Home Warranty Companies I Didn\u2019t Include<\/h3>\n<p>I didn\u2019t include Landmark Home Warranty on this list because of its worrying\u00a0 Better Business Bureau (BBB) rating, which is a D- at the time of writing this article. Despite Landmark\u2019s 18 years in business, I wouldn\u2019t be comfortable working with a company with many poor customer reviews, no BBB accreditation, and a litany of complaints.\u00a0<\/p>\n<p>I also removed Choice Home Warranty from my list due to <a href=\"https:\/\/www.azag.gov\/press-release\/ag-brnovich-files-consumer-fraud-lawsuit-against-home-warranty-company#:~:text=AG%20Brnovich%20Files%20Consumer%20Fraud%20Lawsuit%20Against%20Home%20Warranty%20Company,-Wednesday%2C%20October%202&amp;text=PHOENIX%20%2D%20Attorney%20General%20Mark%20Brnovich,purchased%20a%20home%20warranty%20policy.\">a consumer fraud lawsuit<\/a> in Arizona from the Attorney General. While not finalized, I\u2019m not comfortable recommending them to Arizona homeowners until the lawsuit is resolved and I can review the findings.\u00a0<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-best-home-warranty-companies-in-arizona\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare the Best Home Warranty Companies in Arizona<\/h2>\n<div class=\"gb-container gb-container-74dddb5c\">\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_ifFsC1EB0Cfv\">\n<table class=\"has-row-stripes has-sticky-col has-cells-centered\">\n<thead>\n<tr>\n<th>Company<\/th>\n<th>Star Rating<\/th>\n<th>Best For<\/th>\n<th>Monthly Cost<\/th>\n<th>Service Fee<\/th>\n<th>Response Time<\/th>\n<th>BBB Rating<\/th>\n<\/tr>\n<\/thead>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-a4a8455a\">\n<figure class=\"gb-block-image gb-block-image-b5f13538\"><a href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-b5f13538 lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" data-lazy-sizes=\"(max-width: 725px) 100vw, 725px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\" class=\"gb-image-b5f13538 lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" sizes=\"auto, (max-width: 725px) 100vw, 725px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-0689db86 provider-button gb-button-text\" href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-d3eb4315 gb-headline-text\">Best for Customization<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-10694bff gb-headline-text\">$50-$60<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1aade6ef gb-headline-text\">$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-6ed5546d gb-headline-text\">12-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f71d58d8 gb-headline-text\">A<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"\/>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-50f56751 gb-headline-text\">Best Coverage Limits<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-4e92b12e gb-headline-text\">$35\u2013$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-def2a050 gb-headline-text\">$100\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-c9c4dd0a gb-headline-text\">24-72 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-be38f513 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-7abd06ce\">\n<figure class=\"gb-block-image gb-block-image-926f9bea\"><a href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-926f9bea lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-lazy-data-sizes=\"(max-width: 1029px) 100vw, 1029px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\" class=\"gb-image-926f9bea lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-sizes=\"(max-width: 1029px) 100vw, 1029px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-e607c7b8 provider-button gb-button-text\" href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1449c53e gb-headline-text\">Best Customer Ratings<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-670c988e gb-headline-text\">$44.99-$58.99<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-b31f5a8e gb-headline-text\">$70<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-c408aa5a gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-7ff1f89b gb-headline-text\">A+<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-2944ceb6\">\n<figure class=\"gb-block-image gb-block-image-eeb34589\"><a href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-eeb34589 lazyload\" alt=\"choice home warranty logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\" class=\"gb-image-eeb34589 lazyload\" alt=\"choice home warranty logo\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-ff2fb966 provider-button gb-button-text\" href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-2d9ff014 gb-headline-text\">Best Claims Acceptance<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5b3b39e9 gb-headline-text\">$46\u2013$55<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-a0e235fa gb-headline-text\">$85<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-03a4a517 gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-ee0ac153 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-8653ea05\">\n<figure class=\"gb-block-image gb-block-image-85dd3d23\"><a href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-85dd3d23 lazyload\" alt=\"select home warranty logo\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-lazy-data-sizes=\"(max-width: 220px) 100vw, 220px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\" class=\"gb-image-85dd3d23 lazyload\" alt=\"select home warranty logo\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-sizes=\"(max-width: 220px) 100vw, 220px\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-87671bcc provider-button gb-button-text\" href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-ebe7984a gb-headline-text\">Best Value<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f40bc0c9 gb-headline-text\">$52\u2013$58<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-aacb1b68 gb-headline-text\">$60<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-fc57f06b gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9728aff1 gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-115a65b5\">\n<figure class=\"gb-block-image gb-block-image-bbae200c\"><a href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"89\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-bbae200c lazyload\" alt=\"\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Club-Logo-e1674672395363.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"89\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Club-Logo-e1674672395363.png\" class=\"gb-image-bbae200c lazyload\" alt=\"\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-16c2374e provider-button gb-button-text\" href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5ae324a1 gb-headline-text\">Best for Additional Benefits<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-cd89a25b gb-headline-text\">$38\u2013$62<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-3f13c84e gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-86bdddb9 gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-16d9e55c gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<div class=\"gb-container gb-container-bbc6100d\">\n<figure class=\"gb-block-image gb-block-image-c530598c\"><a href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-c530598c lazyload\" alt=\"first american logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\" class=\"gb-image-c530598c lazyload\" alt=\"first american logo\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<p><a class=\"gb-button gb-button-739bdf38 provider-button gb-button-text\" href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><strong>VISIT SITE<\/strong><\/a><\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-64531314 gb-headline-text\">Best Appliance Coverage<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f8732a0d gb-headline-text\">$38\u2013$48<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-3b76ef2b gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9e1cee3b gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-fd24a0ae gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"\/>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-2dd3be5e gb-headline-text\">Best for Preventative Maintenance<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-1cce2b51 gb-headline-text\">$28\u2013$68<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-bf7b17b8 gb-headline-text\">$100\u2013$150<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-504da28e gb-headline-text\">2\u201324 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-d9d1623f gb-headline-text\">B<\/p>\n<\/td>\n<\/tr>\n<\/table>\n<\/figure>\n<\/div>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_ifFsC1EB0Cfv\"\/>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-arizona-home-warranties\">Our Reviews of the Best Arizona Home Warranties<\/h2>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">3.4<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off Any Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>If you have unique home additions or luxury Pro-Series appliances, Liberty is <strong>a must-have<\/strong> for its add-ons, which cover these and many other elements around the home. I love that you can add on pest control and carpet cleaning \u2014 two offerings I\u2019ve yet to see from other home warranty companies. Its customer service is also top-notch, with excellent online reviews, an easy quote process, and a fast claim process.\u00a0<\/p>\n<p>The only downside I\u2019ve found with its customer service is the ambiguity around service fees, which aren\u2019t clearly listed when you\u2019re receiving an online quote. The other aspect of Liberty that gives me pause is its lower coverage caps of $2,000, which is, at best, average to below average for this industry. If you have luxury appliances, I\u2019d skip this company and opt for American Home Warranty or Elite Home Warranty, which have above-average coverage limits.\u00a0<\/p>\n<p>If you don\u2019t require higher coverage caps, Liberty is one of my top picks for its customization, affordable monthly premiums, great customer service, and extensive add-ons.\u00a0<\/p>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>Liberty Home Guard has outstanding customer service and an excellent customer reputation with an \u201cA\u201d rating from the Better Business Bureau (BBB) and strong reviews on other trusted websites. Compared to many providers out there with subpar two to three-star averages, this is fantastic and definitely provides me with a lot of peace of mind. Liberty is also excellent regarding customization, with over 40 add-on options that give you novel options like coverage for a central vacuum, casita guest unit, and spa. These are often not offered by other companies, so if you have unique home features or Pro-Series appliances, take advantage of these offerings.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>Despite Liberty\u2019s fantastic customization options, it falls short with its coverage limits, which tap out at a maximum of $2,000 depending on the plan and appliance. This aspect is disappointing compared to other providers who usually offer at least $3,000 in coverage, with some, like Elite Home Warranty, offering as much as $6,000 (three times what Liberty does!). Another downside is that Liberty\u2019s add-ons, while extensive, are more expensive than average, with many costing over $14.99 a month, which is higher than most add-ons in this industry; for reference, a quarter of Elite\u2019s add-ons are priced at\u00a0 5.99 per month.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>I love that Liberty Home Guard offers an appliance plan, a systems plan, and a comprehensive plan combining both, on top of its extensive add-ons. You truly won\u2019t find a better company for personalizing your plan to your exact needs and getting coverage for specialty services, like pest control, carpet cleaning, and unique appliances.\u00a0 A unique aspect of Liberty\u2019s plans is its 60-day workmanship guarantee, which is double the industry standard, giving you extra protection should a contractor not provide the best quality work.\u00a0<\/p>\n<p>Personally, I\u2019d choose the Total Home Guard plan for peace of mind that my home systems and appliances are covered, especially because it only cost $10 more than the more basic appliance plan when I received quotes.<\/p>\n<p>During my secret shopping, I was offered two months free if I chose to pay annually, which would save me over $100 a year on a\u00a0 policy, depending on the plan and premium. Its website also offered me a $225 off coupon, so this provider certainly stands out for a wide variety of discounts.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Appliance Guard<\/em><\/td>\n<td><em>$47.47<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td>2 months free, $225 off coupon<\/td>\n<\/tr>\n<tr>\n<td><em>Systems Guard<\/em><\/td>\n<td><em>$52.49<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td>2 months free, $225 off coupon<\/td>\n<\/tr>\n<tr>\n<td><em>Total Home Guard<\/em><\/td>\n<td><em>$57.49<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td>2 months free, $225 off coupon<\/td>\n<\/tr>\n<\/tbody>\n<\/table><figcaption class=\"wp-element-caption\"><em>Disclaimer: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Phoenix, AZ.\u00a0<\/em><\/figcaption><\/figure>\n<h5 class=\"wp-block-heading\" id=\"h-available-add-ons\">Available Add-Ons<\/h5>\n<p>Liberty has an impressive line-up of available add-ons, more than nearly any other provider on the market. Here are the add-on options and prices I was quoted at the time of writing:<\/p>\n<ul>\n<li>Pool and spa: $19.99\/month<\/li>\n<li>Additional spa: $9.99\/month<\/li>\n<li>Lawn sprinkler system: $9.99\/month<\/li>\n<li>Salt water pool: $23.99\/month<\/li>\n<li>Generator: $19.99\/month<\/li>\n<li>Casita guest unit: $35.99\/month<\/li>\n<li>Sump pump: $8.99\/month<\/li>\n<li>Well pump: $12.99\/month<\/li>\n<li>Septic system pumping: $12.99\/month<\/li>\n<li>Ejector pump: $14.99\/month<\/li>\n<li>Grinder pump: $14.99\/month<\/li>\n<li>Limited roof leak: $11.99\/month<\/li>\n<li>Re-Key: $9.99\/month<\/li>\n<li>Gutter cleaning: $14.99\/month<\/li>\n<li>Pest control: $14.99\/month<\/li>\n<li>Carpet cleaning: $19.99\/month<\/li>\n<li>Window washing\/cleaning: $19.99\/month<\/li>\n<li>Power washing (exterior flooring): $19.99\/month<\/li>\n<li>Central vacuum: $8.99\/month<\/li>\n<li>Stand alone freezer: $5.99\/month<\/li>\n<li>Water softener: $13.99\/month<\/li>\n<li>Swamp cooler: $14.99\/month<\/li>\n<li>Second refrigerator: $7.99\/month<\/li>\n<li>Trash compactor: $7.49\/month<\/li>\n<li>Ice maker (in-fridge): $3.99\/month<\/li>\n<li>Freestanding ice maker: $14.99\/month<\/li>\n<li>Wine cooler\/fridge: $11,99\/month<\/li>\n<li>Water dispenser water line: $4.99\/month<\/li>\n<li>Instant hot water dispenser: $9.99\/month<\/li>\n<li>Reverse osmosis water filter system: $14.99\/month<\/li>\n<li>Lighting fixtures: $7.99\/month<\/li>\n<li>Plumbing fixtures: $7.99\/month<\/li>\n<li>Electronics protection: $19.99\/month<\/li>\n<li>TV mounting (up to 65 inch TVs): $14.99\/month<\/li>\n<li>TV mounting (up to 85 inch TVs): $19.99\/month<\/li>\n<li>Pro-Series Refrigerator: $14.99\/month<\/li>\n<li>Pro-Series Stand Alone Freezer: $14.99\/month<\/li>\n<li>Pro-Series Range\/Oven\/Cooktop: $12.99\/month<\/li>\n<li>Pro-Series Dishwasher: $7.99\/month<\/li>\n<li>Pro-Series Microwave: $4.99\/month<\/li>\n<li>Pro-Series Washing Machine: $4.99\/month<\/li>\n<li>Pro-Series Clothes Dryer: $4.99\/month<\/li>\n<\/ul>\n<p>Compared to other providers, this is <strong>an incredible number<\/strong> of add-on offerings. While not inexpensive, these add-ons give you coverage for other home appliances or unique home features that aren\u2019t typically available or covered by a home warranty, such as carpet cleaning, pest control, and TV mounting. If you have many of these appliances or features and want coverage, I\u2019d look into Liberty for its unmatched add-on options.\u00a0<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Liberty doesn\u2019t cover the following items under any of its plans:\u00a0<\/p>\n<ul>\n<li>Flues, vents, chimneys, and exhaust lines<\/li>\n<li>Electronics, computerized, \u201csmart,\u201d or Internet\/enabled components and parts<\/li>\n<li>Filters associated with any covered items<\/li>\n<li>Remote receiving and transmitting devices<\/li>\n<li>Radon and other leak detection monitoring systems<\/li>\n<li>Fire sprinkler systems<\/li>\n<li>Lighting\u00a0<\/li>\n<li>Solar systems and applications<\/li>\n<li>Cosmetic defects<\/li>\n<li>Disposal of appliances, systems, or components<\/li>\n<li>Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems<\/li>\n<li>Glass parts<\/li>\n<li>Noise<\/li>\n<\/ul>\n<p>The only time you can receive coverage for some of these items is if you opt for Liberty\u2019s add-ons which cover some of these exclusions, such as lighting or certain electronics, like TV mounting. During my research, I found that these are standard exclusions within the industry, so these wouldn\u2019t be deal breakers for me personally.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Liberty offers three monthly plans, which at $47.47 for the cheapest and $57.49 for the most expensive, are pretty average in pricing, making it an affordable company to choose from. Where you can run into trouble is with its add-ons, which are more costly than most, as the majority of them are $14.99 per month or more.\u00a0<\/p>\n<p>I noticed that Liberty\u2019s sample contract states it will cover up \u201cto the covered item\u2019s book value,\u201d which means it\u2019s unlikely LHG would reimburse you for the full amount your item was worth prior to depreciation. All covered items are also limited to a $2,000 cap, which is significantly less than other providers like American Home Warranty.\u00a0<\/p>\n<figure class=\"gb-block-image gb-block-image-7aaa90cf\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"992\" height=\"150\" class=\"gb-image gb-image-7aaa90cf lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" title=\"Liberty-Home-Guard-Sample-Contract\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract.png 992w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract-300x45.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract-768x116.png 768w\" data-lazy-data-sizes=\"(max-width: 992px) 100vw, 992px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"992\" height=\"150\" class=\"gb-image gb-image-7aaa90cf lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract.png\" alt=\"\" title=\"Liberty-Home-Guard-Sample-Contract\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract.png 992w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract-300x45.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2024\/01\/Liberty-Home-Guard-Sample-Contract-768x116.png 768w\" data-sizes=\"(max-width: 992px) 100vw, 992px\"\/><\/noscript><\/figure>\n<p>Still, if you have unique appliances, like a reverse osmosis water filter or anything from the Pro-Series line, I\u2019d consider Liberty Home Guard an excellent choice for its add-ons, which cover these typically not-covered items.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>Liberty has a fairly strong customer service experience rating for its multiple points of contact after a quote and service guarantee. I like that its waiting period is shorter than a month, and I found the quote process seamless with detailed options that allowed me to customize my quote and play around with different levels of coverage quickly.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>I\u2019ve yet to come across a home warranty company that not only maintains a high average rating but does so consistently across thousands of reviews. If you are looking for a home warranty company with outstanding customer reviews to give you peace of mind that you\u2019re choosing a provider who follows through with its claims, Liberty is<strong> my top recommendation.\u00a0<\/strong><\/p>\n<p>Positive reviews highlighted anything from above and beyond service from company representatives, fast turnaround times after submitting claims, and an easy claims process. The few negative reviews I spotted brought up issues with long claim wait periods and shady issues around charging more than the service fee listed. However, these claims were few and far between compared to the thousands of positive online reviews and the A rating the company received from the BBB.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>A<\/em><\/td>\n<td><em>2,529<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>2,236<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>9,693<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.3<\/em><\/td>\n<td><em>48<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>Liberty Home Guard has an average claim response time of 12 hours. It offers emergency services for those times when a pipe bursts or your laundry machine starts leaking everywhere \u2014 these are major benefits that a lot of companies don\u2019t offer or don\u2019t provide to the same extent. According to my research, customers repeatedly praised Liberty for its fast and easy claim process and quick payouts, so this is a company I comfortably give a 10 out of 10 for above-and-beyond claim response time, handling of emergency situations, and its user-friendly process.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>Liberty Home Guard offers coverage in all 50 states and a 24\/7 live chat feature, so you can easily get ahold of an agent at any time or day.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">3.4<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off Any Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>While not as affordable as other providers, few providers compete with its high coverage limits of up to $5,000 for home systems and up to $4,000 for home appliances. Most of the other companies that made this list have coverage limits closer to $3,000, making this high coverage limit a massive benefit if you have more systems and appliances or more high-end models than most households.\u00a0<\/p>\n<p>Personally, I enjoyed my experience with the quote process and found American Home Shield\u2019s website and quote system user-friendly and detailed compared to other providers. However, I wouldn\u2019t personally choose to purchase a plan from this company unless it was the ShieldPlatinum plan because I found its other less expensive plan options not as comprehensive in terms of what appliances and systems were covered. For example, their ShieldGold plan only serves home systems and offers no coverage for appliances like your stove or refrigerator.\u00a0<\/p>\n<div class=\"gb-container gb-container-6f9c3391 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-f019abce gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-a1ad71dd gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-4ff1c371 gb-tabs__items\">\n<div class=\"gb-container gb-container-94176e1c gb-tabs__item gb-tabs__item-open\">\n<p>American Home Shield is one of the only providers that offers roof leak protection (as either an add-on or included with its premium plan), which is a standout offering. I also like that American offers <strong>extensive coverage <\/strong>of up to $5,000 for home systems, like your HVAC system, and $2,000 to $4,000, depending on your plan, for home appliances. Most companies offer coverage up to $2,000 to $3,000 for home systems, so this is far more coverage than most, giving me extra peace of mind that even my priciest appliances are covered.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-9f21e587 gb-tabs__item\">\n<p>American Home Shield has received thousands of negative reviews on BBB in the last year, more than three times the amount that Select Home Warranty has received. It also received poor reviews on Trustpilot and Yelp, with lower than two-star averages, which gives me pause when considering working with this company.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"American Home Shield: Protecting Homeowners&#039; Budgets\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/5lCm1SqzwDc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>American Home Shield offers three plans, including ShieldSilver, which covers major systems; ShieldGold, which covers home systems and some appliances; and ShieldPlatinum, its most comprehensive plan. A unique element of its ShieldPlatinum plan is it covers roof leak repairs (very uncommon in this industry) and includes <strong>a free HVAC tune-up<\/strong> and coverage for code violations, permits, and modifications \u2014 all things that normally violate a home warranty, which would leave you without coverage. The HVAC tune-up is a nice bonus for Arizonanian homeowners as a maintenance visit can help prevent an HVAC system failure during extreme heat wave events. American\u2019s Shield Assurance also advertises that older items are always covered, no matter their age, and you\u2019ll be covered for undetectable preexisting conditions (something that Select Home Warranty WON\u2019T protect). Finally, they will cover your repairs even if your system\/appliance was improperly installed or previously repaired.\u00a0<\/p>\n<p>During my secret shopping, a rep offered me a 20% discount if I signed up today, so make sure to keep an eye out for discounts on the site or ask a rep about discounts over the phone.\u00a0<\/p>\n<p>I was able to choose between a $100 or $125 service fee, which is a bit on the higher side. I chose $125 because my appliances are on the newer side and well-maintained, so I\u2019d rather pay a little more for service but less each month. However, it\u2019s nice to have the option, even if the service fees are more expensive than average.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldSilver<\/em><\/td>\n<td><em>$22.49<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Same-day discount<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldGold<\/em><\/td>\n<td><em>$37.49<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Same-day discount<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldPlatinum<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Same-day discount<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Disclaimer: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Phoenix, AZ.\u00a0<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Here are American\u2019s available add-ons and costs:\u00a0<\/p>\n<ul>\n<li>Roof leak repair: $10\/month<\/li>\n<li>Electronics protection plan: $14\/month\u00a0<\/li>\n<li>Pool &amp; built-in-spa equipment: $18\/month<\/li>\n<li>Guest unit: $15.99\/month<\/li>\n<li>Septic pump: $5\/month<\/li>\n<li>Well pump: $8\/month<\/li>\n<\/ul>\n<p>I find the electronics protection plan especially valuable because it protects an unlimited number of new and used electronic devices, including laptops, headphones, home theater systems, and TVs. As someone who uses their laptop for work, this is especially reassuring.\u00a0<\/p>\n<p>Something to note is that the roof leak repair comes with the American\u2019s ShieldPlatinum plan, but it\u2019s still available as an add-on for its other plans, so regardless of your plan, you can access coverage for your roof. This is <strong>a standout benefit<\/strong> as most home warranties don\u2019t offer ANY roof protection, so I recommend grabbing this as an add-on or opting for the ShieldPlatinum plan to benefit from this because roof leaks can be incredibly costly and destructive to your home.\u00a0<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>During my research,\u00a0 I found that American Home Shield offers more comprehensive coverage than most as long as you opt for its ShieldGold or ShieldPlatinum plans, which cover home appliances. Some exclusions include:\u00a0<\/p>\n<ul>\n<li>Construction or carpentry costs<\/li>\n<li>Restoration of walls<\/li>\n<li>Flues, chimneys, venting, and exhaust lines<\/li>\n<li>Repairs or replacements due to cosmetic defects<\/li>\n<li>Repairs due to mold<\/li>\n<li>Appliances not covered under ShieldSilver plan<\/li>\n<li>Natural disasters<\/li>\n<\/ul>\n<p>Overall, these are standard exclusions. American plans cover more than most home warranty providers, making them one of my top picks for the best coverage.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>A slight downside to this provider is that it has more expensive monthly premiums and service fees than many providers unless you opt for its ShieldSilver plan, which I don\u2019t recommend due to its lackluster coverage. You can choose between a $100 and $125 service fee, which is higher than average, combined with a slightly higher than average monthly premium. Now, to be fair, you are getting <em>very strong <\/em>coverage for these higher costs. For example, you receive up to $5,000 in <a href=\"https:\/\/todayshomeowner.com\/hvac\/reviews\/best-home-warranty-for-hvac\/\">coverage on HVAC systems.<\/a> In comparison, many providers only offer up to $2,000 to $3,000 in coverage on your HVAC system.\u00a0<\/p>\n<p>If affordability is your top priority, American Home Shield isn\u2019t your best choice, but if you\u2019re looking for extra protection or have luxury appliances with higher replacement or repair fees, I recommend this provider for its high coverage limits, even if they come at a slightly higher price.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>Many customer reviews noted miscommunication issues with agents, where they would leave messages and not hear back, or the agent never received the message. This issue is understandably irritating and not something I loved seeing during my research.\u00a0<\/p>\n<p>However, the customer experience is a strong point for American because of its service guarantee and many points of contact after a quote, meaning you can communicate with the company in several different ways. It has an average waiting period after signup of 30 days, which isn\u2019t incredible, but it\u2019s not as long as some providers make you wait (some have over two-month waiting periods) before your coverage kicks in.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>American Home Shield has a less than stellar company reputation, between a 2.1 Trustpilot rating and a 1.0 Yelp rating at the time of writing. Its Better Business Bureau (BBB) rating is better at a B but still not fantastic compared to other providers. In most cases, the complaints focused on the company being slow to send out contractors, sending out contractors who were ineffective, or not covering what customers thought was covered. Now, you should take these with a grain of salt because many consumers don\u2019t look closely at coverage caps or exclusions before signing a home warranty, so some of these complaints may be due to a misunderstanding of what their policy covers.\u00a0<\/p>\n<p>Still, these negative reviews give American a poorer reputation than most, although positive reviews praised their excellent coverage. On a positive note, American Home Shield replied to over 98% of negative reviews, many within 24 hours on Trustpilot, so the company seems to be working on resolving these complaints as much as possible.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>11,151<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.1<\/em><\/td>\n<td><em>5,158<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>2.8<\/em><\/td>\n<td><em>2,379<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.0<\/em><\/td>\n<td><em>826<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>American Home Shield has a user-friendly claim process. You can either submit a service ticket online or call its 24\/7 customer service line. From there, you can easily track your home repair history and follow up with them if needed through the online portal. Overall, this is a pretty standard setup, but the 24\/7 customer service is a big plus, especially if you\u2019re concerned about urgent repairs.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>American Home Shield is available in 49 states, excluding Alaska. While not perfect, this is certainly a strong availability that will suit most U.S. homeowners.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>This affordable provider offers multiple plans and great discount options, making it one of my favorite providers for the budget-conscious homeowner. I like that it offers strong coverage caps of up to $3,000 for air conditioning and HVAC systems \u2014 which is especially critical for anyone living in the Arizona heat. However, this is lower than some providers on this list who offer coverage up to $6,000, so weigh how expensive your HVAC system is, before signing up with Select Home Warranty.\u00a0<\/p>\n<p>If I purchased a plan with this company, I would choose its most comprehensive plan, the Platinum Care plan. This plan is only slightly more expensive while providing much more coverage on more types of appliances and systems, while the other plans focus on one or the other. If you have many high-end appliances or need specific add-ons, I\u2019d skip Select altogether and opt for a company like Liberty Home Guard which offers greater coverage and add-ons for specialty appliances and amenities. If your home has more standard systems and appliances, Select Home Warranty is a great choice for its overall value, less expensive monthly rates, low-cost service fee options, and standard coverage caps (which are enough to cover most home systems and appliances).\u00a0<\/p>\n<div class=\"gb-container gb-container-c0d2a1ac gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-8b5693c8 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-85e90061 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-1686f884 gb-tabs__items\">\n<div class=\"gb-container gb-container-fd616f9a gb-tabs__item gb-tabs__item-open\">\n<p>One of the biggest advantages of choosing Select Home Warranty is that it offers roof coverage with all its plans. This coverage is a HUGE benefit because most home warranty providers don\u2019t have this type of coverage, even as an add-on option.\u00a0 To top it off, its monthly rates are on the lower side, so homeowners aren\u2019t being charged an excessive amount for this added benefit. Overall, Select Home Warranty offers the best value because of its cost-effective pricing, easy quote and customer service process, and strong coverage options.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-98c437c6 gb-tabs__item\">\n<p>Select has a fewer number of add-ons than other companies, with only nine current offers. Compared to providers like Liberty Home Guard, which has 42 add-on options, this is a limited selection. There also isn\u2019t coverage for unknown preexisting conditions, so you may face a nasty surprise if you were unaware that your appliance had issues before signing up for a Select home warranty plan \u2014 so be wary and have your household thoroughly checked out before signing up to ensure this doesn\u2019t happen to you.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>Select Home Warranty offers three plans: one for appliances, one for systems, and a third for both. Frankly, the single coverage plans (Gold Care or Bronze Care) don\u2019t cover much on their own. If I were purchasing a plan from Select, I would definitely choose its Platinum Care plan, which covers both appliances and systems. Based on the sample quotes I was given (see below), the Platinum Care plan is only\u00a0 $4 more per month for a substantial amount of coverage, making it the best choice for most homeowners, myself included.\u00a0<\/p>\n<p>During my secret shopping, a 20% discount sale was in process, which is reflected in the following prices. While this sale may or may not be going on when you\u2019re shopping, the company regularly offers a $150 off coupon on its website along with an advertised two months of free coverage, which is an excellent deal. Customer reviews even mentioned that they were able to negotiate a lower monthly fee and service fee when speaking with a customer service representative.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Bronze Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 Off (Website), 2 Extra Months Free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 Off (Website), 2 Extra Months Free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Care<\/em><\/td>\n<td><em>$47.75<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 Off (Website), 2 Extra Months Free<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Disclaimer: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Phoenix, AZ.\u00a0<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Select Home Warranty has a standard offering of additional options with affordable pricing. For my single-family home, Select shared these prices:\u00a0<\/p>\n<ul>\n<li>Central Vacuum: $3.33\/mo<\/li>\n<li>Lawn Sprinkler System: $5.83\/mo<\/li>\n<li>Pool: $8.33\/mo<\/li>\n<li>Roof Leak: $0\/mo<\/li>\n<li>Septic System: $5.83\/mo<\/li>\n<li>Spa: $5.83\/mo<\/li>\n<li>Stand Alone Freezer: $3.33\/mo<\/li>\n<li>Sump Pump: $3.33\/mo<\/li>\n<li>Well Pump: $3.33\/mo<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Select Home Warranty offers comprehensive plans, particularly its Platinum Care plan, which covers a huge number of home appliances and systems, including ductwork, garbage disposals, plumbing stoppage, and cooktops (which are not commonly covered).\u00a0<\/p>\n<p>Here are notable exclusions not covered by any of its plans:\u00a0<\/p>\n<ul>\n<li>Secondary damage (i.e., your home warranty may cover roof damage but won\u2019t cover water damage caused by the leak)<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials (i.e., mold, asbestos, gas leaks, etc.)\u00a0<\/li>\n<li>Common areas in condominiums or family homes<\/li>\n<li>Solar heating systems<\/li>\n<li>Damage caused by natural disasters and rust<\/li>\n<li>Defects or damages caused by the foundation and structure of the home<\/li>\n<\/ul>\n<p>In the fine print of a sample contract, I found that Arizona residents will only receive up to 10% of the gross amount paid by you for the agreement if you cancel, so keep this in mind.\u00a0\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/gHpIQ-hChiyNGteh-rn-cDWmgQuK0GCvrAeV3zhOeE9P0RhI1-VsuUTqFNwyLSZIBYpM1StkA1uzw61Z-faqORUklgq-9RYt-gHBwuvXJAgJ08Xw5qhtOSDYgFXbuC8zE6PV7aSinasYVGcUFXj8ggE\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/gHpIQ-hChiyNGteh-rn-cDWmgQuK0GCvrAeV3zhOeE9P0RhI1-VsuUTqFNwyLSZIBYpM1StkA1uzw61Z-faqORUklgq-9RYt-gHBwuvXJAgJ08Xw5qhtOSDYgFXbuC8zE6PV7aSinasYVGcUFXj8ggE\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>Compared to other providers, Select Home Warranty offers <strong>more affordable monthly rates<\/strong>, with many providers costing at least $80 per month, compared to Select\u2019s $40 a month (with discount) rate.\u00a0 I love that Select offers two affordable service fee options of $65 or $75. Most providers charge $100 or more per service, so this gives me peace of mind that if anything goes wrong, I won\u2019t be out more than $75, depending on my plan.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>Select Home Warranty has an above-average customer experience, especially with its user-friendly online interface. I found its online quote process quick and easy to use, well-constructed and was able to pinpoint what is and isn\u2019t included in each plan, each plan\u2019s cost, and the breakdown of each add-on. Compared to other companies, the Select quote process was much faster, and I didn\u2019t feel pressured with excessive phone calls or email follow-ups, which I\u2019ve experienced in the past with other providers.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>This provider holds a B rating from the Better Business Bureau (BBB) and has mixed reviews from customers across multiple reputable third-party review websites. Positive reviews highlighted Select Home Warranty\u2019s customer service, easy sign-up process, and quick service after filing a claim. In contrast, negative reviews cited low reimbursement rates, issues with claim fulfillment, and incompetent technicians being sent to perform the work.\u00a0<\/p>\n<p>Select has an average customer reputation rating across several review sites, but I take all of this with a grain of salt since people tend to review companies more when they are unhappy. Compared to other providers, Select had an overall lower number of reviews, indicating that there aren\u2019t as many unhappy customers out there as some other companies.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>1,978<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.7<\/em><\/td>\n<td><em>4,561<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>1.6<\/em><\/td>\n<td><em>27<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>The claims process with Select Home Warranty is pretty straightforward. You can either submit a claim online or over the phone. Then, Select will schedule a time for a technician to come out and assess the appliance or system needing work. They have an average response time of around 48 hours for non-emergency claims. As a whole, I rated them at a 7.6 because the company offers a standard number of ways to open claims and has a typical response time.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>Select Home Warranty is available in all 50 states plus the District of Columbia. It has an overall good customer satisfaction rating throughout the country, assuring homeowners that they\u2019ll be taken care of by this provider.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Customer Ratings<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Elite Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.4<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off + 1 Month Free<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p>This BBB-accredited company has some of the <strong>best coverage limits<\/strong> in the industry, with system payouts as high as $10,000 and appliance payouts as high as $6,000. These are coverage caps that are far better than those of most providers I\u2019ve come across, as most other home warranty companies offer between $2,000 and $3,000 for coverage caps. I strongly recommend working with Elite Home Warranty if you have high-end appliances, have more appliances and\/or home systems than the average homeowner,\u00a0 or are concerned about low coverage caps for various home-related reasons. My personal preference leans toward Elite\u2019s Complete plan, encompassing both home systems and appliances, ensuring you make the most of these generous coverage limits.<\/p>\n<p>However, I don\u2019t recommend Elite if you\u2019re concerned about access to emergency services. While Elite has round-the-clock customer service, you can\u2019t easily receive emergency services after hours, which is a major setback.\u00a0<\/p>\n<div class=\"gb-container gb-container-7fae67d4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-da04ea7b gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-0d369476 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-198f2ebd gb-tabs__items\">\n<div class=\"gb-container gb-container-2c4ace27 gb-tabs__item gb-tabs__item-open\">\n<p>Elite Home Warranty stands out with its online review ratings ranging from 4.5 to 5 stars across reputable platforms such as Yelp, Trustpilot, and Google Reviews. Elite\u2019s positive reputation is impressive because many other home warranty companies have ratings closer to two to three stars online. That contrast highlights Elite\u2019s remarkable customer satisfaction ratings. Another important benefit is Elite Home Warranty\u2019s outstandingly high coverage caps. Lastly, its affordable pricing and add-ons are an excellent option for homeowners looking for reasonable prices and great coverage all in one great package.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-ccad5dc0 gb-tabs__item\">\n<p>I find it disappointing that Elite\u2019s home warranty plans lack coverage for emergency services (without an additional fee). Many industry providers consider offering emergency services a standard practice, and it\u2019s sensible to react in real-time when your laundry machine or electrical systems shut down over the weekend or after hours, or worse, your AC system fails during an Arizona heat wave.\u00a0\u00a0<\/p>\n<p>Another notable con is that commercial-grade appliances are excluded from all Elite plans, which could be a deal-breaker for some homeowners.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>What I love about Elite\u2019s warranty plans is you can choose between a systems-only and appliance-only plan or opt for the most comprehensive plan, Elite Complete (my preferred choice for its amazing coverage).\u00a0<\/p>\n<p>While these are pretty standard plan types, Elite goes above and beyond with its <strong>outstanding coverage limits<\/strong>, which are significantly higher than industry standards that typically max out around $3,000. Appliances are covered up to $6,000, and system payouts are as much as $10,000 \u2014 both outstanding sums that I haven\u2019t seen any other home warranty company match.\u00a0<\/p>\n<p>During my secret shopping, I was offered a special 30-day free trial for the policy and $150 off to get started when you call to schedule your coverage. Due to this,\u00a0 I recommend calling this provider to secure the best deal.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Appliance<\/em><\/td>\n<td><em>$48.99<\/em><\/td>\n<td><em>$100\u00a0<\/em><\/td>\n<td><em>$150 sign up, 30-day trial<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Systems<\/em><\/td>\n<td><em>$52.99<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td><em>$150 sign up, 30-day trial<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Complete<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td><em>$150 sign up, 30-day trial<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table><figcaption class=\"wp-element-caption\"><em>Disclaimer: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Phoenix, AZ.\u00a0<\/em><\/figcaption><\/figure>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Here are Elite\u2019s available add-ons:\u00a0<\/p>\n<ul>\n<li>Annual maintenance<\/li>\n<li>Central vacuum<\/li>\n<li>Drainage, sewer, and water service lines<\/li>\n<li>Effluent pump<\/li>\n<li>Ejector pump<\/li>\n<li>Freestanding freezer<\/li>\n<li>Freestanding ice makers<\/li>\n<li>Freestanding spa equipment<\/li>\n<li>Generator<\/li>\n<li>Geothermal heating and cooling systems<\/li>\n<li>Grinder pump<\/li>\n<li>Guest house<\/li>\n<li>Jetted and hot tubs<\/li>\n<li>Lawn sprinkler system<\/li>\n<li>Lift pump<\/li>\n<li>Limited roof-leak repair<\/li>\n<li>Pool and spa equipment<\/li>\n<li>Pool equipment<\/li>\n<li>Premium appliances<\/li>\n<li>Premium benefits<\/li>\n<li>Premium systems<\/li>\n<li>Premium systems plus<\/li>\n<li>Septic system<\/li>\n<li>Sump pump<\/li>\n<li>Water softeners<\/li>\n<li>Well pump<\/li>\n<li>Wine coolers<\/li>\n<\/ul>\n<p>Elite offers an impressive range of add-ons, more than most providers in the industry. I like that you can add additional coverage for premium appliances, systems, and benefits, as many home warranty companies will cut off your coverage at a certain cap and don\u2019t offer enough coverage for luxury appliances. If you have more expensive appliances or systems, this is a serious benefit that I would take advantage of.\u00a0<\/p>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Elite\u2019s service contracts have exclusions like all home warranty providers, and I found its exclusions to be in line with most other companies:\u00a0<\/p>\n<ul>\n<li>Natural disaster-related damages<\/li>\n<li>Acts of God<\/li>\n<li>Commercial-grade appliances\u00a0<\/li>\n<li>Units in a rental property<\/li>\n<li>Cosmetic damage<\/li>\n<li>A lack of maintenance<\/li>\n<\/ul>\n<p>During my research, I discovered that Elite\u2019s monthly pricing is competitive, but it may involve additional fees beyond the standard service charges. Notably, there are extra fees of $150 for servicing professional-grade appliances or for service calls during weekends or after-hours. This isn\u2019t a common practice among many other providers, so it\u2019s important to highlight that these extra fees are not standard among other service providers.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>Elite\u2019s plans are standard price-wise within the industry. When speaking with a rep, I found the experience a bit frustrating due to the lack of price transparency. It was challenging to get ahold of any information surrounding add-on pricing, which greatly impacts how much your monthly premium will cost you.\u00a0<\/p>\n<p>Generally speaking, most of Elite\u2019s add-ons are between $15 and $20 more per month, which is average, making this an affordable option for homeowners if you need extra protection. I like that Elite offers a cancellation period and monthly trial period so you can decide if the provider is a good fit for you.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>My customer experience with Elite was somewhat rocky. For starters, I found its website difficult to navigate. Unlike most other providers, you can\u2019t play around with a calculator and quote estimator on your own. Instead, you need to call to receive any type of ballpark quote. The add-on prices are also not listed anywhere (at least that I could find), which is contrary to most home warranty providers.\u00a0<\/p>\n<p>Otherwise, the company has many positive reviews online and has received many accolades from reputable review websites, so many have positive customer experiences with Elite.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>Compared to other providers, Elite Home Warranty has much higher reviews, but it doesn\u2019t have many reviews, with two review websites (Trustpilot and Yelp) having fewer than 40 total reviews.\u00a0 The lack of overall review volume does pull down the reputation score in this case. However, the Better Business Bureau (BBB) gave Elite a strong rating and accreditation, giving me additional trust in the company\u2019s service and follow-through.<\/p>\n<p>Positive reviews continually highlight how fast and easy the claims process was, as well as the service follow-up. Many also praised its affordable rates and how the company regularly followed up with customers during the service process to ensure everything was done to the customer\u2019s satisfaction. In contrast, negative reviews pointed out inconsistencies with the waiting period policy and the company\u2019s disorganization. While these are fair concerns, some of these may be due to customers not fully understanding their home warranty contract, so keep this in mind when considering different home warranty options.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>1,913<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.5<\/em><\/td>\n<td><em>39<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>106<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>5.0<\/em><\/td>\n<td><em>4<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>Elite has a below-average claims process score. While it has excellent 24\/7\/365 availability for claims and several ways to file a claim (online and over the phone), the company doesn\u2019t have many emergency services, meaning you\u2019ll be left with a burst pipe or leaking laundry machine without help after-hours. This is less than ideal and definitely something that could be a dealbreaker for many homeowners. Its response time is also reportedly between 24 to 48 hours, which is pretty standard for the industry.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>Elite Home Warranty is available in 47 states, including Arizona. Close to nationwide availability is a strong measure of trust in a company\u2019s legitimacy and reputation as it\u2019s operating in so many states and is able to pay out claims sustainably.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7fa54571\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-8e3c4080\">\n<div class=\"gb-grid-column gb-grid-column-c51f9f73\">\n<div class=\"gb-container gb-container-c51f9f73\">\n<p>Best for Additional Benefits<\/p>\n<h3 class=\"gb-headline gb-headline-91c6ed53 gb-headline-text\">AFC Home Club<\/h3>\n<p class=\"gb-headline gb-headline-2a9cb81a gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-29f86551 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-40b76a1c border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 off + free roof leak coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fd1e0948 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2b81c66d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bffb53c1 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.5\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0c1b0fd3\">\n<p>My experience with AFC Home Club was very positive. I love its user-friendly website, customizable plans with multiple service fees, and interesting membership benefits that I haven\u2019t seen other companies offer. When shopping for home warranty coverage, this would be one of my top choices personally because I deeply appreciate its high customer rating, B rating from the Better Business Bureau, and customizable plans.\u00a0<\/p>\n<p>However, be mindful of AFC\u2019s lower coverage cap, especially if you own high-end or luxury appliances. When shopping, consider its fluctuating and less transparent coverage levels based on the estimated cost of your home\u2019s systems and appliances. If I choose AFC for my home warranty protection, I\u2019d definitely choose its Diamond Plan, which covers home systems, appliances, roof leaks, and even electronics \u2014 a very unique offering in the industry.\u00a0<\/p>\n<div class=\"gb-container gb-container-98970a10 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-03c24858 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-0cd86a92 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-86a34e29 gb-tabs__items\">\n<div class=\"gb-container gb-container-5defe265 gb-tabs__item gb-tabs__item-open\">\n<p>AFC Home Benefits has excellent additional benefits, including its practically unheard-of membership benefits like free and discounted rates on home security, medical benefits, credit monitoring, insurance, and more. I\u2019ve yet to see these offerings with other providers, so it\u2019s definitely something to take note of. I also love that AFC has mostly positive reviews online, which is pretty rare for home warranty companies, and a multitude of home warranty plans and unique add-ons.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-478e0945 gb-tabs__item\">\n<p>While AFC Home Club plans have a $3,000 coverage cap, some items only receive $150 to $1,000 coverage. If you choose AFC Home Club, you\u2019ll need to review each item and its coverage cap carefully to ensure you\u2019re not left with insufficient coverage for any pricier appliances in your home.\u00a0<\/p>\n<p>Another con is AFC\u2019s lack of emergency services. Many nationally-recognized home warranty companies provide service on weekends, holidays, and after-hours. This is especially critical because the last thing you need is to be left waiting for days for a repair when your HVAC system fails during an extreme weather event in the scorching Arizona summer heat.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-74f1972a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-cd008886 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-b7a5e534\">\n<p>AFC Home Club offers four plans, including a simple appliance plan all the way to a comprehensive appliance and systems plan with extras that are uncommon in the industry. Here\u2019s a breakdown of its plans:\u00a0<\/p>\n<ul>\n<li>Silver plan (covers the nine most frequently used appliances)<\/li>\n<li>Gold plan (15 appliances and systems, including electrical, plumbing, and heating systems)\u00a0<\/li>\n<li>Platinum plan (18 appliances and systems, includes major home systems and appliances plus home comforts like a built-in microwave and refrigerator ice maker)<\/li>\n<li>Diamond plan (everything the other plans cover, plus electronics, exterior water, and sewer lines)<\/li>\n<\/ul>\n<p>The Diamond plan is <strong>an EXCEPTIONAL home warranty plan<\/strong> as it covers just about everything you could want between your home appliances and systems, plus electronics like your smartphone, and exterior water and sewer lines. The electronics coverage is particularly special and covers everything from home entertainment, smart home devices, cell phones, tablets, and home office electronics. These are unusual benefits that most home warranties don\u2019t offer, so I strongly recommend checking this plan out if your budget allows. I also like that roof leaks are automatically covered, as this isn\u2019t offered by all providers.\u00a0<\/p>\n<p>During my secret shopping, I was offered a $140 off coupon for signing up for a one-year plan and $250 off if I choose a three-year plan, which is an excellent way to save money on your home warranty policy.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Silver Plan<\/em><\/td>\n<td><em>$35.25<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Up to $250 off, free roof leak protection<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Plan<\/em><\/td>\n<td><em>$49.75<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Up to $250 off, free roof leak protection<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Plan<\/em><\/td>\n<td><em>$54.58<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Up to $250 off, free roof leak protection<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Diamond Plan<\/em><\/td>\n<td><em>$89.17<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Up to $250 off, free roof leak protection<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table><figcaption class=\"wp-element-caption\"><em>Disclaimer: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Phoenix, AZ.\u00a0<\/em><\/figcaption><\/figure>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>AFC Home Club has an average number of add-on options, which were offered at the following prices during my secret shopping:\u00a0<\/p>\n<ul>\n<li>In-ground pool: $100\/month<\/li>\n<li>Sump pump: $35\/month<\/li>\n<li>Ice maker: $25\/month<\/li>\n<li>Well pump: $50\/month<\/li>\n<li>Electronics coverage (price depends on your specific electronics)\u00a0<\/li>\n<li>In-ground pool and spa: $150\/month<\/li>\n<li>Double oven: $25\/month<\/li>\n<li>Hot water dispenser: $25\/month<\/li>\n<li>Built-in microwave: $50\/month<\/li>\n<li>Stand alone freezer: $25\/month<\/li>\n<li>Central vacuum: $25\/month<\/li>\n<li>Septic system: $50\/month<\/li>\n<li>Roof leak (free, worth $25\/month)\u00a0<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Here are the common exclusions I found across all of AFC\u2019s plans:\u00a0<\/p>\n<ul>\n<li>Crane rentals needed to move appliances or systems<\/li>\n<li>Geothermal heating systems<\/li>\n<li>Haul-away services<\/li>\n<li>Light fixtures<\/li>\n<li>Code violations<\/li>\n<li>Appliances and systems not properly maintained<\/li>\n<\/ul>\n<p>While examining the fine print of one of AFC\u2019s sample contracts, I noted that the company wouldn\u2019t cover items that you don\u2019t properly maintain, including a lack of routine maintenance. Before service requests on HVAC systems are accepted, AFC requires a prior annual maintenance log from a licensed technician to prove that you followed up with recommended repairs. If you don\u2019t keep up with this, you\u2019ll forfeit your coverage. While this isn\u2019t a bizarre exclusion, the extra step of providing prior annual maintenance papers for each claim is a bit of a headache.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/g4AgxImPS67URce4R8ANTl9e_vyDWLZ45Q6QHmPpXrs1LBYV6LjExOEbXeDu0pHT2WJxJcHDisbpgCCzUQrPVjPoWRScsDbQfO7NoZTJCekvhNT1O9EL0u8X58Il8SeyrbN_oVe0C-_yAuTpeJHJBKk\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/g4AgxImPS67URce4R8ANTl9e_vyDWLZ45Q6QHmPpXrs1LBYV6LjExOEbXeDu0pHT2WJxJcHDisbpgCCzUQrPVjPoWRScsDbQfO7NoZTJCekvhNT1O9EL0u8X58Il8SeyrbN_oVe0C-_yAuTpeJHJBKk\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-0076f407 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-33a43a08 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.2\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-39427a2c\">\n<p>AFC Home Club\u2019s most comprehensive plan, its Diamond Plan, is its most expensive. However, it offers several more affordable options, its Silver Plan and Gold Plan, which provide coverage for appliances and home systems and appliances respectively. If you don\u2019t need as extensive of coverage or don\u2019t have it in the budget currently, these are strong plans that will give you extra peace of mind that you won\u2019t be left with a staggering repair or replacement bill. Compared to other companies, AFC offers slightly more affordable to standard-priced plans, making them a good plan for the consumer, especially with the Diamond Plan\u2019s unique coverage for sewer lines and electronics.\u00a0<\/p>\n<p>I like that AFC Home Club offers multiple service fee choices \u2014 $75, $100, and $125 \u2014 which allows you to lower your monthly premium if you opt for the higher service fee options. The biggest negative impact on AFC\u2019s affordability rating is its costly add-ons, which tend to be more than $14.99 per month. A few add-ons can quickly push your monthly premium to over $100 per month, so choose add-ons carefully when shopping for your plan.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7b9474f9 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6b2f1d9e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 9.2\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bb26d34\">\n<p>My customer experience with AFC Home Club was excellent. Not only was the user-friendly interface of its website fantastic and well-organized, but I could easily shop the company\u2019s different plans, change up the coverage levels, add-ons, and more to customize my plan to my liking and budget.\u00a0<\/p>\n<p>I didn\u2019t find the sales process pushy and appreciate the 24\/7\/365 customer service, as you never know when an urgent question will arise. Customer reviews also highlight the great communication with customer service and the professionalism of the in-service repair team \u2014 two very important aspects that can make or break your experience with a home warranty company.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bfd6a497 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e2a30012 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1b698630\">\n<p>Compared to other providers, this BBB-accredited company has very few reviews and complaints (only 205 in total at the time of writing). This is significantly less than other providers who often have thousands of complaints on the Better Business Bureau website. The AFC Home Club has been in business for 14 years and has been accredited since 2015, demonstrating its reliability and overall positive customer reputation.\u00a0<\/p>\n<p>Regarding responding to complaints, the company has closed 146 complaints in the last three years with the Better Business Bureau and regularly responds to both positive and negative reviews on other review websites. Out of the review websites I checked out, Google had the highest number of reviews and a rating of 3.7 \u2014 far better than what many home warranty companies receive online, giving me extra peace of mind that this company regularly provides good customer service. Many positive reviews highlighted AFC\u2019s quick turnaround with assigning a repair contractor, positive experiences with the service, and good claim reimbursement percentages. In contrast, negative reviews reported upset over a policy cancellation fee and issues with loopholes over what is and isn\u2019t covered.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>205<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.0<\/em><\/td>\n<td><em>24<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>3.7<\/em><\/td>\n<td><em>1,594<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.9<\/em><\/td>\n<td><em>334<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-45be9805 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4902cc8e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fa475491\">\n<p>I found AFC\u2019s response time to be average, typically between 24 to 48 hours, which is an industry standard, but its contract states that, in some instances, it can take more than 48 hours for a technician to accept the claim request. AFC states on <a href=\"https:\/\/afchomeclub.com\/images\/WPImages\/2020\/08\/AFCHC-13SY.pdf\">their website in the systems coverage document<\/a> that they\u00a0 are \u201c not an Emergency Service and will be closed on Nationally Recognized Holidays therefore resulting in delayed Service Request Assignments.\u201d The lack of emergency service is definitely an important consideration, particularly for homeowners in Arizona when faced with frequent and prolonged periods of extreme heat warnings.<\/p>\n<p>A standout benefit of AFC\u2019s coverage is its work guarantee. Most home warranty plans have 30 to 60 days of work guarantee coverage (which protects you in case a contractor needs to come back after a repair), but AFC offers coverage throughout the entire life of your plan. The company even provides an in-house service team, which I haven\u2019t seen previously from other home warranty companies. I like that everything is in-house, from sales to repairs, so that you\u2019re not left with inconsistent contractors.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6b33db7c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-ed636504 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-321b590d\">\n<p>AFC Home Club is available in 48 states, excluding California and Hawaii, showcasing its strong reputation nationwide and ability to sustainability provide reimbursement on a large scale.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-af7e847c gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/afc-home-club\/\">Read our AFC Home Club review<\/a><\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Arizona Home Warranty Regulations<\/h2>\n<p>Companies offering Arizona homeowners home warranties must have a permit to issue service contracts with the Arizona Department of Insurance and Financial Institutions, so always verify this with the <a href=\"https:\/\/sbs.naic.org\/solar-external-lookup\/\">department\u2019s external lookup<\/a> before choosing a company. You should also be aware that Amazon Home Warranty is facing <a href=\"https:\/\/www.azag.gov\/press-release\/attorney-general-mark-brnovich-sues-home-warranty-company-misleading-arizona#:~:text=PHOENIX%20%2D%20Attorney%20General%20Mark%20Brnovich,home%20warranties%20to%20Arizona%20consumers.\">a consumer fraud lawsuit<\/a> from Attorney General Mark Brnovich for making misleading statements about home warranties to Arizona consumers.\u00a0<\/p>\n<p>Arizona homeowners with questions are encouraged to contact the Arizona Insurance and Financial Institutions (Email: <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/home-warranty-arizona\/mailto:insurance.consumers@difi.az.gov\">insurance.consumers@difi.az.gov<\/a>) and may file complaints using the <a href=\"https:\/\/difi.az.gov\/complaint\">Consumer Complaint Form<\/a>.\u00a0<\/p>\n<h2 class=\"wp-block-heading\">Arizona Home Warranty News<\/h2>\n<p><a href=\"https:\/\/www.azag.gov\/press-release\/arizona-attorney-generals-office-warns-top-issues-home-warranties\">The Arizona Attorney General<\/a> shares that they\u2019ve received hundreds of complaints from homeowners regarding their home warranty company. Unfortunately, it\u2019s one of the most prevalent issues in the Consumer Protection Section, with the primary issues being the warranty not covering what is promised, not handling problems in a timely manner or undisclosed caps on coverage.\u00a0<\/p>\n<section id=\"th-tips-block_184523e2ec9915bea817f473553fa157\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            The Arizona Attorney General recommends reviewing all contracts thoroughly so that you aren\u2019t surprised about any expirations, coverage caps, or timelines. Ask specific questions about exclusions and any coverage caps if you can\u2019t find them to avoid unpleasant surprises. <!-- AI CONTENT END 9 -->\n        <\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_70b37dec68fb01853f16b365e64253cd 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"FAQs about the Best Home Warranties in Arizona\">FAQs about the Best Home Warranties in Arizona<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty in Arizona?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<div class=\"hm-faq__item\">\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">You need a home warranty in Arizona if you want additional protection on home appliances and systems, like your plumbing and HVAC systems, that aren\u2019t covered under your homeowner\u2019s insurance policy. While not <\/span><a href=\"https:\/\/difi.az.gov\/sites\/default\/files\/Home%20Warranty%20Service%20Contracts%2020201110%20%281%29.pdf\"><span style=\"font-weight: 400;\">a legal requirement<\/span><\/a><span style=\"font-weight: 400;\">, it\u2019s<\/span><b> a smart investment<\/b><span style=\"font-weight: 400;\"> for many Arizona homeowners looking to avoid expensive repairs. Before signing up for a home warranty in Arizona, check that the company has a permit to issue service contracts in Arizona with the <\/span><a href=\"https:\/\/sbs.naic.org\/solar-external-lookup\/\"><span style=\"font-weight: 400;\">Arizona Department of Insurance and Financial Institutions.<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other reasons you may need a home warranty include if it\u2019d be a financial hardship for you to pay for large repair or replacement costs for your home appliances or systems. If you have many old appliances or appliances with a lot of wear and tear, it\u2019s prudent to find a home warranty company (that covers preexisting conditions) to protect yourself financially when those appliances inevitably give out and need to be replaced. For example, if you have an old AC unit that you\u2019re worried about breaking down this summer, get a home warranty that covers it months in advance to protect yourself so you\u2019re not stuck in the sweltering heat with no AC.\u00a0<\/span><\/p>\n<\/div>\n<\/div><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost in Arizona?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<div class=\"hm-faq__item\">\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\">average cost of a home warranty<\/span><\/a><span style=\"font-weight: 400;\"> in Arizona is approximately<\/span><b> $60 a month<\/b><span style=\"font-weight: 400;\"> or $700 a year. Average home warranties throughout the United States cost anywhere from <\/span><b>$222 to $1,877 per year<\/b><span style=\"font-weight: 400;\">, depending on the company, plan, coverage, and your specific location. The quotes I received were based on single-family homes in Phoenix, AZ, the largest city in Arizona.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some factors that cause the cost of home warranties in Arizona to differ include:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Weather:<\/b><span style=\"font-weight: 400;\"> If you live in the southern part of Arizona (i.e., Phoenix or Tucson areas), the extremely hot temperatures may cause your home warranty costs to rise because long, hot days will wear down certain appliances, like your AC, faster.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Type of plan:<\/b><span style=\"font-weight: 400;\"> Many companies offer a home systems-only plan and <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/appliance-insurance\/\"><span style=\"font-weight: 400;\">an appliance-only plan.<\/span><\/a><span style=\"font-weight: 400;\"> While these can be helpful, I recommend going with the most comprehensive plans, which include both systems and appliances, unless a manufacturer\u2019s warranty currently covers your appliances. While a more comprehensive plan will cost slightly more each month, it\u2019s often well worth the investment when major appliances and systems in your home go out.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b style=\"font-size: inherit; font-family: -apple-system, system-ui, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol';\">Location: <\/b><span style=\"font-weight: 400;\">High-cost-of-living areas often cost more to receive coverage for because repairs, replacements, and the cost of labor are higher. If you live in a less expensive area, you may be able to save more, but a more expensive location like Flagstaff, AZ, will likely increase average home warranty costs.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How To Save Money When Shopping for Home Warranties In Arizona?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<div class=\"hm-faq__item\">\n<div class=\"faqAnswer panel\">\n<p><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/cheapest-home-warranty\/\"><span style=\"font-weight: 400;\">Save money when shopping for home warranties<\/span><\/a><span style=\"font-weight: 400;\"> in Arizona with these steps:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Adjust your deductible: <\/b><span style=\"font-weight: 400;\">If you want the lowest monthly premium, choose the highest deductible (or service fee). This choice means you\u2019ll pay a little more each time you need a service (often a difference of $25 to $50 more), but you\u2019ll often save hundreds of dollars a year in monthly premiums.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Speak with a customer service representative: <\/b><span style=\"font-weight: 400;\">A customer service representative knows all the available discounts and often has the power to offer you a better deal than the online quote generator on the company\u2019s website.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Make smart add-on choices:<\/b><span style=\"font-weight: 400;\"> Add-ons can give you access to fantastic coverage for items that are not commonly covered, like a sump pump or lighting fixtures. However, they add an additional monthly cost. Weigh the pros and cons and consider only choosing add-ons for luxury or more expensive appliances to keep your monthly premium down. You\u2019ll also want to consider what\u2019s excluded, as some policies may include things that other companies only offer as an add-on.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Look for discounts and shop around: <\/b><span style=\"font-weight: 400;\">Collect at least three quotes from reputable providers, ask about discounts, and compare prices and plans to see where you\u2019ll receive the best bang for your buck.\u00a0<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for Arizona Homeowners?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\">A home warranty is worth it<\/span><\/a><span style=\"font-weight: 400;\"> in Arizona if you are concerned about covering expensive out-of-pocket costs should your air conditioner or refrigerator suddenly need replacement. Consider this \u2014 your AC unit goes out on one of the hottest days of the year, and replacement costs are easily <\/span><b>over $4,000 <\/b><span style=\"font-weight: 400;\">to replace central AC unit depending on your home and the amount of ductwork needed. In many parts of Arizona, it\u2019s far too hot to live without an air conditioner safely. A home warranty alleviates stress around these sudden expenses because you\u2019re not left footing the<\/span><b> entire $4,000+ bill<\/b><span style=\"font-weight: 400;\"> and the cost of labor <\/span><b>(which averages between $50 to $200 an hour)<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In contrast, a home warranty costs, on average, around<\/span><b> $222 and $1,877 <\/b><span style=\"font-weight: 400;\">per year, compared to <\/span><b>an average of $2,458 for out-of-pocket <\/b><span style=\"font-weight: 400;\">annual home maintenance costs. That alone is a huge amount and more than what you\u2019d pay for most policies, so for many homeowners who can\u2019t afford a sudden expense, the home warranty is a better option for protecting themselves financially. You also won\u2019t have to worry about finding qualified technicians or arranging the service, as your home warranty provider takes care of this process.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A home warranty isn\u2019t worth it in Arizona if you are comfortable paying for large out-of-pocket repairs (for example, you have a large home emergency fund) or your appliances are currently covered by a manufacturer\u2019s warranty. However, it\u2019s pretty rare that all of your appliances and major home systems would be covered simultaneously, unless your entire home is brand new, so factor in the possibility of something breaking down and racking up a large bill even if you have some appliances currently covered.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\" id=\"h-more-arizona-resources\">More Arizona Resources<\/h3>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-methodology-how-we-evaluated-arizona-s-home-warranty-companies\" data-toc-text=\"How We Evaluated Arizona's Home Warranty Companies\">Methodology: How We Evaluated Arizona&#8217;s Home Warranty Companies<\/h2>\n<p>At Today\u2019s Homeowner, we strive to bring you the most transparent, accurate information for your home improvement projects. Our home warranty company ratings emphasize what matters most to you \u2014 whether you\u2019re looking for low-cost coverage, a hassle-free repair process, 24\/7 assistance, or all of the above.<\/p>\n<p>Our ratings are based on publicly available information about each company, secret shopping online and over the phone, customer-review analysis, and discussions with real estate professionals and repair contractors. A company can earn a maximum of 100 points across six categories converted to a five-star scale. We researched more than 60 home warranty providers to develop the following formula:<\/p>\n<ul>\n<li><strong>Plans and Coverage (24 points):<\/strong> A home warranty provider can earn the maximum point value in this category if it offers multiple robust plans that cover all basic systems and appliances and optional add-on coverage. We give bonus points to companies that cover uncommon items, such as electronics and roof leaks.<\/li>\n<li><strong>Affordability (22.5 points):<\/strong> When evaluating costs, we not only consider monthly plan prices, but we also take into account the cost of add-on coverage, service fees, and whether companies offer free cancellation periods or money-back guarantees. If a provider allows potential customers to view sample contracts before getting a quote, that transparency earns more points in this category.<\/li>\n<li><strong>Customer Experience (18.5 points):<\/strong> A home warranty company must give its customers ample support when they experience issues. We gauge overall support by looking at customer reviews and conducting homeowner surveys. We also go through the quotes process with each company and take meticulous notes about the friendliness of salespeople, how detailed each quote is, and how often the provider contacts us after giving a quote.<\/li>\n<li><strong>Company Reputation (17.5 points):<\/strong> In this category, we look at a combination of customer reviews and reputable organizations such as the Better Business Bureau (BBB). We also consider the years of company experience, how satisfied its employees are, and whether it has been hit with any consumer rights violations or lawsuits.<\/li>\n<li><strong>Claims Process (12.5 points):<\/strong> We score providers highly when they offer short response times, multiple ways to file claims, and around-the-clock availability. Companies can earn bonus points if they have a good reputation for quick and easy claims processing.<\/li>\n<li><strong>Availability (5 points):<\/strong> Providers that serve more areas can have experience dealing with a wider range of homeowner headaches. A company earns the maximum points in this category if it offers services in most U.S. states.<\/li>\n<\/ul>\n<p class=\"has-small-font-size\"><em>We monitor company data on an ongoing basis to keep rankings and information up to date.<\/em><\/p>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Highlights Liberty Home Shield is my top choice for its excellent customization options, add-ons, emergency services, and strong customer reputation. But, if you have luxury appliances, I recommend Elite Home Warranty for its unmatched coverage caps of up to $6,000 for appliances and up to $10,000 for home systems. When choosing a home warranty in [&hellip;]<\/p>\n","protected":false},"author":254,"featured_media":9213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-9541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 5 Best Home Warranty Companies in Arizona | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"Learn about the best home warranty companies in Arizona and see why we chose Liberty Home Guard as our number one pick for Arizona homes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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