{"id":11595,"date":"2024-06-24T13:20:50","date_gmt":"2024-06-24T13:20:50","guid":{"rendered":"https:\/\/topat10.com\/?p=11595"},"modified":"2024-06-24T13:20:50","modified_gmt":"2024-06-24T13:20:50","slug":"american-home-protect-review","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=11595","title":{"rendered":"American Home Protect Review"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"gb-container gb-container-63855aec\">\n<div class=\"gb-container gb-container-f2b5d82d\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-fdbf63b1\">\n<div class=\"gb-grid-column gb-grid-column-3b5a969c\">\n<div class=\"gb-container gb-container-3b5a969c\">\n<figure class=\"gb-block-image gb-block-image-49ffec7e\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"456\" height=\"94\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-49ffec7e lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo.png 456w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo-300x62.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo-450x94.png 450w\" data-lazy-sizes=\"(max-width: 456px) 100vw, 456px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"456\" height=\"94\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo.png\" class=\"gb-image-49ffec7e lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo.png 456w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo-300x62.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Protect-logo-450x94.png 450w\" sizes=\"auto, (max-width: 456px) 100vw, 456px\"\/><\/noscript><\/figure>\n<p><span class=\"gb-button gb-button-13121532 provider-button\" rel=\"nofollow noopener noreferrer sponsored\" target=\"_blank\"><span class=\"gb-button-text\">VISIT SITE<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewbox=\"0 0 256 512\"><path fill=\"currentColor\" d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"\/><\/svg><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-226f1eeb\">\n<div class=\"gb-container gb-container-226f1eeb\">\n<div class=\"gb-container gb-container-cbb1d64a\">\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\"><strong>Quick Facts<\/strong><\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\"><strong>Pros &amp; Cons<\/strong><\/button><\/p>\n<p><button class=\"gb-button gb-button-f8c63ec7 gb-button-text gb-tabs__button\"><strong>My Verdict<\/strong><\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-19725709\">\n<div class=\"gb-grid-column gb-grid-column-58a6285c\">\n<div class=\"gb-container gb-container-58a6285c\">\n<div class=\"gb-headline gb-headline-3eeeaac8\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewbox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Depending on your location and plan, they offer a cheap service fee of only $35 to $65.\u00a0<\/span><\/div>\n<div class=\"gb-headline gb-headline-fb85ef5e\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewbox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Older appliances and home systems aren\u2019t disqualified from coverage as long as you keep up with routine maintenance and the breakdown is due to natural wear and tear.\u00a0<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-d00a9228\">\n<div class=\"gb-container gb-container-d00a9228\">\n<div class=\"gb-headline gb-headline-d873b57d\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z\"\/><\/svg><\/span><span class=\"gb-headline-text\">American Home Protect (AHP) lacks transparency. Their website doesn\u2019t include a complete sample contract that breaks down exclusions and coverage limits, and customer service wasn\u2019t forthcoming with all the details of what AHP does and doesn\u2019t cover.\u00a0<\/span><\/div>\n<div class=\"gb-headline gb-headline-960b7c56\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z\"\/><\/svg><\/span><span class=\"gb-headline-text\">American Home Protect receives scathing customer reviews on Trustpilot and Google reviews, with many customers calling them out for failure to follow through with payments, deceptive marketing habits, and overall shady or \u201cscammy\u201d behavior.\u00a0<\/span><\/div>\n<div class=\"gb-headline gb-headline-c91b1154\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Depending on your location and plan, this provider charges an enrollment fee ranging from around $170 to $400 or more. I was offered a discounted fee of $177 as a first-time homebuyer, but charging this fee is uncommon in the industry and in addition to AHP\u2019s expensive monthly premiums.\u00a0<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-903f3c1b gb-tabs__item\">\n<p class=\"gb-headline gb-headline-01652b16 gb-headline-text\">I would never recommend or use this company. Not only are the customer reviews scathing, but I couldn\u2019t get a clear sample policy on their website with a breakdown of their exclusions. Everything was in general terms. The FAQ about claim approval and denial says the company operates on a general rule of thumb, which isn\u2019t specific enough to protect you, the consumer, should a home warranty company deny your claim unfairly.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>Since 2016, American Home Protect has offered home warranties to homeowners looking to buffer themselves financially from expensive repair and replacement costs for appliances and home systems. Headquartered in Plano, Texas, this provider serves 45 states and Washington, D.C., and offers home warranty coverage to give you peace of mind when your refrigerator or AC unit breaks down on a hot summer day. But is American Home Protect worth it?\u00a0<\/p>\n<p><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/\">Home warranty companies<\/a> get away with a lot when exclusions and sample contracts aren\u2019t clearly shared. I completely understand why many shy away from home warranties, but I\u2019m here to give you the blunt facts about this provider. During my countless hours of research, I found that American Home Protect doesn\u2019t publicly share a sample contract online, and many customers have complained about not receiving written documentation of their policy or the provider not upholding their side of the bargain. These are serious concerns that make investing in a home warranty worrisome. I\u2019ll dive into this provider\u2019s pros and cons so you can decide whether AHP is an acceptable option for you based on my research and secret shopping. I scored this provider using Today\u2019s Homeowner\u2019s unique review criteria, which evaluate plans and coverage, affordability, customer experience, company reputation, claims process, transparency and ease of use, and flexibility in service providers.\u00a0<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 L12.6699349,23.7034178 L12.6699349,23.7034178 L12.678386,23.7104931 L12.8793402,23.8032389 C12.8914285,23.8068999 12.9022333,23.8029875 12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 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L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 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C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">For more information, check out our <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Methodology<\/a> page.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">American Home Protect: Bottom Line<\/h2>\n<p>The bottom line is that I absolutely wouldn\u2019t recommend American Home Protect. I\u2019ve spent countless hours researching and secret shopping dozens of home warranty companies, and I\u2019ve never had such a challenging experience trying to find basic information from a home warranty provider. This company doesn\u2019t make a sample policy available online and is unclear about possible exclusions, leaving them with room to deny your claims. This is especially troubling because multiple customer reviews point out issues with either not receiving written documentation of their policy, the policy not matching up with what the salesperson promised them, or American Home Protect not paying up for things that should have been covered. I want a home warranty for financial protection and peace of mind, and none of these things set my mind at ease. Plus, their customer reviews are low, with hundreds of reviewers only giving them a 1.3-star rating on Google.\u00a0<\/p>\n<p>What I like about this provider is their affordable service charges. I wish more home warranty companies charged as little as $35 to $65 per visit, which is significantly less than the average $100 service charge may have in place. The other benefit of AHP\u2019s plans is that they don\u2019t exclude older appliances or home systems, so you can receive coverage for old appliances as long as they\u2019re well-maintained.\u00a0<\/p>\n<p>That said, I still wouldn\u2019t recommend this provider because of its horrible company reputation, low customer ratings, deceptive marketing practices, and overall lack of transparency.\u00a0<\/p>\n<div class=\"gb-container gb-container-8baa4572\">\n<div class=\"gb-container gb-container-ea9f0352 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-e482a7a1 gb-button-text gb-tabs__button gb-block-is-current\">What I Like About American Home Protect<\/button><\/p>\n<p><button class=\"gb-button gb-button-722d522f gb-button-text gb-tabs__button\">What I Don\u2019t Like About American Home Protect<\/button><\/p>\n<div class=\"gb-container gb-container-3b162802 gb-tabs__items\">\n<div class=\"gb-container gb-container-03a33476 gb-tabs__item gb-tabs__item-open\">\n<p>American Home Protect has an inexpensive service fee of $35 to $65, depending on your plan and location. During my secret shopping for coverage for a two-bedroom home in Phoenix, a representative quoted me the $65 service fee, which is much cheaper than that of most providers. In my experience, most home warranty companies charge at least $100 per visit, with some charging up to $150, which quickly adds up when you need several service visits in a year.\u00a0<\/p>\n<p>Another pro is AHP\u2019s policy regarding older appliances and systems. Unlike some home warranty companies, AHP doesn\u2019t discriminate against older appliances and home systems. If your old, well-maintained appliance stops working due to natural wear and tear, this provider claims it\u2019ll replace it with a new model that meets all federally mandated manufacturer\u2019s standards and is comparable to the function of your current unit.\u00a0<\/p>\n<p>Learn more about American Home Protect in this quick video on why a home warranty is important for financial protection:<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Are you financially prepared for home breakdowns of your systems and appliances?\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/zporqtfZXm0?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<div class=\"gb-container gb-container-b5d24608 gb-tabs__item\">\n<p>American Home Protect is one of the least transparent home warranty companies I\u2019ve encountered during countless hours of research into this industry. For starters, you can\u2019t find a basic sample contract anywhere on their website, which is a huge red flag. Home warranty companies \u201cget\u201d you by denying claims based on your home warranty contract. If you don\u2019t have easy access to a sample contract to review, it\u2019s far more challenging to determine what exclusions will disqualify certain appliances or home systems from coverage.\u00a0<\/p>\n<p>During my secret shopping, the sales representative was very vague about specific exclusions and couldn\u2019t provide me with a sample contract. I also found that the provider has a maximum coverage limit of $10,000 over the course of three years, which isn\u2019t enough for several large appliance replacements or a single HVAC replacement in many cases. Considering you\u2019re charged an initial fee of several hundred dollars plus a pricey premium of around $92 per month based on my secret shopping, this is low coverage in my book. I\u2019d be better off saving the money in an emergency fund or going with a more affordable and comprehensive provider.\u00a0<\/p>\n<p>Another downside is AHP\u2019\u2019s poor company reputation. Trustpilot reviewers give this company a poor 2.6-star rating, which isn\u2019t encouraging. Plus, the Better Business Bureau (BBB) seemingly has two profiles for this provider. While American Home Protect lists that they have <a href=\"https:\/\/www.bbb.org\/us\/tx\/plano\/profile\/home-warranty-plans\/american-home-protect-llc-0875-90802489#sealclick\">an A+ rating<\/a> and BBB accreditation, <a href=\"https:\/\/www.bbb.org\/us\/fl\/clearwater\/profile\/home-warranty-plans\/american-home-protect-0653-90320701\">another BBB profile<\/a> for them (with the same headquarters address) gives them a C+.\u00a0 While this could be an administrative issue, this confusion and the poor customer ratings don\u2019t reassure me that this provider is worth the investment.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeKM6W52YaxpaowJBezec8oa_CRxEbFW1AYpz0qOHbTr6A3-qjdSajGVVbrSzUI90VHvJft2POElVXbcXOJUtkmFwp6JMEhsD8Mge4q9O1Xx3jtgLFubpHXDEy3yhG0NcFX_qn4RVJ_rPDwvU8SIDAtFQsj?key=dPWAP_jH_WLLNJAUdWra5g\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeKM6W52YaxpaowJBezec8oa_CRxEbFW1AYpz0qOHbTr6A3-qjdSajGVVbrSzUI90VHvJft2POElVXbcXOJUtkmFwp6JMEhsD8Mge4q9O1Xx3jtgLFubpHXDEy3yhG0NcFX_qn4RVJ_rPDwvU8SIDAtFQsj?key=dPWAP_jH_WLLNJAUdWra5g\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">American Home Protect Plans and Coverage\u00a0<\/h2>\n<h3 class=\"wp-block-heading\">5.8\/10<\/h3>\n<p>American Home Protect doesn\u2019t list a sample contract anywhere on its website, making it difficult to learn more about its plans and coverage in-depth. Their FAQs share that the total payout maximum for their policy is $10,000 in covered repairs and replacements, so it doesn\u2019t appear that there is a specific coverage limit per item. However, this $10,000 maximum is over three years of coverage, which isn\u2019t much if you have several appliances or an extensive system like your HVAC go out. An <a href=\"https:\/\/todayshomeowner.com\/hvac\/cost\/hvac-installation-cost\/#:~:text=In%20general%2C%20you%20can%20expect,removal%20of%20your%20old%20unit.\">HVAC system replacement<\/a> can cost up to $11,000 on its own.\u00a0 AHP\u2019s contract term is three years, which is unusual for home warranty providers \u2014 most contracts have a term of one year.<\/p>\n<p>Despite the limit of $10,000 over three years, the number of items AHP covers is reasonably good, although they only offer one plan choice, which is limited compared to most providers. The website lists that they cover your fridge, built-in dishwasher and microwave, oven, garbage disposal, gutter cleaning, clothes washer, and dryer, and ceiling fans. Gutter cleaning is a unique coverage item that many of us could benefit from, as I definitely don\u2019t like taking the time to clean my gutters come fall.\u00a0<\/p>\n<p>In terms of home systems, you receive coverage for your water heater, central air conditioning, cooling and heating system, and electrical system. Plumbing, which many home warranty plans cover, isn\u2019t included in basic plan coverage.\u00a0<\/p>\n<p>While covered items are listed on their website, an American Home Protect sales representative told me about different coverage options over the phone. During my secret shopping, I called for a quote for coverage for a two-bedroom home in Phoenix, and the sales representative didn\u2019t include all of these types of coverage in the pitch, making me wonder if my specific policy would include them. I find the inconsistencies in statements about coverage and the lack of documentation on their website off-putting. Exact coverage details, exclusions, and limitations aren\u2019t clearly defined, leaving more room for claim denial. You also need to have your appliances and home systems inspected to prove they are in good working order at the time of inspection, which occurs before AHP activates your home warranty plan, which can lead to more claim denials.\u00a0<\/p>\n<p>Some customer reviews also noted that they couldn\u2019t get written documentation of their policy \u2014 a serious red flag demonstrating that this company lacks transparency regarding their monthly premiums,\u00a0 policies, and coverage. You\u2019re also stuck with a $50 contract cancellation fee, which isn\u2019t abnormal, but it\u2019s another costly component of AHP\u2019s plan.\u00a0\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Premier Coverage<\/em><\/td>\n<td><em>$91.98<\/em><\/td>\n<td><em>$65<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Phoenix, AZ. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>The add-ons listed below can be found on AHP\u2019s website, but there are no prices listed and when I called, I couldn\u2019t get prices from the sales representative.<\/p>\n<ul>\n<li>Freestanding Freezer<\/li>\n<li>Freestanding Ice Maker<\/li>\n<li>Spa Equipment<\/li>\n<li>Swimming Pool<\/li>\n<li>Plumbing<\/li>\n<li>Central Vacuum System<\/li>\n<li>Garage Door Operation<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>AHP doesn\u2019t list a sample contract on its website, making determining their exclusions challenging. When speaking with a representative, I learned that preexisting conditions aren\u2019t covered, but this didn\u2019t include other exclusions listed within AHP\u2019s FAQ page \u2014 which is a big red flag in my book.\u00a0<\/p>\n<ul>\n<li>Preexisting conditions\u00a0<\/li>\n<li>Items covered by homeowner\u2019s insurance<\/li>\n<li>A lack of routine maintenance<\/li>\n<li>Non-mechanical physical damage<\/li>\n<li>Systems or appliances that were damaged on purpose<\/li>\n<li>Upgrades or modifications to equipment (not including repairs)<\/li>\n<li>Repair or replacement of commercial-grade systems\u00a0<\/li>\n<li>Appliances that have been altered or modified by an unlicensed party<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<h2 class=\"wp-block-heading\">American Home Protect Cost &amp; Affordability\u00a0<\/h2>\n<h3 class=\"wp-block-heading\">7.3\/10<\/h3>\n<p>American Home Protect has an inexpensive service fee of just $35 to $65, depending on your location. Most home warranty companies charge between $100 and $150 for a service call, making the $65 fee a significant savings, especially if you have multiple claims in one year. However, their FAQs state that if your repair or replacement exceeds the limit of liability in your policy contract (which isn\u2019t stated anywhere), you\u2019ll be responsible for any amount that exceeds your coverage limits. Since this provider fails to provide available coverage limits, a potential customer can\u2019t determine if the provided coverage limits are worth the monthly premium.\u00a0<\/p>\n<p>As for discounts, American Home Protect shares that they offer flexible payment arrangements to customers with multiple homes, so you may get a multi-home discount, which is a nice benefit. They also gave me a first-time homebuyer discount on the enrollment fee for the policy. Typically, it\u2019s close to $400 just to enroll in the policy (not including your monthly premium), but as a first-time homebuyer, it would only be $177. I\u2019ve yet to come across another home warranty provider that charges you a sizable fee just to enroll in the policy, so this \u2014 to me \u2014 is an outrageous added cost and certainly no small fee at that. Plus, the quote I received was nearly $92 per month for a single-family home, which is $42 more than the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\">national average of $50<\/a> per month for home warranty coverage.\u00a0<\/p>\n<h2 class=\"wp-block-heading\">American Home Protect Customer Experience<\/h2>\n<h3 class=\"wp-block-heading\">6.3\/10<\/h3>\n<p>American Home Protect has deceptive marketing practices. Customer reviews repeatedly complain about AHP\u2019s excessive mail solicitations, even after they\u2019ve called to have their name removed from the mailing list. Other customers shared negative experiences regarding deceptive mail notifications with urgent language that their home warranty is about to expire, even when they don\u2019t have a home warranty with AHP. Many customers call them out for \u201cscammy\u201d behavior, and I tend to agree from my research.\u00a0 Below, their FAQ page even has a section addressing these letters and openly admits that you are \u201clikely not under warranty\u201d if you receive one, which is very shady considering the alleged urgent wording customers report the letters having.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXdtydmEt6pt2Kgm6r_0t8TBptXvP-lqgDeUKEA6PccYCNlz-7EQp7BVPzS9GkNjc_a7gQXLMkUnDx7n9lg1sYY8KspJbsUtBN9IRC6vV3GtnRdnw7qA-NAiWjnKsprs3wpO8W9GcueTsAzLagSjK1IGzjxc?key=dPWAP_jH_WLLNJAUdWra5g\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXdtydmEt6pt2Kgm6r_0t8TBptXvP-lqgDeUKEA6PccYCNlz-7EQp7BVPzS9GkNjc_a7gQXLMkUnDx7n9lg1sYY8KspJbsUtBN9IRC6vV3GtnRdnw7qA-NAiWjnKsprs3wpO8W9GcueTsAzLagSjK1IGzjxc?key=dPWAP_jH_WLLNJAUdWra5g\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<p>Another drawback is that you must sign up for a three-year home warranty plan with American Home Protect. Unlike most providers, you can\u2019t enroll for one year, so you\u2019re tied up for longer, which isn\u2019t ideal.\u00a0<\/p>\n<p>I didn\u2019t enjoy my customer experience with American Home Protect. When I called, I was immediately transferred to another line, where I waited behind five other callers for around ten minutes. The representative I spoke with was friendly but vague about home warranty details. For example, I asked about policy exclusions, and they told me American Home Protect covered all mentioned items unless they had preexisting conditions. In this case, you\u2019d need to repair or replace the appliance and then keep the receipt to show that it\u2019s in complete working condition for coverage. I\u2019ve never come across a home warranty company that has next to no exclusions, and without seeing the sample contract, I don\u2019t personally believe it and would be wary of enrolling in the policy. Especially because I later found more exclusions listed within AHP\u2019s FAQ page, such as modified units or appliances that weren\u2019t maintained. Also, I thought it was odd that the sales representative seemed so surprised that I didn\u2019t have a referral from one of their mailers \u2014 to me, this suggests that the provider doesn\u2019t receive a lot of outside business from word of mouth, which isn\u2019t encouraging.\u00a0<\/p>\n<h2 class=\"wp-block-heading\">American Home Protect Company Reputation<\/h2>\n<h3 class=\"wp-block-heading\">5.3\/10<\/h3>\n<p>American Home Protect has a lousy company reputation in my book. They have low ratings on Trustpilot and Google, with Google giving them a scathing 1.4-star rating. Many reviewers warn about this company\u2019s shady marketing practices and lack of follow-through. For example, one reviewer states that they canceled their policy within the 30-day money-back window but weren\u2019t refunded the initial $300 they paid to start the policy. Words like \u201cmoney suck, \u201cscam,\u201d and \u201ctrap\u201d were common when reading reviews describing this provider. Many reviewers, who aren\u2019t even customers of AHP, left negative reviews due to the vast number of emails to the point of harassment that tried to get them to enroll in a policy. Their deplorable company reputation is one of many reasons why I wouldn\u2019t use this provider personally.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em># of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>A+ \/ C+*<\/em><\/td>\n<td><em>328\/0*<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.6<\/em><\/td>\n<td><em>58<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>1.4<\/em><\/td>\n<td><em>317<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*As mentioned above, American Home Protect appears to have two BBB web pages: one that gives them a <\/em><a href=\"https:\/\/www.bbb.org\/us\/fl\/clearwater\/profile\/home-warranty-plans\/american-home-protect-0653-90320701\"><em>C+ rating<\/em><\/a><em> and another that gives them an <\/em><a href=\"https:\/\/www.bbb.org\/us\/tx\/plano\/profile\/home-warranty-plans\/american-home-protect-llc-0875-90802489#sealclick\"><em>A+ rating<\/em><\/a><em>. On the page with the A+ rating, they have 328 reviews and a customer review rating of 1.09 out of 5 stars. On the page with the C+ rating, they have no reviews.<\/em><\/p>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<h2 class=\"wp-block-heading\">American Home Protect Claims Process<\/h2>\n<h3 class=\"wp-block-heading\">4\/10<\/h3>\n<p>American Home Protect has a 30-day waiting period after enrolling in your home warranty policy before you can file a claim. Unlike most providers, you can only submit a claim over the phone. There isn\u2019t an online portal or a handy mobile app such as the one Liberty Home Guard, a Today\u2019s Homeowner top-rated home warranty provider, offers.\u00a0<\/p>\n<p>Another drawback to AHP\u2019s claims process is that only some service technicians are licensed. Most home warranty companies make it a point to vet all the technicians they work with. So, I find it strange that the company openly admits that some of their service technicians aren\u2019t licensed, as I wouldn\u2019t be comfortable with an unlicensed technician working on my heater or refrigerator.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXcQDc3XecNt2uE0KuDm4GLU-MikHCOMt7mjrgUTKCelR4HMqR0PrsFRnLb9GBZSjk-wXN97W42eRig8fbueOAn_VnWL03aAEJJ0P37oNBB-WsdNaE5s57VGOeL0PeXc3x1LrqoPSCK_jx9KVJZNkxprO_Kq?key=dPWAP_jH_WLLNJAUdWra5g\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXcQDc3XecNt2uE0KuDm4GLU-MikHCOMt7mjrgUTKCelR4HMqR0PrsFRnLb9GBZSjk-wXN97W42eRig8fbueOAn_VnWL03aAEJJ0P37oNBB-WsdNaE5s57VGOeL0PeXc3x1LrqoPSCK_jx9KVJZNkxprO_Kq?key=dPWAP_jH_WLLNJAUdWra5g\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<p>On the positive side, covered services are typically launched within 48 hours, which is industry standard and sufficient for most repairs. I feel comfortable going without a dishwasher for two days. If the repair is insufficient, AHP\u2019s claims department will work with any ordered technician to honor the repair work.\u00a0<\/p>\n<h2 class=\"wp-block-heading\">American Home Protect Transparency &amp; Ease of Use<\/h2>\n<h3 class=\"wp-block-heading\">1.0\/10<\/h3>\n<p>American Home Protect receives a poor 1 out of 10 rating for its lack of transparency. This provider doesn\u2019t offer a sample contract on their website (which is a red flag and should be a base requirement for any home warranty company as the contract shows how much a company will pay out and what is and isn\u2019t covered). When I asked about getting a home warranty sample policy, customer service told me it should be on the website. However, I searched everywhere and found nothing breaking down specific coverage caps or exclusions, but AHP\u2019s <a href=\"https:\/\/americanhomeprotectllc.com\/home-warranty-faq#contract-questions\">FAQs about contracts <\/a>state that if you\u2019d like a sample contract, you can call the enrollment department.<\/p>\n<p>The website referring you to customer service and customer service referring you to the website is a shady practice for the home warranty industry and not something I love, especially because AHP\u2019s FAQ page shares that your claims are approved based on the details of your contract.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXdvPJCnL_g108amulDAysfe5iewJNCbTXgZwwjNYoxdB9o3dAvJ_tVKy8U8VHrNpUm7pg9Nbu9iek3zjhtXFzQw7HqCeZuXiUCYNLwlQUD3BaI2KmUy_pzdkpjMgfUY4e5l_OHTV-1dk2ZR8b_jkviQOTCA?key=dPWAP_jH_WLLNJAUdWra5g\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXdvPJCnL_g108amulDAysfe5iewJNCbTXgZwwjNYoxdB9o3dAvJ_tVKy8U8VHrNpUm7pg9Nbu9iek3zjhtXFzQw7HqCeZuXiUCYNLwlQUD3BaI2KmUy_pzdkpjMgfUY4e5l_OHTV-1dk2ZR8b_jkviQOTCA?key=dPWAP_jH_WLLNJAUdWra5g\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Without a sample contract, it\u2019s hard to define AHP\u2019s exclusions. The salesperson did inform me that preexisting conditions would disqualify you from coverage, but our team found the following exclusions within AHP\u2019s FAQ page.\u00a0<\/p>\n<ul>\n<li>Preexisting conditions\u00a0<\/li>\n<li>Items covered by homeowner\u2019s insurance<\/li>\n<li>A lack of routine maintenance<\/li>\n<li>Non-mechanical physical damage<\/li>\n<li>Systems or appliances that were damaged on purpose<\/li>\n<li>Upgrades or modifications to equipment (not including repairs)<\/li>\n<li>Repair or replacement of commercial-grade systems<\/li>\n<li>Appliances that have been altered or modified by an unlicensed party<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<h2 class=\"wp-block-heading\">American Home Protect Flexibility in Service Providers<\/h2>\n<h3 class=\"wp-block-heading\">10\/10<\/h3>\n<p>One of American Home Protect\u2019s redeemable features is that you can choose your service provider. This is a blessing if you\u2019ve worked with a maintenance person in your area before and were pleased with their service.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-choice-home-warranty-vs-the-competition\">American Home Protect vs. The Competition<\/h2>\n<h3 class=\"wp-block-heading\">American Home Protect vs. Liberty Home Guard<\/h3>\n<p>Liberty Home Guard offers three comprehensive plan options: an appliance-only plan, a home systems plan, and a combination plan covering both. In contrast, American Home Protect only offers one combination plan, and it\u2019s not one I would recommend because it lacks coverage for your plumbing system and doesn\u2019t have a clear sample policy online.\u00a0<\/p>\n<p>Regarding reputation, Liberty fares much better than AHP, with a 4.45 out of 5-star customer review rating from BBB reviewers and a 4-star rating on Trustpilot. American Home Protect receives poor 2- and 1-star ratings from third-party review websites, with many customers calling them out for deceptive marketing practices and being \u201cscammy.\u201d Overall, I\u2019d be far more comfortable enrolling in a plan with Liberty as they have an impressive range of plans and add-on options, allowing me to mix and match a plan to my exact needs at a more affordable rate than AHP.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td\/>\n<td>American Home Protect<\/td>\n<td>Liberty Home Guard<\/td>\n<\/tr>\n<tr>\n<td>Plans and Coverage<\/td>\n<td>5.8<\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td>Cost &amp; Affordability<\/td>\n<td>7.3<\/td>\n<td>7.8<\/td>\n<\/tr>\n<tr>\n<td>Customer Experience<\/td>\n<td>6.3<\/td>\n<td>7.5<\/td>\n<\/tr>\n<tr>\n<td>Company Reputation<\/td>\n<td>5.3<\/td>\n<td>9.0<\/td>\n<\/tr>\n<tr>\n<td>Claims Process<\/td>\n<td>4.0<\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td>Transparency &amp; Ease of Use<\/td>\n<td>1.0<\/td>\n<td>9.3<\/td>\n<\/tr>\n<tr>\n<td>Flexibility in Service Providers<\/td>\n<td>10<\/td>\n<td>10<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h3 class=\"wp-block-heading\">American Home Protect vs. American Home Shield<\/h3>\n<p>American Home Shield has a solid B rating and accreditation from the BBB, which speaks to how they treat customers and handle complaints. Unfortunately, American Home Protect has a poor reputation with low 2- and 1-star ratings from third-party review websites. While American Home Shield doesn\u2019t have a spotless company reputation, they\u2019re well established with 53 years of industry experience. They\u2019re considered an industry leader, which contrasts starkly with their customer reviews. Reviewers often call them out for deceptive marketing practices, unprofessional customer service, and lack of payouts.\u00a0<\/p>\n<p>In addition, American Home Shield offers multiple plan options, while American Home Protect has only one. American Home Shield even offers affordable roof leak coverage at only $10 per month, which can protect homeowners against expensive roof repairs and water damage \u2014 something American Home Protect can\u2019t match. However, American Home Protect provides gutter cleaning coverage, which I\u2019ve only seen offered by one other home warranty company.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td\/>\n<td>American Home Protect<\/td>\n<td>American Home Shield<\/td>\n<\/tr>\n<tr>\n<td>Plans and coverage<\/td>\n<td>5.8<\/td>\n<td>9.0<\/td>\n<\/tr>\n<tr>\n<td>Cost &amp; Affordability<\/td>\n<td>7.3<\/td>\n<td>7.5<\/td>\n<\/tr>\n<tr>\n<td>Customer Experience<\/td>\n<td>6.3<\/td>\n<td>8.1<\/td>\n<\/tr>\n<tr>\n<td>Company Reputation<\/td>\n<td>5.3<\/td>\n<td>7.3<\/td>\n<\/tr>\n<tr>\n<td>Claims Process<\/td>\n<td>4.0<\/td>\n<td>8.0<\/td>\n<\/tr>\n<tr>\n<td>Transparency &amp; Ease of Use<\/td>\n<td>1.0<\/td>\n<td>9.4<\/td>\n<\/tr>\n<tr>\n<td>Flexibility in Service Providers<\/td>\n<td>10<\/td>\n<td>5.0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h3 class=\"wp-block-heading\">American Home Protect vs. Elite Home Warranty<\/h3>\n<p>Elite Home Warranty is a top-of-the-line home warranty company with an outstanding A+ rating and accreditation from the BBB, as well as some of the best customer ratings in the industry, which American Home Protect can\u2019t begin to compete with. I much prefer Elite Home Warranty plans and coverage. You can select from several different plans to suit your needs (for example, <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/appliance-insurance\/\">an appliance-only plan<\/a> if you live in a condo and don\u2019t need home systems coverage).\u00a0<\/p>\n<p>Elite has a massive number of add-ons, including helpful coverage for premium appliances or systems that can boost your coverage levels to up to $10,000 for home systems. American Home Protect maxes out at $10,000 over three years for all covered items, leaving you with far less wiggle room and coverage should a major appliance or home system crash. I\u2019m personally more at ease with Elite\u2019s high-coverage caps and robust company reputation.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td\/>\n<td>American Home Protect<\/td>\n<td>Elite Home Warranty<\/td>\n<\/tr>\n<tr>\n<td>Plans and coverage<\/td>\n<td>5.8<\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td>Cost &amp; Affordability<\/td>\n<td>7.3<\/td>\n<td>7.5<\/td>\n<\/tr>\n<tr>\n<td>Customer Experience<\/td>\n<td>6.3<\/td>\n<td>7.5<\/td>\n<\/tr>\n<tr>\n<td>Company Reputation<\/td>\n<td>5.3<\/td>\n<td>8.0<\/td>\n<\/tr>\n<tr>\n<td>Claims Process<\/td>\n<td>4.0<\/td>\n<td>6.0<\/td>\n<\/tr>\n<tr>\n<td>Transparency &amp; Ease of Use<\/td>\n<td>1.0<\/td>\n<td>9.2<\/td>\n<\/tr>\n<tr>\n<td>Flexibility in Service Providers<\/td>\n<td>10<\/td>\n<td>10<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Who is American Home Protect Best For?<\/h2>\n<p>American Home Protect may be okay for homeowners on a tight budget due to their inexpensive service fees of $35 to $65, depending on your location. However, I wouldn\u2019t recommend them over other, <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/cheapest-home-warranty\/\">more affordable home warranty companies<\/a> such as Select Home Warranty because of AHP\u2019s lack of transparency, low coverage limits, and lackluster customer service. I gave AHP a one out of 10 rating for their severe lack of transparency and exclusions, which aren\u2019t clearly defined and listed in a documented contract on their website. Without a contract, you can\u2019t reliably determine what is and isn\u2019t covered. I\u2019m uncomfortable recommending a provider that follows a \u201cgeneral rule of thumb\u201d for exclusions per their FAQs. This leaves too much room for unfair claim denials and, ultimately, no payout, which defeats the purpose of a home warranty policy altogether.\u00a0<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_d63c9e8c34c9882f6a4bcecd5c742dfd 1\" class=\"hm-faq hm-faq--one-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"FAQs\">FAQs<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is American Home Protect Legit?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">American Home Protect isn\u2019t a legit home warranty provider because of its poor company reputation and BBB rating, devastatingly low customer satisfaction ratings, and lack of transparency (no sample contract is listed on their website or available by phone request).\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does American Home Protect Cost?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">American Home Protect costs $92 per month on average, but this depends on multiple factors. <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\">Home warranty cost<\/span><\/a><span style=\"font-weight: 400;\"> is determined by your coverage, home, location, and many other factors, so take the time to get a custom quote for the best representation of what American Home Protect would cost you specifically. <\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        What Does American Home Protect Cover?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">American Home Protect covers:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kitchen refrigerator<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Built-in dishwasher<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Built-in microwave<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cooking range\/oven\/cooktop<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Garbage disposal<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gutter cleaning<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clothes washer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clothes dryer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ceiling fans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Water heater<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Central air conditioning\/cooling system<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Central heating system<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Electrical system<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">American Home Protect doesn\u2019t cover the following:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preexisting conditions\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Items covered by homeowner\u2019s insurance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A lack of routine maintenance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Non-mechanical physical damage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Systems or appliances that were damaged on purpose<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Upgrades or modifications to equipment (not including repairs)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Repair or replacement of commercial-grade systems<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Appliances that have been altered or modified by an unlicensed party<\/span><\/li>\n<\/ul>\n<p><a href=\"https:\/\/todayshomeowner.com\/home-finances\/guides\/home-warranty-coverage\/\"><span style=\"font-weight: 400;\">Home warranty coverage<\/span><\/a><span style=\"font-weight: 400;\"> varies from company to company and is based on factors like your chosen home warranty plan, add-ons, and location.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Do You Cancel American Home Protect?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">You can cancel American Home Protect at any time by calling the provider at (877)-407-3820. <\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-other-resources-for-homeowners\">Other Resources for Homeowners<\/h2>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>VISIT SITE Quick Facts Pros &amp; Cons My Verdict Depending on your location and plan, they offer a cheap service fee of only $35 to $65.\u00a0 Older appliances and home systems aren\u2019t disqualified from coverage as long as you keep up with routine maintenance and the breakdown is due to natural wear and tear.\u00a0 American [&hellip;]<\/p>\n","protected":false},"author":254,"featured_media":11596,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[124],"tags":[],"class_list":["post-11595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the 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