\n
Quick Facts<\/strong><\/button><\/p>\nPros & Cons<\/strong><\/button><\/p>\nMy Verdict<\/strong><\/button><\/p>\n\n
\n
\n
\n
\n
Choice Home Warranty (CHW) offers two affordable plans for homeowners covering the most common home appliances and home systems.<\/span><\/div>\nMy customer experience with the company was positive \u2014 I found their website easy to navigate, and their quote process to be user friendly.<\/span><\/div>\nI like that the company\u2019s customer service representatives are available 24\/7\/365.<\/span><\/div>\nCHW offers coverage limits of $3,000 \u2014 higher than those of some of their competitors, such as Liberty Home Guard.<\/span><\/div>\n<\/div>\n<\/div>\n\n
\n
Choice Home Warranty has many negative customer reviews posted across multiple review websites, citing issues with claims response and shady business with payouts, as some policyholders felt breakdowns were wrongly determined to be caused by preexisting conditions, which are excluded from coverage. This is concerning to me, so be sure to do your research and understand all exclusions and protections you have with Choice.\u00a0<\/span><\/div>\nWhile Choice\u2019s plans are simple, they lack customizability.\u00a0<\/span><\/div>\nWhile the company offers 24\/7\/365 contact, emergency services can vary depending on the state you live in. Be sure to read through the exclusions to know what services are offered in your state.\u00a0<\/span><\/div>\nChoice\u2019s service call fee option of $85 (a discounted rate offered to me while secret shopping) is higher than that of some of their competitors, such as Liberty Home Guard, who offer service fees as low as $65.<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
I recommend Choice Home Warranty to the budget-conscious homeowner who\u2019s willing to do research before partnering with a home warranty provider. Be sure to understand all exclusions before signing a contract, and speak with a customer service representative to secure the best discounts for your contract.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
A home warranty is a service contract to help repair and replace home appliances and systems that have broken down \u2014 most often those caused by normal wear and tear. Partnering with a home warranty service provider can give you a one-stop option for resolving your home\u2019s breakdowns. Home warranty companies also can have a bad rap. Negative stigmas like unfulfilled payout promises, inadequate and unfinished repairs leading to worsened conditions, hidden exclusions and fees, and even scams are difficult to ignore when debating purchasing coverage. That said, partnering with the right company can potentially save you thousands of dollars.\u00a0<\/p>\n
I\u2019ve researched Choice Home Warranty by secret shopping, scouring a sample contract, and using Today\u2019s Homeowner\u2019s unique and customer-centered review criteria to give you a comprehensive and trustworthy review of Choice Home Warranty. This provider was rated using Today\u2019s Homeowner review criteria, including plans and coverage, affordability, customer experience, company reputation, claims process, and availability. Based on my own research and TH review criteria, this review discusses all aspects of home warranty coverage offered by this provider.\u00a0<\/p>\n
For more on why Choice Home Warranty could be the best home warranty company<\/strong><\/a> for you, watch the video below.<\/p>\n\n