{"id":10947,"date":"2024-05-11T15:20:49","date_gmt":"2024-05-11T15:20:49","guid":{"rendered":"https:\/\/topat10.com\/?p=10947"},"modified":"2024-05-11T15:20:49","modified_gmt":"2024-05-11T15:20:49","slug":"the-5-best-home-warranty-companies-in-west-virginia","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=10947","title":{"rendered":"The 5 Best Home Warranty Companies in West Virginia"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Did you spend a few days sweating it out during the sweltering July heat last year because your air conditioning compressor failed? While West Virginia saw below-average temperatures last summer, Charleston has already had ten days <a href=\"https:\/\/www.extremeweatherwatch.com\/cities\/charleston-wv\/yearly-days-of-80-degrees\">above 90 degrees in 2024<\/a>, which means you\u2019re going to want working A\/C.<\/p>\n<p>But what if your air conditioning fails this summer? Homeowners without a home warranty would have to call around and try to find service during the peak season for heat. But those with a home warranty plan would only have to make one call.<\/p>\n<p>The last thing you want to do in an emergency home situation is waste time searching for a reputable technician. Home warranty providers check licensing and insurance and make technicians apply to be in their network so that you don\u2019t have to do the legwork to find reliable service. After placing a claim with the company, they call someone in their network of qualified technicians to fix your problem.\u00a0<\/p>\n<p>Home warranty companies charge either a monthly premium or a full year in advance for their plans. Homeowners also pay a service fee each time they file a service request. Fees vary, going as low as $70 and as high as $150. Still, warranties can really save you when things go wrong.<\/p>\n<p>I went secret shopping to find the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/.\">best home warranty company<\/a> in West Virginia. After applying for quotes, reading online reviews, comparing coverage, and speaking directly with customer service representatives, I came up with the best type of home warranty company to fit your needs.\u00a0<\/p>\n<p>Today\u2019s Homeowner uses specific review criteria to rate each factor of a home warranty. Actual factors that go into our numeric calculations include plan options and fees, availability, the claims process,\u00a0 coverage limits, what online reviewers have to say,\u00a0 and more. We want you to sleep well at night, knowing that your house is protected by the best home warranty you can find in West Virginia.<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg 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class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 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L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 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C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">Read our full <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Review Methodology<\/a> for more details.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-top-5-west-virginia-home-warranty-companies\">Top 5 West Virginia Home Warranty Companies<\/h2>\n<section id=\"th-subscribe-block_89443480ce909c24ce883c0898b708b0\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>Liberty Home Guard is my top pick for West Virginia homeowners. Their plan pricing is reasonable, they provide helpful customer service, it\u2019s easy to track your claim\u2019s progress on their app, and they often lower their $125 service fee to just $85 a month.<\/li>\n<li>If you read anything in the sample contract, read the exclusions. You\u2019ll often find unpleasant surprises in the fine print. Be sure to look out for exclusions regarding repair and maintenance records. Both Elite Home Warranty and AFC Home Club will deny coverage for breakdowns if you don\u2019t have a maintenance log, <\/li>\n<li>Make a list of your most important systems and appliances. You may rely on your air conditioning during hot West Virginia summers or need a working refrigerator for medication. When shopping for a home warranty company, check that the company\u2019s plan adequately covers these items.<\/li>\n<\/ul><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<section id=\"th-tips-block_dbb4d36a89332edacbe33239479d5ede\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Liberty Home Guard offers homeowners real value, thanks to its comprehensive coverage and excellent customer service for a solid price.         <\/p><\/div>\n<\/section>\n<p>Liberty Home Guard offers homeowners real value, thanks to its comprehensive coverage and excellent customer service for a solid price. It takes less than five minutes to get a free quote, service representatives are pleasant, and online reviewers love their customer service experiences and fast claims processes. Monthly premiums are within the normal industry range, though not the cheapest. Still, they don\u2019t increase their service fee on nights or weekends.<\/p>\n<p>Liberty\u2019s $125 service fee is higher than that of competitors such as AFC Home Club or Elite Home Warranty, but the representative offered to lower it to just $85 when I spoke with them. And Elite Home Warranty raises its service fee after business hours.<\/p>\n<p>If you want to cover it all, from the refrigerator to the basement sump pump, Liberty\u2019s large list of add-ons means you can protect almost any part of your home. Elderly homeowners will appreciate Liberty\u2019s fast turnaround on claims. They guarantee services within 24\u201348 hours. If they can\u2019t get someone out within that time frame, you can call a technician, and they\u2019ll reimburse you for the repair. They\u2019re also one of the few home warranty companies with an app where you can file claims, track their progress, and check when your service technician will arrive.\u00a0<\/p>\n<section id=\"th-tips-block_c3c7fbedba8ef49b1ebd02841403d11e\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p> When picking add-ons, take stock of your oldest systems and appliances most likely to break down. Whether you\u2019re a senior and a broken air conditioning unit on a hot July day could be deadly, or you\u2019re worried about a sump pump failure that could cause sewage to back up in your basement, pick a plan that covers these items.<\/p>\n<\/p><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\" id=\"h-west-virginia-home-warranty-companies-i-didn-t-include\">West Virginia Home Warranty Companies I Didn\u2019t Include<\/h3>\n<p>Unfortunately, the home warranty industry has its share of bad actors. There are two home warranty companies in West Virginia I\u2019d recommend avoiding. They\u2019re both known for shady marketing practices, and, in some cases,\u00a0 authorities have intervened.\u00a0<\/p>\n<p>US Home Guard\u2019s marketing tactics have led to the company\u2019s terrible reputation. In 2022, the Better Business Bureau issued a press release warning consumers about <a href=\"https:\/\/www.bbb.org\/article\/warnings\/27418-bbb-warning-mailers-sent-by-us-home-guard-create-confusion-sense-of-urgency-consumers-tell-bbb\">doing business with a company<\/a>. They warned consumers about US Home Guard\u2019s deceptive marketing.\u00a0 The company sends mailers that use scare tactics with subject lines such as \u201cYour home warranty is about to expire!\u201d and even sends them to homeowners who\u2019ve never had a home warranty with them.<\/p>\n<p>While operating under a different name, Total Home Protection, in 2021, Service Plus Home Warranty paid a <a href=\"https:\/\/www.attorneygeneral.gov\/taking-action\/total-home-protection-to-pay-400k-in-restitution-revise-business-practices\/\">$400,000 <\/a>settlement over deceptive marketing to the Pennsylvania Office of the Attorney General. They changed their name to try to shake the bad press, but that doesn\u2019t mean anything else has changed. When I applied for a quote online, I purposefully unchecked the box to receive texts and phone calls, but the company texted and called multiple times a day for months.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-highest-rated-home-warranties-in-west-virginia\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare The Highest Rated Home Warranties In West Virginia<\/h2>\n<div class=\"gb-container gb-container-655bbc75\">\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_ifFsC1EB0Cfv\">\n<table class=\"has-fixed-layout has-row-stripes has-cells-centered\">\n<thead>\n<tr>\n<th>Company<\/th>\n<th>Rating<\/th>\n<th>Monthly Cost<\/th>\n<th>Service Fee<\/th>\n<th>Response Time<\/th>\n<th>BBB Rating<\/th>\n<th>Link<\/th>\n<\/tr>\n<\/thead>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-343df7a7\"><a href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-343df7a7 lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" data-lazy-sizes=\"(max-width: 725px) 100vw, 725px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"142\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png\" class=\"gb-image-343df7a7 lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo.png 725w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/06\/liberty-home-guard-logo-300x59.png 300w\" sizes=\"auto, (max-width: 725px) 100vw, 725px\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-afe671c3 gb-headline-text\">$50-$60<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-cb74f3e9 gb-headline-text\">$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f0389d20 gb-headline-text\">12-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-aa8455fb gb-headline-text\">NR<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-07195a54 provider-button gb-button-text\" href=\"http:\/\/track.clck4leads.com\/track\/MzAuMi4yLjYuMC4wLjAuMC4wLjAuMC4w?_ocid=other-tho\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-8efaaf89\"><a href=\"https:\/\/ahstrax.com\/?a=114&amp;c=40&amp;s4=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"836\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-8efaaf89 lazyload\" alt=\"American Home Shield Logo\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-scaled.jpg 2560w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-300x98.jpg 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-1921x627.jpg 1921w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-768x251.jpg 768w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-1536x501.jpg 1536w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-2048x669.jpg 2048w\" data-lazy-data-sizes=\"(max-width: 2560px) 100vw, 2560px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-scaled.jpg\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"836\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-scaled.jpg\" class=\"gb-image-8efaaf89 lazyload\" alt=\"American Home Shield Logo\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-scaled.jpg 2560w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-300x98.jpg 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-1921x627.jpg 1921w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-768x251.jpg 768w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-1536x501.jpg 1536w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/American-Home-Shield-Logo-2048x669.jpg 2048w\" data-sizes=\"(max-width: 2560px) 100vw, 2560px\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-cb203567 gb-headline-text\">$35\u2013$75<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-8e66083f gb-headline-text\">$100\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-85c2e31a gb-headline-text\">24-72 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-f9340afa gb-headline-text\">B<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-3b32e5a3 provider-button gb-button-text\" href=\"https:\/\/ahstrax.com\/?a=114&amp;c=40&amp;s4=other-tho\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-33bb49a1\"><a href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-33bb49a1 lazyload\" alt=\"\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-lazy-data-sizes=\"(max-width: 1029px) 100vw, 1029px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1029\" height=\"329\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png\" class=\"gb-image-33bb49a1 lazyload\" alt=\"\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO-.png 1029w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--300x96.png 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/11\/ELITE-HOME-WARRANTY-LOGO--768x246.png 768w\" data-sizes=\"(max-width: 1029px) 100vw, 1029px\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5b9442ba gb-headline-text\">$44.99-$58.99<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9dadfccf gb-headline-text\">$70<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-62e35928 gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-a9b75032 gb-headline-text\">A+<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-2c04b82a provider-button gb-button-text\" href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-88dc84f1\"><a href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-88dc84f1 lazyload\" alt=\"choice home warranty logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"107\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/choice_home_warranty_logo-e1693249361584.jpg\" class=\"gb-image-88dc84f1 lazyload\" alt=\"choice home warranty logo\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-4ded327c gb-headline-text\">$46\u2013$55<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-a038279a gb-headline-text\">$85<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9dc08a4c gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-5fb1fbcd gb-headline-text\">B<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-8eb03cec provider-button gb-button-text\" href=\"https:\/\/www.chwprice.com\/a\/a100\/index.php?utm_source=hmfm&amp;utm_campaign=other-tho\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-a2a3d60a\"><a href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-a2a3d60a lazyload\" alt=\"select home warranty logo\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-lazy-data-sizes=\"(max-width: 220px) 100vw, 220px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"82\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png\" class=\"gb-image-a2a3d60a lazyload\" alt=\"select home warranty logo\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png.png 220w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/select_home_warranty_logo.png-218x82.png 218w\" data-sizes=\"(max-width: 220px) 100vw, 220px\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-618e8944 gb-headline-text\">$52\u2013$58<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-8f63c853 gb-headline-text\">$75-$85<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-45360ca1 gb-headline-text\">24-48 hrs.<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-b14b09a3 gb-headline-text\">B<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-39174a02 provider-button gb-button-text\" href=\"https:\/\/quote.selecthomewarranty.com\/affiliate\/3ac916?&amp;subid=other-tho\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-48aec64d\"><a href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1199\" height=\"421\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-48aec64d lazyload\" alt=\"AFC Home Warranty logo\" data-lazy-data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg 1199w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-300x105.jpeg 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-768x270.jpeg 768w\" data-lazy-data-sizes=\"(max-width: 1199px) 100vw, 1199px\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1199\" height=\"421\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg\" class=\"gb-image-48aec64d lazyload\" alt=\"AFC Home Warranty logo\" data-sizes=\"auto\" data-srcset=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty.jpeg 1199w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-300x105.jpeg 300w, https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/AFC-Home-Warranty-768x270.jpeg 768w\" data-sizes=\"(max-width: 1199px) 100vw, 1199px\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-e8ff01f3 gb-headline-text\">$38\u2013$62<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-9feab127 gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-a08e6961 gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-342fd6bc gb-headline-text\">B<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-6eb2847e provider-button gb-button-text\" href=\"https:\/\/afchomeclub.com\/app\/Landing\/HouseMethod\/medium\/threeships\/sub_ids\/other-tho\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-d2e661b3\"><a href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-d2e661b3 lazyload\" alt=\"first american logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\" class=\"gb-image-d2e661b3 lazyload\" alt=\"first american logo\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-271e9d88 gb-headline-text\">$38\u2013$48<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-241b629d gb-headline-text\">$75\u2013$125<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-95593bd0 gb-headline-text\">48 hours<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-4c7e4c55 gb-headline-text\">B<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-1d37a3ad provider-button gb-button-text\" href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-8858561a\"><a href=\"https:\/\/www.2-10.com\/get-a-quote-hm\/?utm_source=house_method&amp;utm_medium=referral&amp;utm_campaign=house_method_leads&amp;promo=HOUSEMETHOD50&amp;utm_content=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"75\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-8858561a lazyload\" alt=\"\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/2-10-logo-e1674672253254.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"75\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/2-10-logo-e1674672253254.png\" class=\"gb-image-8858561a lazyload\" alt=\"\"\/><\/noscript><\/a><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-7608d349 gb-headline-text\">$17\u2013$60+<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-24f23dd5 gb-headline-text\">$65\u2013$100<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-c0137a01 gb-headline-text\">2\u201324 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-14e843ba gb-headline-text\">A-<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><a class=\"gb-button gb-button-8cbf48ae provider-button gb-button-text\" href=\"https:\/\/www.2-10.com\/get-a-quote-hm\/?utm_source=house_method&amp;utm_medium=referral&amp;utm_campaign=house_method_leads&amp;promo=HOUSEMETHOD50&amp;utm_content=other-tho\"><strong><strong>VISIT SITE<\/strong><\/strong><\/a><\/td>\n<\/tr>\n<tr class=\"wp-block-th-3s-custom-blocks-table-row\">\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<figure class=\"gb-block-image gb-block-image-802cd0bb\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"54\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-802cd0bb lazyload\" alt=\"\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/05\/Cinch-Logo.0.webp\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"54\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/05\/Cinch-Logo.0.webp\" class=\"gb-image-802cd0bb lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-07e90b94 gb-headline-text\">$28\u2013$68<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-fa304b79 gb-headline-text\">$100\u2013$150<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-7c7a61a7 gb-headline-text\">2\u201324 hrs<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\">\n<p class=\"gb-headline gb-headline-8e5d0d5b gb-headline-text\">B<\/p>\n<\/td>\n<td class=\"wp-block-th-3s-custom-blocks-table-cell\"><span class=\"gb-button gb-button-4ae7f13c provider-button gb-button-text\"><strong><strong>VISIT SITE<\/strong><\/strong><\/span><\/td>\n<\/tr>\n<\/table>\n<\/figure>\n<\/div>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-home-warranties-in-west-virginia\">Our Reviews of the Best Home Warranties in West Virginia<\/h2>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-a1c5dcba\">\n<div class=\"gb-grid-column gb-grid-column-68e5d0eb\">\n<div class=\"gb-container gb-container-68e5d0eb\">\n<p>Best for Customization<\/p>\n<h3 class=\"gb-headline gb-headline-1e790e41 gb-headline-text\">Liberty Home Guard<\/h3>\n<p class=\"gb-headline gb-headline-8a6fa0e3 gb-headline-text\">4.6<\/p>\n<p class=\"gb-headline gb-headline-22b15352 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-3fdd3eb9 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 Off + 2 Months free + Free Roof Leak Coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>Last summer, the governor declared a state of emergency in five West Virginia counties after thunderstorms led to extreme flooding. Homeowners were faced with issues like flooded basements, but those with a working sump pump likely kept their homes dry. If you have a sump pump, buying a home warranty with Liberty Home Guard would ensure it keeps working.<\/p>\n<p>Liberty Home Guard offers the most add-ons of any competitor, including sump pump coverage. With 42 options to choose from, you can protect every part of your home. While additional coverage increases monthly premiums, Liberty\u2019s pricing is also cheaper than many competitors.\u00a0<\/p>\n<p>Liberty also promises homeowners a 24 to 48-hour response time when you file a claim. They might get there in time to fix a refrigerator before your groceries go bad. And, while you\u2019re waiting for your service technician, you can track their progress on Liberty\u2019s app. If it\u2019s your power that went out, you won\u2019t be left in the dark wondering when they\u2019ll show up.\u00a0<\/p>\n<p>If there\u2019s some reason a service technician in Liberty\u2019s network can\u2019t get to your house within 24 to 48 hours, or if you have an existing relationship with a company you\u2019d like to use again, you can set up a service call with the company on your own. Liberty lets homeowners use the licensed and insured technicians they choose.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>While Liberty has reputable online customer reviews, the Better Business Bureau has currently changed its rating to \u201cNot Rated\u201d due to a pattern of alerts regarding the claims process and sales tactics. Liberty responded to requests for more information promptly and politely. However, I don\u2019t like the fact that their complaints have increased in recent years.\u00a0<\/p>\n<p>Not every homeowner will need or want the additional coverage Liberty provides with its add-ons. It could be overwhelming to pick between 42 options. Liberty\u2019s fees for these options are also sometimes higher than competitor\u2019s prices, so you\u2019ll want to compare companies if you know you want a certain add-on. For example, if you need pool and spa coverage, you\u2019ll pay $1.99 more a month with Liberty than with American Home Shield.\u00a0<\/p>\n<p>Home warranty providers charge a service fee every time a technician comes out to your house, and these service call fees can add up. If you\u2019re part of the <a href=\"https:\/\/www.prb.org\/resources\/which-us-states-are-the-oldest\/\">21% of the state population over 65<\/a> and likely on a fixed income, high fees could become unaffordable, which is why it\u2019s unfortunate that Liberty has one of the highest service fees in the business at $125 a service call. Their coverage caps, just $2,000 per covered item, is also lower than competitors. Homeowners who don\u2019t need to customize their policies might find another company a better option.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>Liberty Home Guard gives homeowners a wide range of choices to customize their coverage. They charge reasonable premiums, though service call fees are higher than other companies. Liberty promises homeowners a 24 to 48-hour response time and gives homeowners visibility into their claims on their app. These reasons all led to the company earning a top 9.3 out of 10 overall.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>Liberty gets a perfect 10\/10 score for its comprehensive plans and a massive list of add-ons. All of Liberty\u2019s three plans have a 30-day waiting period before coverage begins. Coverage limits are also just $2,000 per covered item under each plan. Two plans, Systems Guard and Appliance Guard, cover either home systems or home appliances. Total Home Guard combines their coverage into a comprehensive plan.<\/p>\n<p>Homeowners who bought extended warranties or a service plan with new appliances or when they had systems installed might not need the Total Home Guard plan. One or the other of Liberty\u2019s cheaper plans could meet your needs.\u00a0<\/p>\n<p>The Systems Guard Plan covers home systems such as plumbing systems, heating systems, water heaters, an air conditioner, ductwork, and electrical systems. The Appliance Guard Plan gives homeowners services for all major appliances: clothes washer, clothes dryer, refrigerator, built-in microwave, dishwasher, range\/oven\/cooktop, garbage disposal, ceiling fans, garage door openers, and exhaust fans.\u00a0<\/p>\n<p>Liberty gives homeowners the option to pay monthly or annually up-front. They\u2019ll give you two months free if you pay in advance and additional months free for each year you prepay. Liberty normally charges a $125 service fee for each call, but when I spoke with a representative, they offered to reduce it to $85 if I signed up that day.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Appliance Guard<\/em><\/td>\n<td><em>$49.99<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>One year paid in advance $499.99 (2 months free)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Systems Guard<\/em><\/td>\n<td><em>$54.99<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>One year paid in advance $549.99 (2 months free)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Total Home Guard<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>One year paid in advance $599.99 (2 months free) online, $575 (2 months free) over the phone<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Charleston, West Virginia. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\" id=\"h-available-add-ons\">Available Add-Ons<\/h5>\n<p>Homeowners with a sump pump or a generator or who need pest control can add them onto their policy with Liberty Home Guard. Liberty\u2019s 42 add-ons include:\u00a0<\/p>\n<ul>\n<li>Pool and spa: $19.99\/month<\/li>\n<li>Additional spa: $9.99\/month<\/li>\n<li>Lawn sprinkler system: $9.99\/month<\/li>\n<li>Saltwater pool: $23.99\/month<\/li>\n<li>Generator: $19.99\/month<\/li>\n<li>Casita guest unit: $35.99\/month<\/li>\n<li>Sump pump: $8.99\/month<\/li>\n<li>Well pump: $12.99\/month<\/li>\n<li>Septic system pumping: $12.99\/month<\/li>\n<li>Ejector pump: $14.99\/month<\/li>\n<li>Grinder pump: $14.99\/month<\/li>\n<li>Limited roof leak: $11.99\/month<\/li>\n<li>Re-Key: $9.99\/month<\/li>\n<li>Gutter cleaning: $14.99\/month<\/li>\n<li>Pest control: $14.99\/month<\/li>\n<li>Carpet cleaning: $19.99\/month<\/li>\n<li>Window washing\/cleaning: $19.99\/month<\/li>\n<li>Power washing (exterior flooring): $19.99\/month<\/li>\n<li>Central vacuum: $8.99\/month<\/li>\n<li>Stand-alone freezer: $5.99\/month<\/li>\n<li>Water softener: $13.99\/month<\/li>\n<li>Swamp cooler: $14.99\/month<\/li>\n<li>Second refrigerator: $7.99\/month<\/li>\n<li>Trash compactor: $7.49\/month<\/li>\n<li>Ice maker (in-fridge): $3.99\/month<\/li>\n<li>Freestanding ice maker: $14.99\/month<\/li>\n<li>Wine cooler\/fridge: $11,99\/month<\/li>\n<li>Water dispenser water line: $4.99\/month<\/li>\n<li>Instant hot water dispenser: $9.99\/month<\/li>\n<li>Reverse osmosis water filter system: $14.99\/month<\/li>\n<li>Lighting fixtures: $7.99\/month<\/li>\n<li>Plumbing fixtures: $7.99\/month<\/li>\n<li>Electronics protection: $19.99\/month<\/li>\n<li>TV mounting (up to 65-inch TVs): $14.99\/month<\/li>\n<li>TV mounting (up to 85-inch TVs): $19.99\/month<\/li>\n<li>Pro-Series Refrigerator: $14.99\/month<\/li>\n<li>Pro-Series Stand Alone Freezer: $14.99\/month<\/li>\n<li>Pro-Series Range\/Oven\/Cooktop: $12.99\/month<\/li>\n<li>Pro-Series Dishwasher: $7.99\/month<\/li>\n<li>Pro-Series Microwave: $4.99\/month<\/li>\n<li>Pro-Series Washing Machine: $4.99\/month<\/li>\n<li>Pro-Series Clothes Dryer: $4.99\/month<\/li>\n<\/ul>\n<p>If you have a unique system or appliance that Liberty doesn\u2019t currently cover, you may still get lucky. Liberty says that if you contact them with the make and model of the item you want covered, they\u2019ll<a href=\"https:\/\/www.libertyhomeguard.com\/plans\/optional-addons\/\"> try to provide you with specialized coverage<\/a>.<\/p>\n<p>If you can\u2019t pick from the list of add-ons, Liberty helps you make the choice. When you\u2019re applying for a quote, the website shows the most popular options in West Virginia. It\u2019s helpful to see what other local homeowners thought they needed to add on when deciding what you need.<\/p>\n<h5 class=\"wp-block-heading\" id=\"h-exclusions\">Exclusions<\/h5>\n<p>All home warranty companies have exclusions in their contracts. If you call for help with an excluded item, Liberty won\u2019t provide service. Liberty Home Guard\u2019s plans exclusions include:\u00a0<\/p>\n<ul>\n<li>Flues, vents, chimneys, and exhaust lines<\/li>\n<li>Electronics, computerized, \u201csmart,\u201d or Internet\/enabled components and parts<\/li>\n<li>Filters associated with any covered items<\/li>\n<li>Remote receiving and transmitting devices<\/li>\n<li>Radon and other leak detection monitoring systems<\/li>\n<li>Fire sprinkler systems<\/li>\n<li>Lighting\u00a0<\/li>\n<li>Solar systems and applications<\/li>\n<li>Cosmetic defects<\/li>\n<li>Disposal of appliances, systems, or components<\/li>\n<li>Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems<\/li>\n<li>Glass parts<\/li>\n<li>Noise<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Liberty Home Guard\u2019s monthly pricing falls between competitors like Elite Home Warranty and AFC Home Club. However, its higher prices for service fees and add-ons drop Liberty\u2019s affordability score lower. Some competitors go as low as $70 for service fees, but Liberty charges $125 per service call.\u00a0<\/p>\n<p>With additional coverage options, Elite Home Warranty charges $4.08 a month for a central vacuum, whereas Liberty charges $8.99 a month. A sump pump is also $8.99 a month with Liberty, but it\u2019s $3.33 a month with Select Home Warranty.<\/p>\n<p>\u00a0After 30 days, Liberty charges a $50 cancellation fee and only gives a prorated refund. Not all of their competitors charge a cancellation fee. To get the best deal, call and talk to a representative at Liberty. When I called, they offered to lower the service fee to $85.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>No one wants their phone blowing up with calls, texts, and emails after they apply for a quote. Liberty loses points on customer experience for its multiple points of contact after you contact them. However, they do have a strong reputation for transparent and helpful service and a user-friendly website with an easy online quote process.\u00a0<\/p>\n<p>Rather than putting policies on auto-renew, Liberty contacts you 60 days before renewal to check if you want to renew or make changes to coverage. You have the chance to cancel before a surprise charge hits your credit card. If you prepaid and want to cancel, you\u2019ll receive a partial refund, but you\u2019ll pay a $50 cancellation fee.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>Even though customers rave about Liberty Home Guard\u2019s customer service and claims resolution, the Better Business Bureau has changed Liberty\u2019s rating to \u201cNot Rated.\u201d Still, reviewers on Trustpilot and Google give them 4.7 out of 5 stars.<\/p>\n<p>Customers praise quick and expedited claims processes for urgent repairs. They also said that the service technician got the job done right the first time, and some noted that they had been with a competitor home warranty company in the past and were much happier with Liberty\u2019s service. A few customers who left negative reviews clearly hadn\u2019t understood coverage limits and exclusions, which is why it\u2019s always a good idea to read the fine print.\u00a0<\/p>\n<p>It seems rare, based on reviews, but if a service technician\u2019s work is subpar, Liberty guarantees all workmanship for 60 days in case something goes wrong. If the same repair needs to be done twice in 60 days, you won\u2019t pay two service fees.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>NR*<\/em><em>4.48 \/ stars<\/em><\/td>\n<td><em>2,498<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7 \/ 5 stars<\/em><\/td>\n<td><em>2,805<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.7 \/ 5 stars<\/em><\/td>\n<td><em>11,331<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.3 \/ 5 stars<\/em><\/td>\n<td><em>67<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<p><em>*Note (as of May 9, 2024): Recently the Better Business Bureau shifted LHG\u2019s A+ rating to \u201cNR\u201d (Not Rated). We reached out to a representative from LHG for comment and they shared this statement: \u201cDespite the BBB\u2019s alert, our customer satisfaction levels remain by far the highest relative to our scale. Last month, we had the lowest percentage of customer cancellation requests in our entire history. On the BBB\u2019s own platform, Liberty Home Guard has achieved a star rating of 4.5 out of 5 from nearly 2,500 reviews. For added context, the approximately 480 resolved complaints on Liberty Home Guard\u2019s BBB profile equate to an extremely low fraction of a percentage relative to the size and scale of our total customer base. As we navigate this situation, which we believe will be resolved in time, we want to assure you that we remain committed to our customers and their satisfaction; they are the key stakeholders we orient all our efforts around.\u201d<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>Liberty has a superior claims process, supported by its useful app. Customers can file claims 24\/7\/365 either online, over the phone, or through the app. After you\u2019ve filed a claim, you can track the claim on their app, including the technician\u2019s progress to your house.<\/p>\n<p>Some competitors, like Elite Home Warranty, increase their service fees at night and on the weekends. Liberty\u2019s service fee stays the same no matter when you need help. A recent <a href=\"https:\/\/www.digitaljournal.com\/pr\/news\/liberty-home-guard-to-support-consumers-with-access-to-progressive-home-insurance-quotes\">partnership with Progressive Insurance<\/a> increased their technician network, which in turn increases the likelihood that you\u2019ll receive faster service.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>Liberty Home Guard meets customers\u2019 needs 24\/7\/365 days a year by phone, its website, or its app, earning them a 10\/10 in availability. They sell plans in all 50 states, which indicates that the company is compliant with multiple state regulations. This should increase your confidence that they operate in an above-board fashion.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 off any plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-680755e4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-33285d81 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d9d8211b gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-e145cb47 gb-tabs__items\">\n<div class=\"gb-container gb-container-40fcd9cb gb-tabs__item gb-tabs__item-open\">\n<p>If you\u2019ve priced out a refrigerator lately, you know that you can easily spend over $2,000 for a newer model. Some home warranty company\u2019s lower coverage and replacement limits could leave you having to make up the difference if your appliance isn\u2019t reparable. But not if you bought a policy through American Home Shield.\u00a0<\/p>\n<p>While other companies like Liberty Home Guard only have coverage limits of up to $2,000 to $3,000, depending on the plan you sign up for, AHS will cover up to $4,000\u00a0 for appliances and $5,000 for HVAC. You could replace your top-of-the-line appliance or have a major repair done and not have to pay much out of pocket.\u00a0<\/p>\n<p>The most expensive plan, ShieldPlatinum, has the highest coverage limits and roof leak coverage of up to $1,000 per contract term, plus a free HVAC tune-up to keep your furnace in top shape. While competitors like Elite Home Warranty charge higher fees for service calls at night or on the weekend, AHS\u2019 fee never goes up. Homeowners have the option of choosing a $100 or $125 service fee, which raises or lowers your monthly premiums.\u00a0<\/p>\n<p>I also like that AHS will pay for repairs due to normal wear and tear and won\u2019t ask for maintenance records, unlike other home warranty companies. The median age of a home in <a href=\"https:\/\/www.bestplaces.net\/housing\/city\/west_virginia\/charleston\">Charleston is 60 years old<\/a>, so it\u2019s likely your home\u2019s systems and appliances have seen some wear and tear. It\u2019s a good idea to pick a home warranty company that provides service on older items.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-5fca56db gb-tabs__item\">\n<p>AHS has one of the shortest workmanship guarantees \u2014 just 30 days. This somewhat offsets the fact they don\u2019t require maintenance records, since older appliances break down more frequently. Liberty Home Guard has a 60-day workmanship guarantee, and Elite Home Warranty covers repairs for 90 days.<\/p>\n<p>AHS is proud of its large network of 17,4500 contractors and 4,500 service technicians, and while these are impressive numbers, quantity doesn\u2019t always guarantee quality. Customer complaints often mention that the technician who came to their house couldn\u2019t get the job done in one trip, didn\u2019t have the needed experience, or charged them extra. Both a $100 to $125 service fee are higher than average competitor pricing, so you don\u2019t want to pay technicians to come out for the same repair multiple times.<\/p>\n<p>Unfortunately, AHS\u2019 customer service ranks lower than that of both Elite Home Warranty and Liberty Guard, and you can find plenty of customers complaining online. My experience when I called for quotes has been the same. Representatives don\u2019t ask exploratory questions about your home, coverage needs, or even why you\u2019re shopping for a home warranty. They just try to sell the most expensive plan and can get pushy if you don\u2019t purchase immediately.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>American Home Shield\u2019s high coverage limits protect homeowners with expensive systems and appliances. But that bonus is somewhat offset by repeated complaints about customer service and the quality of technicians. The option to pick a service fee that leads to monthly premiums that fit in your budget is a great perk for older homeowners on a fixed income.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"American Home Shield: Protecting Homeowners&#039; Budgets\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/5lCm1SqzwDc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>We rated AHS a 10\/10 in coverage because the company offers three plans so that customers can pick the best type of plan for their home. You can buy a plan for either your appliances, systems, or both.\u00a0<\/p>\n<p>The ShieldSilver plan protects systems such as heating, plumbing systems, air conditioning, and electrical systems for $39.99 or $29.99\u00a0 a month. For homeowners with existing warranties on their appliances, systems coverage could be all you need.<\/p>\n<p>But if you do need more coverage, the ShieldGold plan adds kitchen and laundry appliances to everything covered under ShieldSilver.<\/p>\n<p>American Home Shield\u2019s top plan, the ShieldPlatinum plan, includes everything in the ShieldGold plan, plus roof coverage and a free HVAC tune-up. And if a repair that you filed a service claim for involves fixing code violations, pulling permits, or otherwise modifying your home, ShieldPlatinum covers $250 of those costs.<\/p>\n<p>HVAC coverage limits are the same under every plan \u2014 $5,000 per system. However, coverage limits for appliances vary. With the ShieldGold plan, you\u2019ll have a limit of $2,000 per appliance. If you\u2019re willing to pay a little more each month, this increases to $4,000 per appliance with ShieldPlatinum. Homeowners with high-end appliances should definitely consider the ShieldPlatinum plan.<\/p>\n<p>Whether you\u2019re buying online or over the phone, ask about the 40% off discounts they frequently offer on their ShieldGold plan. According to the U.S. Census Bureau, <a href=\"https:\/\/www.census.gov\/quickfacts\/WV\">21% of West Virginia\u2019s population is over 65<\/a>, many of whom are likely living on a fixed income. They might appreciate lowering their monthly premiums by picking a higher fee for service calls. For example, selecting the $125 fee lowers the monthly premium for the ShieldPlatinum Plan from $89.99 to $79.99. Sometimes, it\u2019s easier to draw on a savings account for service fees than to fit a higher monthly expense into your budget.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldSilver<\/em><\/td>\n<td><em>$39.99 \u2014 $29.99<\/em><\/td>\n<td><em>$100 \u2013 $125*<\/em><\/td>\n<td><em>No current discount<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldGold<\/em><\/td>\n<td><em>$59.99 \u2014\u00a0 $49.99<\/em><\/td>\n<td><em>$100 \u2014 $125*<\/em><\/td>\n<td><em>40% off on the website<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldPlatinum<\/em><\/td>\n<td><em>$89.99 \u2014 $79.99<\/em><\/td>\n<td><em>$100 \u2014 $125*<\/em><\/td>\n<td><em>No current discount<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $89.99 with the Platinum Plan pairs with the $100 service fee.\u00a0<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Charleston, West Virginia. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\" id=\"h-available-add-ons-0\">Available Add-Ons<\/h5>\n<p>American Home Shield has a bare-bones, no-frills list for additional coverage. American Home Shield only offers six add-ons, which are:<\/p>\n<ul>\n<li>Roof leak repair: $10\/month<\/li>\n<li>Electronics protection plan: $14\/month\u00a0<\/li>\n<li>Pool &amp; built-in-spa equipment: $24\/month<\/li>\n<li>Guest unit: $26.99\/month<\/li>\n<li>Septic pump: $5\/month<\/li>\n<li>Well pump: $8\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\" id=\"h-exclusions-0\">Exclusions<\/h5>\n<p>American Home Shield has a loosely-worded exclusions list that gives the company a lot of wiggle room for denying claims. If you\u2019re concerned about having claims denied, look at competitors like Liberty Home Guard and Select Home Warranty, both of which have more specific exclusions.<\/p>\n<ul>\n<li>Construction or carpentry costs<\/li>\n<li>Restoration of walls<\/li>\n<li>Flues, chimneys, venting, and exhaust lines<\/li>\n<li>Repairs or replacements due to cosmetic defects<\/li>\n<li>Repairs due to mold<\/li>\n<li>Appliances not covered under the ShieldSilver plan<\/li>\n<li>Natural disasters<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>American Home Shield rates are slightly higher than other companies, but so are the company\u2019s coverage caps, which is why they get an 8.9\/10 score in this category. Competitors charge almost $15 less than American Home Shield for their similar plans, depending on the current discounts they offer. Even if you pick the lower option of $100 for the service fee, that\u2019s more than both Elite Home Warranty or Select Home Warranty charge.<\/p>\n<p>However, the higher fee might be worth it since American Home Shield doesn\u2019t charge extra for service calls on nights and weekends. Elite Home Warranty raises its after-hour fee to $150, at which point you\u2019d be paying more than AHS\u2019 highest fee. The coverage limits for AHS\u2019 annual contracts reset every year if you renew. Coverage limits are per term, so if your HVAC needs a $4,500 repair the second month you have your policy and a $2,000 repair six months later, AHS would only cover $500 of that second repair.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>The customer experience isn\u2019t consistent between online and over-the-phone help. It\u2019s easy to get free quotes on the website and go back and forth between screens to compare total costs with add-ons or service fee options. However, when you call for help, it\u2019s another story, so they lost a few points, bringing their score down to 8.4\/10.<\/p>\n<p>Customer service representatives often struggle to answer anything but simple questions. They have a script, and it\u2019s meant to push you to buy. High-pressure sales tactics are the norm with AHS, and it\u2019s uncomfortable to call them.\u00a0<\/p>\n<p>The company will bug you for months if you don\u2019t purchase a policy. Before calling to buy a policy, get a quote online. Even though the website clearly disclosed the 40% off ShieldGold discount, two representatives tried to charge me full price until I brought it up.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>Customer complaints have a common refrain \u2014 an extremely difficult customer service experience. Despite a Better Business Bureau rating of B, customers say that it\u2019s hard to talk to representatives and get service, there aren\u2019t many qualified technicians in their area, and it\u2019s almost impossible to cancel their policies.\u00a0<\/p>\n<p>American Home Shield has positive reviews of 4.5 out of 5 stars on Google, but customer reviews on Trustpilot rate them just 2.2 out of 5 stars and 1..1 out of 5 stars.\u00a0 Reviewers mentioned that service technicians claimed lack of maintenance caused the problem. Therefore, AHS denied claims, but independent estimates didn\u2019t find the same issue. Others were left waiting for weeks for large replacement items to arrive, though AHS did replace items such as clothes dryers, refrigerators, and air conditioning units.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><em>2.11\u00a0 \/ 5 stars\u00a0<\/em><\/td>\n<td><em>11,068<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.2 \/ 5 stars<\/em><\/td>\n<td><em>5,340<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.5 \/ 5 stars<\/em><\/td>\n<td><em>33,298<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.1 \/ 5 stars<\/em><\/td>\n<td><em>1,300<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>It\u2019s worrisome that American Home Shield doesn\u2019t commit to a service window. While competitors like Liberty Home Guard and Elite Home Warranty say that they\u2019ll try to have someone at your house within 24-48 hours, AHS only promises to set up a service appointment during this timeframe.<\/p>\n<p>Many customer reviews state that it took weeks to get something fixed, multiple calls, and different service technicians. I find it concerning that AHS won\u2019t even try to match competitor\u2019s service promises.\u00a0<\/p>\n<p>If you need service, you can file a claim online or over the phone. Their workmanship guarantee means that you can rest easy for the next 30 days after a repair \u2014 if the item breaks again, you don\u2019t have to pay a second service fee.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>AHS responds to claims 24\/7\/365 and services claims through its nationwide network of 17,4500 contractors and 4,500 service technicians, so we scored them a perfect 10\/10.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d518d3a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-1a588591 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-868a02fe gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-5e6f7a85 gb-tabs__items\">\n<div class=\"gb-container gb-container-f0e3a69e gb-tabs__item gb-tabs__item-open\">\n<p>The ideal option for West Virginians on a strict budget, Select Home Warranty combines one of the lowest service fees in the business with cheap plans. Competitors charge between $100 to $125 for service calls or up to $150 after hours. Select Home Warranty only charges a $85 service fee and dispatches a service technician within 24 to 48 hours.<\/p>\n<p>The company is persistent in winning your business, which can be annoying, but after a month went by after I applied for a quote, they offered to lower the service fee to just $60 and give me three months free. I\u2019d recommend applying for a quote a month to two months before you need coverage so that you may later benefit from an additional discount.<\/p>\n<p>Select Home Warranty sells three plans, and the basic plan costs just $44 a month with its standard $150 discount. Undiscounted prices are higher than those of competitors, but the company has offered a discount since the beginning of the year.\u00a0<\/p>\n<p>Another thing I like is that Select Home Warranty guarantees service technician\u2019s workmanship for up to 90 days. This is much longer than American Home Shield\u2019s 30-day guarantee. I think that Select\u2019s plans offer homeowners a lot of value for a low price.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-3031a35c gb-tabs__item\">\n<p>Most people prefer that home repairs not drag out for days or weeks. It\u2019s a hassle to have to call multiple times to get something done. However, online reviews could be your experience if you sign up for Select\u2019s home warranty plans.<\/p>\n<p>Reviewers frequently complained that technicians didn\u2019t have the qualifications to perform the repairs, it took several visits for the item to get fixed, and repairs were incomplete, but the company closed the claim.\u00a0 If your fridge went out right after you stocked up for the big game between the Panthers and the Mountaineers, you\u2019ll need service before you lose all that food.\u00a0<\/p>\n<p>Given that you pay a home warranty company to help out in a jam, it doesn\u2019t matter how cheap their policies and service fees are if they can\u2019t get a repair done. Customers also note that the company repeatedly denied claims and made them jump through hoops before covering a repair. There\u2019s also some concern that Select doesn\u2019t honor its promise to send a technician out within 24 to 48 hours.\u00a0\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>Select Home Warranty\u2019s plans won\u2019t break the bank, and its reasonable service fees will fit into most budgets. The workmanship guarantee lasts for 90 days after a completed repair, one of the longest guarantees in the business. However, customers do complain about unqualified service technicians and difficulty getting claims covered. Despite this, you\u2019ll get a lot of value if you buy a plan with Select Home Warranty, which is why we scored them an 8.4\/10 overall.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Select Home Warranty Testimonials\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/dnsi4jgp48c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>Select Home Warranty gets an 8.3\/10 for coverage, which they split into three plans between appliances, systems, and both. For homeowners with extended warranties or who paid for service plans when they had their furnace installed, a plan that doesn\u2019t include it all could be best (and cheaper!).\u00a0<\/p>\n<p>Select\u2019s Gold Care plan covers a home\u2019s systems, such as air conditioning, ductwork, heating, plumbing, and electrical systems, perfect for homeowners who don\u2019t need appliance coverage. If you have service plans on those systems, the Bronze Care plan covers appliances. It protects your stove, cooktop, oven, refrigerator, dishwasher, clothes washer and dryer, garbage disposal, and built-in microwave.\u00a0<\/p>\n<p>For homeowners who need it all, the Platinum Care plan combines the coverage of the other two plans to protect both systems and appliances. Also, it expands coverage to a garage door opener, ceiling fan, and plumbing issues.<\/p>\n<p>Select\u2019s HVAC coverage for either repair or replacement costs goes up to $3,000, which is much lower than competitors American Home Shield and Elite Home Warranty. The $500 coverage limit for appliances, plumbing, and electrical is also low. Any additional coverage, such as a stand-alone freezer, has a coverage limit of $400.<\/p>\n<p>The company has a discount of $150 and two months free since the beginning of the year.\u00a0 The two months free don\u2019t mean you\u2019re just paying for ten months; they\u2019re added to extend your contract\u2019s term to 14 months.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Bronze Care<\/em><\/td>\n<td>$44.92<\/td>\n<td>$75<\/td>\n<td>$150 off discount on the phone, and two months free if you pay the annual fee up-front.<\/td>\n<\/tr>\n<tr>\n<td><em>Gold Care<\/em><\/td>\n<td>$44.92<\/td>\n<td>$75<\/td>\n<td>$150 off discount on the phone, and two months free if you pay the annual fee up-front.<\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Care<\/em><\/td>\n<td>$47.75<\/td>\n<td>$75<\/td>\n<td>$150 off discount on the phone, and two months free if you pay the annual fee up-front.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*Monthly cost figures provided include the discounted rate offered at the time of writing. Select Home Warranty has been running this promotion since the beginning of this year.\u201d<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Charleston, West Virginia. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\" id=\"h-available-add-ons-1\">Available Add-Ons<\/h5>\n<p>Select Home Warranty only sells nine add-ons to increase your plan\u2019s coverage, which is much fewer than Liberty Home Guard or Elite Home Warranty. However, their add-on coverage for a sump pump is the cheapest. Select is also only one of two home warranty providers that offer septic system coverage (American Home Shield only covers the septic pump instead of the whole system).\u00a0<\/p>\n<ul>\n<li>Central vacuum: $3.33\/month<\/li>\n<li>Lawn sprinkler system: $5.83\/month<\/li>\n<li>Pool: $8.33\/month<\/li>\n<li>Roof leak: $0\/month<\/li>\n<li>Septic system: $5.83\/month<\/li>\n<li>Spa: $5.83\/month<\/li>\n<li>Stand-alone freezer: $3.33\/month<\/li>\n<li>Sump pump: $3.33\/month<\/li>\n<li>Well pump: $3.33\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\" id=\"h-exclusions-1\">Exclusions<\/h5>\n<p>All home warranty companies have exclusions in their contracts, which are items and repairs that aren\u2019t covered. SHW\u2019s contracts exclude preexisting issues or anything you should have reasonably known about, which leaves them a lot of room to deny claims. Other exclusions are:\u00a0<\/p>\n<ul>\n<li>Secondary damage (i.e., your home warranty may cover roof damage but won\u2019t cover water damage caused by the leak)<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials (i.e., mold, asbestos, gas leaks, etc.)\u00a0<\/li>\n<li>Common areas in condominiums or family homes<\/li>\n<li>Solar heating systems<\/li>\n<li>Damage caused by natural disasters and rust<\/li>\n<li>Defects or damages caused by the foundation and structure of the home<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>Select\u2019s discounted plan pricing is within a normal industry range, and it\u2019s the cheapest option on this list, which is why they got a 9.1\/10 for affordability. If you don\u2019t get a discount, plan pricing is higher than most competitors. Only Elite Home Warranty beats Select\u2019s pricing for service call fees \u2014 only $75 versus $100 to $125 with competitor\u2019s plans. Select\u2019s pricing for add-ons is low, though it only offers nine of them (though roof leak is currently offered for free!)<\/p>\n<p>Select Home Warranty charges a $75 cancellation fee to cancel your policy, and they only give prorated refunds once it\u2019s been 30 days since you bought coverage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>While customer service representatives have been polite, they\u2019ve all rushed to close the sale, resulting in a few lost points in their customer experience score \u2014 an 8.4\/10. If I asked follow-up questions, some sounded bored and impatient. When I spoke to a woman about a policy in West Virginia, she struggled to answer questions that didn\u2019t come from a script, particularly when I asked about exclusions related to flooding.\u00a0<\/p>\n<p>Many customers complain that Select outsources their customer service. This can lead to communication difficulties, so I appreciate that you can confirm details about plans and pricing online. Their long workmanship guarantee is a perk if you have older appliances that might break down within a few months of getting fixed.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>Select Home Warranty\u2019s website doesn\u2019t do a great job disclosing coverage limits and exclusions; they hide them in the contract\u2019s fine print, which is why they lost some points, resulting in a company reputation score of 8\/10. You only have to read a few online reviews to realize that this has led to a lot of confusion when customers file a service request. Many didn\u2019t know there was a coverage limit or that the company doesn\u2019t pay for every repair.<\/p>\n<p>Neither Select\u2019s quote screens nor their FAQs page talk about their coverage limits. Representatives haven\u2019t mentioned or brought them up when I\u2019ve called; I\u2019ve had to ask. Sometimes, they didn\u2019t know an answer to an exclusion that I\u2019d already read in the contract.<\/p>\n<p>Even when the company would cover a repair, customers were upset that it took a long time to get service. Many complaints say that it took several days for someone to show up. They also say that when they called to cancel, it was hard and time-consuming and that the company transferred their call multiple times to drag it out.\u00a0<\/p>\n<p>Despite all this, Select has a B rating on the Better Business Bureau and a decent score of 3.8\u00a0 out of 5 stars on Trustpilot. Many positive reviews relate to customer service when buying the policy rather than claims experience. My advice is to read the fine print and make sure you understand what you\u2019re getting before you purchase a plan.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><em>1.35 \/ 5 stars<\/em><\/td>\n<td><em>2,097<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.7 \/ 5 stars<\/em><\/td>\n<td><em>4,852<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>3.8 \/ 5 stars<\/em><\/td>\n<td><em>20,074<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.0 \/ 5 stars<\/em><\/td>\n<td><em>9<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>To submit a service request with Select Home Warranty, you can log into their online customer portal or make a phone call. The company\u2019s promise to contact someone for the repair within the next 24 to 48 hours is somewhat misleading. When most people read \u201c24 to 48 hours,\u201d they\u2019ll think that\u2019s the time frame for the repair to take place. However, that window is only when Select contacts a service provider, and Select makes no claims about when you\u2019ll actually receive service for regular calls.\u00a0<\/p>\n<p>Competitors like Liberty Home Guard have a shorter response time, during which they promise to either send someone out or let you pick a service provider. If you had an urgent repair, I\u2019d be more confident with Liberty Home Guard or Elite Home Warranty.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>Select Home Warranty is available 24\/7 online or by phone to apply for a quote, purchase a plan, or file a claim. Select Home Warranty sells policies nationwide, so they got a 10\/10 for availability.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Customer Ratings<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Elite Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off + 1 Month Free<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-553a17e0 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-2db3478f gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-3084f7c8 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-7c56575d gb-tabs__items\">\n<div class=\"gb-container gb-container-0713fd08 gb-tabs__item gb-tabs__item-open\">\n<p>Elite Home Warranty has some of the best and most consistent customer reviews in the business. Customers rate them highly on every rating site \u2014 from the Better Business Bureau to Google reviews. The company has high coverage limits, a quick claims process, and a long workmanship guarantee, all of which combine to make them the best for customer satisfaction.\u00a0<\/p>\n<p>When I called for a quote, the customer service representative chatted politely, patiently answered a long list of questions, and didn\u2019t push me to buy that day. They asked exploratory questions to help me pick the best coverage and even gave me a direct number to call back when I asked for time to think about the purchase.\u00a0<\/p>\n<p>All repairs come with 90-day parts, labor, and installation guarantee. It\u2019s unusual for a workmanship guarantee to also include installation. Typically, they only cover parts and labor. AFC Home Club is the only other company that gives customers a longer guarantee (the entire life they have a plan with AFC). Add-on options increase coverage limits for some items up to $10,000 or premium appliance coverage up to $6,000. This is up to two or three times higher than most competitor\u2019s coverage limits.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f1aca5f0 gb-tabs__item\">\n<p>Policies with Elite Home Warranty aren\u2019t the cheapest, and add-ons to get higher coverage limits can quickly drive your monthly premium to over $150 a month. Add-ons with Elite typically cost more than competitors charge for the same coverage. For example, at Elite, you\u2019ll pay $8.33 more a month for sump pump coverage, compared to $3.33 a month with Select Home Warranty. You can get more details about add-ons by <a href=\"https:\/\/www.elitehw.com\/home-warranty-plans\/optional-coverage\">clicking on an item<\/a> on their additional coverage list.<\/p>\n<p>If your clothes washer starts leaking on a Saturday and you really need a service technician immediately, you\u2019ll pay a $150 service fee instead of the usual $70 service fee.\u00a0 Since appliances rarely break when it\u2019s convenient, this could become a drain on your wallet. And if you truly can\u2019t afford the higher service fee, you\u2019ll be waiting until Monday to get it fixed.\u00a0<\/p>\n<p>While all home warranty companies hide things in the fine print, Elite\u2019s contract has some very unwelcome surprises. They extend the waiting period for some coverage to 90 days or lower it if you can\u2019t prove you properly maintained and serviced an item. If your clothes washer isn\u2019t reparable, you don\u2019t get replacement coverage until after 90 days, and until then, Elite only has liability for repairs and parts of just $300.\u00a0 I find these restrictions to be unfriendly to customers.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p>Elite Home Warranty gives customers excellent service, the option to add on high coverage limits that serve luxury homeowners, and a comprehensive workmanship guarantee, earning them an 8.6\/10 overall. Just pay attention to the reduced coverage limits during the first 90 days of purchasing a contract, and make sure you have maintenance records for all major systems and appliances before you count on them paying for a repair.\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Why Elite Home Warranty? Transparent Home Warranties for Homeowners.\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/E6cK4x8WcxM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>Elite sells a systems plan, an appliances-only plan, and a comprehensive plan that combines the coverage of the other two for a perfect 10\/10 rating in coverage. All three plans have coverage limits higher than the standard $2,000 to $3,000, and those limits go even higher if you add on coverage like a premium appliance package.\u00a0<\/p>\n<p>Available coverage limits for appliances of $6,000 were the highest I found in my secret shopping, and system payouts are as much as $10,000. American Home Shield comes in close second with up to $5,000 on HVAC, but with Elite\u2019s Premium Systems Plus add-on, HVAC coverage increases to $7,000.<\/p>\n<p>Where you run into problems with Elite\u2019s coverage limits is that they\u2019re restricted when you first buy a policy. To check, find their <a href=\"https:\/\/www.elitehw.com\/sample-service-agreement\">service agreements online and filter by state<\/a>. Under every plan Elite sells in West Virginia, replacement coverage doesn\u2019t kick in for 90 days. Elite also lowers its coverage limits to $500 if the technician determines that you need the repair because you neglected normal maintenance and repairs.\u00a0<\/p>\n<p>The best deals with Elite are available over the phone. While I was secret shopping, the customer service representative offered $150 off plan pricing if I signed up right then and there.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td>Elite Appliance<\/td>\n<td>$34.99<\/td>\n<td>$70<\/td>\n<td>$150 sign-up, 30-day free trial (phone)<\/td>\n<\/tr>\n<tr>\n<td>Elite Systems<\/td>\n<td>$49.99<\/td>\n<td>$70<\/td>\n<td>$150 sign-up, 30-day free trial (phone)<\/td>\n<\/tr>\n<tr>\n<td>Elite Complete<\/td>\n<td>$59.99<\/td>\n<td>$70<\/td>\n<td>$150 sign-up, 30-day free trial (phone)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Charleston, West Virginia. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\" id=\"h-available-add-ons-2\">Available Add-Ons<\/h5>\n<p>Elite Home Warranty offers the second-largest list of add-ons (33 options) after their competitor Liberty Home Guard (42 options), though note that the add-on pricing is quoted annually. Additional coverage options include:<\/p>\n<ul>\n<li>Free alarm system: $64.99\/year<\/li>\n<li>Annual HVAC maintenance: $299.99\/year<\/li>\n<li>Attic exhaust fan: $69.99\/year<\/li>\n<li>Central vacuum: $49.00\/year<\/li>\n<li>Drainage, sewer, and water service lines: $349.99\/year<\/li>\n<li>Effluent pump: $99.99\/year<\/li>\n<li>Ejector pump: $99.99\/year<\/li>\n<li>Freestanding freezer: $59.99\/year<\/li>\n<li>Freestanding ice makers: $59.99\/year<\/li>\n<li>Freestanding spa equipment: $119.99\/year<\/li>\n<li>Generator: $99.99\/year<\/li>\n<li>Geothermal heating and cooling systems: $299.99\/year<\/li>\n<li>Grinder pump: $99.99 \/year<\/li>\n<li>Guest house: $299.99\/year<\/li>\n<li>Jetted hot tub: $99.99\/year<\/li>\n<li>Lawn sprinkler system: $99.99\/year<\/li>\n<li>Lift pump: $99.99\/year<\/li>\n<li>Limited patching repair: $99.99\/year<\/li>\n<li>Pool and spa equipment: $199.99\/year<\/li>\n<li>Pool equipment: $149.99\/year<\/li>\n<li>Premium appliances: $249.99\/year<\/li>\n<li>Premium benefits: $199.99\/year<\/li>\n<li>Premium systems: $299.99\/year<\/li>\n<li>Premium systems plus: $499.99\/year<\/li>\n<li>Septic system: $129.99\/year<\/li>\n<li>Sump pump: $99.99\/year<\/li>\n<li>Swamp cooler: $149.99\/year<\/li>\n<li>Trash compactor: $59.99\/year<\/li>\n<li>Water heater annual maintenance: $149.99\/year<\/li>\n<li>Water softeners: $99.99\/year<\/li>\n<li>Water filtration system: $99.99\/year<\/li>\n<li>Well pump: $99.99\/year<\/li>\n<li>Wine cooler: $69.99\/year<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\" id=\"h-exclusions-2\">Exclusions<\/h5>\n<p>Elite has a handful of exclusions that apply to all plans:<\/p>\n<ul>\n<li>Natural disaster-related damages<\/li>\n<li>Malfunction or damages due to acts of God<\/li>\n<li>Commercial-grade appliances\u00a0<\/li>\n<li>Units in a rental property<\/li>\n<li>Cosmetic damage<\/li>\n<li>A lack of maintenance<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>Elite has competitive pricing for its plans, which is sometimes cheaper than other providers. Their most comprehensive option, the Elite Complete plan, costs less than American Home Shield\u2019s Platinum Plan or AFC Home Club\u2019s similar plan. But when you\u2019re considering home warranty providers, factor extra charges into your pricing calculations. Elite increases its service fee on nights and weekends even though competitors like AHS and Liberty keep their fees the same.<\/p>\n<p>After business hours or on the weekend, a service call costs a $150 service fee instead of the $70 the company quotes. Elite will also charge you a $150 service fee for a repair if you own professional-grade home appliances. Higher coverage limits are a big selling point for Elite, but to get them, you have to pay extra. You\u2019ll pay an extra $299.99 more a year, or approximately $25 more a month, to increase your HVAC coverage to $7,000. The affordable plans and high coverage caps are a plus, but Elite lost a few points due to the increased weekend serive fees for an affordability total rating of 8.7\/10.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>Elite\u2019s website has clear information that informs customers about their plans and tries to answer any possible question. It\u2019s easy to find a sample policy to read and dig into the policy\u2019s coverage and exclusions \u2014 which is important since the fine print in Elite\u2019s contract has some unwelcome surprises. Much of their coverage has a lower limit for the first 90 days or only increases to $500 after the first three months are up. These restrictions vary by item or depend on whether you have had proper maintenance and repairs done in the past.<\/p>\n<p>On the website, you\u2019ll have to click on the <a href=\"https:\/\/www.elitehw.com\/home-warranty-plans\/optional-coverage\">pop-ups for each covered item<\/a> to see what is and isn\u2019t covered. For example, within your dishwasher, the water pump, water valves, and hoses are all covered. (Only AFC Home Club makes it similarly easy to find this information.)<\/p>\n<p>Elite further loses points for customer experience, lowering their score to a 7.6\/10, because you can\u2019t apply for a quote or buy online. After you apply, you\u2019re taken to a generic screen; then, you have to talk to someone on the phone to purchase a policy. The customer representative jumped to selling me the most expensive plan without asking any questions about why I was interested in buying a policy, although he happily answered questions about the other plans.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>Elite\u2019s excellent online reviews contribute to its ranking as the best in customer satisfaction. Customers love their customer service, expert technicians who get the job done quickly, and the company\u2019s coverage. Some reviewers mention that they used to have policies with Elite\u2019s competitors and have had significantly better experiences with Elite. Long-term customer reviews are reassuring because they say that Elite has maintained this excellence over time.<\/p>\n<p>When a misunderstanding in a coverage exclusion \u2014 typically, home warranty companies won\u2019t pay to restore a wall if the service technician has to cut into it for a repair \u2014 upset a customer, the company covered it, in almost all cases.<\/p>\n<p>Elite has an\u00a0 A+ Better Business Bureau rating, the highest of all the companies on this list, 4.7 out of 5 stars on Trustpilot, and 4.7 out of 5 stars on Google. Their reviews are great across the board, which led to us scoring them an 8.3\/10 in reputation.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>BBB<\/td>\n<td>A+ \/ 4.97\/ 5 stars<\/td>\n<td>401<\/td>\n<\/tr>\n<tr>\n<td>Trustpilot<\/td>\n<td>4.7\/5 stars<\/td>\n<td>83<\/td>\n<\/tr>\n<tr>\n<td>Google<\/td>\n<td>4.7\/5 stars<\/td>\n<td>168<\/td>\n<\/tr>\n<tr>\n<td>Yelp<\/td>\n<td>4.8\/5 stars<\/td>\n<td>4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>Elite loses points when you get to their claims process for a 6.8\/10 score, largely because of the limitations on after-hours service and their service fees. Their $70 service fee jumps to $150 (almost double) if you need service at night or on the weekend. If you come home from work to a flooded laundry room because your clothes washer sprung a leak, you\u2019ll be waiting for help until the next day or paying extra for a service call.<\/p>\n<p>Customers can file claims 24\/7\/365, either over the phone or online. After you file a request for service, Elite commits to a response time of 24 to 48 hours during business hours, which is much better than Select Home Warranty\u2019s imprecise promise to contact someone for help during that time.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>Elite Home Warranty gets a 10\/10 for availability, as you can file claims online or over the phone 24\/7\/365 in 46 states and Washington, D.C., though it excludes California, Texas, Wisconsin, and Washington.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-92617821\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-8e3c4080\">\n<div class=\"gb-grid-column gb-grid-column-c51f9f73\">\n<div class=\"gb-container gb-container-c51f9f73\">\n<p>Best for Additional Benefits<\/p>\n<h3 class=\"gb-headline gb-headline-91c6ed53 gb-headline-text\">AFC Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-2a9cb81a gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-29f86551 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-40b76a1c border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 off + free roof leak coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5d5c06cf gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-14076367 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d084394d gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-d182e32e gb-tabs__items\">\n<div class=\"gb-container gb-container-61f86a5c gb-tabs__item gb-tabs__item-open\">\n<p>I like the effort that AFC Home Club puts into educating their customers about their plans. Find everything you need to know about their four plans on the <a href=\"https:\/\/afchomeclub.com\/plans?gad_source=1&amp;gclid=Cj0KCQiArrCvBhCNARIsAOkAGcWfC-hYoGcuUYWouIxlRwHhul_dRvmUwDFVKw22pJ7yJXQzm0l8sQoaArbaEALw_wcB\">Plans and Pricing page<\/a> of their website. When you click on an item, you\u2019ll get more details about excluded parts and components. For example, when you click on \u201cair conditioning,\u201d you\u2019ll find out that their policy doesn\u2019t cover condenser casings or condensate line stoppages.\u00a0<\/p>\n<p>This is helpful if you know what\u2019s wrong with your system before you call. Often, you can only see this information in a contact\u2019s fine print, and you might call for service and pay a service fee on a repair that the company doesn\u2019t cover. For example, it\u2019s only when you read Elite Home Warranty\u2019s agreement that you\u2019ll find out they exclude coverage on parts for sealed components of fridges.\u00a0<\/p>\n<p>Being able to pick your own technician is one of the best additional benefits of AFC Home Club\u2019s plans, particularly since the company doesn\u2019t offer after-hours or weekend service. If you\u2019ve had a good experience with a local plumber in the past, you can use them again for a new repair or weekend service. All you have to do is call AFC\u2019s claims department and verify that your technician is licensed and insured. After the company has approved them, they\u2019ll pay the technician directly, or you can pay them and request reimbursement.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-045d9dbc gb-tabs__item\">\n<p>AFC only sells 14 add-ons to increase its plan\u2019s coverage. In comparison, Liberty Home Guard has 42 options, and Elite Home Warranty has 30 add-ons. They also charge more for additional coverage options than competitors. Sump pump coverage costs $35 a month, which is almost four times the $8.99 a month Liberty Home Guard charges. Their options to increase your home warranty coverage aren\u2019t very budget-friendly.\u00a0<\/p>\n<p>The number of customer complaints, particularly those that mention a poor experience with claims, also concerns me. Even though AFC has sample service contracts <a href=\"https:\/\/afchomeclub.com\/whatscovered\">available online<\/a>, customers often misunderstand replacement policies and coverage limits. Most home warranty companies won\u2019t pay for 100% of any needed service, so it\u2019s important to know what you might have to cover out of pocket.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-2f63ce4c gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-ced3090b gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a35f524b gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f35fe21f\">\n<p>AFC Home Club scores an 8.6\/10 overall due to the fact you can pick your own service tech, they offer four plans to choose from, and have a clear-cut website. I\u2019d advise homeowners to read through AFC Home Club\u2019s sample contracts to avoid ending up in the same situation as many customers who\u2019ve complained about them. Some homeowners may like the additional benefit of picking their own service technician, particularly if they have good relationships with local service providers.\u00a0 And a workmanship guarantee that lasts the life of the plan, so however long you have a policy with them is the longest in the business.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-c3be52b9 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-693b1297 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ca374396\">\n<p>With AFC Home Club, customers can pick from four plans and raise or lower their monthly premiums by selecting a higher or lower service fee, earning them a 9\/10 in coverage. If it\u2019s easier for you to pay less monthly, pick the $125 service fee, which lowers your monthly premium by roughly four dollars. It\u2019s just like how choosing a high deductible with a homeowners insurance policy can lower your premium.<\/p>\n<p>AFC\u2019s Silver Plan includes your oven\/range, refrigerator, stove, cooktop, dishwasher, garbage disposal, clothes washer and dryer, and garage door opener. Coverage limits are up to $3,000 per item for each membership term with all plans.<\/p>\n<p>The Gold Plan adds air conditioning, heating systems, electrical systems, plumbing, water heater, and ductwork to the Silver Plan. The Platinum Plan further increases coverage to include exhaust, attic, and ceiling fans, faucets, plumbing stoppages, an ice maker, and a built-in microwave.\u00a0<\/p>\n<p>The only home warranty company with a fourth coverage iter, AFC Home Club\u2019s Diamond Plan costs approximately $35 more a month than the Platinum Plan, but it offers the best additional benefits. Few home warranties cover both electronics and exterior water and sewer lines; most have them available as an add-on (if at all).<\/p>\n<p>Homeowners with a high-end audiovisual system in their living room could find that the electronics coverage is a lifesaver. Exterior water and sewer line repairs can cost thousands, and many home warranty companies won\u2019t extend coverage past 150 feet of the main foundation. AFC Home Club pays for permits, excavation, backfilling holes, and reseeding your yard, which is the most comprehensive water and sewer line coverage on the market.\u00a0<\/p>\n<p>Past discounts online and over the phone include $250 off the total cost and roof leak coverage, though the company isn\u2019t running this discount currently. Paying for a year in advance could save you $100 in total; paying three years in advance could save you $250 in total (with the $75 service fee).<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee*<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td>Silver Plan<\/td>\n<td>$39.08\u00a0 or$34.33\u00a0<\/td>\n<td>$75 or $125<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Gold Plan<\/td>\n<td>$53.17 or$48.50<\/td>\n<td>$75 or 125<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Platinum Plan<\/td>\n<td>$57.92 or$53.17\u00a0<\/td>\n<td>$75 or 125<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Diamond Plan<\/td>\n<td>$92.50 or$87.76\u00a0<\/td>\n<td>$75 or 125<\/td>\n<td>None<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*If you choose the lower service fee of $75, you pay the higher monthly premium. For example, the $65.33 with the Platinum Plan pairs with the $75 service fee.<\/em><em>\u00a0<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Charleston, West Virginia. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\" id=\"h-available-add-ons-3\">Available Add-Ons<\/h5>\n<p>The monthly fees for some additional coverage with AFC Home Club can be six to ten times higher than those of other companies. If you know that you need add-ons, consider buying a policy from American Home Shield or Liberty Home Guard instead.<\/p>\n<ul>\n<li>In-ground pool: $100\/month<\/li>\n<li>In-ground pool and spa: $150\/month<\/li>\n<li>Sump pump: $35\/month<\/li>\n<li>Ice maker: $25\/month<\/li>\n<li>Well pump: $50\/month<\/li>\n<li>Electronics coverage (price depends on your specific electronics)\u00a0<\/li>\n<li>Double oven: $25\/month<\/li>\n<li>Hot water dispenser: $25\/month<\/li>\n<li>Built-in microwave: $50\/month<\/li>\n<li>Stand-alone freezer: $25\/month<\/li>\n<li>Central vacuum: $25\/month<\/li>\n<li>Septic system: $50\/month<\/li>\n<li>Roof leak (free, worth $25\/month)\u00a0<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\" id=\"h-exclusions-3\">Exclusions<\/h5>\n<p>All of AFC Home Club\u2019s plans exclude the following:<\/p>\n<ul>\n<li>Crane rentals to move appliances or systems<\/li>\n<li>Geothermal heating systems<\/li>\n<li>Haul-away services<\/li>\n<li>Light fixtures<\/li>\n<li>Code violations<\/li>\n<li>Appliances and systems not properly maintained<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<p>The exclusion for code violations is unlikely to be an issue if you live in a new construction home in Morgantown or Martinsburg. But if you live in a house in one of the older neighborhoods of Charleston,\u00a0 coverage for repairs might not include the cost to bring them up to code.\u00a0<\/p>\n<p>Also, if you haven\u2019t kept comprehensive maintenance records, AFC might not be the best home warranty provider for you. Sometimes, the company asks homeowners to give them maintenance records before they\u2019ll authorize repairs. For example, they want to see an annual maintenance record from a licensed technician before they approve HVAC repairs. If they do approve the repair and one of their technicians recommends an additional repair that you choose not to have done, you forfeit any future coverage on the item.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ed279f00 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-582c8d9e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9e5a3919\">\n<p>AFC Home Club\u2019s pricing for plans isn\u2019t out of the ordinary when compared to the other companies on this list. The Diamond Plan is one of the more expensive plans sold on the market, but you\u2019d only buy it if you have luxury electronics or want protection for your water and sewer lines.\u00a0<\/p>\n<p>Their service fee is higher than all competitors \u2014 and $125 per service call adds up fast. However, you can lower it to $75 by choosing a higher monthly premium. If you check their website or call on a weekend, they might be offering a special deal. The often run promotions on holidays or long weekends.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-76f0f4c5 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a2b30c92 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4d40fa43\">\n<p>The clear layout of AFC\u2019s website makes it easy to find information and explore policies, earning them an 8.4\/10 for customer experience. When you click on each plan\u2019s coverage or on an excluded item, a pop-up box tells you what is and isn\u2019t covered. Many competitors hide this information in their contract\u2019s fine print, but AFC puts it out in the open. I find this transparency to be refreshing.<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/B2UfgWBWRj4vDXfG1EYVLB8D9FEEP8vVvz52LeRiqC7KQ_YyhzUVfSqeAYlmWkhtjq8EeqT01kh-pDTc3eaeB43jXi3s_B0jYbMq9JpoJeXHqcfotO5ZeSr3vGb6A2OOrJoRvhG8ClaLyA4uQ_JlQUI\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/B2UfgWBWRj4vDXfG1EYVLB8D9FEEP8vVvz52LeRiqC7KQ_YyhzUVfSqeAYlmWkhtjq8EeqT01kh-pDTc3eaeB43jXi3s_B0jYbMq9JpoJeXHqcfotO5ZeSr3vGb6A2OOrJoRvhG8ClaLyA4uQ_JlQUI\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/oOedZdDtaMGSzUne3U7XFewKXy2xu6bxn_dwTnmAhL4tZjkko0vMyHyy99xHWoQmxCbgFTnn5_gAYtxCJvDmaiKuqG7QeE3ke92XsyrcWFS72KYlIZ0FzYt01_tCbsg7_HvjvOL1tufwTtz3iJGXnVk\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/oOedZdDtaMGSzUne3U7XFewKXy2xu6bxn_dwTnmAhL4tZjkko0vMyHyy99xHWoQmxCbgFTnn5_gAYtxCJvDmaiKuqG7QeE3ke92XsyrcWFS72KYlIZ0FzYt01_tCbsg7_HvjvOL1tufwTtz3iJGXnVk\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<p>FAQs answer many common questions, such as how to use their plans, coverage, and pricing. The customer service representative chatted politely and responded to questions rather than pushing to close the sale when I called for a quote.\u00a0\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f0dbcdcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d9be7150 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-79573a57\">\n<p>Unfortunately, AFC Home Club\u2019s online reviews aren\u2019t consistent in terms of praise or unhappiness, which is why we gave them a 7.7\/10 for reputation. It\u2019s harder to pick a provider when experiences vary. Since local service technicians make a big difference in customer satisfaction, I\u2019d ask friends and family if they\u2019ve used AFC and been happy with their service before buying a plan.<\/p>\n<p>AFC Home Club has a respectable B rating on the Better Business Bureau, though customers rate them just 1.98 out of 5 stars. Several customers have had service technicians, AFC, and independent service providers give them conflicting information about why an item had broken or what repair it needed. Others complain that the company only replaces items at depreciable cost or that the warranty came when they bought the house, but AFC still wanted maintenance records.\u00a0<\/p>\n<p>Positive reviewers who\u2019ve been customers for years are happy with consistently great service, while other reviewers really liked being able to use their own service company. Some mentioned they took care of their claim entirely online, while others liked that friendly service representatives who helped them through the claims process contacted them frequently with updates.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>BBB<\/td>\n<td><em>B\/ 1.98 \/ 5 stars<\/em><\/td>\n<td><em>133<\/em><\/td>\n<\/tr>\n<tr>\n<td>Trustpilot<\/td>\n<td>3 \/ 5 stars<\/td>\n<td>24<\/td>\n<\/tr>\n<tr>\n<td>Google<\/td>\n<td>3.7 \/ 5 stars<\/td>\n<td>1,624<\/td>\n<\/tr>\n<tr>\n<td>Yelp<\/td>\n<td>1.9 \/ 5 stars<\/td>\n<td>339<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-1fc43e3b gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7f2d6993 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6cee7ad0\">\n<p>Online reviewers had good things to say about AFC\u2019s claims process, so we gave them an 8.4\/10\u00a0 in this category. After they filed a claim, either online or by phone, AFC Home Club kept them updated on technicians\u2019 anticipated arrival times. You\u2019re not left roasting in the heat after your air conditioning goes out on an 85-degree day in Roanoke, wondering when help will arrive.\u00a0<\/p>\n<p>AFC says that, within 24 to 48 hours of filing a claim, a technician will reach out to you to make an appointment. I like that the service technician contacts the homeowner to make the appointment rather than setting up the date and time through the home warranty company. That way, you\u2019re not at the mercy of their scheduling and can better fit the service call into your schedule.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ccf690b gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5df6e1dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6ffc53fc\">\n<p>AFC Home Club doesn\u2019t sell policies in California or Hawaii but is available in the other 48 states, so we gave them a 10\/10 perfect score. You can reach the company to file a claim, answer questions, or buy a policy online and by phone.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-aa90f819 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/afc-home-club\/\">Read our AFC Home Warranty review<\/a><\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-calculate-the-cost-of-a-west-virginia-home-warranty\">Calculate the Cost of a West Virginia Home Warranty<\/h2>\n<p>If you\u2019re wondering what it will cost to get a home warranty in West Virginia, try our home warranty calculator. It will give you a rough estimate of what coverage will cost.<\/p>\n<div class=\"hw-calc\">\n<div class=\"hw-calculator-tho\">\n<div class=\"container\">\n<table>\n<tr>\n<th>Appliance<\/th>\n<th>Average Repair Cost<\/th>\n<th>Average Replacement Cost<\/th>\n<\/tr>\n<tr>\n<td>Dehumidifier<\/td>\n<td>$50\u2013$200<\/td>\n<td>$1,300\u2013$2,800<\/td>\n<\/tr>\n<tr>\n<td>Microwave<\/td>\n<td>$50\u2013$400<\/td>\n<td>$60\u2013$2,000<\/td>\n<\/tr>\n<tr>\n<td>Dishwasher<\/td>\n<td>$50\u2013$500<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Exhaust Fans<\/td>\n<td>$16\u2013$300<\/td>\n<td>$250\u2013$950<\/td>\n<\/tr>\n<tr>\n<td>Electric Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Gas Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Dryer<\/td>\n<td>$100\u2013$400<\/td>\n<td>$450\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Oven<\/td>\n<td>$100\u2013$430<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Washer<\/td>\n<td>$50\u2013$450<\/td>\n<td>$400\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Freezer<\/td>\n<td>$90\u2013$500<\/td>\n<td>$160\u2013$2,900<\/td>\n<\/tr>\n<tr>\n<td>Refrigerator<\/td>\n<td>$40\u2013$350<\/td>\n<td>$200\u2013$5,000<\/td>\n<\/tr>\n<\/table><\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-west-virginia-home-warranty-regulations\">West Virginia Home Warranty Regulations<\/h2>\n<p>Home warranty companies aren\u2019t as heavily regulated as homeowners insurance, but they do operate under government supervision. Home warranties fall under \u201cproperty and casualty\u201d <a href=\"https:\/\/todayshomeowner.com\/home-finances\/guides\/home-warranty-regulation\/\">insurance at both the state and federal levels<\/a>.<\/p>\n<p>Homeowners who end up having an issue with their home warranty company can file a consumer complaint with the <a href=\"https:\/\/ago.wv.gov\/consumerprotection\/Pages\/default.aspx\">Office of the West Virginia Attorney General.<\/a>\u00a0<\/p>\n<p>In-depth research will help you find the best provider in West Virginia. Take the time to comb through customer reviews online, looking for reviews from homeowners who live in West Virginia, or ask friends for their experiences. Make a pros and cons list that includes your priorities for coverage. Finally, steer clear of companies who lack a long track record in your area \u2014 if it seems too good to be true, it might be. You\u2019ll have higher confidence in buying a home warranty if you\u2019ve evaluated your options.<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain regulations, it is vital for readers to do their own research, as the mentioned regulations are not exhaustive.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_e96150c8ba270e1aa5a761285beb5780 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"Frequently Asked Questions\">Frequently Asked Questions<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty in West Virginia?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">If you\u2019re on a tight budget, don\u2019t have time to call around and find service providers, and want peace of mind, then you may need a home warranty. Having warranty coverage prevents unwelcome surprises like high repair costs for your home systems and appliances. Instead of racking up a credit card bill or drawing on savings for a plumbing repair, you pay an affordable monthly premium while setting aside some money monthly for service fees.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost in West Virginia?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">The average cost of a comprehensive home warranty plan in West Virginia is $65.01 a month. Your <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\">total cost for a home warranty<\/span><\/a><span style=\"font-weight: 400;\"> will vary if you add additional coverage to the provider\u2019s offerings and, with some providers, the service fee you select.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How To Save Money When Shopping for Home Warranties In West Virginia?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">To <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/cheapest-home-warranty\/\"><span style=\"font-weight: 400;\">save money on your home warranty<\/span><\/a><span style=\"font-weight: 400;\">, pick the add-ons you truly need and cut down on the extras. With additional coverage, a premium that starts at $50 a month can quickly get to over $100 a month. Also, look around your home and make a list of your oldest appliances and systems most likely to break down and see if a cheaper plan option would cover them.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for West Virginian Homeowners?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">A home warranty is <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\">worth it for West Virginian homeowners<\/span><\/a><span style=\"font-weight: 400;\"> when you need peace of mind during a heavy spring rain or if you have elderly parents at home and you\u2019re worried about their health during a heat wave if the air conditioning fails. With a home warranty, you don\u2019t have to comparison shop and try to find a provider; you call your home warranty company, and they take care of the repair.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h4 class=\"wp-block-heading\" id=\"h-best-home-warranties-by-state\">Best Home Warranties by State<\/h4>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_58hZ7jNxtQub\"\/>\n\t\t<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Did you spend a few days sweating it out during the sweltering July heat last year because your air conditioning compressor failed? While West Virginia saw below-average temperatures last summer, Charleston has already had ten days above 90 degrees in 2024, which means you\u2019re going to want working A\/C. But what if your air conditioning [&hellip;]<\/p>\n","protected":false},"author":334,"featured_media":9213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-10947","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The 5 Best Home Warranty Companies in West Virginia | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"Learn about the best home warranties in West Virginia as we go over the costs, services, and reviews of the state&#039;s top providers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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