{"id":10751,"date":"2024-04-28T06:35:49","date_gmt":"2024-04-28T06:35:49","guid":{"rendered":"https:\/\/topat10.com\/?p=10751"},"modified":"2024-04-28T06:35:49","modified_gmt":"2024-04-28T06:35:49","slug":"top-5-best-home-warranty-companies-in-arkansas","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=10751","title":{"rendered":"Top 5 Best Home Warranty Companies in Arkansas"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<p>Whether you know it as \u201cThe Land of Opportunity,\u201d \u201cThe Natural State,\u201d or \u201cThe Bear State,\u201d Arkansas is undoubtedly one of the most beautiful states. Its subtropical climate ensures residents experience all four seasons, but this climate can put major stress on your home\u2019s appliances and systems. For example, your HVAC system, specifically your air conditioning, is more prone to breaking down prematurely because of the higher humidity levels. Unfortunately, a <a href=\"https:\/\/todayshomeowner.com\/hvac\/cost\/ac-repair-cost\/#:~:text=On%20average%2C%20it%20costs%20between,you%20need%20a%20full%20replacement.\">major AC unit repair or replacement<\/a> can cost $4,200 or more, depending on the situation, so no one wants to deal with this \u2014 especially during a heat wave.<\/p>\n<p>This is where a home warranty comes in. Now, I know what you\u2019re thinking \u2014 aren\u2019t those scams? Sometimes, but not always. While some companies out there are shady, a<em> reputable<\/em> home warranty provider prevents financial disasters that all homeowners could face at one time or another, whether that\u2019s your refrigerator breaking down or your AC unit giving out during a hot Arkansas summer. But how do you tell the good companies from the bad ones?\u00a0<\/p>\n<p>I\u2019ve spent hundreds of hours researching companies in the home warranty industry, including secret shopping online and on the phone, drilling customer service agents with questions, and reading through tedious 30+ page sample contracts. I know these companies in and out, and I\u2019m here to give you an unbiased look at each one. There\u2019s no holding back on the criticism here. Using Today\u2019s Homeowner\u2019s unique criteria, which rates home warranty providers based on affordability, plans and coverage, customer service, company reputation, availability, and claims process, I\u2019ve put together this in-depth guide on the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/\">best home warranty companies<\/a> in Arkansas. Keep reading for my honest thoughts on these providers, where each company shines, and what they\u2019re lacking so you can pick the best plan for your home.\u00a0<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg 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class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" 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L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" 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C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">Read our full <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Review Methodology<\/a> for more details.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Top 5 Arkansas Home Warranty Companies<\/h2>\n<section id=\"th-subscribe-block_afe28d809976de28751bfb1723686467\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>Arkansas homeowners should prioritize HVAC and roof leak coverage because of the state\u2019s subtropical climate. Frequent rainfall and hot, humid summer days wear down your HVAC system faster, while rainfall and ice dams in winter can quickly damage your roof, so these types of coverage are a must for Arkansas residents. <\/li>\n<li>Always read the exclusions in the sample service contract. Most of the time, there are catches and surprises, and no company is perfect. Be sure to look out for exclusions regarding HVAC coverage. For example, Select Home Warranty requires maintenance records and photos for HVAC coverage, which could result in claim denial if you don\u2019t keep up with these rules. <\/li>\n<li>American Home Shield is an obvious winner for Arkansas homeowners. Their Shield Platinum plan comes with free roof leak coverage (up to $1,000, which is double what many providers offer) and a free HVAC tune-up to keep your home running smoothly. Plus, their high coverage caps mean you don\u2019t have to worry about substantial replacement costs. <\/li>\n<\/ul><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<p>American Home Shield is my top choice for Arkansas homeowners because of their impressive HVAC and roof leak coverage. As a subtropical state, Arkansas homes are subject to frequent rainfalls, possible ice dams during the winter, and hot, humid summers \u2014 all of which quickly wear down roofs and AC units, among other systems and appliances. American Home Shield\u2019s Platinum Shield plan includes free roof leak coverage of up to $1,000 and a free HVAC tune-up. Plus, their high coverage caps of up to $4,000 for appliances and up to $5,000 for home systems, like your HVAC and plumbing systems, are enough to cover most major repairs and even complete replacements.\u00a0<\/p>\n<p>If you\u2019re on a tighter budget, I recommend Liberty Home Guard for their more competitive pricing and unique add-ons (42, more than four times what many providers offer).<\/p>\n<section id=\"th-tips-block_a2afefb11a3b0a94457dfa08ae0b06f2\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            American Home Shield is my top choice for Arkansas homeowners because of their impressive HVAC and roof leak coverage.        <\/p><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\">Arkansas Home Warranty Companies I Didn\u2019t Include<\/h3>\n<p>I didn\u2019t include Like New Home Warranty because of the negative reviews and attention they\u2019ve received from customers and the <a href=\"https:\/\/www.bbb.org\/article\/news-releases\/24171-bbb-warning-like-new-home-warranty-failed-to-cover-repairs-issue-refunds-consumers-tell-bbb\">Better Business Bureau.<\/a> The BBB even issued a press release saying that the provider has allegedly failed to pay for covered items, respond to BBB complaints, and used misleading marketing techniques.\u00a0<\/p>\n<p>Like New Home Warranty has no home warranty plan prices, listed exclusions, and very little detail about their policies on their website \u2014 a huge red flag that may indicate they\u2019re trying to scam their customers and not pay out. Many customers specifically complained about receiving no reimbursement or very little, which was insufficient compared to the cost of repairs. All of these are reasons why I wouldn\u2019t recommend this provider to Arkansas homeowners.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-highest-rated-home-warranties-in-arkansas\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare The Highest Rated Home Warranties In Arkansas<\/h2>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-home-warranties-in-arkansas\">Our Reviews of the Best Home Warranties in Arkansas<\/h2>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>40% Off Our Most Popular Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-680755e4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-33285d81 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d9d8211b gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-e145cb47 gb-tabs__items\">\n<div class=\"gb-container gb-container-40fcd9cb gb-tabs__item gb-tabs__item-open\">\n<p>American Home Shield has top-of-the-line coverage that is double that of most home warranty providers. They have up to $4,000 in appliance coverage and up to $5,000 in-home system coverage, which is critical for protecting your AC unit after grueling Arkansas summers stress it out.\u00a0<\/p>\n<p>I love AHS\u2019 Shield Assurance, which they claim \u201csweats the small stuff for you.\u201d This assurance covers you for things many providers won\u2019t, such as unknown preexisting conditions, items without maintenance records, removal of defective equipment, breakdowns caused by improper installations, and mismatched HVAC system-related repairs.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-5fca56db gb-tabs__item\">\n<p>American Home Shield doesn\u2019t have the most outstanding company reputation. While they are BBB-accredited, third-party review websites like Yelp and Trustpilot give them below-average ratings compared to other providers on this list. Plus, their plans tend to be more expensive, with most quotes I\u2019ve received starting at $59,99 or more per month.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>American Home Shield shines for their high coverage caps of up to $4,000 for appliances and up to $5,000 for home systems. These coverage caps are double what many providers offer and enough to actually pay for the cost of major repairs or replacements, so you\u2019re not left paying part of the bill yourself. Their Shield Assurance promise means you don\u2019t have to worry about your appliances or home systems not being covered for common exclusions. For example, if they were improperly installed, have unknown pre-existing conditions, or if you didn\u2019t keep detailed maintenance records (which Select Home Warranty requires for HVAC coverage). The bottom line? AHS will still cover your appliances if they have any of these conditions, which is a rarity in this industry.\u00a0<\/p>\n<p>If you opt for the ShieldPlatinum plan, you\u2019ll receive free roof leak coverage, an HVAC tune-up, and up to $250 per agreement term for permit and correction of code violations \u2014 which many home warranty companies have as an exclusion altogether. The downside to this provider is their poorer customer review ratings, although the Better Business Bureau does accredit them, which I find reassuring. They\u2019re also more expensive than most providers in the industry and the priciest company overall in this guide, but you\u2019ll get much higher coverage for this extra cost.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>American Home Shield offers impressive plan options, with my preferred coverage option being the ShieldPlatinum plan, which comes with free HVAC tune-ups (critical for maintaining your stressed-out air conditioner before a hot Arkansas summer) and roof leak coverage. All plans come with rekey services at the price of your service fee, which is a handy benefit that most home warranty companies don\u2019t offer. Rekeying is definitely something most of us should have done more often than we do for security reasons, so this is a handy benefit.<\/p>\n<p>I didn\u2019t include available discounts in the following monthly quotes during my secret shopping.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldSilver<\/em><\/td>\n<td><em>$59.99 \u2013 69.99\u00a0<\/em><\/td>\n<td><em>$100 \u2013 $125<\/em><\/td>\n<td><em>Same-day discount of $125 off first year (website), 40% off Shield Gold plan (website)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldGold<\/em><\/td>\n<td><em>$79.99 \u2013 89.99\u00a0<\/em><\/td>\n<td><em>$100 \u2013 $125<\/em><\/td>\n<td><em>Same-day discount of $125 off first year (website), 40% off Shield Gold plan (website)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldPlatinum<\/em><\/td>\n<td><em>$109.99 \u2013 119.99<\/em><\/td>\n<td><em>$100 \u2013 $125<\/em><\/td>\n<td><em>Same-day discount of $125 off first year(website), 40% off Shield Gold plan (website)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Little Rock, Arkansas. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>American Home Shield has limited add-on options, but their roof leak coverage is notable, with up to $1,000 in coverage \u2014 double what many providers like Choice Home Warranty offer \u2014 and is perfect for Arkansas homeowners facing frequent rainfall.\u00a0<\/p>\n<ul>\n<li>Roof leak repair: $10\/month<\/li>\n<li>Electronics protection plan: $14\/month\u00a0<\/li>\n<li>Pool &amp; built-in-spa equipment: $18\/month<\/li>\n<li>Guest unit: $15.99\/month<\/li>\n<li>Septic pump: $5\/month<\/li>\n<li>Well pump: $8\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Unlike most home warranty providers, AHS doesn\u2019t exclude you based on unknown preexisting conditions, older appliances, items without maintenance records, or the cost of removing defective equipment, making them a standout for how few exclusions they have.\u00a0<\/p>\n<ul>\n<li>Construction or carpentry costs<\/li>\n<li>Restoration of walls<\/li>\n<li>Flues, chimneys, venting, and exhaust lines<\/li>\n<li>Repairs or replacements due to cosmetic defects<\/li>\n<li>Repairs due to mold<\/li>\n<li>Natural disasters<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>I\u2019m not going to lie: American Home Shield isn\u2019t the most affordable provider on this list or the market. However, the value provided (up to $4,000 in appliance coverage and up to $5,000 in home system coverage) is exceptional for the price charged. Their website claims that you can pay as little as $39.99 per month, but most plans I\u2019ve received quotes for (including for Little Rock, Arkansas) cost at least $59.99 per month. Still, if you\u2019re looking for higher, comprehensive coverage for your Arkansas home, this is an affordable provider for the value given.\u00a0<\/p>\n<p>During my secret shopping for a two-bedroom home in Little Rock, Arkansas, AHS offered me a 40% discount off the ShieldGold plan, which makes their plans much more affordable at $48 to $54 per month, depending on the service fee you choose. This is a significant discount that I definitely recommend looking for on their website or asking about over the phone to save money on AHS\u2019 pricier plans.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>American Home Shield delivers an efficient quote process that requires little information other than your address and email and generates an instant quote. AHS offers a 30-day workmanship guarantee, which is standard in the industry but shorter than what providers like Liberty Home Guard offer (60 days). This means you only have 30 days to report an issue after a technician completes a repair or replacement. Otherwise, you\u2019ll be responsible for paying another service fee to have the same appliance or system repaired again, which is inconvenient.<\/p>\n<p>During my secret shopping, I experienced polite, knowledgeable staff whenever I spoke with an AHS representative over the phone, which I greatly appreciate, as dealing with pushy sales reps is never fun.\u00a0<\/p>\n<p>For more information about how American Home Shield protects your budget, watch this video:<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n <noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"American Home Shield: Protecting Homeowners&#039; Budgets\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/5lCm1SqzwDc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>While not the strongest provider on my list in company reputation, American Home Shield still has a robust company reputation compared to most providers on the market. They have over 53 years of experience and are BBB-accredited \u2014 a feat most home warranty providers haven\u2019t achieved. Where they fall short is their below-average third-party reviews, such as their BBB and Trustpilot customer ratings of just over two stars.\u00a0<\/p>\n<p>Positive reviews highlight how much they appreciate this provider\u2019s high coverage levels, which saved them from going into debt when customers needed expensive replacements (this is in stark contrast to Liberty Home Guard, which receives negative reviews about low coverage caps). Conversely, negative reviews were unhappy about AHS\u2019 slow claim resolution, customer service, and lack of technicians in their area, so their claim process leaves more to be desired.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B\/2.11<\/em><\/td>\n<td><em>11,119<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.1<\/em><\/td>\n<td><em>5,290<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.1<\/em><\/td>\n<td><em>1,282<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>American Home Shield has an extensive network of over 17,000 contractors that they hire out to handle customer claims. With 24\/7\/365 availability, you can quickly submit a claim over the phone or the phone portal. However, the company lost some points due to their slightly slower claim processing time of up to 48 hours. I don\u2019t know about you, but I don\u2019t want to be sitting around waiting to hear back from a provider when my laundry machine is leaking everywhere.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>American Home Shield is available in 48 states, excluding California and Hawaii, so homeowners in Arkansas can benefit from this provider\u2019s coverage. They have over two million members and a highly sustainable business model demonstrated by their ability to pay out over four billion dollars in claims over the last seven years alone.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-a1c5dcba\">\n<div class=\"gb-grid-column gb-grid-column-68e5d0eb\">\n<div class=\"gb-container gb-container-68e5d0eb\">\n<p>Best for Customization<\/p>\n<h3 class=\"gb-headline gb-headline-1e790e41 gb-headline-text\">Liberty Home Guard<\/h3>\n<p class=\"gb-headline gb-headline-8a6fa0e3 gb-headline-text\">4.6<\/p>\n<p class=\"gb-headline gb-headline-22b15352 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-3fdd3eb9 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 Off + 2 Months free + Free Roof Leak Coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>Arkansas homeowners are sure to experience hot, humid summers and frequent rainfall. These conditions are notoriously harsh on your home\u2019s HVAC system and other appliances. Comprehensive, affordable coverage is key for Arkansas homeowners looking to protect themselves financially,\u00a0 Liberty Home Guard is by far the most comprehensive and customizable company I\u2019ve come across during my many hours of research into this industry. Liberty Home Guard offers more than 40 unique add-ons, such as pest control, limited roof leak protection, and carpet cleaning, which may be especially helpful after heavy rainfall.\u00a0<\/p>\n<p>Liberty has some of the best customer review ratings in the industry, with an impressive 4.7-star rating from over 3,000 reviewers on Trustpilot and a 4.5-star rating from the Better Business Bureau.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>Despite their comprehensive coverage, Liberty lacks high coverage caps. A coverage cap determines the maximum amount a provider will pay for a specific item, such as your plumbing. While Liberty Home Guard offers up to $2,000 in coverage (around the industry average of $2,000 to $3,000), some items only receive up to $500.\u00a0<\/p>\n<p>The brand provide just $500 for plumbing or electrical systems, which is nowhere near enough for full replacements or major repairs. For example, the <a href=\"https:\/\/todayshomeowner.com\/plumbing\/cost\/plumber-cost\/\">average cost for a burst water pipe<\/a> is between $1,000 and $4,000. Another drawback is that Liberty doesn\u2019t cover preexisting conditions, meaning if an appliance or home system currently has existing problems, it won\u2019t be covered under your policy once you enroll.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>If you\u2019re looking for unique coverage for sump pumps, a casita guest unit, or a saltwater pool, Liberty can cover you for this and much more with their extensive number of add-ons. Their plans are truly customizable \u2014 you can select from three affordable plan types and customize your plan further with add-ons that fit your home\u2019s needs. I like this as you\u2019re not paying extra for what you don\u2019t need.\u00a0<\/p>\n<p>However, Liberty has lower coverage caps of up to $2,000 (only $500 in some cases), which isn\u2019t enough if you have luxury appliances or home systems. If you\u2019re looking for total coverage that can handle home system replacements, I\u2019d look at providers like American Home Shield or Elite Home Warranty, as they offer much greater coverage caps.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>I recommend Arkansas homeowners consider the Total Home Guard plan, which covers both appliances and home systems, like water heaters, plumbing, and electrical. This plan is typically around $10 more than the cheapest plan, the Appliance Guard plan but comes with far more coverage that protects against some of the most expensive replacements (like HVAC) that homeowners face. In addition, Liberty stands out with more than 40 add-ons, which is about four times more<strong> <\/strong>than many service providers in the industry offer. Some of the most popular add-ons in Arkansas are the limited roof leak protection, stand-alone freezer, septic system pumping, ice-maker, and pool and spa protection, so consider these if applicable for extra peace of mind.\u00a0<\/p>\n<p>The following monthly costs don\u2019t include available discounts.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td>Plan<\/td>\n<td>Monthly Cost<\/td>\n<td>Service Fee<\/td>\n<td>Available Discounts<\/td>\n<\/tr>\n<tr>\n<td>Appliance Guard<\/td>\n<td>$49.99<\/td>\n<td>$125<\/td>\n<td>Two months free, free limited roof leak protection, $200 off coupon (website or phone)<\/td>\n<\/tr>\n<tr>\n<td>Systems Guard<\/td>\n<td>$54.99<\/td>\n<td>$125<\/td>\n<td>Two months free, free limited roof leak protection, $200 off coupon (website or phone)<\/td>\n<\/tr>\n<tr>\n<td>Total Home Guard<\/td>\n<td>$59.99<\/td>\n<td>$125<\/td>\n<td>Two months free, free limited roof leak protection, $200 off coupon (website or phone)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Little Rock, Arkansas. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Liberty Home Guard has the most extensive number of add-ons that I\u2019ve ever seen in the industry, including unique selections like pest control, which Arkansas homeowners may really appreciate when fighting off pesky whiteflies and stinkbugs.\u00a0<\/p>\n<ul>\n<li>Pool and spa: $19.99\/month<\/li>\n<li>Additional spa: $9.99\/month<\/li>\n<li>Lawn sprinkler system: $9.99\/month<\/li>\n<li>Saltwater pool: $23.99\/month<\/li>\n<li>Generator: $19.99\/month<\/li>\n<li>Casita guest unit: $35.99\/month<\/li>\n<li>Sump pump: $8.99\/month<\/li>\n<li>Well pump: $12.99\/month<\/li>\n<li>Septic system pumping: $12.99\/month<\/li>\n<li>Ejector pump: $14.99\/month<\/li>\n<li>Grinder pump: $14.99\/month<\/li>\n<li>Limited roof leak: $11.99\/month<\/li>\n<li>Re-key: $9.99\/month<\/li>\n<li>Gutter cleaning: $14.99\/month<\/li>\n<li>Pest control: $14.99\/month<\/li>\n<li>Carpet cleaning: $19.99\/month<\/li>\n<li>Window washing\/cleaning: $19.99\/month<\/li>\n<li>Power washing (exterior flooring): $19.99\/month<\/li>\n<li>Central vacuum: $8.99\/month<\/li>\n<li>Stand-alone freezer: $5.99\/month<\/li>\n<li>Water softener: $13.99\/month<\/li>\n<li>Swamp cooler: $14.99\/month<\/li>\n<li>Second refrigerator: $7.99\/month<\/li>\n<li>Trash compactor: $7.49\/month<\/li>\n<li>Ice maker (in-fridge): $3.99\/month<\/li>\n<li>Freestanding ice maker: $14.99\/month<\/li>\n<li>Wine cooler\/fridge: $11,99\/month<\/li>\n<li>Water dispenser water line: $4.99\/month<\/li>\n<li>Instant hot water dispenser: $9.99\/month<\/li>\n<li>Reverse osmosis water filter system: $14.99\/month<\/li>\n<li>Lighting fixtures: $7.99\/month<\/li>\n<li>Plumbing fixtures: $7.99\/month<\/li>\n<li>Electronics protection: $19.99\/month<\/li>\n<li>TV mounting (up to 65-inch TVs): $14.99\/month<\/li>\n<li>TV mounting (up to 85-inch TVs): $19.99\/month<\/li>\n<li>Pro-series refrigerator: $14.99\/month<\/li>\n<li>Pro-series stand-alone freezer: $14.99\/month<\/li>\n<li>Pro-series range\/oven\/cooktop: $12.99\/month<\/li>\n<li>Pro-series dishwasher: $7.99\/month<\/li>\n<li>Pro-series microwave: $4.99\/month<\/li>\n<li>Pro-series washing machine: $4.99\/month<\/li>\n<li>Pro-series clothes dryer: $4.99\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Liberty Home Guard has overall standard exclusions, but Arkansas homeowners should note that solar systems and applications are excluded from all plans. Arkansas was the <a href=\"https:\/\/www.seia.org\/state-solar-policy\/arkansas-solar\">23rd most popular state<\/a> for solar power in 2023, and continuing legislation makes solar panels more affordable and attractive to homeowners, so this could be a downside for you, depending on your home.\u00a0<\/p>\n<ul>\n<li>Preexisting conditions<\/li>\n<li>Flues, vents, chimneys, and exhaust lines<\/li>\n<li>Electronics, computerized, \u201csmart,\u201d or Internet\/enabled components and parts<\/li>\n<li>Filters associated with any covered items<\/li>\n<li>Remote receiving and transmitting devices<\/li>\n<li>Radon and other leak detection monitoring systems<\/li>\n<li>Fire sprinkler systems<\/li>\n<li>Lighting\u00a0<\/li>\n<li>Solar systems and applications<\/li>\n<li>Cosmetic defects<\/li>\n<li>Disposal of appliances, systems, or components<\/li>\n<li>Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems.<\/li>\n<li>Glass parts<\/li>\n<li>Noise<\/li>\n<li>Malfunction due to storms or other acts of God<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Liberty Home Guard is largely affordable, with reasonably priced monthly premiums that fall around the average nationwide cost for home warranties of $50 per month. However, they fall short when offering competitively priced add-ons. While Liberty has far more add-on options that most providers offer, such as unique items like casita guest units, carpet cleaning, or saltwater pool coverage, you are paying a higher premium, as most of these cost $20 or more per month, which quickly makes an affordable monthly premium much more costly.\u00a0<\/p>\n<p><strong>Pro Tip:<\/strong> Linger on Liberty\u2019s website for a few minutes before jumping to another tab in your web browser. Then, return to the Liberty website tab. I was offered $200 off my first year enrolled in a policy when I did this, which is a huge savings that makes Liberty much more affordable.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>Liberty Home Guard provides a competent customer experience, with claims that their \u201cLHG-certified\u201d technicians can often address and fix issues during their first visit \u2014 meaning you\u2019re not left waiting around on a hot Arkansas day for a technician to fix your AC unit during your second appointment. This is a huge convenience for you, the homeowner, and something that definitely matters to me. Plus,\u00a0 Liberty offers a 60-day workmanship guarantee, which is double the standard in the industry), giving you more time to report any issues you come across after a technician repairs your stove.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>I can\u2019t stress enough how strong Liberty Home Guard\u2019s reputation is, especially as home warranty providers often don\u2019t receive strong ratings online. LHG has a 4.5-star out of 5-star rating from the Better Business Bureau customer reviewers and a 4.7-star rating from Trustpilot \u2014 both of these are outstanding and more than double what American Home Shield averages (around two stars), demonstrating their consistent, dependable service. I\u2019ve only seen one other provider, Elite Home Warranty, rival these high ratings, showcasing how rare this is in the industry.\u00a0<\/p>\n<p>Positive reviews note that Liberty has professional, efficient service technicians, fast claim turnarounds, and helpful customer service representatives. Negative reviews typically share that they experienced low coverage limits, frustrating exclusions, and extra service fees. Still, the reviews were positive overall.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>NR*\/4.5\u00a0<\/em><\/td>\n<td><em>2,496<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>3,085<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.3<\/em><\/td>\n<td><em>64<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<p><em>*Note (as of 4\/26\/24): Recently, the Better Business Bureau shifted LHG\u2019s A+ rating to \u201cNR\u201d (Not Rated). We reached out to a representative from LHG for comment, and they shared this statement: \u201cDespite the BBB\u2019s alert, our customer satisfaction levels remain by far the highest relative to our scale. Last month, we had the lowest percentage of customer cancellation requests in our entire history. On the BBB\u2019s own platform, Liberty Home Guard has achieved a star rating of 4.5 out of 5 from nearly 2,500 reviews. For added context, the approximately 480 resolved complaints on Liberty Home Guard\u2019s BBB profile equate to an extremely low fraction of a percentage relative to the size and scale of our total customer base. As we navigate this situation, which we believe will be resolved in time, we want to assure you that we remain committed to our customers and their satisfaction; they are the key stakeholders we orient all our efforts around.\u201d<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>Liberty Home Guard has an outstanding claims process that is superior to most home warranty providers. Like most companies, you can file a claim over the phone or through the online portal, but Liberty takes it a step further by offering a handy mobile app. You can submit claims and check on the status of your claim through this app, which is an invaluable option in today\u2019s increasingly digital world. Additionally, Liberty has an average claim response time of only 12 hours. Most providers, such as Elite Home Warranty, take 24 to 48 hours to respond to claims. A fast claim turnaround time is something I\u2019d definitely prioritize because the faster the turnaround time, the less time you\u2019ll be waiting around with a broken stove on a windy day in Arkansas.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>Liberty Home Guard offers coverage to homeowners in all 50 states, including the beautiful Land of Opportunity state, giving it a perfect score in this category.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-7fa54571\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Claims Acceptance<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Choice Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$50 Off + 1 month free!<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5c079386 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-00878a0a gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-aa8abbe7 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-57e24bdc gb-tabs__items\">\n<div class=\"gb-container gb-container-f85b1b17 gb-tabs__item gb-tabs__item-open\">\n<p>If you\u2019re worried about dealing with claim denials, Choice Home Warranty is my top pick for their high claim acceptance rate, which Choice customers repeatedly praise them for in reviews. They have an unmatched workmanship guarantee of 90 days for part-related malfunctions and 60 days for labor issues, which is double the industry average of 30 days. This gives you far more time to report issues after a repair and have them addressed, giving me extra peace of mind.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-4a613e10 gb-tabs__item\">\n<p>Choice Home Warranty has more limited coverage than I\u2019d like to see. Their lower coverage caps can be very limiting, especially if you have premium appliances or anticipate needing total replacements in the near future. For example, CHW only provides up to $500 in coverage for stand-alone ice makers, roof leaks, septic systems, and well pumps. However, it typically costs at least $1,500, even as much as $3,000, to <a href=\"https:\/\/todayshomeowner.com\/roofing\/cost\/roof-repair-cost\/#:~:text=Water%20Damage%20and%20Major%20Leaks,problem%20that's%20expensive%20to%20fix.\">repair roof leaks<\/a>, so you\u2019d end up paying hundreds or thousands of dollars out-of-pocket, even with coverage.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fd1e0948 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2b81c66d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bffb53c1 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0c1b0fd3\">\n<p>If you\u2019re on a budget or worried about facing claim denials, Choice Home Warranty is a solid choice, thanks to its high claim acceptance rate. Claim denials mean you don\u2019t receive coverage for your appliance or home system repair, and if you\u2019re frequently facing denials from a provider, this defeats the entire purpose of having a home warranty, so this is a big win in Choice\u2019s favor. I also love their above-average workmanship guarantee of 90 days for parts and 60 days for labor, as this is far more than the industry average of 30 days, which many providers, like American Home Shield, offer.\u00a0<\/p>\n<p>However, CHW lost some points for their lower coverage caps. Even with their most extensive plan, you only receive up to $500 in coverage for some things, like septic systems or well pumps, and this simply isn\u2019t enough for most major repairs or a replacement. If you have premium appliances, I\u2019d skip this provider and check out Elite Home Warranty or American Home Shield for higher coverage caps. Plus, CHW is facing a pending lawsuit from the Arizona Attorney General regarding consumer fraud. While they have otherwise decent customer reviews, I don\u2019t love seeing this pending lawsuit during my research into a company.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-74f1972a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-cd008886 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-b7a5e534\">\n<p>Choice Home Warranty scores a little lower than some providers in this category because they have fewer plan options and less comprehensive coverage overall. For example, their Basic Plan doesn\u2019t cover common appliances like AC units, refrigerators, and clothes washers and dryers \u2014 which you definitely want to protect against Arkansas\u2019 hot summers. The Total Plan is more comprehensive and my recommendation, as it covers these systems and appliances, plus garbage disposals, cooktops, and plumbing stoppages.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost*<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Basic Plan<\/em><\/td>\n<td><em>$46.67<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td>5% discount (included), annual payment discounts, and\u00a0 1 month free (online or phone)<\/td>\n<\/tr>\n<tr>\n<td><em>Total Plan<\/em><\/td>\n<td><em>$54.75<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td>5% discount (included), annual payment discounts, and\u00a0 1 month free (online or phone)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*Monthly cost figures provided include the 5% discounted rate offered at time of writing. Choice Home Warranty has been running this promotion since the beginning of this year.\u201d<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Little Rock, Arkansas. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Arkansas homeowners may particularly benefit from limited roof leak coverage (up to $500) to protect against frequent rainfall and sump pump coverage.\u00a0<\/p>\n<ul>\n<li>Central vacuum: $3.33\/month<\/li>\n<li>Limited roof leak: $5.83\/month<\/li>\n<li>Pool: $15\/month<\/li>\n<li>Second refrigerator: $3.33\/month<\/li>\n<li>Septic system: $10\/month<\/li>\n<li>Septic tank pumping: $5.42\/month<\/li>\n<li>Spa: $15\/month<\/li>\n<li>Additional spa: $15\/month<\/li>\n<li>Sprinkler system: $8.33\/month<\/li>\n<li>Stand-alone freezer: $3.33\/month<\/li>\n<li>Sump pump: $3.33\/month<\/li>\n<li>Well pump: $8.33\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>If you have a pool or modified systems or appliances, you\u2019ll want to note that Choice excludes these from their plans.\u00a0<\/p>\n<ul>\n<li>Audio or visual equipment<\/li>\n<li>Internet connection components<\/li>\n<li>Upgrades or modifications to original systems or appliances<\/li>\n<li>Pool accessories<\/li>\n<li>Fireplaces<\/li>\n<li>Doorbell<\/li>\n<li>Central vacuum ductwork, accessories, hoses, and blockages<\/li>\n<li>Portable or above-ground spas and pools<\/li>\n<li>Act of God incidents<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-0076f407 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-33a43a08 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-39427a2c\">\n<p>If you\u2019re on a budget, Choice Home Warranty is a cost-effective choice. Other than Select Home Warranty, they\u2019re one of the most affordable providers I\u2019ve seen in the home warranty market, with plans typically priced at less than $55 per month, even for their most extensive plan. This is almost $10 less per month than the average quote I received for a two-bedroom home in Little Rock \u2014 a savings of almost $120 every year. Their add-ons are also more affordable than most. For example, they charge about half the price for add-ons that providers like Liberty Home Guard do, so you can get additional coverage for less with Choice.\u00a0<\/p>\n<section id=\"th-tips-block_2fbc632dbf47a8135f1c51881c731446\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Arkansas homeowners can save a lot of money on home warranties by shopping around. I always get the best deal when I call a company directly. Don\u2019t be afraid to negotiate by bringing up better prices you\u2019ve been offered by other providers and ask about discounts. Many home warranty companies offer annual discounts or deals when you enroll. I\u2019ve even seen customer reviews sharing they received a senior discount when they asked, despite the company in question not advertising one. It doesn\u2019t hurt to ask\u2014 it could save you hundreds of dollars.\u00a0        <\/p><\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7b9474f9 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6b2f1d9e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bb26d34\">\n<p>I find CHW\u2019s website user-friendly and love their instant quote calculator that delivers a quote right then and there. This is a nice contrast to providers like Elite Home Warranty, who make you wait for an agent to call you. Another benefit of Choice\u2019s customer experience is that they thoroughly vet all of their local contractors to make sure you\u2019re getting the best customer service and results possible.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bfd6a497 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e2a30012 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1b698630\">\n<p>Choice Home Warranty has a firm company reputation, but it\u2019s called into question with the pending consumer fraud lawsuit from the <a href=\"https:\/\/www.azag.gov\/press-release\/ag-brnovich-files-consumer-fraud-lawsuit-against-home-warranty-company\">Arizona Attorney General.<\/a> While this lawsuit is ongoing and unresolved, it doesn\u2019t bolster my confidence in their service. However, they have a pretty good B rating from the Better Business Bureau and a 3.7-star rating from Trustpilot (from almost 40, 000 reviewers), which is reassuring. Positive reviews primarily note<strong> h<\/strong>igh claim acceptance rates, fast repair jobs, and competent service agents, while negative reviews highlight issues with having to re-open claims to get them approved.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B\/1.04<\/em><\/td>\n<td>4,397<\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td>3.7<\/td>\n<td>39,077<\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td>1.1<\/td>\n<td>153<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-45be9805 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4902cc8e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fa475491\">\n<p>Choice Home Warranty has an exceptional claims process with their extended workmanship guarantee of up to 90 days for parts and 60 days for labor, two to three times what most providers, like American Home Shield, offer. This protects you after the work on your appliance or home system is complete and gives you more time to report any issues and resolve them without paying an added service fee. Plus, Choice handles all complaints within 24 hours per <a href=\"https:\/\/www.choicehomewarranty.com\/contractors\/service-contractor-application\/terms-and-conditions\/\">their sample policy<\/a>, which is excellent timing that most providers can\u2019t boast. The other benefit of Choice\u2019s claim process is their high claim acceptance rate, which customers routinely praise in reviews, meaning you won\u2019t be left with as many claim denials and paying for more repairs out of pocket.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6b33db7c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-ed636504 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-321b590d\">\n<p>This provider has above-average coverage, offering plans for homeowners in every state except Washington and California. Arkansas homeowners can benefit from CHW\u2019s 14 years of experience protecting over two million homes nationwide.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-af7e847c gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/choice-home-warranty\/\">Read our Choice Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d518d3a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-1a588591 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-868a02fe gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-5e6f7a85 gb-tabs__items\">\n<div class=\"gb-container gb-container-f0e3a69e gb-tabs__item gb-tabs__item-open\">\n<p>Budget-conscious Arkansas homeowners can really benefit from Select\u2019s competitive pricing. For a two-bedroom home in Little Rock, Arkansas, I received quotes between $44.42 and $47.75 per month for Select\u2019s plans, which is far more affordable than providers like American Home Shield, which start at $59.99 based on the quotes I received during my secret shopping.\u00a0<\/p>\n<p>Select Home Warranty offers up to $3,000 in HVAC coverage with some plans, which is $1,000 more than Liberty Home Guard \u2014 a provider that I\u2019ve found charges at least $10 more per month for their plans. This is a critical benefit for Arkansas homeowners because your HVAC system faces a lot more stress during hot, humid weather.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-3031a35c gb-tabs__item\">\n<p>I don\u2019t like Select Home Warranty\u2019s many exclusions and rules. For example, you have to keep up with maintenance records and pictures proving that you maintained and cleaned your HVAC system regularly to receive full coverage when you submit an HVAC claim. For Arkansas homeowners, this is a significant negative because high temperatures and humidity chronically stress out your HVAC. Plus, how many of us actually want to take pictures and notes about HVAC maintenance and technician appointments during our free time?\u00a0<\/p>\n<p>Another downside is their large number of exclusions related to inadequate wiring capacity or power failures and surges. These factors are often out of your hands as a homeowner, and power surges can even be caused by high winds (such as high winds resulting from living in Tornado Alley).\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/L3P3tNuMfK5c9CyawKcfwS8ETLK8mpGcQ37JTbDeHksgHX4d68Z2_oX2Gz72LhEO5H9j7i4Q01rGQIiQYRCxA96XcXhz8TkP8WRBFNYYxDGo1o2K4Ffos1BZgRtXREGqo1GFhT6RgKsCIV7LtxQMB1E\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/L3P3tNuMfK5c9CyawKcfwS8ETLK8mpGcQ37JTbDeHksgHX4d68Z2_oX2Gz72LhEO5H9j7i4Q01rGQIiQYRCxA96XcXhz8TkP8WRBFNYYxDGo1o2K4Ffos1BZgRtXREGqo1GFhT6RgKsCIV7LtxQMB1E\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>Select Home Warranty offers affordable rates, attractive free roof leak coverage with all plans, and up to $3,000 in HVAC coverage (more than pricier providers like Liberty Home Guard offer). They have inexpensive service fees of only $75, which is half what Elite Home Warranty charges for services on the weekends, after-hours, or on premium appliances, saving you money when you need a repair.\u00a0<\/p>\n<p>But Select Home Warranty falls short with their frustrating maintenance record requirement for HVAC coverage. This can be difficult to keep up with, especially when life gets busy, so I don\u2019t love that it\u2019s a requirement \u2014 especially for Arkansas residents who deal with overworked HVAC systems during hot summers.\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Select Home Warranty Testimonials\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/dnsi4jgp48c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>I recommend Select Home Warranty\u2019s Platinum Care plan, which covers appliances and home systems like your HVAC system. This plan is often only a couple of dollars more (about $3 more when I received quotes for a single-family home in Little Rock) and far more comprehensive. It comes with up to $3,000 in HVAC coverage.\u00a0<\/p>\n<p>While this isn\u2019t enough for a total HVAC replacement, it\u2019s enough for most repairs and a sizable chunk of the <a href=\"https:\/\/todayshomeowner.com\/hvac\/cost\/hvac-installation-cost\/#:~:text=An%20HVAC%20system%20can%20be,add%20between%20%241%2C500%20and%20%245%2C000.\">cost of an HVAC replacement.<\/a> (about $5,000 to $10,000 on average). For Select\u2019s affordable prices, this is a massive win.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost*<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Bronze Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website), multi-year coverage discount (call)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website), multi-year coverage discount (call)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Care<\/em><\/td>\n<td><em>$47.75<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website), multi-year coverage discount (call)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*Monthly cost figures provided include the discounted rate offered at the time of writing. Select Home Warranty has been running this promotion since the beginning of this year.<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Little Rock. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>All of Select\u2019s plans come with free roof leak coverage. This coverage is a significant bonus over providers like American Home Shield, who charge an extra $10 per month for their roof leak coverage add-on.\u00a0<\/p>\n<ul>\n<li>Central vacuum: $3.33\/month<\/li>\n<li>Lawn sprinkler system: $5.83\/month<\/li>\n<li>Pool: $8.33\/month<\/li>\n<li>Roof leak: $0\/month<\/li>\n<li>Septic system: $5.83\/month<\/li>\n<li>Spa: $5.83\/month<\/li>\n<li>Stand-alone freezer: $3.33\/month<\/li>\n<li>Sump pump: $3.33\/month<\/li>\n<li>Well pump: $3.33\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Arkansas homeowners will want to note that electrical surges are an exclusion. Since Arkansas is <a href=\"https:\/\/www.weather.gov\/media\/lzk\/svrwxbro.pdf\">in Tornado Alley<\/a>, your home likely experiences stronger winds than most, which is known to harm certain appliances, like your stove and water heater\u2019s pilot light, and may even cause electrical surges.\u00a0<\/p>\n<ul>\n<li>Secondary damage (i.e., your home warranty may cover roof damage but won\u2019t cover water damage caused by the leak)<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials (e.g., mold, asbestos, and gas leaks)\u00a0<\/li>\n<li>Common areas in condominiums or family homes<\/li>\n<li>Failure to properly maintain or clean systems or appliances<\/li>\n<li>Electrical surges<\/li>\n<li>Solar heating systems<\/li>\n<li>Foundation or structural issues<\/li>\n<li>Damage caused by natural disasters and rust<\/li>\n<li>Defects or damages caused by the foundation and structure of the home<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>Select Home Warranty is the most consistently affordable provider on this list. They offer multiple discounts, including a discount for paying annually and consistent promotions on their website, like two months free when you sign up, that make their competitive prices even more feasible. And you get free roof leak coverage with all plans, which nearly all home warranty providers make you pay extra for (typically between $5 and $10 more per month).\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>I don\u2019t know about you, but the idea of having an inspection before I even enroll in a home warranty policy is pretty irritating, which is why I love that Select requires no inspection. Another benefit is this provider\u2019s fast, instantaneous quote calculator that immediately generates a quote and shows a breakdown of their available plans and coverage. This makes the shopping experience more pleasant and quicker in the busy world we live in \u2014 if you value your time highly (like I do), you\u2019ll appreciate this benefit.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>Positive reviews highlight Select\u2019s affordable pricing, straightforward claims process, and polite customer service, reassuring me that this provider is easy to work with. In contrast, negative reviews criticize Select for HVAC coverage exclusions and issues. This is a significant con as Arkansas\u2019 weather is notoriously hot and intense, which wears down your HVAC system faster. However, I suspect many of these complaints are due to Select\u2019s policy about keeping up with maintenance records for your HVAC system, so if you\u2019re willing to keep up with this, it may be a nonissue. Overall, this provider is experienced, with 12 years of industry proficiency, and has solid ratings from the BBB and Trustpilot.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td>B-\/1.38<\/td>\n<td>2,111<\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td>3.8<\/td>\n<td>4,835<\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td>1.0<\/td>\n<td>9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>Select Home Warranty has an average claims process, with the ability to submit claims over the phone or through their online portal. Our team found that they usually respond within 48 hours to claims, which is standard for the industry but slower than Liberty Home Guard, who responds in only 12 hours on average. Personally, I\u2019d prefer a provider with a faster response time as I don\u2019t want to be dealing with a broken-down fridge and my food spoiling during a hot Arkansas summer.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>With availability in all 50 states, Arkansas homeowners can easily take advantage of Select\u2019s plans. They\u2019re well-received throughout the country, receiving primarily positive reviews overall, which reassures me about the quality of their service.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Customer Ratings<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Elite Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off + 1 Month Free<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-553a17e0 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-2db3478f gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-3084f7c8 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-7c56575d gb-tabs__items\">\n<div class=\"gb-container gb-container-0713fd08 gb-tabs__item gb-tabs__item-open\">\n<p>Elite Home Warranty has unmatched customer satisfaction scores with an A+ rating from the Better Business and nearly perfect scores from Trustpilot and Yelp. I\u2019ve yet to see any provider match this, with Liberty Home Guard being the closest in third-party review ratings. On top of this, Elite has the highest coverage caps I\u2019ve seen any provider offer. Depending on your plan and add-ons, you can receive up to $6,000 for appliances and up to $10,000 for home systems, like your HVAC. $10,000 is high enough to cover nearly all HVAC total replacements \u2014 a rarity for home warranty policies to be able to cover comfortably, so this is ideal for Arkansas HVAC systems, which are extra stressed out by hot, humid weather.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f1aca5f0 gb-tabs__item\">\n<p>Elite Home Warranty doesn\u2019t cover commercial-grade appliances, which may be a dealbreaker for you, depending on your home. Plus, you have to pay a higher service fee of $150 for any appointments after-hours, on the weekends, or for premium appliances. I haven\u2019t seen this stipulation with other providers, and it doesn\u2019t sit right with me as homeowners have no real control over when their AC unit or dishwasher decides to give out.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p>If you have high-end appliances or home systems or want the most peace of mind that you won\u2019t need to pay out-of-pocket for a total appliance replacement, Elite is my recommendation. They have coverage caps as high as $6,000 for appliances and $10,000 for home systems, depending on your plans and add-ons, which is higher than any provider on this list or any that I\u2019ve come across during many hours of research into the home warranty industry. In addition, they have fantastic customer service, a strong reputation from customer reviews (nearly perfect five-star ratings on three third-party websites), and an A+ rating from the Better Business Bureau. Elite is also accredited by the BBB, which is a rarity in the industry, which gives me further confidence in how they treat customers behind the scenes.\u00a0<\/p>\n<p>In addition, I appreciate their dedication to customer satisfaction. They have unique policies like a promise to reimburse you up to $100 if your fridge or freezer breaks, and they don\u2019t send a technician out fast enough to fix the problem, which leads to food spoilage. This is unlike anything I\u2019ve seen other providers offer, and I appreciate this consideration for their customers as things inevitably go wrong from time to time.\u00a0<\/p>\n<p>On the downside, Elite doesn\u2019t cover commercial-grade appliances and has frustratingly high service fees. They charge for after-hour, weekend, or premium appliance visits ($150 instead of your typical fee of $75).\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Why Elite Home Warranty? Transparent Home Warranties for Homeowners.\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/E6cK4x8WcxM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>Elite Home Warranty has a perfect score in this category for their exceptional plan options, huge number of add-on options, and top-notch coverage (up to $6,000 for appliances and up to $10,000 for home systems). These coverage caps are two to three times the average home warranty policy, making this a lucrative option for homes with premium appliances or homeowners wanting extra peace of mind. I recommend their Elite Complete plan, as it\u2019s only $10 to $15 more than the other plan options and covers appliances and home systems, meaning your HVAC, plumbing, kitchen appliances, and more are all covered.\u00a0<\/p>\n<p>Another benefit of Elite\u2019s plans is that they pay up to $100 per term for disposal costs for any appliances or systems covered by your plan. Most providers, like Liberty Home Guard, make you pay for this out-of-pocket, so this is worth taking advantage of. Elite will even pay up to $150 for cranes or lifting equipment if needed for a repair or replacement, which isn\u2019t typical coverage in this industry.\u00a0<\/p>\n<p>The following prices don\u2019t factor in available discounts.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Appliance<\/em><\/td>\n<td><em>$44.99<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 sign-up, first month free, 30-day free trial (phone)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Systems<\/em><\/td>\n<td><em>$49.99<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 sign-up, first month free, 30-day free trial (phone)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Complete<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 sign-up, first month free, 30-day free trial (phone)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Little Rock, Arkansas. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Arkansas homeowners may especially benefit from sump pump, swamp cooler, and HVAC maintenance coverage \u2014 ideal for keeping your HVAC running smoothly during sweltering summers.\u00a0 Note that Elite charges for their add-ons annually.<\/p>\n<ul>\n<li>Attic exhaust fan: $69.99\/year<\/li>\n<li>Central vacuum: $49.00\/year<\/li>\n<li>Effluent pump: $99.99\/year<\/li>\n<li>Ejector pump: $99.99\/year<\/li>\n<li>Freestanding freezer: $59.99\/year<\/li>\n<li>Freestanding ice maker: $59.99\/year<\/li>\n<li>Freestanding spa equipment: $119.99\/year<\/li>\n<li>Generator: $99.99\/year<\/li>\n<li>Geothermal heating and cooling system: $299.99\/year<\/li>\n<li>Grinder pump: $99.99\/year<\/li>\n<li>Guest house: $299.99\/year<\/li>\n<li>HVAC annual maintenance: $299.99\/year<\/li>\n<li>Jetted\/hot tub: $99.99\/year<\/li>\n<li>Lawn sprinkler system: $99.99\/year<\/li>\n<li>Lift pump: $99.99\/year<\/li>\n<li>Limited roof leak repair: $99.99\/year<\/li>\n<li>Pool &amp; spa equipment: $199.99\/year<\/li>\n<li>Pool equipment: $149.99\/year<\/li>\n<li>Premium appliances: $249.99\/year<\/li>\n<li>Premium benefits: $199.99\/year<\/li>\n<li>Premium systems: $299.99\/year<\/li>\n<li>Premium systems Plus: $499.99\/year<\/li>\n<li>Septic system: $129.99\/year<\/li>\n<li>Service lines: $349.99\/year<\/li>\n<li>Sump pump: $99.99\/year<\/li>\n<li>Swamp cooler: $149.99\/year<\/li>\n<li>Water filtration system: $99.99\/year<\/li>\n<li>Water softener: $99.99\/year<\/li>\n<li>Well pump: $99.99\/year<\/li>\n<li>Wine cooler: $69.99\/year<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>The only unusual exclusion that Arkansas homeowners should be aware of is that Elite excludes all commercial-grade appliances from their plans.\u00a0<\/p>\n<ul>\n<li>Natural disaster-related damages<\/li>\n<li>Acts of God<\/li>\n<li>Commercial-grade appliances\u00a0<\/li>\n<li>Units in a rental property (i.e. apartments)\u00a0<\/li>\n<li>Cosmetic damage<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>Elite has competitive pricing, with affordable add-ons that typically cost between $15 and $20, which is more budget-friendly than providers like Liberty Home Guard. Elite\u2019s monthly premiums for a two-bedroom home in Little Rock, Arkansas, were less expensive than providers like American Home Shield. While not as affordable as Select Home Warranty or Choice Home Warranty for Arkansas homeowners, Elite offers superior coverage, so you\u2019re getting a higher value, which may make their policies worth it for you if you\u2019re looking for added peace of mind. However, Elite loses some points in terms of affordability due to their expensive $150 service fee, which they charge for all weekend, after-hours, or premium appliance repair visits. This is twice as expensive as providers like Select Home Warranty and $50 more than what Choice charges.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>On the positive side, Elite has professional, competent customer service representatives who were notably not pushy or aggressive with their sales tactics. Like many customer reviews I read, my experience with customer service was pleasant and educational, not pushy, which I greatly appreciate as a shyer individual.\u00a0<\/p>\n<p>Elite has excellent customer benefits that really demonstrate their care toward their clients. For example, their lodging coverage benefit reimburses you for up to $125 for documented lodging expenses for up to three days (a $375 value) if you can\u2019t stay in your home safely due to an appliance or home system failure. So, if your AC unit breaks down during a blazing hot Arkansas summer, making the home uninhabitable, Elite would reimburse you for the lodging expense. On the downside, I don\u2019t love that Elite charges an 8% cancellation fee if you cancel after the 30-day trial. They also aren\u2019t the strongest provider regarding follow-ups, as I never heard back from an agent after contacting them with an additional question.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>This BBB-accredited provider has an outstanding reputation, with an A+ rating from the Better Business Bureau and nearly perfect scores from BBB, Trustpilot, and Yelp reviewers. I\u2019ve yet to see any provider match these high scores, so this is truly remarkable. However, Elite loses a point for their lack of experience as they\u2019ve only been in business for four years.\u00a0<\/p>\n<p>Still, happy customers praise Elite for exceptional customer service and above-and-beyond coverage caps that are enough to actually cover full appliance replacements. Negative reviews were so few and far between that I couldn\u2019t summarize them effectively.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>A+\/4.97<\/em><\/td>\n<td><em>371<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>70<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>4.8<\/em><\/td>\n<td><em>4<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>Elite Home Warranty has a lackluster claims process because they charge a higher service fee for after-hours or weekend service. Instead of the typical service fee, you\u2019ll pay a higher fee of $150 if you need service outside regular business hours. This is double what a provider like Select Home Warranty charges and feels like nickeling and diming to me, which never makes anyone feel good. And you\u2019ll pay a higher service fee of $150 if you have premium appliances. Depending on your home, many of your appliances or home systems may qualify as premium, meaning you\u2019ll pay a very high service fee every time. Otherwise, their claims process is typical. You can submit claims through the online portal or over the phone.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>Elite Home Warranty receives a perfect score for their top-notch availability. Homeowners in all states except California, Wisconsin, and Texas can enroll in coverage with Elite.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Calculate the Cost of Arkansas Home Warranty<\/h2>\n<p>Plug in your monthly premium, service call fee, and estimated number of service calls per year to receive an estimate of how much your Arkansas home warranty policy will cost annually.\u00a0<\/p>\n<div class=\"hw-calc\">\n<div class=\"hw-calculator-tho\">\n<div class=\"container\">\n<table>\n<tr>\n<th>Appliance<\/th>\n<th>Average Repair Cost<\/th>\n<th>Average Replacement Cost<\/th>\n<\/tr>\n<tr>\n<td>Dehumidifier<\/td>\n<td>$50\u2013$200<\/td>\n<td>$1,300\u2013$2,800<\/td>\n<\/tr>\n<tr>\n<td>Microwave<\/td>\n<td>$50\u2013$400<\/td>\n<td>$60\u2013$2,000<\/td>\n<\/tr>\n<tr>\n<td>Dishwasher<\/td>\n<td>$50\u2013$500<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Exhaust Fans<\/td>\n<td>$16\u2013$300<\/td>\n<td>$250\u2013$950<\/td>\n<\/tr>\n<tr>\n<td>Electric Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Gas Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Dryer<\/td>\n<td>$100\u2013$400<\/td>\n<td>$450\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Oven<\/td>\n<td>$100\u2013$430<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Washer<\/td>\n<td>$50\u2013$450<\/td>\n<td>$400\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Freezer<\/td>\n<td>$90\u2013$500<\/td>\n<td>$160\u2013$2,900<\/td>\n<\/tr>\n<tr>\n<td>Refrigerator<\/td>\n<td>$40\u2013$350<\/td>\n<td>$200\u2013$5,000<\/td>\n<\/tr>\n<\/table><\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Arkansas Home Warranty Regulations<\/h2>\n<p>In Arkansas, The Arkansas Insurance Department oversees regulations regarding home warranties. For example, <a href=\"https:\/\/www.sos.arkansas.gov\/uploads\/rulesRegs\/Arkansas%20Register\/2007\/sep_2007\/054.00.07-007.pdf\">this Arkansas Statute<\/a> legally requires home warranty companies to pay annual registration fees before selling contracts. The providers are also subject to an audit by The Arkansas Insurance Department.\u00a0<\/p>\n<p>If you have any complaints about your home warranty provider and believe they neglected their contractual obligations, you can <a href=\"https:\/\/sbs.naic.org\/solar-web\/pages\/public\/onlineComplaintForm\/onlineComplaintForm.jsf?state=AR&amp;dswid=5029\">file a complaint<\/a> with this department.\u00a0<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain regulations, it is vital for readers to do their own research, as the mentioned regulations are not exhaustive.<\/em><\/p>\n<h2 class=\"wp-block-heading\">Arkansas Home Warranty News<\/h2>\n<p>KARK, the <a href=\"https:\/\/www.kark.com\/news\/state-news\/arkansas-better-business-bureau-warns-of-home-mortgage-scam\/\">Little Rock, Arkansas NBC Affiliate<\/a>, shares that The Arkansas Better Business Bureau has put out an alert about more scams from groups pretending to be home mortgage providers. More and more Arkansas homeowners are receiving official-looking letters that appear to be from a home warranty department and have an urgent tone warning them that their mortgage is at risk.\u00a0<\/p>\n<p>Many have this fine print at the bottom of the page, \u201cNot all consumers have previous coverage. We are not affiliated with your current mortgage.\u201d<\/p>\n<p>Don\u2019t\u00a0 respond to these letters. Instead, call your mortgage company directly if you have any concerns.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_aae9c446b86ef35c45098a3bb459e1a5 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"Frequently Asked Questions\">Frequently Asked Questions<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty in Arkansas?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">You\u2019re not legally required to have a home warranty in Arkansas, but it\u2019s one of the best investments you can make in your home to help keep your home\u2019s systems and appliances up and running without being hit by massive repair bills. Unless your systems and appliances are brand new and covered by manufacturer warranties, a home warranty is a smart way to protect yourself against out-of-pocket repair and replacement costs. <\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost in Arkansas?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">The average cost of a home warranty in Arkansas is $64 per month based on the quotes I received from a handful of reputable home warranty providers. However, <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\">home warranty costs<\/span><\/a><span style=\"font-weight: 400;\"> fluctuate based on the company, plan, coverage, and much more. <\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Can You Save Money When Shopping for Home Warranties In Arkansas?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">Saving money when shopping for home warranties in Arkansas can be as simple as choosing a few of your top home warranty providers after a little research and then giving them a call. I almost always receive the best deals when I call customer service directly, but shopping around on a company\u2019s website can also provide discounts for paying annually or introductory enrollment deals. <\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for Arkansas Homeowners?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">A home warranty is worth it for most Arkansas homeowners because it\u2019s expensive to replace home systems and appliances like your HVAC system or fridge out-of-pocket without going into debt. Arkansas has notoriously high summer temperatures and is in the infamous Tornado Alley \u2014 all of which wears down your AC unit and other appliances faster, so this extra protection can be truly <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\">worth it for you. <\/span><\/a><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h4 class=\"wp-block-heading\" id=\"h-other-resources-for-arkansas-homeowners\">Other Resources for Arkansas Homeowners<\/h4>\n<h4 class=\"wp-block-heading\" id=\"h-best-home-warranties-by-state\">Best Home Warranties by State<\/h4>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_58hZ7jNxtQub\"\/>\n\t\t<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Whether you know it as \u201cThe Land of Opportunity,\u201d \u201cThe Natural State,\u201d or \u201cThe Bear State,\u201d Arkansas is undoubtedly one of the most beautiful states. Its subtropical climate ensures residents experience all four seasons, but this climate can put major stress on your home\u2019s appliances and systems. For example, your HVAC system, specifically your air [&hellip;]<\/p>\n","protected":false},"author":254,"featured_media":10752,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-10751","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 5 Best Home Warranty Companies in Arkansas | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"The best home warranty company for Arkansas homeowners offers strong HVAC coverage, affordable pricing, and customization to meet your home\u2019s specific needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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