{"id":10723,"date":"2024-04-26T14:35:48","date_gmt":"2024-04-26T14:35:48","guid":{"rendered":"https:\/\/topat10.com\/?p=10723"},"modified":"2024-04-26T14:35:48","modified_gmt":"2024-04-26T14:35:48","slug":"isnt-it-time-your-checking-account-paid-you-back","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=10723","title":{"rendered":"Isn\u2019t it time your checking account paid you back?"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<p>If you\u2019re in the market for a new checking account, you could supercharge your savings by choosing one that offers a cash bonus: You\u2019ll get a place to park your savings and earn extra cash. Some of the best checking account bonuses offer up to $700 but to earn the cash bonus, you\u2019ll likely need to meet certain requirements, such as making a certain number of direct deposits within a few months of account opening.\u00a0<\/p>\n<div>\n<p>To save you time and effort, the Fortune Recommends\u2122 editorial team reviewed more than 24 checking accounts offering bonuses and put together our top 10 picks. We analyzed factors like bonus amounts, minimum balance requirements, annual percentage yields (APYs), and customer service options to bring you the best offers on the market.<\/p>\n<div class=\"sc-9911843a-0 kCrPrW\">\n<table class=\"sc-9911843a-1 sc-9911843a-2 dSsEKT cuIDtC\">\n<thead>\n<tr>\n<th scope=\"col\"><strong>Bank &amp; account<\/strong><\/th>\n<th scope=\"col\"><strong><strong>Bonus amount<\/strong><\/strong><\/th>\n<th scope=\"col\"><strong><strong>Direct deposit required<\/strong><\/strong><\/th>\n<th scope=\"col\"><strong>Time frame for deposits<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<th scope=\"row\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-cyan-color\">SoFi: Better Online Bank<\/mark><\/th>\n<td>$300<\/td>\n<td>$5,000<\/td>\n<td>25 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">U.S. Bank: Smartly Checking Account<\/th>\n<td>$500<\/td>\n<td>$10,000<\/td>\n<td>90 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Huntington National Bank: Perks Checking Account<\/th>\n<td>$400<\/td>\n<td>$0<\/td>\n<td>90 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Axos Bank: Rewards Checking<\/th>\n<td>$300<\/td>\n<td>$5,000<\/td>\n<td>30 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Chase: Chase Total Checking<\/th>\n<td>$300<\/td>\n<td>$500<\/td>\n<td>90 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Citibank: All Citibank checking accounts<\/th>\n<td>$300<\/td>\n<td>$1,500<\/td>\n<td>90 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Wells Fargo: Everyday Checking<\/th>\n<td>$300<\/td>\n<td>$1,000<\/td>\n<td>90 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Key Bank: Key Smart Checking<\/th>\n<td>$200<\/td>\n<td>$500<\/td>\n<td>60 days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Fifth Third Bank: Preferred Checking<\/th>\n<td\/>\n<td\/>\n<td> days<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">CIBC: myChoice Checking<\/th>\n<td>$200<\/td>\n<td>$500<\/td>\n<td>90 days<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table class=\"sc-9911843a-1 sc-9911843a-3 dSsEKT cCWuXg\">\n<tbody>\n<tr>\n<th><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-cyan-color\">SoFi: Better Online Bank<\/mark><\/th>\n<th>25 days<\/th>\n<\/tr>\n<tr>\n<td>$300<\/td>\n<\/tr>\n<tr>\n<td>$5,000<\/td>\n<\/tr>\n<tr>\n<th>U.S. Bank: Smartly Checking Account<\/th>\n<th>90 days<\/th>\n<\/tr>\n<tr>\n<td>$500<\/td>\n<\/tr>\n<tr>\n<td>$10,000<\/td>\n<\/tr>\n<tr>\n<th>Huntington National Bank: Perks Checking Account<\/th>\n<th>90 days<\/th>\n<\/tr>\n<tr>\n<td>$400<\/td>\n<\/tr>\n<tr>\n<td>$0<\/td>\n<\/tr>\n<tr>\n<th>Axos Bank: Rewards Checking<\/th>\n<th>30 days<\/th>\n<\/tr>\n<tr>\n<td>$300<\/td>\n<\/tr>\n<tr>\n<td>$5,000<\/td>\n<\/tr>\n<tr>\n<th>Chase: Chase Total Checking<\/th>\n<th>90 days<\/th>\n<\/tr>\n<tr>\n<td>$300<\/td>\n<\/tr>\n<tr>\n<td>$500<\/td>\n<\/tr>\n<tr>\n<th>Citibank: All Citibank checking accounts<\/th>\n<th>90 days<\/th>\n<\/tr>\n<tr>\n<td>$300<\/td>\n<\/tr>\n<tr>\n<td>$1,500<\/td>\n<\/tr>\n<tr>\n<th>Wells Fargo: Everyday Checking<\/th>\n<th>90 days<\/th>\n<\/tr>\n<tr>\n<td>$300<\/td>\n<\/tr>\n<tr>\n<td>$1,000<\/td>\n<\/tr>\n<tr>\n<th>Key Bank: Key Smart Checking<\/th>\n<th>60 days<\/th>\n<\/tr>\n<tr>\n<td>$200<\/td>\n<\/tr>\n<tr>\n<td>$500<\/td>\n<\/tr>\n<tr>\n<th>Fifth Third Bank: Preferred Checking<\/th>\n<th> days<\/th>\n<\/tr>\n<tr>\n<td\/><\/tr>\n<tr>\n<td\/><\/tr>\n<tr>\n<th>CIBC: myChoice Checking<\/th>\n<th>90 days<\/th>\n<\/tr>\n<tr>\n<td>$200<\/td>\n<\/tr>\n<tr>\n<td>$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"has-text-align-center\"><em>Bonuses were last updated on April 26, 2024, and are subject to change. <a href=\"#our-methodology\" target=\"_self\" aria-label=\"Go to #our-methodology\" data-type=\"internal\" data-id=\"#our-methodology\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">Read our full methodology here.<\/a><\/em><\/p>\n<h2 class=\"wp-block-heading\" id=\"top-bonuses\">The 10 best checking account bonuses of April 2024<\/h2>\n<p>Note: The numbers in our list below are up to date as of April 26, 2024, and are subject to change.\u00a0<\/p>\n<h3 class=\"wp-block-heading\">1. SoFi<\/h3>\n<div class=\"product-card-inline-wrapper\">\n<p>FEATURED PARTNER<\/p>\n<div class=\"card-area-1\">\n<h4 id=\"sofi\" class=\"card-title\"><a href=\"https:\/\/refer.sofi.com\/c\/5196544\/1270333\/11190?adcampaigngroup=bank&amp;adnetwork=BD&amp;subid1=3472044&amp;subid2=card\" target=\"_blank\" aria-label=\"Go to https:\/\/refer.sofi.com\/c\/5196544\/1270333\/11190?adcampaigngroup=bank&amp;adnetwork=BD&amp;subid1=3472044&amp;subid2=card\" rel=\"nofollow noopener noreferrer\" class=\"sc-4d342e41-0 daYNyv\">SoFi Checking &amp; Savings<\/a><\/h4>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>APY<\/td>\n<p>&#13;<\/p>\n<td><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;4.60%&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:33554688,&quot;11&quot;:3,&quot;28&quot;:1}\" data-sheets-formula=\"=CONCATENATE(&quot;&quot;)\">4.60%<\/span><\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Minimum Balance Required to Earn APY<\/td>\n<p>&#13;<\/p>\n<td>$0<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Minimum Opening Deposit<\/td>\n<p>&#13;<\/p>\n<td><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;$0&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:33554688,&quot;11&quot;:3,&quot;28&quot;:1}\" data-sheets-formula=\"=CONCATENATE(&quot;&quot;)\">$0<\/span><\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly Maintenance Fee<\/td>\n<p>&#13;<\/p>\n<td>None<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:48.333333333333336%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>SoFi offers a $300 bonus for any new customer opening a Better Online Bank Account who can put at least $5,000 of direct deposits into the account within 25 days. SoFi also offers a generous 0.50% APY, the highest on our list. There are no monthly fees or minimum deposits, making this account a great option for every-day banking.<\/p>\n<h3 class=\"wp-block-heading\" id=\"US-Bank\">2. U.S. Bank<\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"U.S. Bank\" class=\"card-title\">U.S. Bank\u2019s Smartly Checking account<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> Larger accounts<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a  direct deposit within  days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td>6\/27\/2024<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$500<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$7<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:62.5%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>U.S. Bank\u2019s Smartly Checking account offers three separate rewards tiers depending on the amount you have directly deposited into the account via qualified direct deposits. You\u2019ll get the highest bonus of  if you have at least  deposited into the account within 90 days. There\u2019s also a chance to earn $200 more if you bundle and open a savings account, bringing your total potential bonus up to $700.<\/p>\n<p>There\u2019s a minimum opening deposit requirement of just , plus a small monthly fee of $7 on U.S. Banks checking accounts, but that fee can be waived if you keep an account balance of $1,500 or if there\u2019s a combined monthly direct deposit amount of over $1,000.<\/p>\n<h3 class=\"wp-block-heading\" id=\"huntington\"><strong>3. Huntington Bank<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"Huntington\" class=\"card-title\">Huntington Bank: Perks Checking<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> Those who don\u2019t mind a small fee to get a nice bonus<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a $0 direct deposit within 90 days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$400<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$10<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:62.5%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>Huntington is offering a bonus for two of its checking accounts: Perks Checking and Platinum Perks Checking. The Perks Checking account has a $400 bonus, which requires at least one qualifying direct deposit within 90 days of coupon enrollment and then keeping the account open for 90 days. If you opt for the Platinum Perks Checking account, you may receive a larger bonus of $600. But, you\u2019ll need to direct deposit at least $25,000 within 90 days of account opening and then keep the account open for 90 days.\u00a0<\/p>\n<p>To avoid the $10 monthly maintenance fee on the Perks Checking account, you must make deposits totaling $1,000 monthly or maintain a total relationship balance of at least $5,000 eligible deposits or investments held through Huntington Bank or Huntington Financial Advisors. For the Platinum Perks Checking, the $25 monthly fee is waived by having a balance of at least $25,000 in eligible deposits or investments held through Huntington Bank or Huntington Financial Advisors.<\/p>\n<h3 class=\"wp-block-heading\"><strong>4. Axos Bank<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"Axos\" class=\"card-title\">Axos Bank: Rewards Checking<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> Those who can deposit $5k within 30 days<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a $5,000 direct deposit within 30 days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$300<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$0<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:62.5%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>While the Axos Rewards Checking account bonus has more requirements than other banks on our list, customers who qualify can score a generous $300 bonus. However, if you don\u2019t receive at least $5,000 worth of qualifying direct deposits each month, it\u2019s probably not the best choice for you. Those aren\u2019t the only requirements either. You\u2019ll also need to maintain a minimum average daily balance of $7,000.<br \/>However, for those who <em>are <\/em>able to meet those high standards, there\u2019s a generous 0.40% bonus and no monthly fees.<\/p>\n<h3 class=\"wp-block-heading\"><strong>5. Chase<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"Chase\" class=\"card-title\">Chase Bank: Chase Total Checking<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> The average consumer who doesn\u2019t mind a small fee<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a $500 direct deposit within 90 days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$300<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$12<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:62.5%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>Unlike some of the other banks on this list that have high minimum deposit thresholds, the Chase Total Checking account has a pretty reasonable requirement. To earn the $300 bonus, all you\u2019ll need to do is receive qualified direct deposits totaling $500 or more within 90 days of signing up for the bonus. A qualified direct deposit would be an electronic deposit of a paycheck, government benefits, or pension.<\/p>\n<p>While the Chase Total Checking account isn\u2019t an interest-bearing account, it can be a <a href=\"https:\/\/fortune.com\/recommends\/banking\/best-free-checking-accounts\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/best-free-checking-accounts\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">free checking account<\/a> option as long as you meet at least one of these three requirements every month:<\/p>\n<ul>\n<li>Receive electronic deposits totaling $500 worth or more<\/li>\n<li>Maintain a balance of $1,500 or more at the beginning of each day<\/li>\n<li>Have an average beginning day balance of $5,000 or more in this account and linked qualifying Chase checking, savings and other balances.<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\"><strong>6. Citibank<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"Citibank\" class=\"card-title\">Citibank: All Checking accounts<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> Those looking for no minimum deposit<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a $1,500 direct deposit within 90 days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$300<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$5<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:62.5%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>To earn the $300 bonus, you can open one of two Citi checking account options: the Access or Regular checking accounts. The Access account doesn\u2019t offer checks but is more affordable than the Regular account\u2014the monthly service fee is only $5 and fees can be waived if you meet specific requirements. On the other hand, the Regular account offers unlimited check-writing capabilities but will cost you $15 a month.<\/p>\n<p>To earn the bonus, you\u2019ll just need to receive at least two enhanced direct deposits, totaling at least $1,500. Citi considers enhanced direct deposits to be electronic deposits from payroll, Social Security, or other qualifying payments to your account.<\/p>\n<h3 class=\"wp-block-heading\"><strong>7. Wells Fargo<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"Wells Fargo\" class=\"card-title\">Wells Fargo: Everyday Checking<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> Those who can keep a $500 minimum balance to avoid fees<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a $1,000 direct deposit within 90 days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$300<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$10<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:62.5%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>When you sign up for the Wells Fargo Everyday Checking account, you could be eligible to receive a $300 bonus if you receive $1,000 worth of qualifying electronic direct deposits\u2014such as salary or government benefits\u2014within 90 days of account opening.\u00a0<\/p>\n<p>However, if you\u2019re looking for a checking account that enables you to earn some extra interest, this account probably isn\u2019t the best choice for you because it\u2019s a non-interest-bearing account. You should also be aware of the $10 monthly service fee, which can be waived relatively easily\u2014you just have to maintain a minimum daily balance of $500 or receive $500 or more of qualifying direct deposits each fee period.<\/p>\n<h3 class=\"wp-block-heading\"><strong>8. Key Bank<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"Key Bank\" class=\"card-title\">Key Bank: Key Select Checking<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> Those who don\u2019t mind a $50 opening deposit<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a $500 direct deposit within 60 days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td>A<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$200<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$0<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:63%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>Key Bank\u2019s Key Select Checking account offers a generous $200 bonus with a low minimum opening deposit of $10. It also made the list because the requirement for the bonus are reasonable, with only $500 needed in direct deposits within 60 days of opening the account.\u00a0<\/p>\n<p>While this checking account won\u2019t earn you any interest and has a $0 monthly fee, that fee can be waived if you follow any of these requirements:<\/p>\n<ul>\n<li>You have direct deposits totaling at least $5,000 during each statement period.<\/li>\n<li>The combined balance in any combination of KeyBank checking and savings deposit accounts, certificates of deposit, retirement deposits, and Key Investment Services LLC accounts is $15,000 or more.<\/li>\n<li>You are a Key@Work\u00ae program member and have at least $3,000 in cumulative direct deposits each statement period.<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\"><strong>9. Fifth Third Bank<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"Fifth Third Bank\" class=\"card-title\">Fifth Third: Preferred Checking<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> No monthly fees and low direct deposit requirements<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\nRequires a  direct deposit within  days of opening the account<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:63%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>Fifth Third\u2019s Preferred Checking account offers a  bonus with a direct deposit amount of  within  days. While the  APY isn\u2019t huge, it\u2019s certainly more than nothing\u2014especially since there are no minimums to earn that percentage.\u00a0<\/p>\n<p>With no fees and no minimum deposit requirements, this could be a great starter option for someone looking to open a new account and make an extra  in the process.<\/p>\n<h3 class=\"wp-block-heading\"><strong>10. CIBC<\/strong><\/h3>\n<div class=\"product-card-inline-wrapper\">\n<div class=\"card-area-1\">\n<h4 id=\"CIBC\" class=\"card-title\">CIBC: myChoice Checking<\/h4>\n<p class=\"card-subtitle\"><strong>Best for:<\/strong> Great customer service<\/p>\n<section class=\"card-intro\">&#13;<\/p>\n<h5>QUALIFYING ACTIVITY<\/h5>\n<p>&#13;<br \/>\n[ADD DETAILS HERE]<\/section>\n<section class=\"card-description\">&#13;<\/p>\n<table>&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Offer expiration date:<\/td>\n<p>&#13;<\/p>\n<td\/>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Bonus amount:<\/td>\n<p>&#13;<\/p>\n<td>$200<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>Monthly fee:<\/td>\n<p>&#13;<\/p>\n<td>$0<\/td>\n<p>&#13;<br \/>\n<\/tr>\n<p>&#13;<br \/>\n<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<p>&#13;<br \/>\n<\/section>\n<\/div>\n<div class=\"card-image card-area-2\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:63%\"\/><noscript><\/noscript><\/span><\/div>\n<\/div>\n<h4 class=\"wp-block-heading\"><strong>Why we picked it<\/strong><\/h4>\n<p>CIBC\u2019s myChoice Checking account gives you the chance to earn\u00a0 $200 if you deposit $500 within 90 days, which should be doable for the average customer. While there is a minimum opening deposit amount of $50, with no monthly fees and a 0.05% APY, CIBC could be a great option for many.\u00a0<\/p>\n<p>CIBC also scored the highest when it came to customer service, with options to call, email, or chat with a rep whenever you need to.<\/p>\n<h2 class=\"wp-block-heading\" id=\"what-to-know\"><strong>What to know about checking account bonuses\u00a0<\/strong><\/h2>\n<p>Checking account bonuses are usually only available for a limited time and come with eligibility requirements, including making a minimum opening deposit, maintaining a minimum balance, and making a total dollar amount of direct deposits within the first few months of account ownership.<\/p>\n<p>It\u2019s important to carefully read the terms and conditions before signing up, as failure to meet the requirements means you miss out on the bonus. You should take the time to read up on the bank\u2019s reviews\u2014whether it\u2019s on the Better Business Bureau or Trustpilot websites\u2014to make sure it\u2019s the right banking partner for you.<\/p>\n<p>And you should expect to pay taxes on your checking account bonus because it\u2019s considered <a href=\"https:\/\/fortune.com\/recommends\/investing\/how-is-interest-income-taxed\/?showAdminBar=true\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/investing\/how-is-interest-income-taxed\/?showAdminBar=true\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">taxable interest<\/a>. You should receive a form from the bank and report the bonus amount to the IRS when you file taxes the following year.<\/p>\n<h2 class=\"wp-block-heading\" id=\"how-to-choose\">How to choose the best checking account<\/h2>\n<p>When choosing a checking account, you\u2019ll want to think carefully about the features and perks that matter most, as everyone\u2019s spending and saving habits are different. You might consider these factors:<\/p>\n<ul>\n<li><strong>APY:<\/strong> Are you hoping to earn interest on your balance? Or do you already have a <a href=\"https:\/\/fortune.com\/recommends\/banking\/best-high-yield-savings-accounts\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/best-high-yield-savings-accounts\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">high-yield savings account<\/a> that does the job?<\/li>\n<li><strong>Monthly fees: <\/strong>Do you mind paying monthly account fees in exchange for additional perks, or do you prefer to avoid the added expense with a <a href=\"https:\/\/fortune.com\/recommends\/banking\/best-free-checking-accounts\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/best-free-checking-accounts\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">free checking account<\/a>?<\/li>\n<li><strong>Bonus offers:<\/strong> Some banks sweeten the deal for new account holders by offering a bonus for opening a checking account. You shouldn\u2019t open an account solely for the bonus, but it certainly doesn\u2019t hurt to explore bonus offers and consider them when choosing a checking account.<\/li>\n<li><strong>Minimum balance requirements:<\/strong> Pay attention to any minimum balance requirements highlighted within the terms of your checking account, and think about whether or not those requirements align with your spending habits. If you\u2019re the kind of person who doesn\u2019t let their balance fall below a certain threshold, a higher minimum balance requirement likely won\u2019t be a dealbreaker. However, if you\u2019re a big spender, this kind of stipulation could result in added fees and penalties.<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading\" id=\"alternatives\"><strong>Checking account alternatives<\/strong><\/h2>\n<p>While getting a bonus on a new checking account is always a nice perk, this type of account isn\u2019t ideal for every situation. Checking accounts typically don\u2019t carry high interest rates, so if savings is your primary goal you should likely look elsewhere. Here are some options to consider:<\/p>\n<h3 class=\"wp-block-heading\" id=\"checking-vs-savings\">Checking accounts vs. savings accounts<\/h3>\n<p>While these are the two most common types of accounts the average depositor holds, there are many differences between the two. Checking accounts allow for frequent withdrawals, at the cost of bearing very low interest rates.\u00a0<\/p>\n<p>By contrast, <a href=\"https:\/\/fortune.com\/recommends\/banking\/best-savings-accounts\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/best-savings-accounts\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">savings accounts<\/a> are best for depositing funds that you won\u2019t need access to for a while. There is typically a limit on the number of times you can withdraw from savings accounts each month, but in return you earn higher interest rates.<\/p>\n<h3 class=\"wp-block-heading\" id=\"checking-vs-mma\">Checking accounts vs. money market accounts<\/h3>\n<p><a href=\"https:\/\/fortune.com\/recommends\/banking\/the-best-money-market-accounts\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/the-best-money-market-accounts\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">Money market accounts<\/a> are similar to checking accounts as they often come with debit cards or checkbooks, allowing you to withdraw funds easily when needed. However, unlike checking accounts, money market accounts, like savings accounts, may set limits on the number of withdrawals you can make per month.<\/p>\n<p>A money market account may be the best fit for account holders who want to earn a higher APY and have some (but not unlimited) access to their funds. However, if you\u2019re looking for an account that supports your everyday spending and plan to have a separate high-yield savings account for growing your money, a standard checking account might be a better option.<\/p>\n<h3 class=\"wp-block-heading\" id=\"checking-vs-cds\">Checking accounts vs. certificates of deposit (CDs)<\/h3>\n<p><a href=\"https:\/\/fortune.com\/recommends\/banking\/what-is-a-certificate-of-deposit\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/what-is-a-certificate-of-deposit\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">Certificates of deposit<\/a>, or CDs, are another form of long-term deposit account. But unlike savings accounts, which limit how many times you can withdraw money each month, a CD \u201clocks up\u201d your funds for a defined period of time. At the end of that time you get back everything you deposited plus the interest, with many <a href=\"https:\/\/fortune.com\/recommends\/banking\/the-best-cd-rates\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/the-best-cd-rates\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">CDs earning 5% APY<\/a> or more.<\/p>\n<h2 class=\"wp-block-heading\" id=\"our-methodology\"><strong>Our methodology\u00a0<\/strong><\/h2>\n<p>The Fortune Recommends<sup>TM<\/sup> team compared over 24 checking accounts across major banks, credit unions, and online-only banks to help you find the highest checking account bonus and the best account overall for your financial needs. Our top picks are available to customers across the U.S. no matter where you\u2019re located, subject to the terms of each checking account.\u00a0<\/p>\n<p>To determine which account offered the best bonus, among other features, we ranked the best accounts in the following categories and weighted each category as outlined in the percentages below:<\/p>\n<ul>\n<li><strong>Bonus amount (40%):<\/strong> Many banks and credit unions offer a cash bonus for opening a new checking account. In some cases, account holders must meet certain balance requirements, sign up for direct deposit, or make a certain number of qualifying purchases using their debit card to qualify. Bonus offers are for a limited time. We favored checking accounts that offered higher bonuses.\u00a0<\/li>\n<li><strong>Direct deposit amount (20%): <\/strong>Most banks require you to set up direct deposit in order to receive a bonus\u2014this guarantees to them that you\u2019re using the account and that they\u2019ll have money coming in regularly. We favored banks that don\u2019t have enormous direct deposit requirements in order to receive the bonus.<\/li>\n<li><strong>Time frame for direct deposit (10%): <\/strong>Most banks have set time frames in which the customer must set up and receive a certain threshold of direct deposit amounts to get their bonus. We rate smaller time frames as less attractive to the consumer.<\/li>\n<li><strong>Total potential bonus (10%): <\/strong>Some banks offer extra bonuses if you open up multiple accounts, like a savings account along with a checking account. We\u2019ve rated banks that give you multiple bonus opportunities higher.<\/li>\n<li><strong>Minimum opening deposit (5%):<\/strong> Some financial institutions require a deposit amount when you open your account. We rate a higher opening deposit as less attractive.\u00a0<\/li>\n<li><strong>Monthly fees (5%):<\/strong> Some banks charge monthly maintenance fees. We ranked banks with lower (or zero) monthly fees higher on the list.\u00a0\u00a0<\/li>\n<li><strong>Annual percentage yield (APY) on your account balance (5%):<\/strong> This percentage represents the real rate of return on your balance; the higher the APY, the better.\u00a0<\/li>\n<li><strong>Customer service (5%):<\/strong> Top picks offer customers three ways to get in contact: chat support, phone, or even email. Among the three options, we gave phone support the most weight.\u00a0<\/li>\n<\/ul>\n<p>We think that the best checking accounts offer a lucrative bonus, low or zero monthly service fees, low or no minimum balance requirements, and the ability to earn interest on your balance. The bonuses, rates, fees, and minimum balance requirements on these checking accounts are available for a limited time. APYs are subject to fluctuation, which could impact how much interest you earn. All the banks and credit unions on this list are insured by the FDIC and NCUA, respectively.<\/p>\n<h2 class=\"wp-block-heading\" id=\"faqs\">Frequently asked questions<\/h2>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\">\n<summary>\n<h3>Are checking accounts safe?<\/h3>\n<\/summary>\n<p>As long as you open a checking account with a financial institution that is <a href=\"https:\/\/fortune.com\/recommends\/banking\/what-is-fdic-insurance\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/what-is-fdic-insurance\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">FDIC-insured<\/a> or <a href=\"https:\/\/fortune.com\/recommends\/banking\/what-is-ncua-insurance\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/what-is-ncua-insurance\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">NCUA-insured<\/a>, your deposits are protected up to $250,000 per depositor, per account ownership category, in case of bank failure.<\/p>\n<\/details>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\">\n<summary>\n<h3>Should I have both checking and savings accounts with the same bank?<\/h3>\n<\/summary>\n<p>Having all of your financial accounts under one roof can be convenient and make it easier to manage your finances, but it isn\u2019t necessary. Do your research and compare offerings across financial institutions to select the <a href=\"https:\/\/fortune.com\/recommends\/banking\/best-high-yield-savings-accounts\/\" target=\"_self\" aria-label=\"Go to https:\/\/fortune.com\/recommends\/banking\/best-high-yield-savings-accounts\/\" class=\"sc-4d342e41-0 daYNyv\" rel=\"noopener\">best accounts<\/a> for your needs.<\/p>\n<\/details>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\">\n<summary>\n<h3>Can I close a checking account after receiving a bonus?\u00a0<\/h3>\n<\/summary>\n<p>Many banks require you to keep your account open for a certain length of time. Closing your account before you reach that threshold could mean paying an account closure fee or forfeiting your bonus.\u00a0<\/p>\n<\/details>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\">\n<summary>\n<h3>Do you pay taxes on bank account bonuses?<\/h3>\n<\/summary>\n<p>Yes, bank bonuses count as taxable income. The IRS considers bonuses taxable interest and will likely send you a <a href=\"https:\/\/www.irs.gov\/forms-pubs\/about-form-1099-int\" target=\"_blank\" aria-label=\"Go to https:\/\/www.irs.gov\/forms-pubs\/about-form-1099-int\" rel=\"noopener\" class=\"sc-4d342e41-0 daYNyv\">Form 1099-INT<\/a> or <a href=\"https:\/\/www.irs.gov\/forms-pubs\/about-form-1099-oid\" target=\"_blank\" aria-label=\"Go to https:\/\/www.irs.gov\/forms-pubs\/about-form-1099-oid\" rel=\"noopener\" class=\"sc-4d342e41-0 daYNyv\">Form 1099-OID<\/a> reporting interest payments and\/or tax-exempt interest of $10 or more.\u00a0<\/p>\n<\/details>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\">\n<summary>\n<h3>How do checking account bonuses work?<\/h3>\n<\/summary>\n<p>Some financial institutions offer checking account bonuses to incentivize new customers to open an account, typically for a limited amount of time. Bonuses are generally cash deposited directly into your account after meeting a minimum balance requirement or direct deposit threshold.<\/p>\n<\/details>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\">\n<summary>\n<h3>Is it important that a checking account has a high APY?<\/h3>\n<\/summary>\n<p>A high APY isn\u2019t necessary; however, it can help you grow your checking account balance over time. If you hope to boost your balance, opting for an account with a higher APY can help speed things along.<\/p>\n<\/details>\n<figure class=\"wp-block-embed is-type-rich is-provider-datawrapper wp-block-embed-datawrapper\">\n<p><iframe aria-label=\"Table\" id=\"datawrapper-chart-e9n8c\" frameborder=\"0\" height=\"1833\" loading=\"lazy\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/e9n8c\/12\/\" style=\"border:none\" title=\"Best Checking Account Bonuses for May 2024\" width=\"100%\"><\/iframe><\/p>\n<\/figure>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re in the market for a new checking account, you could supercharge your savings by choosing one that offers a cash bonus: You\u2019ll get a place to park your savings and earn extra cash. Some of the best checking account bonuses offer up to $700 but to earn the cash bonus, you\u2019ll likely need [&hellip;]<\/p>\n","protected":false},"author":394,"featured_media":10724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[123],"tags":[],"class_list":["post-10723","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Isn\u2019t it time your checking account paid you back? | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"Want your checking to pay you back? 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