{"id":10515,"date":"2024-04-09T19:35:50","date_gmt":"2024-04-09T19:35:50","guid":{"rendered":"https:\/\/topat10.com\/?p=10515"},"modified":"2024-04-09T19:35:50","modified_gmt":"2024-04-09T19:35:50","slug":"top-5-best-home-warranty-companies-in-montana","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=10515","title":{"rendered":"Top 5 Best Home Warranty Companies in Montana"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<p>As a homeowner myself, I understand the challenges we face when critical systems or appliances inevitably break down. From the harsh Montana winters that push heating systems to their limits to hot summers that strain even the best air conditioning units, our homes endure a lot. When something fails, repair bills can quickly soar into the thousands, putting a serious dent in most families\u2019 budgets.<\/p>\n<p>Home warranties offer a solution, providing peace of mind and protection against these unexpected expenses. However, the industry\u2019s reputation has been tarnished by confusing contracts, denied claims, and subpar service from some providers. To help Montanans find reliable coverage, I took a deep dive into the top home warranty companies serving our state.<\/p>\n<p>Using Today\u2019s Homeowner\u2019s stringent rating criteria, I evaluated each provider\u2019s coverage options, cost, customer service, availability, and reputation. I compared real pricing, read the fine print to expose sneaky exclusions, and analyzed thousands of reviews to separate the good providers from the bad ones. After hours of research, I can confidently recommend the best home warranty companies in Montana that offer comprehensive coverage for the systems and appliances found in most homes across the state, along with transparent terms and a track record of dependable service. If you\u2019re looking for a home warranty that will be there when you need it most, consider the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/\">best home warranty companies<\/a> in Montana that I delve into below.<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 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L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 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L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 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C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">Read our full <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Review Methodology<\/a> for more details.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Top 5 Home Warranty Companies<\/h2>\n<section id=\"th-subscribe-block_d378ac313530295d4691f41f022e3e10\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>Liberty Home Guard stands out as my top pick for homeowners in Montana seeking a personalized home warranty. With its array of over 40 optional add-ons, including unique offerings like generator coverage, electronics protection, pest control, and carpet cleaning, Liberty allows you to craft a plan that perfectly aligns with your home\u2019s specific needs. This flexibility is especially valuable in Montana, where homes tend to be more remote and require special systems and appliances.<\/li>\n<li>For those with high-end appliances or larger homes, Elite Home Warranty is worth considering. It boasts unparalleled coverage caps of up to $6,000 for appliances and $10,000 for home systems \u2014 significantly higher than the typical $2,000 to $5,000 limits. American Home Shield also excels in swift claims processing, often responding within a single day. This rapid response is crucial during Montana\u2019s harsh winters, where a failed furnace can quickly lead to frozen pipes and costly repairs.<\/li>\n<li>When selecting a home warranty in Montana, pay close attention to the fine print. Make sure that all your essential systems and appliances are covered, and carefully review any exclusions for preexisting conditions, improper installation, or misuse. Don\u2019t forget to factor in the state\u2019s unique climate challenges, such as extreme temperature fluctuations, which can lead to more wear and tear on your essential home systems. Opting for a provider like Liberty Home Guard that includes emergency services can provide added peace of mind during unexpected breakdowns.<\/li>\n<\/ul><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<p>Based on extensive research, I\u2019ve found that Liberty Home Guard (LHG) and American Home Shield (AHS) are the best home warranty providers in Montana. Liberty Home Guard offers unparalleled customization, with over 40 add-ons like pest control, carpet cleaning, pools, generators, septic tanks, well pumps, and premium appliance coverage. This flexibility is invaluable, as no two homes are identical, and different households have different protection needs. Liberty\u2019s 24\/7 emergency service is also a major plus, providing peace of mind when system and appliance breakdowns occur.<\/p>\n<p>For homeowners with high-end appliances and systems, American Home Shield is a top choice. AHS is a well-established provider, offering reliable protection and generous coverage caps \u2014 $4,000 for home appliances and $5,000 for home systems. These limits are typically enough even for premium equipment brands, ensuring your most valuable home components are well-protected.<\/p>\n<p>Whether you prioritize customization or need robust coverage for luxury appliances, Liberty Home Guard and American Home Shield are two of the best home warranty options available. After thoroughly comparing contracts, add-ons, coverage caps, and more, I\u2019m confident in recommending these providers to Montana homeowners seeking the ultimate peace of mind in home protection.<\/p>\n<section id=\"th-tips-block_15a642d86d94232e7f19ae1f6ffc83a7\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Based on extensive research, I\u2019ve found that Liberty Home Guard (LHG) and American Home Shield (AHS) are the best home warranty providers in Montana.         <\/p><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\">Montana Home Warranty Companies I Didn\u2019t Include<\/h3>\n<p>While conducting my research on the best home warranty companies for Montana homeowners, I came across <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/choice-home-warranty\/\">Choice Home Warranty<\/a>. Although it\u2019s a well-known provider in the industry, I ultimately decided not to include it in my top recommendations due to an <a href=\"https:\/\/www.azag.gov\/press-release\/ag-brnovich-files-consumer-fraud-lawsuit-against-home-warranty-company#:~:text=AG%20Brnovich%20Files%20Consumer%20Fraud%20Lawsuit%20Against%20Home%20Warranty%20Company,-Wednesday%2C%20October%202&amp;text=PHOENIX%20%2D%20Attorney%20General%20Mark%20Brnovich,purchased%20a%20home%20warranty%20policy.\">ongoing consumer fraud lawsuit<\/a> filed by the Arizona Attorney General. This legal action raises concerns about the company\u2019s business practices and overall trustworthiness. As the Choice Home Warranty lawsuit progresses, I will continue to monitor the situation and update my recommendations accordingly, always keeping the best interests of Montana homeowners at the forefront.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-highest-rated-home-warranties-in-montana\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare The Highest Rated Home Warranties In Montana<\/h2>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-home-warranties-in-montana\">Our Reviews of the Best Home Warranties in Montana<\/h2>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-a1c5dcba\">\n<div class=\"gb-grid-column gb-grid-column-68e5d0eb\">\n<div class=\"gb-container gb-container-68e5d0eb\">\n<p>Best for Customization<\/p>\n<h3 class=\"gb-headline gb-headline-1e790e41 gb-headline-text\">Liberty Home Guard<\/h3>\n<p class=\"gb-headline gb-headline-8a6fa0e3 gb-headline-text\">4.6<\/p>\n<p class=\"gb-headline gb-headline-22b15352 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-3fdd3eb9 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 Off + 2 Months free + Free Roof Leak Coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>Liberty Home Guard stands out for its commitment to customer satisfaction, boasting an impressive 4.7-star rating on both Google and Trustpilot. This stellar reputation far surpasses the industry average of 2 to 3 stars, giving me confidence that Liberty will be there for Montana homeowners when they need it most.<\/p>\n<p>What sets Liberty apart is its unparalleled flexibility in coverage, with over 40 add-on options allowing you to tailor your plan to perfectly fit your home\u2019s distinct features. Whether you need protection for a backup generator, central vacuum system, guest house, or even a spa, Liberty provides the customization options to create a plan that meets your specific needs. Additionally, Liberty offers valuable perks like a 60-day workmanship guarantee on repairs \u2014 double the industry standard.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>While I appreciate Liberty Home Guard\u2019s extensive customization options, I have some concerns about its coverage limits and add-on costs. Liberty\u2019s appliance coverage caps out at $2,000, which is lower than that of many competitors in the industry. For instance, American Home Shield offers up to $3,000 in coverage, while Elite Home Warranty provides an impressive $6,000 limit \u2014 three times that of Liberty. This means that if you need to replace a costly item like a furnace, you could be left with significant out-of-pocket expenses.<\/p>\n<p>Another downside is the price of Liberty\u2019s add-ons. While the company offers an impressive array of over 40 optional coverages, these come at a steep average cost of $14.99 per month. In comparison, some competitors, such as Elite Home Warranty, charge as little as $5.99 for certain add-ons. Additionally, some customers report frequent sales calls (for add-ons and upgrades) and a $50 cancellation fee when terminating the contract after 30 days, which can be frustrating.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>For Montana homeowners seeking a home warranty tailored to their unique needs, Liberty Home Guard stands out for its unparalleled customization options. With over 40 add-ons, including coverage for well pumps, sump pumps, generators, pools, spas, and even pest control, Liberty allows you to create a plan that perfectly fits your home\u2019s specific systems and appliances. This level of personalization is why I give Liberty an impressive 9.3\/10 rating and consider it a top choice for most Montanans.<\/p>\n<p>Liberty also excels in customer service, boasting a 4.7-star rating on both Google and Trustpilot. Customers consistently praise the company for its fast claims processing, responsive support, and competitive pricing, starting at around $50 per month. Plus, Liberty offers a 60-day workmanship guarantee, doubling the industry standard and providing extra peace of mind. However, one potential limitation to consider is Liberty\u2019s $2,000 coverage cap per item, which may not fully cover repairs or replacements for high-end appliances like dishwashers and refrigerators. For homeowners with luxury or pro-series appliances, American Home Shield or Elite Home Warranty, with their higher coverage limits, are better fits.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>Liberty Home Guard earns a perfect 10\/10 rating from me for its unparalleled customization options and affordable plans and add-ons. With three comprehensive plans and over 40 add-ons, including unique offerings like pest control, power washing, and coverage for well pumps and generators, Liberty allows Montana homeowners to craft a policy that perfectly fits their home\u2019s specific needs.<\/p>\n<p>I recommend the Total Home Guard plan, which combines comprehensive appliance and system coverage for just $60 per month \u2014 only $10 more than the base Appliance Guard plan. While most of Liberty\u2019s add-ons range from $8 to $15 monthly, and its service call fees of $65 to $125 (depending on the service you need) are higher than the industry average, the company offers enticing discounts that can help offset these costs. During my secret shopping, I was offered two free months with annual payments and a seasonal $225 coupon.<\/p>\n<p>Another standout feature is Liberty\u2019s 60-day workmanship guarantee, which doubles the industry standard and provides extra peace of mind on the quality of repairs. With customizable coverage, discounted pricing, and comprehensive plans, Liberty Home Guard offers exceptional value for Montana homeowners seeking to protect their homes and budgets.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Appliance Guard<\/em><\/td>\n<td><em>$49.99<\/em><\/td>\n<td><em>$65 <\/em><em>\u2013<\/em><em> $125<\/em><\/td>\n<td><em>2 months free (online), $225 off coupon (online)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Systems Guard<\/em><\/td>\n<td><em>$54.99<\/em><\/td>\n<td><em>$65 <\/em><em>\u2013<\/em><em> $125<\/em><\/td>\n<td><em>2 months free (online), $225 off coupon (online)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Total Home Guard<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$65 <\/em><em>\u2013<\/em><em> $125<\/em><\/td>\n<td><em>2 months free (online), $225 off coupon (online)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Bozeman, MT. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>LHG offers the following optional add-ons to its plans. I appreciate the generator coverage the most. I know plenty of homes in Montana are in remote areas and when power goes out, it can take days for the power company to fix it in the dead of winter. Ensuring your generator is up and running and has access to a swift, high-quality repair network is critical.\u00a0<\/p>\n<ul>\n<li>Carpet cleaning: $19.99\/month<\/li>\n<li>Casita guest unit: $35.99\/month<\/li>\n<li>Central vacuum: $8.99\/month<\/li>\n<li>Ejector pump: $14.99\/month<\/li>\n<li>Electronics protection: $19.99\/month<\/li>\n<li>Freestanding ice maker: $14.99\/month<\/li>\n<li>Generator: $19.99\/month<\/li>\n<li>Grinder pump: $14.99\/month<\/li>\n<li>Gutter cleaning: $14.99\/month<\/li>\n<li>Ice maker (in-fridge): $3.99\/month<\/li>\n<li>Instant hot water dispenser: $9.99\/month<\/li>\n<li>Lawn sprinkler system: $9.99\/month<\/li>\n<li>Lighting fixtures: $7.99\/month<\/li>\n<li>Limited roof leak: $11.99\/month<\/li>\n<li>Pest control: $14.99\/month<\/li>\n<li>Plumbing fixtures: $7.99\/month<\/li>\n<li>Pool and spa: $19.99\/month\n<ul>\n<li>Additional spa: $9.99\/month<\/li>\n<\/ul>\n<\/li>\n<li>Power washing (exterior flooring): $19.99\/month<\/li>\n<li>Pro-series clothes dryer: $4.99\/month<\/li>\n<li>Pro-series dishwasher: $7.99\/month<\/li>\n<li>Pro-series microwave: $4.99\/month<\/li>\n<li>Pro-series range\/oven\/cooktop: $12.99\/month<\/li>\n<li>Pro-series refrigerator: $14.99\/month<\/li>\n<li>Pro-series stand-alone freezer: $14.99\/month<\/li>\n<li>Pro-series washing machine: $4.99\/month<\/li>\n<li>Re-key: $9.99\/month<\/li>\n<li>Reverse osmosis water filter system: $14.99\/month<\/li>\n<li>Salt water pool: $23.99\/month<\/li>\n<li>Second refrigerator: $7.99\/month<\/li>\n<li>Septic system pumping: $12.99\/month<\/li>\n<li>Sump pump: $8.99\/month<\/li>\n<li>Swamp cooler: $14.99\/month<\/li>\n<li>Trash compactor: $7.49\/month<\/li>\n<li>TV mounting (up to 65 inch TVs): $14.99\/month<\/li>\n<li>TV mounting (up to 85 inch TVs): $19.99\/month<\/li>\n<li>Water dispenser water line: $4.99\/month<\/li>\n<li>Water softener: $13.99\/month<\/li>\n<li>Well pump: $12.99\/month<\/li>\n<li>Window washing\/cleaning: $19.99\/month<\/li>\n<li>Wine cooler\/fridge: $11.99\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>LHG has the below exclusions to its home warranty plans, all of which are normal in the industry.\u00a0<\/p>\n<ul>\n<li>Cosmetic defects<\/li>\n<li>Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems<\/li>\n<li>Disposal of appliances, systems, or components<\/li>\n<li>Electronics, computerized, \u201csmart,\u201d or Internet\/enabled components and parts<\/li>\n<li>Filters associated with any covered items<\/li>\n<li>Fire sprinkler systems<\/li>\n<li>Flues, vents, chimneys, and exhaust lines<\/li>\n<li>Glass parts<\/li>\n<li>Lighting<\/li>\n<li>Malfunction or damage caused by acts of God<\/li>\n<li>Noise<\/li>\n<li>Radon and other leak detection monitoring systems<\/li>\n<li>Remote receiving and transmitting devices<\/li>\n<li>Solar systems and applications<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Liberty Home Guard offers competitively priced base plans starting at around $50 per month, making it an affordable choice for most Montana homeowners. However, it\u2019s important to note that the company\u2019s add-ons are generally more expensive than those of other providers, with most costing over $15 per month compared to the $6 to $13 range offered by competitors.<\/p>\n<p>Another potential drawback is Liberty\u2019s non-negotiable service fee, which ranges from $65 to $125 when filing a claim \u2014 higher than what many other companies charge. Additionally, after reviewing a sample contract, I found that Liberty only covers items up to their \u201cbook value\u201d rather than their full replacement cost \u2014 see the below snapshot of its contract.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/xziHmNVU9LeroUkEBBRhEaej7_krGEY86oE1q35VXNKecVJvxFEZRh6KiQ-NdUGAHL2__R-2i_R2BYSPpS4WQHJ-6oV0UryYdNRf6mmtHA6jOGa0pjU9ym9LHxQp6VNVMgZyoDziW0ltifLnPxqMI0E\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/xziHmNVU9LeroUkEBBRhEaej7_krGEY86oE1q35VXNKecVJvxFEZRh6KiQ-NdUGAHL2__R-2i_R2BYSPpS4WQHJ-6oV0UryYdNRf6mmtHA6jOGa0pjU9ym9LHxQp6VNVMgZyoDziW0ltifLnPxqMI0E\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<p>Plus, its per-item coverage caps max out at $2,000 \u2014 lower than the limits set by providers like Elite Home Warranty ($6,000) and American Home Shield ($3,000). On the plus side, Liberty stands out for its coverage of unique appliances with add-ons that other warranties often exclude, such as reverse osmosis filters, water softeners, and pro-series or luxury equipment. This flexibility is particularly valuable for Montanans with high-end or specialized home systems.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>Liberty Home Guard earns a solid 7.8\/10 rating from me for its customer experience, thanks to a seamless online quoting system and a 60-day service guarantee on repairs. When I conducted my secret shopping, I found it easy to customize my plan and compare coverage options tailored to the unique needs of a Montana home. Liberty\u2019s website makes it simple for residents to understand their choices and make informed decisions.<\/p>\n<p>Once you\u2019re signed up, you\u2019ll appreciate Liberty\u2019s multiple contact options, including phone, email, and online chat. This accessibility ensures that you can get prompt support when issues arise, reducing stress during challenging situations. The company\u2019s 60-day service guarantee on repairs, which is double the industry standard, provides extra reassurance that any work performed will meet quality standards on the first attempt (and if not, Liberty will repair it again at no additional charge).<\/p>\n<p>One potential drawback is Liberty\u2019s 30- to 60-day waiting period before coverage begins, depending on the plan. However, this is still in line with industry averages and shorter than some competitors who make customers wait up to 90 days.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>After extensive research into home warranty providers, I can confidently say that Liberty Home Guard stands out among the competition for its consistently high ratings and outstanding reputation. With overwhelmingly positive 4.7-star ratings on Google and Trustpilot, Liberty demonstrates a strong commitment to customer satisfaction, setting it apart from other companies in the industry. Montana homeowners consistently praise Liberty for its exceptional service, smooth claims processes, and quick issue resolution, highlighting the company\u2019s dedication to putting people first.<\/p>\n<p>While Liberty recently encountered a setback when the Better Business Bureau (BBB) revoked its A+ rating due to a recent influx of complaints, it\u2019s important to note that this is a standard procedure while the BBB thoroughly reviews the complaints. Liberty has previously gone through this process a few times in the past three years and had its A+ rating restored after the BBB\u2019s evaluations. Negative reviews are few and far between, mainly mentioning isolated cases of longer wait times or unexpected fees. For Montana residents seeking a reliable home warranty provider with a proven track record of customer satisfaction, Liberty Home Guard is my top recommendation.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>NR (Not Rated)* \/ 4.5 out of 5 stars\u00a0<\/em><\/td>\n<td><em>2,519<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7 out of 5 stars<\/em><\/td>\n<td><em>2,620<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.7 out of 5 stars<\/em><\/td>\n<td><em>10,440<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.4 out of 5 stars<\/em><\/td>\n<td><em>49<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<p><em>*Note (as of 4\/4\/24): The Better Business Bureau recently shifted LHG\u2019s A+ rating to \u201cNR.\u201d We reached out to a representative from the Better Business Bureau, and they told us, \u201cThis business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.\u201d When asked about whether they revoke ratings after an increase in complaints, the rep said, \u201cYes, if they feel they need to review the complaints first before issuing an accurate rating.\u201d This scenario has happened to LHG twice in the last two years, but each time the BBB has restored its A+ rating after a thorough review.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>When disaster strikes, and you\u2019re faced with a catastrophic failure like a burst pipe or a broken furnace during a frigid Montana winter, Liberty Home Guard is there to save the day. With an impressive 12-hour average response time and critical emergency repair options that many competitors lack, Liberty sets the standard for claims handling, earning a perfect 10\/10 rating from me. These rapid responses can make all the difference when you\u2019re dealing with a home crisis, and Liberty\u2019s dedication to providing top-notch service during these challenging times is truly remarkable.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>Liberty Home Guard is available in all U.S. states, earning it a perfect 10\/10 score. With complete coverage of the country, Liberty has ties to experienced contractors near your home no matter where you live.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>40% Off Our Most Popular Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-680755e4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-33285d81 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d9d8211b gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-e145cb47 gb-tabs__items\">\n<div class=\"gb-container gb-container-40fcd9cb gb-tabs__item gb-tabs__item-open\">\n<p>I like American Home Shield\u2019s unique offerings and industry-leading coverage limits, making it an excellent choice for Montana homeowners seeking comprehensive protection. One of the most notable features is AHS\u2019s roof leak protection, which can be added as an optional coverage or included in the premium plan \u2014 a rarity in the industry and particularly valuable in Montana, where heavy snowfall and severe storms can cause significant wear and tear on roofs.<\/p>\n<p>I\u2019m also impressed by AHS\u2019s extensive coverage limits, offering up to $5,000 for home systems like HVAC and $4,000 for appliances \u2014 far more than the typical $2,000 to $3,000 provided by most competitors. This gives me extra peace of mind, knowing that even my priciest appliances are covered.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-5fca56db gb-tabs__item\">\n<p>I don\u2019t like AHS\u2019s poor review scores. Despite its 50 years of experience in the industry, American Home Shield has received a concerning number of negative reviews, with over three times the complaints on the BBB compared to rivals like Select Home Warranty in the last year alone. The company\u2019s sub-2-star ratings on both Trustpilot and Yelp further indicate a lack of reputability, raising red flags to me considering their services. While AHS\u2019s longevity may contribute to the accumulation of reviews, the consistently low ratings across multiple platforms are disappointing for a company with such extensive experience and contractor connections.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>With over 50 years of experience, American Home Shield stands out for its impressive coverage limits of up to $5,000 for home systems and $4,000 for appliances, surpassing most competitors who typically offer limits closer to $3,000. This extensive protection is particularly valuable for Montana homeowners with high-end appliances and systems. AHS also distinguishes itself by covering undetectable preexisting defects, rust, and corrosion, unlike most other providers.<\/p>\n<p>During my secret shopping, I found AHS\u2019s website and quote process user friendly and straightforward. However, despite the higher coverage limits, the company\u2019s lower-tier plans cover fewer appliances and systems compared to entry-level options from competitors. For comprehensive protection, I recommend the ShieldPlatinum plan to all Montana homeowners. It offers broad coverage at only a slight increase in cost while still beating comparable plans from other providers. While AHS boasts a vast contractor network, some reviewers have reported extended repair delays, and the 30-day workmanship guarantee falls short of rivals like Elite Home Warranty, which offers a 90-day guarantee.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"American Home Shield: Protecting Homeowners&#039; Budgets\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/5lCm1SqzwDc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>American Home Shield offers Montana homeowners three plan options: ShieldSilver for major systems, ShieldGold, which adds some appliances, and the comprehensive ShieldPlatinum. I give AHS a strong 9\/10 rating for its plans and coverage, particularly for the ShieldPlatinum plan. It uniquely includes roof leak coverage \u2014 coverage most home warranty companies exclude or offer as an add-on only. This top-tier plan also offers free HVAC tune-ups, helping to prevent furnace breakdowns during Montana\u2019s <a href=\"https:\/\/en.climate-data.org\/europe\/switzerland\/valais-wallis\/montana-213538\/\">six months of below-freezing temperatures<\/a>. Additionally, the ShieldPlatinum plan has allowances for code violations, permits, and equipment modifications that other warranties often exclude.<\/p>\n<p>One of the standout features of all AHS plans is that they cover old, improperly installed items and preexisting conditions, which many competitors like <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield-vs-liberty-home-guard\/\">Liberty Home Guard don\u2019t cover<\/a>. This extensive protection brings peace of mind to owners of complex or aging systems and appliances. While AHS\u2019s service fees, ranging from $100 to $125, exceed the industry average, the company offers flexibility by allowing customers to choose between lower monthly premiums or higher service fees based on their budget and needs. During my secret shopping, a representative offered a 20% discount for signing up the same day, so it\u2019s worth keeping an eye out (and asking) for deals and discounts.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee*<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldSilver<\/em><\/td>\n<td><em>$39.99 <\/em><em>\u2013 <\/em><em>$49.99<\/em><\/td>\n<td><em>$100\u00a0 <\/em><em>\u2013 <\/em><em>$125<\/em><\/td>\n<td><em>20% off same-day sign-up discount (online and phone)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldGold<\/em><\/td>\n<td><em>$59.99 <\/em><em>\u2013 <\/em><em>$69.99<\/em><\/td>\n<td><em>$100\u00a0 <\/em><em>\u2013 <\/em><em>$125<\/em><\/td>\n<td><em>20% off same-day sign-up discount (online and phone)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldPlatinum<\/em><em\/><\/td>\n<td><em>$89.99 <\/em><em>\u2013 <\/em><em>$99.99<\/em><\/td>\n<td><em>$100\u00a0 <\/em><em>\u2013 <\/em><em>$125<\/em><\/td>\n<td><em>20% off same-day sign-up discount (online and phone)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $49.99 rate for the ShieldSilver plan pairs with the $100 service fee.<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Bozeman, MT. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>AHS has the below optional add-ons to its plans. While the selection is limited, I like the optional roof leak repair coverage. Given Montana\u2019s high amount of snow and rain, adding more wear and tear to roofs, this add-on can help patch leaks quickly. By the way, it\u2019s included in the ShieldPlatinum plan at no extra charge.\u00a0<\/p>\n<ul>\n<li>Electronics protection plan: $14\/month<\/li>\n<li>Guest unit: $15.99\/month<\/li>\n<li>Pool &amp; built-in-spa equipment: $18\/month<\/li>\n<li>Roof leak repair: $10\/month<\/li>\n<li>Septic pump: $5\/month<\/li>\n<li>Well pump: $8\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>AHS has the below exclusions to its plans. None of these is abnormal in the industry.\u00a0<\/p>\n<ul>\n<li>Damage due to pets or pests<\/li>\n<li>Failure to properly clean or maintain home systems or appliances<\/li>\n<li>Foundation or structural damage<\/li>\n<li>Improper installation, improper wiring, or damage caused by construction activity<\/li>\n<li>Manufacturer\u2019s defect<\/li>\n<li>Misuse or human error<\/li>\n<li>Malfunction or damage due to natural disasters<\/li>\n<li>Neglect, rust, corrosion, or sediment<\/li>\n<li>Removal of hazardous materials such as asbestos, lead, or other toxic materials<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>American Home Shield earns an 8.7\/10 rating from me for affordability, primarily due to its high coverage caps that can save Montana homeowners money in the long run despite slightly higher up-front monthly costs and service fees. While competitors like Liberty Home Guard often cap system coverage at around $2,000, AHS extends that to an impressive $5,000 \u2014 offering more than double the protection. These strong coverage caps are especially valuable in Montana, where harsh winters and hot summers can lead to increased wear and tear on critical systems and appliances.<\/p>\n<p>For Montanans with high-end systems or luxury appliances that would be costly to repair or replace without adequate coverage, the peace of mind and extra protection provided by AHS\u2019s higher coverage limits can make the slightly pricier rates worthwhile in the long run. The costs for replacement HVAC systems in the state can easily surpass the lower caps offered by many competitors, making AHS\u2019s allowance of up to $5,000 for these systems particularly beneficial. While American Home Shield may not be the most budget-friendly option, with monthly premiums of $39.99 to $99.99 and service fees of $100 to $125 slightly above average, the enhanced coverage justifies the higher costs when you have something break down.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>I had high hopes for American Home Shield\u2019s customer service given the company\u2019s 50-plus years of experience in the home warranty industry . However, during my research, I found numerous complaints about unreturned calls and messages, which is concerning when Montana homeowners need assistance, especially during an HVAC breakdown in the middle of a harsh winter. While no provider is perfect, customer experience seems like a clear area for improvement based on customer feedback, and it\u2019s the reason behind my 8.4\/10 rating in this area.<\/p>\n<p>Despite reported communication issues, AHS does offer some advantages that demonstrate a commitment to responsiveness. It assigns each customer an account manager and provides multiple contact methods, which can facilitate communication from individual representatives. Additionally, during my secret shopping, I found American Home Shield\u2019s website to be user friendly when obtaining quotes and comparing pricing for different plans.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>American Home Shield has a mixed reputation, with a less-than-stellar 2.2 rating on Trustpilot and a 1.1 rating on Yelp at the time of writing. Its BBB rating is slightly better at a B, but still not impressive compared to other providers. That said, AHS does have a strong 4.5-star Google rating,\u00a0 with almost 33,000 reviews.\u00a0 Most of the negative reviews focused on slow contractor dispatch, ineffective technicians, or coverage misunderstandings. However, if I read between the lines, it seems that some complaints stem from customers not carefully reviewing policy details and exclusions before signing up, so not all negative feedback is justified.<\/p>\n<p>On a positive note, AHS makes filing claims straightforward with 24\/7 online and phone support, which is crucial for urgent issues like furnace failures during Montana\u2019s harsh winters. Once you submit a claim, you can conveniently track its status and repair history through your online account dashboard, providing ongoing visibility into the process.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B \/ 2.11 out of 5 stars\u00a0<\/em><\/td>\n<td><em>11,139<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.1 out of 5 stars<\/em><\/td>\n<td><em>5,277<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.5 out of 5 stars<\/em><\/td>\n<td><em>32,947<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.1 out of 5 stars<\/em><\/td>\n<td><em>1,271<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>American Home Shield provides a user-friendly claims process, earning a solid 8.4\/10 rating from me for its 24\/7 customer service availability and straightforward online and phone claim submission options. This around-the-clock support is crucial for Montana homeowners facing urgent issues like a broken water heater. Once you file a claim, you can easily track its status and view your home\u2019s repair history through your online account, providing transparency and reducing stress throughout the process.<\/p>\n<p>However, AHS\u2019s average response time of 48 hours is longer than that of some other industry leaders like Liberty Home Guard, which slightly lowers my rating. Additionally, some reviews highlight instances of unreturned calls and messages, which is concerning for a prominent provider. To mitigate these issues, AHS takes steps like assigning dedicated account managers and offering multiple contact channels, ensuring that homeowners can get the support they need when they need it.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>AHS is available in all 50 states, earning it my perfect 10\/10 rating. Homeowners in Montana have access to its expansive network of quality contractors for repairs.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d518d3a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-1a588591 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-868a02fe gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-5e6f7a85 gb-tabs__items\">\n<div class=\"gb-container gb-container-f0e3a69e gb-tabs__item gb-tabs__item-open\">\n<p>I like that Select Home Warranty (SHW) offers a compelling combination of comprehensive coverage and affordability. One of the standout features that distinguishes Select from its competitors is the inclusion of limited roof leak coverage across all plan tiers. This valuable protection, which is often excluded or only available as an add-on with other providers, is automatically included in every Select plan. With Montana\u2019s variable climate, having this extra layer of security for roofs is a significant advantage.\u00a0<\/p>\n<p>Moreover, Select\u2019s 90-day repair guarantee surpasses the typical 30- to 60-day guarantees offered by many other home warranty companies, giving me added confidence in their commitment to customer satisfaction. All these benefits come at an affordable monthly premium, ranging from $44 to $48, making Select Home Warranty an excellent value for budget-minded Montana homeowners.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-3031a35c gb-tabs__item\">\n<p>I find Select Home Warranty\u2019s limited number of add-ons disappointing, with only nine options available compared to providers like Liberty Home Guard, which offers over 40. This lack of customization could be problematic for those with unique home systems or appliances requiring specific coverage.\u00a0<\/p>\n<p>Another concern is Select\u2019s policy of excluding coverage for unknown preexisting conditions, putting homeowners at risk of claim denials if they were unaware of hidden issues before signing up. To avoid this, I recommend thoroughly inspecting your home and documenting everything before enrolling.\u00a0<\/p>\n<p>Additionally, Select\u2019s strict $75 plan cancellation fee and not letting you choose your preferred repair contractors seem to prioritize the company\u2019s interests over flexibility for Montana residents, which I don\u2019t appreciate.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>I give Select Home Warranty an impressive 8.4\/10 overall rating for its straightforward plans, affordable pricing, and strong coverage. With its Bronze Care, Gold Care, and Platinum Care options, Select offers clear coverage for appliances, systems, or a combination of both, making it easy to choose the right plan for your needs. I appreciate the company\u2019s budget-friendly monthly premiums, ranging from $44 to $48, which are lower than those of many competitors like American Home Shield and Liberty Home Guard. Select\u2019s 90-day workmanship guarantee also surpasses the 30- to 60-day industry norms, giving me added peace of mind.<\/p>\n<p>However, it\u2019s worth noting that Select\u2019s coverage caps only reach $3,000 for essential items like air conditioning and HVAC systems. Given Montana\u2019s varying climate, which puts considerable wear and tear on heating and cooling units, this may fall short for costly replacements. American Home Shield offers $6,000 and Elite Home Warranty offers a whopping $10,000 in coverage, so consider your HVAC system\u2019s cost before choosing Select. Additionally, if you have luxury appliances or specialty home systems, providers like Elite Home Warranty and Liberty Home Guard may be better choices with their wider range of optional add-ons. However, for standard Montana homes, Select Home Warranty\u2019s typical inclusions, cheaper monthly rates, and lower service fees make it an excellent choice for budget-conscious homeowners seeking reliable protection.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Select Home Warranty Testimonials\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/dnsi4jgp48c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>Select Home Warranty offers straightforward coverage plans for appliances, systems, or a combination of both, earning a respectable 8.3\/10 rating. I recommend the Platinum Care plan for most Montana homeowners, as it covers both appliances and systems for just $4 more per month. Select\u2019s transparent approach to home warranty coverage is refreshing compared to competitors, which have confusing packages and terminology.<\/p>\n<p>When I got a quote online, I was offered attractive discounts, including two free months and $150 off the annual price, showcasing Select\u2019s commitment to affordability. Customer reviews even mentioned the ability to negotiate lower monthly and service fees when speaking with a representative. However, it\u2019s important to note that Select\u2019s $3,000 coverage limits may not suffice for those with high-end appliances or systems, as some competitors like American Home Shield and Elite Home Warranty offer limits two to three times higher. Additionally, Select provides fewer specialty add-ons compared to some of its rivals.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost*<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Bronze Care<\/em><em\/><\/td>\n<td><em>$44.00<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website \u2013 yearly pricing), $16 off monthly pricing\u00a0<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Care<\/em><em\/><\/td>\n<td><em>$44.00<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website \u2013 yearly pricing), $16 off monthly pricing\u00a0<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Care<\/em><em\/><\/td>\n<td><em>$47.75<\/em><em\/><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website \u2013 yearly pricing), $16 off monthly pricing\u00a0<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*Monthly cost figures provided reflect the discounted rate offered at time of writing. Select Home Warranty has been running this promotion since the beginning of this year.<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Bozeman, MT. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>SHW has the below add-ons available with its plans. In a state with many rural homes without access to city water and sewage, I appreciate Select offering optional coverage for well pumps and septic systems.\u00a0<\/p>\n<ul>\n<li>Central Vacuum: $3.33\/month<\/li>\n<li>Lawn Sprinkler System: $5.83\/month<\/li>\n<li>Pool: $8.33\/month<\/li>\n<li>Roof Leak: free<\/li>\n<li>Septic System: $5.83\/month<\/li>\n<li>Spa: $5.83\/month<\/li>\n<li>Stand-alone Freezer: $3.33\/month<\/li>\n<li>Sump Pump: $3.33\/month<\/li>\n<li>Well Pump: $3.33\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Select has the following standard exclusions to its home warranty plans:\u00a0<\/p>\n<ul>\n<li>Common areas in condominiums or multifamily homes<\/li>\n<li>Damage from natural disasters and rust<\/li>\n<li>Defects or damages caused by the foundation and structure of the home<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials (for example mold, asbestos, and gas leaks)<\/li>\n<li>Secondary damage (i.e., your home warranty may cover roof damage but won\u2019t cover water damage caused by a roof leak)<\/li>\n<li>Solar heating systems<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>Select Home Warranty stands out for its affordability, earning an impressive 9.1\u00a0 rating. With monthly premiums of around $40 after discounts, Select offers plans that are $10 to $20 cheaper than the industry average, making it an excellent choice for Montana homeowners looking to protect their homes on a tight budget. This competitive pricing extends across its Bronze, Gold, and Platinum plans, which cover essential appliances, systems, or both without the steep price increases often seen with competitors.<\/p>\n<p>I appreciate Select\u2019s low $75 service fee that is significantly less than the $100 or more charged by many other providers like American Home Shield. These lower fees provide peace of mind that repairs won\u2019t break the bank, allowing for savings on both monthly premiums and repair costs. While Select\u2019s $2,000 per appliance coverage limit may not suit every homeowner, it\u2019s plenty for most homes with standard units. Overall, Select Home Warranty\u2019s affordability, lower service fees, and adequate coverage limits make it a top choice for budget-conscious Montana homeowners.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>I\u2019m impressed with Select Home Warranty\u2019s user-friendly website and straightforward online quote process. Unlike other providers I\u2019ve researched, Select doesn\u2019t bombard potential customers with excessive follow-ups or aggressive sales tactics. Its website clearly outlines available plans, pricing details, coverage specifics, and add-ons in plain language, making it easy for Montanans to pinpoint what is and isn\u2019t included in each plan, each plan\u2019s cost, and the breakdown of each add-on. This hassle-free online experience sets Select apart from competitors that often overwhelm and confuse potential customers with pushy salespeople.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>Select Home Warranty has a decent B rating from the BBB. It holds an average 3.8\/5 star customer review scores across several review sites, resulting in a fair 8\/10 rating from me. Positive reviews highlight the company\u2019s swift repairs after claim approval, helpful customer service, and easy enrollment process. However, I\u2019m disappointed to see complaints about low reimbursements, denied coverage, and unskilled repair contractors. It\u2019s important to note that dissatisfied customers often shout louder than satisfied ones, and Select\u2019s lower review volume compared to massive competitors may indicate fewer unhappy buyers overall.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B \/ 1.39 out of 5 stars\u00a0<\/em><\/td>\n<td><em>2,110<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.8 out of 5 stars<\/em><\/td>\n<td><em>4,818<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>3.8 out of 5 stars<\/em><\/td>\n<td><em>19,830<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>I appreciate that filing a claim with Select Home Warranty is a straightforward process, allowing Montana residents to submit requests either online or by phone. For most non-emergency situations, Select dispatches repair technicians within 48 hours, aligning with the industry average. However, this response time lags behind some competitors who aim for 12 hours or less, which earns the company a fair 7.6\/10 rating from me for its claims process.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>Select offers its plans to homeowners in all 50 states. With \u200ccoast-to-coast coverage, you can count on experienced local contractors for fast repairs.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Customer Ratings<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Elite Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off + 1 Month Free<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-553a17e0 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-2db3478f gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-3084f7c8 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-7c56575d gb-tabs__items\">\n<div class=\"gb-container gb-container-0713fd08 gb-tabs__item gb-tabs__item-open\">\n<p>I like that \u200b\u200bElite Home Warranty (EHW) stands out with its consistently high ratings ranging from 4.5 to 5 stars on trusted review sites like Yelp, Trustpilot, and Google, far surpassing the industry\u2019s typical 2- to 3-star reputation.<\/p>\n<p>I also appreciate its \u200b\u200btop-notch customer support, as demonstrated by the frequent praise for its quality service and ability to promptly settle claims to customers\u2019 complete satisfaction.\u00a0<\/p>\n<p>Another key advantage is Elite\u2019s extensive array of customization options, with 27 add-ons available, allowing Montanans to create tailored plans that balance affordability and financial security. Moreover, Elite\u2019s generous coverage limits of up to $10,000 per system and $6,000 per appliance provide peace of mind, ensuring that even premium equipment is well-protected at a reasonable price point.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f1aca5f0 gb-tabs__item\">\n<p>One major gripe I have with Elite Home Warranty is that its plans don\u2019t cover emergency repairs without an additional $150 fee. When critical systems like air conditioners fail during Montana\u2019s hot summers, homeowners need urgent support without the burden of extra costs.<\/p>\n<p>\u200b\u200bI also find it disappointing that Elite excludes commercial-grade appliances from all its plans, which could be a deal-breaker for some Montana homeowners. Another notable con is that you lose the workmanship guarantee if you choose to use your own trusted technician instead of one from Elite\u2019s contractor network, limiting flexibility and potentially frustrating those who prefer working with local professionals they know are reliable.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p>Elite Home Warranty\u2019s industry-leading coverage limits of up to $10,000 for home systems and $6,000 for appliances are what stand out to me the most. These generous caps far exceed the typical $2,000 to $3,000 maximums offered by competitors, providing invaluable peace of mind for Montana homeowners with high-end household equipment vulnerable to costly repairs. I highly recommend Elite\u2019s Complete plan, which bundles appliance and system coverage for maximum value, and with 26 add-ons available, Montanans can customize their protection to fit the unique needs of their homes.<\/p>\n<p>However, it\u2019s important to note that Elite falls short when it comes to emergency repairs outside of normal business hours, even with their 24\/7 customer service, by charging a $150 emergency fee. Additionally, certain luxury brands may trigger service surcharges, and Elite excludes commercial-grade equipment across all plans. Despite these limitations, I give Elite Home Warranty an impressive 8.6\/10 rating for its comprehensive coverage and flexibility. It\u2019s a top choice for Montana residents seeking to safeguard their expensive household systems and appliances with the highest limits available.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Why Elite Home Warranty? Transparent Home Warranties for Homeowners.\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/E6cK4x8WcxM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>Elite Home Warranty offers three straightforward plans for Montana homeowners: an appliance-only plan, a systems-only plan, and a combo plan called Elite Complete, which is my top choice for its amazing coverage. What truly sets Elite apart are its outstanding coverage limits, which are significantly higher than industry standards that typically max out at around $3,000. Appliances are covered up to an impressive $6,000 per claim, while system payouts are as much as $10,000 \u2014 both unparalleled sums I haven\u2019t seen any other home warranty company match.<\/p>\n<p>With Montana\u2019s extreme temperature fluctuations, from hot summers to frigid winters, home systems and appliances face extra strain, increasing the likelihood of breakdowns and costly repairs. Elite\u2019s strong coverage caps provide immense peace of mind by fully covering sudden repair expenses. During my secret shopping, I was offered a special 30-day free trial for the policy and $150 off to get started when calling to start coverage. Because of this deal, I recommend contacting Elite directly to secure the best pricing. Given its record-shattering coverage limits that blow away industry norms, I confidently rate Elite\u2019s protection plans a perfect 10 out of 10 for Montana homeowners.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Appliance<\/em><em\/><\/td>\n<td><em>$48.99<\/em><em\/><\/td>\n<td><em>$100<\/em><em\/><\/td>\n<td><em>$150 sign-up (phone), 30-day trial (phone)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Systems<\/em><\/td>\n<td><em>$52.99<\/em><em\/><\/td>\n<td><em>$100<\/em><em\/><\/td>\n<td><em>$150 sign-up (phone), 30-day trial (phone)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Complete<\/em><\/td>\n<td><em>$59.99<\/em><em\/><\/td>\n<td><em>$100<\/em><em\/><\/td>\n<td><em>$150 sign-up (phone), 30-day trial (phone)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Bozeman, MT. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>EHW offers the following 26 add-on coverage options to its plans. I appreciate that Elite offers water softener and well pump coverage for Montana homes. Many homes in this state don\u2019t have access to city water, and being able to protect these two important systems is a great plus.\u00a0<\/p>\n<ul>\n<li>Attic exhaust fan:\u00a0$69.99\/year<\/li>\n<li>Central vacuum:\u00a0$49.00\/year<\/li>\n<li>Effluent pump:\u00a0$99.99\/year<\/li>\n<li>Ejector pump:\u00a0$99.99\/year<\/li>\n<li>Freestanding freezer:\u00a0$59.99\/year<\/li>\n<li>Freestanding ice maker:\u00a0$59.99\/year<\/li>\n<li>Freestanding spa equipment:\u00a0$119.99\/year<\/li>\n<li>Generator:\u00a0$99.99\/year<\/li>\n<li>Geothermal heating and cooling System:\u00a0$299.99\/year<\/li>\n<li>Grinder pump:\u00a0$99.99\/year<\/li>\n<li>Guest house:\u00a0$299.99\/year<\/li>\n<li>HVAC annual maintenance:\u00a0$299.99\/year<\/li>\n<li>Jetted\/hot Tub:\u00a0$99.99\/year<\/li>\n<li>Lawn sprinkler system:\u00a0$99.99\/year<\/li>\n<li>Lift pump:\u00a0$99.99\/year<\/li>\n<li>Limited roof leak repair:\u00a0$99.99\/year<\/li>\n<li>Pool &amp; spa equipment:\u00a0$199.99\/year<\/li>\n<li>Pool equipment:\u00a0$149.99\/year<\/li>\n<li>Premium appliances:\u00a0$249.99\/year<\/li>\n<li>Premium benefits:\u00a0$199.99\/year<\/li>\n<li>Premium systems:\u00a0$299.99\/year<\/li>\n<li>Premium systems plus:\u00a0$499.99\/year<\/li>\n<li>Septic system:\u00a0$129.99\/year<\/li>\n<li>Service lines:\u00a0$349.99\/year<\/li>\n<li>Sump pump:\u00a0$99.99\/year<\/li>\n<li>Swamp cooler:\u00a0$149.99\/year<\/li>\n<li>Water filtration system:\u00a0$99.99\/year<\/li>\n<li>Water softener:\u00a0$99.99\/year<\/li>\n<li>Well pump:\u00a0$99.99\/year<\/li>\n<li>Wine cooler:\u00a0$69.99\/year<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>EHW has the following industry-standard exclusions:\u00a0<\/p>\n<ul>\n<li>A lack of maintenance<\/li>\n<li>Acts of God<\/li>\n<li>Commercial-grade appliances<\/li>\n<li>Cosmetic damage<\/li>\n<li>Natural disaster-related damages<\/li>\n<li>Units in a rental property<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>I find Elite Home Warranty\u2019s monthly premiums, ranging from around $49 to around $60, to be competitive with those of other providers in Montana. The company offers standard coverage options, including appliances-only, systems-only, and bundled plans, with a $100 service call fee that parallels that of top competitors like Select Home Warranty and American Home Shield.<\/p>\n<p>However, when speaking with Elite\u2019s customer representatives, I found the experience a bit frustrating due to the lack of price transparency. It was challenging to get hold of any information surrounding add-on pricing, which greatly impacts how much your monthly premium will cost you. Most of Elite\u2019s add-ons fall in the $15 to $20 per month range, which is pricier than some other providers but still reasonable for expanded protection. Additionally, Elite charges $150 for weekend or emergency service and $150 per visit for access to premium-brand technicians \u2014 fees that can quickly drive up expenses once you start a service contract.<\/p>\n<p>On the plus side, I like that Elite offers a 30-day trial period, allowing Montana customers to vet plans risk-free before fully committing. Factoring in the need for more transparency around fees, I give Elite Home Warranty an 8.7 out of 10 on its affordability for Montana homeowners.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>My experience shopping with Elite Home Warranty was somewhat mixed. I found its website difficult to navigate and lacking clear pricing details compared to those of competitors. Unlike with most other providers, you can\u2019t play around with a calculator and quote estimator on your own. Instead, Montana residents must call the company directly to receive even basic monthly price ranges, and the optional add-on costs are buried deep in the website, listed only as a yearly price in the quote confirmation screen. This hidden pricing approach creates unnecessary friction in the comparison shopping process and makes accurate monthly budgeting a challenge.<\/p>\n<p>Speaking with a phone representative, I felt they lacked clarity or training around the extra fees and charges associated with plan add-ons as well. This hazy pricing strategy earns Elite a fair 7.6\/10 rating from me. However, despite these initial quoting and budgeting hurdles, Elite Home Warranty boasts numerous positive customer reviews from reputable sites like Trustpilot and Google. This indicates that most homeowners appreciate the company\u2019s responsive support and coverage once they sign a contract.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>Elite Home Warranty\u2019s accreditation and A+ rating with the Better Business Bureau give me confidence in the company\u2019s credibility and dedication to promptly addressing customer concerns, despite its limited number of online reviews as a newer player in the home warranty industry. With just over 200 total reviews across platforms like Google, Trustpilot, and Yelp, this small sample size does negatively affect Elite\u2019s reputation score, resulting in a fair 8.3\/10 rating from me.<\/p>\n<p>However, the existing customer feedback is mostly positive, with many homeowners praising Elite\u2019s budget-friendly prices, good add-on options, responsive support, and exceptional service. Numerous reviews highlight the company\u2019s fast claims handling and proactive follow-up to ensure customer satisfaction, which is particularly valuable when dealing with critical system breakdowns. While a few negative reviews mention slow communication and late contractors, these don\u2019t appear to be widespread issues.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>A+ \/ 4.97 out of 5 stars\u00a0<\/em><\/td>\n<td><em>739<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7 out of 5 stars<\/em><\/td>\n<td><em>59<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>4.8 out of 5 stars<\/em><\/td>\n<td><em>146<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>4.8 out of 5 stars<\/em><\/td>\n<td><em>4<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>Elite Home Warranty\u2019s claims process earns a below-average score of 6.8 out of 10 from me. While the company allows convenient 24\/7\/365 claims filing online or by phone, which has become standard practice in the industry, it lacks true emergency after-hours repair services without paying an extra $150 fee. This major weakness means Montana homeowners could be left vulnerable with burst pipes or a malfunctioning furnace in the middle of a frigid winter weekend without support. Additionally, Elite\u2019s standard claim response time of 24 to 48 hours, although in line with competitors, is no better than the industry average.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>Elite Home Warranty is <a href=\"https:\/\/www.elitehw.com\/home-warranty-coverage-map\">available in 46 U.S. states<\/a> \u2014\u00a0all EHW is available in 46 U.S. states (excluding California, Texas, Washington, and Wisconsin), earning it a 10\/10 rating. Montana residents can expect local, experienced contractors in its network for fast repairs.\u00a0California, Texas, Wisconsin, and Washington. While it\u2019s not complete nationwide coverage, EHW has a strong network of contractors that you can rely on for expert repairs.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-13f5cee6\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-fc6e66a1\">\n<div class=\"gb-grid-column gb-grid-column-2988f271\">\n<div class=\"gb-container gb-container-2988f271\">\n<p>Best for Preventative Maintenance<\/p>\n<h3 class=\"gb-headline gb-headline-d8c4237b gb-headline-text\">Cinch Home Services<\/h3>\n<p class=\"gb-headline gb-headline-68b636e4 gb-headline-text\">4.1<\/p>\n<p class=\"gb-headline gb-headline-9e53e3af gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-349ae354 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>2 Months Free On All Plans<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-838f406a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-6b8dc860 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-45e1ef83 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-6264145e gb-tabs__items\">\n<div class=\"gb-container gb-container-5f8d87e8 gb-tabs__item gb-tabs__item-open\">\n<p>What I really like about Cinch Home Services is its exceptional 180-day workmanship guarantee. This guarantee far surpasses the industry standard of 30 to 90 days. This impressive six-month protection window showcases Cinch\u2019s unparalleled dedication to providing top-notch service to Montana homeowners. I also appreciate that Cinch offers 24\/7 customer support, ensuring that Montanans can get the help they need any time, day or night. Another appealing aspect is Cinch\u2019s highly affordable monthly premiums, which start at just around $30. This combination of low pricing and comprehensive coverage makes Cinch a fantastic choice for Montana residents looking for a budget-friendly home warranty option that doesn\u2019t skimp on quality.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f9d05482 gb-tabs__item\">\n<p>I don\u2019t appreciate Cinch Home Services\u2019 high service fees, ranging from $100 to $150, which are steeper than those of more customer-friendly providers I\u2019ve reviewed. Additionally, the company\u2019s $25 contract cancellation penalty, which kicks in just 30 days after signup, seems to prioritize Cinch\u2019s interests over the flexibility of Montana homeowners.<\/p>\n<p>I\u2019m also disappointed that Cinch only offers five optional add-ons \u2014 significantly fewer than the industry average of 10 to 15 and paling in comparison to the 40-plus options provided by Liberty Home Guard and 26 from Elite Home Warranty.\u00a0\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8228edef gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-9447d05d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-8dc015f1 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-582becd7\">\n<p>I give Cinch Home Services an overall rating of 8.1\/10 for its impressive reputation, built on over 40 years of experience, good pricing transparency, and a straightforward claims process. Montana homeowners can trust in Cinch\u2019s quality service representatives and its unparalleled 180-day workmanship guarantee, which far surpasses the industry standard of 30 to 90 days. This exceptional six-month guarantee demonstrates Cinch\u2019s strong commitment to proper repairs and customer satisfaction.<\/p>\n<section id=\"th-tips-block_7c212bb1a5a45863a88e84f9020d3e85\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            All home warranty repair guarantees assume a valid contract is in place. For example, let\u2019s say your home warranty provider offers a one-year repair guarantee, and you have your refrigerator repaired with two months left on your contract. If you don\u2019t renew your plan and your refrigerator fails after your plan expires, the home warranty company will no longer guarantee the repair.\u00a0        <\/p><\/div>\n<\/section>\n<p>Like most home warranty providers, Cinch offers three plans. Cinch\u2019s plans range from $34.99 to $49.99 per month \u2014 about average for the industry. However, the company falls short in its selection of optional add-ons, providing only six choices at a steeper-than-average cost of $12.50 to $22 per month. These limited customization options may disappoint Montana homeowners seeking more flexibility. Additionally, Cinch\u2019s service call fee of $100 to $150 is higher than the industry average.<\/p>\n<p>Despite these drawbacks, Cinch holds a respectable B+ rating with the BBB, reflecting its ongoing efforts to satisfy clients and resolve issues over its many years in business. While not the most affordable option, Cinch is a solid choice for Montana residents, prioritizing premium service, an easy claims process, and reliable coverage for standard appliances and systems.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Why Cinch Home Services&#039; Home Warranty is the Best Option for You\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/P6_UbDiZIJQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5e64793e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-38978875 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 6.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fcf23b19\">\n<p>Cinch Home Services offers three straightforward home warranty plans: Complete Home, Built-In Systems, and Appliances, providing standard coverage similar to that of other major providers. However, with only three main plans and five add-ons, Cinch falls behind competitors in terms of customization options, earning it a lower 6.7\/10 rating from me. The company also excludes items like roof leak coverage, which may disappoint Montana homeowners seeking protection against leaks before the spring downpours.<\/p>\n<p>On the plus side, I appreciate that Cinch\u2019s Complete Home Plan offers broad protection for nearly all major appliances and systems at a reasonable price. Monthly premiums range from around $30 to around $57, depending on your chosen service fee of $100, $125, or $150, which is competitive. For Montanans seeking comprehensive coverage of the basics, the Complete Home Plan is a great option.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee*<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Complete Home Plan<\/em><\/td>\n<td><em>$44.99 <\/em><em>\u2013 <\/em><em>$56.99<\/em><\/td>\n<td><em>$100, $125, or $150<\/em><\/td>\n<td><em>Get your first month free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Built-in Systems Plan<\/em><\/td>\n<td><em>$35.99 <\/em><em>\u2013<\/em><em>$47.99<\/em><\/td>\n<td><em>$100, $125, or $150<\/em><\/td>\n<td><em>Get your first month free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Appliances Plan<\/em><\/td>\n<td><em>$30.99 <\/em><em>\u2013 <\/em><em>$40.99<\/em><\/td>\n<td><em>$100, $125, or $150<\/em><\/td>\n<td><em>Get your first month free<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*You choose the service fee when you sign your contract; a lower service call fee corresponds with a higher monthly premium.\u00a0<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Bozeman, MT. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Cinch offers the following optional add-ons. While limited, I appreciate the optional well pump coverage for rural Montana homes that don\u2019t have access to city water.\u00a0<\/p>\n<ul>\n<li>Pool (heater included): $22<\/li>\n<li>Spa (heater included): $22<\/li>\n<li>Pool with built-in spa (heater included): $22<\/li>\n<li>Septic tank\/pumping: $4.58<\/li>\n<li>Well pump: $12.50<\/li>\n<li>Premier upgrade package (includes permits, code upgrades, removal and disposal costs, and more): $12.50<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Cinch Home Services has these industry-standard exclusions to its plans:\u00a0<\/p>\n<ul>\n<li>Accidents<\/li>\n<li>Commercial-grade appliances or systems<\/li>\n<li>Coverage below the slab or basement floor of your home<\/li>\n<li>Damage caused by abuse, misuse, or neglect<\/li>\n<li>Damage caused by lightning strikes, power failure, or power surges<\/li>\n<li>Damage caused by remodeling or unauthorized repair<\/li>\n<li>Electric devices<\/li>\n<li>Flues, venting, chimneys, and exhaust lines<\/li>\n<li>Items covered under other insurances, warranties, or guarantees<\/li>\n<li>Problems caused by mold or mildew<\/li>\n<li>Removal of hazardous materials<\/li>\n<li>Routine maintenance<\/li>\n<li>Structural or property damage<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d81b85d3 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5f755aaa gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9be84cc9\">\n<p>Cinch Home Services offers some of the most affordable home warranty plans in Montana, with monthly premiums starting at just $30.99, allowing homeowners on tight budgets access to coverage typically only available at higher price points from competitors. However, Cinch\u2019s service fees of between $100 and 150 when you need a technician for repairs are notably higher than the industry average of $75, and the company charges a $25 cancellation fee if you decide to leave after just 30 days, which seems intended to lock customers into commitments rather than empower choice. Taking affordability, protections, and limitations together, I rate Cinch Home Services\u2019 affordability an 8.7 out of 10 for Montana residents.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-2815a6ac gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-633e1a66 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9be1a943\">\n<p>Cinch Home Services earns a decent 7.8 out of 10 rating from me, with a customer experience that has both pros and cons. On the plus side, Cinch\u2019s website allows Montana homeowners to easily estimate pricing by entering their ZIP code, enabling transparent self-service quotes. The company also stands out by offering an 180-day workmanship guarantee on repairs, which is three times longer than the typical 60 days, showcasing a focus on customer satisfaction. However, after getting a quote online, I received nearly four calls and five emails from Cinch representatives in just a couple of days, which came across as a high-pressure sales approach that was more aggressive than competitors who respect people\u2019s time and boundaries.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5e541628 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0ccee29f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bc7b5182\">\n<p>With 45 years of industry experience, Cinch Home Services stands as one of the most long standing home warranty providers, giving me confidence in its reputation and business practices. Adding to its credibility, Cinch currently has no lawsuits or violations on its record, which is, unfortunately, rare in this industry. However, despite its extensive history, Cinch\u2019s customer reviews fail to reflect the level of satisfaction I expect from such a tenured company. Across various sites, including Google, Trustpilot, and Glassdoor, Cinch\u2019s ratings range from a low 3.1 stars to a mediocre 3.8. With all things considered, I give Cinch an 8.3 out of 10 rating for its reputation.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B+ \/ 1.12 out of 5 stars<\/em><\/td>\n<td><em>1,575<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.8<\/em><\/td>\n<td><em>3,114<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>3.1<\/em><\/td>\n<td><em>4,012<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-2c811098 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5530094d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 9.2\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-27d73277\">\n<p>I give Cinch Home Services a 9.2 out of 10 rating for its claims process, thanks to its 24\/7\/365 emergency hotline that ensures around-the-clock assistance when disaster strikes, even responding within two hours on average during business hours. However, Cinch has an abundance of reported issues from customers concerning backend support, with many feeling the company failed to cover repairs that should have been included, though these problems seem to stem from homeowners not fully understanding their contracts. While Cinch\u2019s 180-day guarantee is a plus, the recurring complaints about denied claims and technicians occasionally failing to fully fix issues on the first visit concern me.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5d62acfd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-ea8dae94 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24b2c1ea\">\n<p>Cinch Home Services offers its plans in 47 of 50 U.S. states, earning it a stellar 10\/10 rating for availability. With full coverage in Montana, you can count on experienced local contractors in its network for swift repairs.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-1bf899ee gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/cinch-home-services\/\">Read our full Cinch Home Services Review<\/a><\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Calculate the Cost of Montana Home Warranty<\/h2>\n<p>Use Today\u2019s Homeowner\u2019s home warranty cost calculator to estimate the yearly cost of a new plan. Just type in your monthly premium, service fee, and estimated number of service visits in a year. Our calculator will then provide the full estimated annual cost of a new home warranty plan.\u00a0<\/p>\n<div class=\"hw-calc\">\n<div class=\"hw-calculator-tho\">\n<div class=\"container\">\n<table>\n<tr>\n<th>Appliance<\/th>\n<th>Average Repair Cost<\/th>\n<th>Average Replacement Cost<\/th>\n<\/tr>\n<tr>\n<td>Dehumidifier<\/td>\n<td>$50\u2013$200<\/td>\n<td>$1,300\u2013$2,800<\/td>\n<\/tr>\n<tr>\n<td>Microwave<\/td>\n<td>$50\u2013$400<\/td>\n<td>$60\u2013$2,000<\/td>\n<\/tr>\n<tr>\n<td>Dishwasher<\/td>\n<td>$50\u2013$500<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Exhaust Fans<\/td>\n<td>$16\u2013$300<\/td>\n<td>$250\u2013$950<\/td>\n<\/tr>\n<tr>\n<td>Electric Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Gas Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Dryer<\/td>\n<td>$100\u2013$400<\/td>\n<td>$450\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Oven<\/td>\n<td>$100\u2013$430<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Washer<\/td>\n<td>$50\u2013$450<\/td>\n<td>$400\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Freezer<\/td>\n<td>$90\u2013$500<\/td>\n<td>$160\u2013$2,900<\/td>\n<\/tr>\n<tr>\n<td>Refrigerator<\/td>\n<td>$40\u2013$350<\/td>\n<td>$200\u2013$5,000<\/td>\n<\/tr>\n<\/table><\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Montana Home Warranty Regulations<\/h2>\n<p>Montana does not have specific regulations in place to oversee the operation of home warranty companies, unlike some other states. This lack of regulatory oversight means that homeowners in Montana must be particularly diligent when selecting a home warranty provider. To make sure you choose a reputable company, you should research providers with a long standing history in your local area and review customer feedback and BBB ratings to gauge the company\u2019s reputation. I\u2019m confident that all five providers I recommended in this guide are the most reputable options you have.\u00a0<\/p>\n<p>If you have any issues with a home warranty provider, you can file a complaint with the <a href=\"https:\/\/dojmt.gov\/consumer\/\">Montana Office of Consumer Protection <\/a>for assistance.<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain regulations, it\u2019s vital for readers to do their own research, as the mentioned regulations are not exhaustive.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_6faf49716a8f8c3fd84a96602b551bc0 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"Frequently Asked Questions\">Frequently Asked Questions<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty in Montana?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">Montana\u2019s harsh winters and scorching summers can put significant strain on home systems and appliances, making a home warranty a valuable investment for many homeowners. Additionally, the state\u2019s rural nature can lead to longer wait times for repairs, which a home warranty can help manage.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost in Montana?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">The average cost of a home warranty in Montana is around $500 per year, with prices typically ranging from $300 to $800 annually. To get a better understanding of the factors that influence home warranty costs, check out this article on the<\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\"> average cost of a home warranty<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How To Save Money When Shopping for Home Warranties In Montana?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">To get the best rates on home warranties in Montana, I recommend comparing quotes from at least three different providers and carefully evaluating the coverage, pricing, and customer reviews. Getting quotes online and over the phone can sometimes help you find discounts, too. Additionally, keep an eye out for deals such as multi-year contracts or bundling your home warranty with other home services, which can help you save money over time.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for Montana Homeowners?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">A home warranty is worth it for Montana homeowners because it can offer financial protection and peace of mind against unexpected repairs or replacements of essential home systems and appliances. To learn more about the advantages and disadvantages of home warranties, read our article on<\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\"> whether home warranties are worth it<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h4 class=\"wp-block-heading\" id=\"h-best-home-warranties-by-state\">Best Home Warranties by State<\/h4>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_58hZ7jNxtQub\"\/>\n\t\t<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>As a homeowner myself, I understand the challenges we face when critical systems or appliances inevitably break down. From the harsh Montana winters that push heating systems to their limits to hot summers that strain even the best air conditioning units, our homes endure a lot. When something fails, repair bills can quickly soar into [&hellip;]<\/p>\n","protected":false},"author":216,"featured_media":10516,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-10515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 5 Best Home Warranty Companies in Montana | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"Learn more about the best home warranty providers in Montana and why we chose Liberty Home Guard as our top pick for Montana homes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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Jachura","author_link":"https:\/\/topat10.com\/?author=216"},"uagb_comment_info":0,"uagb_excerpt":"As a homeowner myself, I understand the challenges we face when critical systems or appliances inevitably break down. From the harsh Montana winters that push heating systems to their limits to hot summers that strain even the best air conditioning units, our homes endure a lot. When something fails, repair bills can quickly soar into&hellip;","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/posts\/10515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/users\/216"}],"replies":[{"embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10515"}],"version-history":[{"count":0,"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/posts\/10515\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/media\/10516"}],"wp:attachment":[{"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}