{"id":10195,"date":"2024-03-25T13:05:49","date_gmt":"2024-03-25T13:05:49","guid":{"rendered":"https:\/\/topat10.com\/?p=10195"},"modified":"2024-03-25T13:05:49","modified_gmt":"2024-03-25T13:05:49","slug":"the-4-best-home-warranties-for-condos","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=10195","title":{"rendered":"The 4 Best Home Warranties for Condos"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<p>Condo owners are in a unique situation when it comes to home warranty policies. Unlike homeowners who are responsible for everything (systems and appliances), you\u2019re likely only on the hook for appliances. You don\u2019t even need add-on coverage like pool or spa, sprinkler systems, or even extra coverage for your HVAC system, as many condo associations are responsible for the maintenance and repair of significant systems because multiple units share them. Of course, double-check this first, as each condo association is different, but this can save you a lot of money when shopping for a home warranty plan, as appliance-only plans are often the least expensive.\u00a0<\/p>\n<p>Now, if you\u2019re shaking your head and unsure about even enrolling in a home warranty policy for your condo, you\u2019re not alone.<em> I get it. <\/em>Some home warranty providers will do whatever they can to avoid paying for your appliance repairs or replacements. But reputable providers aren\u2019t like that, and their policies can save you thousands of dollars in appliance repairs or replacements when you have one of those awful years where everything seems to fail at once.\u00a0<\/p>\n<p>I\u2019ve spent countless hours researching, secret shopping, and reading terms and conditions and customer reviews to create this guide on the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/\">best home warranty companies<\/a> for condos. These companies are ranked based on Today\u2019s Homeowner\u2019s unique criteria, such as plans and coverage, affordability, customer experience, company reputation, and much more. I\u2019ve also spared no criticism of these companies, so you\u2019ll know their potential drawbacks going forward with your shopping.\u00a0<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 L12.6699349,23.7034178 L12.6699349,23.7034178 L12.678386,23.7104931 L12.8793402,23.8032389 C12.8914285,23.8068999 12.9022333,23.8029875 12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 L12.6699349,23.7034178 L12.6699349,23.7034178 L12.678386,23.7104931 L12.8793402,23.8032389 C12.8914285,23.8068999 12.9022333,23.8029875 12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 L12.6699349,23.7034178 L12.6699349,23.7034178 L12.678386,23.7104931 L12.8793402,23.8032389 C12.8914285,23.8068999 12.9022333,23.8029875 12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">Read our full <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Review Methodology<\/a> for more details.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Top 5 Home Warranty Companies<\/h2>\n<section id=\"th-subscribe-block_ebcda9fed968c45dd16c9d1dd01012b2\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>American Home Shield is a clear winner for condo owners because of its high appliance coverage limits \u2014 up to $4,000, depending on the plan. This coverage is about double what many providers, such as Liberty Home Guard, offer and gives me peace of mind that American Home Shield could completely cover most appliance replacements, meaning I\u2019m not paying to make up the difference. <\/li>\n<li>Condo owners should prioritize appliance-only home warranty plans. Systems-only plans or comprehensive plans with both appliance and systems coverage may be a waste of money since most condo associations are responsible for major systems like your HVAC or plumbing. Of course, check your condo association policy on unit owner vs. association responsibilities before deciding whether you need systems coverage or if appliance-only coverage will do. <\/li>\n<li>I\u2019ll be honest. Here\u2019s a case where a home warranty really isn\u2019t necessary: If you have a condo with all new appliances covered by the manufacturer\u2019s warranty, a home warranty policy is an unnecessary expense that doesn\u2019t provide added benefit. <\/li>\n<\/ul><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<p>I\u2019d go with American Home Shield or Liberty Home Guard if I owned a condo. These providers offer appliance-only plans, which I recommend most condo owners look into to avoid overpaying on plans that cover home systems like HVAC or plumbing, which condo associations are often responsible for.\u00a0<\/p>\n<p>For condo owners with many unique appliances or home features, Liberty Home Guard is my recommendation for their mix-and-match shopping experience and a massive amount of customization (you can even opt for carpet cleaning with their plans, which is something I\u2019ve never seen from another provider).\u00a0<\/p>\n<p>I recommend American Home Shield for those with premium appliances because of their higher coverage caps for appliances of <strong>up to $4,000<\/strong>, depending on your plan. This amount of coverage is about double what Liberty Home Guard offers and gives me greater peace of mind that even major appliance repairs or replacements would be covered, like replacing a washer and dryer, which <a href=\"https:\/\/todayshomeowner.com\/home-finances\/guides\/how-much-americans-spend-home-appliances-over-time\/\">costs over $1,400<\/a> in most cases.\u00a0\u00a0<\/p>\n<section id=\"th-tips-block_6a6c3683d25208192d2366ee2d8462ee\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            I\u2019d go with American Home Shield or Liberty Home Guard if I owned a condo.         <\/p><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\" id=\"h-home-warranty-companies-for-condos-i-didn-t-include\">Home Warranty Companies for Condos I Didn\u2019t Include<\/h3>\n<p>I didn\u2019t include US Home Guard in this guide because this provider has an F rating from the Better Business Bureau and sketchy practices. Customer reviews share that this company sends out fraudulent mailers scaring homeowners about their policies expiring. Homeowners who weren\u2019t even customers of this business share that they received \u201cfinal notice\u201d mail and were subject to deceptive marketing practices, so this is definitely not a company I\u2019m comfortable recommending to anyone.\u00a0<\/p>\n<p>Another company I excluded was Like New Home Warranty. The BBB has a current alert advising consumers to use caution with this business due to complaints about alleged misleading sales tactics, failure to cancel contracts after a consumer requested cancellation, poor customer service, and failure to provide refunds.\u00a0<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-highest-rated-home-warranties-for-condos\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare The Highest Rated Home Warranties for Condos<\/h2>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-home-warranties-for-condos\">Our Reviews of the Best Home Warranties for Condos<\/h2>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-a1c5dcba\">\n<div class=\"gb-grid-column gb-grid-column-68e5d0eb\">\n<div class=\"gb-container gb-container-68e5d0eb\">\n<p>Best for Customization<\/p>\n<h3 class=\"gb-headline gb-headline-1e790e41 gb-headline-text\">Liberty Home Guard<\/h3>\n<p class=\"gb-headline gb-headline-8a6fa0e3 gb-headline-text\">4.6<\/p>\n<p class=\"gb-headline gb-headline-22b15352 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-3fdd3eb9 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 Off + 2 Months free + Free Roof Leak Coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>Liberty Home Guard (LHG) offers the largest selection of add-ons I\u2019ve seen on the market, giving them a distinct advantage over their competitors. If you have unique items like a reverse osmosis water filter or premium appliances like those from KitchenAid, American Range, or Chambers, check out LHG\u2019s add-ons. Since most condo associations are responsible for home systems, you can mix and match Liberty\u2019s add-ons with their appliance-only plan for optimal coverage without overpaying for things you probably don\u2019t need, like HVAC coverage.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>Liberty\u2019s coverage limits are just okay. Most providers in the industry offer at least $3,000 in coverage, especially on major appliances or home systems, but Liberty only offers up to $2,000 depending on the appliance or system. This may not be enough to cover major replacements, especially if you have premium appliances in your condo (though you can get extra coverage for some of these with LHG\u2019s add-ons). If you need more extensive coverage, I recommend American Home Shield as it offers up to $4,000 in appliance coverage, giving me more peace of mind that my home appliance would be fully covered if it broke down.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>Liberty Home Guard offers three solid home warranty plans, including an appliance-only plan that condo owners may particularly benefit from, and over 40 unique add-ons. Add-ons allow you to increase coverage for specific items or add coverage for things like a reverse osmosis water filter, pro-series appliances, and a freestanding ice maker, which you otherwise wouldn\u2019t have coverage for. These are scarce offerings in this industry, so if you have many unique appliances or features, take advantage of Liberty\u2019s above-and-beyond selection. Plus, you can even opt for carpet cleaning and pest control, which I\u2019ve never seen another home warranty provider offer.\u00a0<\/p>\n<p>On the negative side, Liberty Home Guard has average to below-average coverage caps of up to $2,000. While it may not be as critical for condo owners to have many thousands of dollars in coverage because they won\u2019t be responsible for the most expensive items such as their HVAC systems, the caps may not be high enough for premium appliances.\u00a0<\/p>\n<p>Overall, Liberty is one of my preferred providers for its mix-and-match shopping experience, over 40 add-on options, and excellent customer service ratings. I just wouldn\u2019t go with Liberty if I had premium appliances since neither their regular coverage nor their pro-series coverage is enough to cover the cost of replacing luxe appliances.<\/p>\n<section id=\"th-tips-block_b48c2eb4cb510082defc687cccb89206\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Most condo associations are responsible for the maintenance of building systems such as HVAC, pumps, water heaters, and boilers. As a result, most condo homeowners won\u2019t benefit from a more comprehensive appliance and systems home warranty plan as you\u2019ll be paying for coverage you don\u2019t need on home systems. Double-check what your condo association covers first, but consider opting for an appliance-only plan if the association covers systems so you don\u2019t end up paying for coverage you don\u2019t need.         <\/p><\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>For condo owners, you\u2019ll definitely want to check out Liberty\u2019s Appliance Guard plan, which covers major appliances like your washer and dryer, refrigerator, built-in microwave oven, and ceiling and exhaust fans. Compared to the Systems Guard and Total Home Guard plans, which cover home systems (most of these your condo association probably covers), you\u2019ll save a chunk of money each month, only pay for what you need, and get peace of mind that you won\u2019t be stuck with a big bill when your dishwasher suddenly breaks down. For the best deal, spend a little time on Liberty\u2019s website after getting a quote and switch to a different tab on your browser. Liberty offered me a significant discount of $200 and two months free when I returned to Liberty\u2019s tab, which is a considerable amount off your first year with them.\u00a0<\/p>\n<p>The following prices don\u2019t include available discounts.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Appliance Guard<\/em><\/td>\n<td><em>$47.47<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td>Two months free, $200 off coupon<\/td>\n<\/tr>\n<tr>\n<td><em>Systems Guard<\/em><\/td>\n<td><em>$52.49<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td>Two months free, $200 off coupon<\/td>\n<\/tr>\n<tr>\n<td><em>Total Home Guard<\/em><\/td>\n<td><em>$57.49<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td>Two months free, $200 off coupon<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a two-bedroom condo under 5,000 square feet in Phoenix, AZ. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Some of Liberty\u2019s add-ons, such as the casita guest unit or pool and spa add-on, won\u2019t apply to condo owners. But you can find a lot of value in add-ons like in-fridge ice makers, re-key coverage, and pro-series appliance coverage, which is ideal for homeowners with premium appliances.\u00a0<\/p>\n<ul>\n<li>Pool and spa: $19.99\/month<\/li>\n<li>Additional spa: $9.99\/month<\/li>\n<li>Lawn sprinkler system: $9.99\/month<\/li>\n<li>Saltwater pool: $23.99\/month<\/li>\n<li>Generator: $19.99\/month<\/li>\n<li>Casita guest unit: $35.99\/month<\/li>\n<li>Sump pump: $8.99\/month<\/li>\n<li>Well pump: $12.99\/month<\/li>\n<li>Septic system pumping: $12.99\/month<\/li>\n<li>Ejector pump: $14.99\/month<\/li>\n<li>Grinder pump: $14.99\/month<\/li>\n<li>Limited roof leak: $11.99\/month<\/li>\n<li>Re-Key: $9.99\/month<\/li>\n<li>Gutter cleaning: $14.99\/month<\/li>\n<li>Pest control: $14.99\/month<\/li>\n<li>Carpet cleaning: $19.99\/month<\/li>\n<li>Window washing\/cleaning: $19.99\/month<\/li>\n<li>Power washing (exterior flooring): $19.99\/month<\/li>\n<li>Central vacuum: $8.99\/month<\/li>\n<li>Stand-alone freezer: $5.99\/month<\/li>\n<li>Water softener: $13.99\/month<\/li>\n<li>Swamp cooler: $14.99\/month<\/li>\n<li>Second refrigerator: $7.99\/month<\/li>\n<li>Trash compactor: $7.49\/month<\/li>\n<li>Ice maker (in-fridge): $3.99\/month<\/li>\n<li>Freestanding ice maker: $14.99\/month<\/li>\n<li>Wine cooler\/fridge: $11,99\/month<\/li>\n<li>Water dispenser water line: $4.99\/month<\/li>\n<li>Instant hot water dispenser: $9.99\/month<\/li>\n<li>Reverse osmosis water filter system: $14.99\/month<\/li>\n<li>Lighting fixtures: $7.99\/month<\/li>\n<li>Plumbing fixtures: $7.99\/month<\/li>\n<li>Electronics protection: $19.99\/month<\/li>\n<li>TV mounting (up to 65-inch TVs): $14.99\/month<\/li>\n<li>TV mounting (up to 85-inch TVs): $19.99\/month<\/li>\n<li>Pro-series refrigerator: $14.99\/month<\/li>\n<li>Pro-series stand-alone freezer: $14.99\/month<\/li>\n<li>Pro-series range\/oven\/cooktop: $12.99\/month<\/li>\n<li>Pro-series dishwasher: $7.99\/month<\/li>\n<li>Pro-series microwave: $4.99\/month<\/li>\n<li>Pro-series washing machine: $4.99\/month<\/li>\n<li>Pro-series clothes dryer: $4.99\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Liberty Home Guard has more exclusions than most providers on this list, but their exclusions are standard or don\u2019t apply to most condo owners. For example, if your condo building has them, you\u2019re likely not responsible for the fire sprinkler, solar, or leak detection monitoring systems.\u00a0\u00a0<\/p>\n<ul>\n<li>Flues, vents, chimneys, and exhaust lines<\/li>\n<li>Electronics, computerized, \u201csmart,\u201d or Internet\/enabled components and parts<\/li>\n<li>Filters associated with any covered items<\/li>\n<li>Remote receiving and transmitting devices<\/li>\n<li>Radon and other leak detection monitoring systems<\/li>\n<li>Fire sprinkler systems<\/li>\n<li>Lighting\u00a0<\/li>\n<li>Solar systems and applications<\/li>\n<li>Cosmetic defects<\/li>\n<li>Disposal of appliances, systems, or components<\/li>\n<li>Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems<\/li>\n<li>Glass parts<\/li>\n<li>Noise<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Condo owners will be happy to hear that Liberty is affordable, especially if you\u2019re interested in their Appliance Guard plan at $47.47 per month based on the quote I received a quote for a two-bedroom condo. This plan is about <strong>$13 less<\/strong> than <a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\">the national average<\/a>, which is around $50 to $60 monthly.\u00a0<\/p>\n<p>Condo owners can save by opting for the Appliance Guard plan, which protects what you are responsible for, such as your fridge, stove, laundry machines, and more. Basically, you\u2019re not left paying for commonly homeowners association-covered home systems like your electrical or plumbing systems. However, Liberty Home Guard does fall short in affordability with its more expensive add-ons, which often cost $20 or more per month, significantly increasing the cost of your monthly premium. While the coverage is good with these, I would only opt for add-ons you truly think you\u2019ll get your money\u2019s worth from, such as extra coverage for premium appliances with Liberty\u2019s pro-series add-ons.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>Liberty Home Guard provides some of the best customer service in the industry. My experience with the company has proven positive over and over, with quick customer service on phone calls, a user-friendly website, and a quote calculator. I love how Liberty\u2019s quote calculator organizes and breaks down its plans with easy charts that allow me to compare and contrast each plan so I can weigh my options. The only con to Liberty\u2019s customer service is the barrage of follow-up emails and calls I received.\u00a0<br \/>Still confused about how a home warranty works? Watch this helpful video by Liberty Home Guard. <\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Home Warranty Companies | Home Warranty Service Review | Best Home Warranty Companies\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/lFwWCfORMZk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>The Better Business Bureau (BBB) is currently assessing Liberty Home Guard for the volume of complaints they\u2019ve recently received that took LHG\u2019s rating from A+ to \u201cNot Rated\u201d or \u201cNR.\u201d While this isn\u2019t stellar, Liberty has a strong history of excellent customer reviews, with over 2,500 reviewers on Trustpilot giving them close to a perfect 5-star score. I\u2019m pleased to say that most reviews are positive, with many customers pointing out a quick claims process, professional technicians, and helpful customer service agents. The fast turnaround time is so important when you have an urgent situation in your condo, like your <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/refrigerator-warranty\/\">refrigerator breaking down<\/a> \u2014 compromising all of your food \u2014 so I\u2019m happy to see many customers sharing this. The only negative reviews I saw pointed out issues with longer wait times and additional hidden fees on top of the typical service fee, which is strange, but I take these with a grain of salt as most reviews are positive.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>NR* \/ 4.5 out of 5 stars<\/em><\/td>\n<td><em>2,511<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>2,621<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.4<\/em><\/td>\n<td><em>59<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<p><em>*Note (As of 3\/22\/24):\u00a0 the Better Business Bureau recently shifted LHG\u2019s A+ rating to \u201cNR.\u201d We reached out to a representative from the BBB, and they told us, \u201cThis business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.\u201d When asked about whether they revoke ratings after an increase in complaints, the rep said, \u201cYes, if they feel they need to review the complaints first before issuing an accurate rating.\u201d This scenario has happened to LHG twice in the last two years, but each time, the BBB has restored its A+ rating after a thorough review.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>Liberty Home Guard receives a perfect score for its faster-than-average claim response time of 12 hours and top-notch emergency service \u2014 something not all providers, such Elite Home Warranty, offer without an extra cost.\u00a0 Emergency services are vital for condo owners as you don\u2019t want to be left waiting to hear back from your provider while your dishwasher or laundry machine leaks all over your lovely flooring. Customers also repeatedly praise LHG for an easy claim process and fast payouts, ensuring you won\u2019t be left struggling with the task of calling to check on when your new dishwasher is on its way.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>With nationwide availability, Liberty Home Guard provides coverage for condo owners in all 50 states. They\u2019re one of the only providers with coverage in every state, giving them a perfect score in this category as they\u2019ve demonstrated the ability to keep up with their policies and claim payouts on a vast scale.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>40% Off Our Most Popular Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-680755e4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-33285d81 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d9d8211b gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-e145cb47 gb-tabs__items\">\n<div class=\"gb-container gb-container-40fcd9cb gb-tabs__item gb-tabs__item-open\">\n<p>Condo owners will love American Home Shield (AHS)\u2019s high appliance coverage caps of<strong> up to $4,000<\/strong>, which is enough to cover most appliance repairs and replacements. Its plans also come with discounted home maintenance services, which can help you save on out-of-pocket expenses. If you\u2019re responsible for your roof, American Home Shield has phenomenal roof leak repair coverage included in its ShieldPlatinum plan or available as an add-on. This roof coverage is up to $1,000 in repairs, twice as much as that of providers such Choice Home Warranty.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-5fca56db gb-tabs__item\">\n<p>American Home Shield has many negative reviews online and an overall negative rating on websites like Trustpilot and Yelp. Reviews complain most frequently about not hearing back from customer service agents, which is something I hate to see and wouldn\u2019t want to deal with personally.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>With over two million members and coverage for up to 23 home items, American Home Shield is a solid choice for condo owners \u2014 especially its appliance-focused ShieldGold plan. The best part of American Home Shield\u2019s policies is its Shield Assurance promise \u2014 American covers your appliances and systems for normal wear and tear, improper installation, insufficient maintenance, rust, corrosion, sediments, older items, and unknown preexisting conditions. All of these are standard exclusions for many providers, meaning they would deny your claim if your appliance fell into any of these categories, which is extremely frustrating. Unknown preexisting conditions is one of the most common exclusions I see during my research, and claims are frequently denied based on this finding, so not excluding them is a big plus for AHS.\u00a0<\/p>\n<p>Another benefit of working with American Home Shield is that you receive coverage for duplicates of the same item. For example, suppose you bought an extra A\/C unit or refrigerator. In that case, AHS will cover the second one, which is excellent for homeowners with big families who need that second fridge or anyone in a hot area who wants an extra A\/C unit. This provider also doesn\u2019t discriminate against old appliances or home systems. Their home warranty protection covers items of all ages, so if you bought a condo with older appliances, you\u2019re covered.\u00a0<\/p>\n<p>On the negative side, American Home Warranty receives poor customer reviews. While the Better Business Bureau accredits them and gives them a solid B rating, AHS has low ratings with Trustpilot and other review websites. While you can\u2019t always trust customer reviews fully, this is still a worrying indicator. Still, AHS is a strong choice for condo owners looking for high coverage limits and peace of mind about coverage that extends to unknown preexisting conditions, old appliances, rust, and even insufficient maintenance.\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"American Home Shield: Protecting Homeowners&#039; Budgets\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/5lCm1SqzwDc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>American Home Shield has three plan options, with its ShieldGold plan being the optimal choice for condo owners as it covers appliances and some home systems. For the most comprehensive coverage, the ShieldPlatinum plan will be your best choice because it covers up to $4,000 for repair or replacement of appliances, which is what most condo owners need most. You also receive up to $250 in coverage for code violations and permits, unlimited AC refrigerant, and coverage for kitchen and laundry appliances, making this a well-rounded plan with plenty of perks.\u00a0<\/p>\n<p>The following prices don\u2019t factor in any available discounts.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldSilver<\/em><\/td>\n<td><em>$22.49<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Same-day discount of $125 off first year (website)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldGold<\/em><\/td>\n<td><em>$39.99<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Same-day discount of $125 off first year (website)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>ShieldPlatinum<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$125<\/em><\/td>\n<td><em>Same-day discount of $125 off first year(website)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a two-bedroom condo under 5,000 square feet in Phoenix, AZ. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>While American\u2019s affordable roof leak repair add-on is a standout benefit, you may not need it if your condo association is responsible for common areas like roofs. However, if you\u2019re responsible for roof leaks, I strongly recommend it as it\u2019s one of the most affordable and valuable add-ons in the home warranty space.\u00a0<\/p>\n<ul>\n<li>Roof leak repair: $10\/month<\/li>\n<li>Electronics protection plan: $14\/month\u00a0<\/li>\n<li>Pool &amp; built-in-spa equipment: $18\/month<\/li>\n<li>Guest unit: $15.99\/month<\/li>\n<li>Septic pump: $5\/month<\/li>\n<li>Well pump: $8\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>The good news for condo owners is that many of AHS\u2019s exclusions won\u2019t impact you because you\u2019re likely not responsible for exhaust lines or construction costs. Overall, American has standard exclusions you\u2019ll find with most providers, so this isn\u2019t a category that sways my opinion of the company much.\u00a0<\/p>\n<ul>\n<li>Construction or carpentry costs<\/li>\n<li>Restoration of walls<\/li>\n<li>Flues, chimneys, venting, and exhaust lines<\/li>\n<li>Repairs or replacements due to cosmetic defects<\/li>\n<li>Repairs due to mold<\/li>\n<li>Natural disasters<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>American Home Shield has competitive pricing, with their ShieldGold plan being a strong option for condo owners since it covers common appliances in your laundry room and kitchen. American quoted me only $22.49 monthly for a two-bedroom condo in Phoenix, AZ. This price is around half the national average of $50 per month. Their biggest drawback is a more expensive service fee. You pay a service fee anytime AHS sends a technician to address a claim. American Home Shield has service fee options of $100 and $125 (you can choose the higher service fee to save money on your monthly premium, but this is only worth it if you don\u2019t expect to have too many claims). Compared to providers like Select Home Warranty, which has a service fee of as little as $75, this is pricey and can add up if you need multiple services.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>One of American Home Shield\u2019s strong points is its service guarantee. They offer a 30-day workmanship guarantee, meaning if your completed repair has an issue within 30 days of service, AHS will send another technician out for free to fix the problem. I love seeing a workmanship guarantee like this because it ensures you\u2019re satisfied with your repairs and replacements. Essentially, this guarantee gives you enough time to use your fixed-up stove to notice anything wrong before reporting it to AHS and getting it fixed with no additional service fee charge. On the negative side, customer reviews shared that the company\u2019s follow-up wasn\u2019t a strong point, with customers noting that they never heard back from agents. I don\u2019t want to see this when researching home warranty providers, so keep this con in mind.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>American Home Shield has been accredited by the Better Business Bureau since 1997 \u2014 an impressive feat and show of its reputation because the BBB doesn\u2019t accredit many home warranty companies. It has a solid B rating from the BBB but struggles with poor reviews on other third-party websites like Trustpilot. Most negative reviews focus on the company sending contractors out after a long delay, dealing with incompetent technicians, and running into exclusions they weren\u2019t aware of. While it\u2019s up to homeowners to read the policy carefully, it\u2019s understandably frustrating when you run into an exclusion you weren\u2019t aware of. On the other hand, positive reviews highlighted exceptional, comprehensive coverage, meaning many people felt the policy was worthwhile.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B \/ 2.11 out of 5 stars<\/em><\/td>\n<td><em>11,118<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>2.2<\/em><\/td>\n<td><em>5,268<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.1<\/em><\/td>\n<td><em>1,273<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>Like most providers, American Home Shield allows you to submit claims through its online portal or over the phone, which representatives answer 24\/7. After submitting your claim, you can follow up or view your claim progress through their online portal. This is a standard setup for the industry. Still, the 24\/7 customer service availability pushes AHS to the top tier in the industry, especially if you\u2019re worried about receiving emergency service or don\u2019t want to be limited to nine-to-five customer service hours.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>American Home Shield offers coverage in 49 states. Although Alaska homeowners are excluded, AHS provides overall great coverage, giving it a high score in this category.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-7fa54571\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Claims Acceptance<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Choice Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$50 Off + 1 month free!<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5c079386 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-00878a0a gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-aa8abbe7 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-57e24bdc gb-tabs__items\">\n<div class=\"gb-container gb-container-f85b1b17 gb-tabs__item gb-tabs__item-open\">\n<p>Many customers praise Choice Home Warranty (CHW) for its high claim acceptance rate and fast emergency services, which are a must-have for that terrible day during a hot summer when your fridge gives out. Their plans are also pretty affordable. During my secret shopping, Choice offered me many discounts, including a $50 same-day discount and a discount for paying annually rather than monthly. Some of these discounts could save you hundreds of dollars combined or over time, so this is a significant benefit.\u00a0<\/p>\n<p>In addition, Choice Home Warranty doesn\u2019t exclude older appliances or systems as long as they\u2019re in good working condition and properly maintained. If you have older appliances, this is a huge plus, as some providers aren\u2019t keen on providing coverage for them.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-4a613e10 gb-tabs__item\">\n<p>Choice Home Warranty doesn\u2019t cover known or unknown preexisting conditions or appliances you fail to maintain. This means that if you don\u2019t keep up servicing appliances or didn\u2019t know your appliance had a preexisting condition before your coverage kicked in, Choice would deny your claim, and you\u2019d be out of luck with being reimbursed. While these aren\u2019t unheard-of exclusions, they are incredibly frustrating and can leave room for claim denials you don\u2019t expect. Some providers like Liberty Home Guard don\u2019t exclude appliances based on unknown preexisting conditions, so keep this in mind if you have many older appliances.\u00a0<\/p>\n<p>Depending on where you live, Choice has cancellation, or what they refer to as \u201cadministrative,\u201d fees. For example, if you live in Alabama, you may be charged an administrative fee of up to $25, but in Arizona, Choice may charge up to $50 or 10% of the gross amount you paid. I recommend reviewing Choice\u2019s terms and conditions and checking if your state has specific state provisions so you\u2019re fully aware of what Choice may charge you for cancellation.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fd1e0948 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2b81c66d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bffb53c1 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0c1b0fd3\">\n<p>Choice Home Warranty is good for condo owners wanting simple coverage at an affordable price point. Their plans aren\u2019t as comprehensive as those of providers like Liberty Home Guard and American Home Shield, but you\u2019ll find better discounts, less-expensive premiums, and a high claim acceptance rate. Depending on your priorities, CHW may be the right choice for you, especially if you have older appliances, which they do cover.\u00a0<\/p>\n<p>On the other hand, if your appliances have known or unknown preexisting conditions, they won\u2019t be covered, so you may want to consider your condo\u2019s appliances and what Choice would exclude. Another con is the sneaky administrative or cancellation fees included in Choice\u2019s home warranty policy. Depending on your state, Choice Home Warranty may charge you $25, $50, or even up to 10% of the amount you paid just to cancel, which feels like a low blow.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-74f1972a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-cd008886 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-b7a5e534\">\n<p>Condo owners will want to steer clear of Choice\u2019s Basic Plan, which lacks coverage for common appliances like clothes dryers, washers, and refrigerators. Choice\u2019s Total Plan provides coverage for these, making it my recommendation for condo owners interested in a policy from CHW.\u00a0<\/p>\n<p>While secret shopping, Choice offered me a same-day sign-up discount of $50 when I lingered on the page. They also applied an automatic 5% discount to the monthly costs you see listed below, but I didn\u2019t include the other offered discounts to give you the most accurate look at what the plan would cost without the discount.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Basic Plan<\/em><\/td>\n<td><em>$46.83<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td>$50 same-day sign-up discount, annual payment discounts, and one month free (online or phone)<\/td>\n<\/tr>\n<tr>\n<td><em>Total Plan<\/em><\/td>\n<td><em>$54.75<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td>$50 same-day sign-up discount, annual payment discounts, and one month free (online or phone)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a two-bedroom condo under 5,000 square feet in Phoenix, AZ. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>I especially like that condo owners can opt for limited coverage for roof leaks and coverage for sump pumps and stand-alone freezers. While nice, most of the other add-ons probably won\u2019t apply to many condo owners.\u00a0<\/p>\n<ul>\n<li>Central vacuum: $3.33\/month<\/li>\n<li>Limited roof leak: $5.83\/month<\/li>\n<li>Pool: $15\/month<\/li>\n<li>Second refrigerator: $3.33\/month<\/li>\n<li>Septic system: $10\/month<\/li>\n<li>Septic tank Pumping: $5.42\/month<\/li>\n<li>Spa: $15\/month<\/li>\n<li>Additional spa: $15\/month<\/li>\n<li>Sprinkler system: $8.33\/month<\/li>\n<li>Stand-alone freezer: $3.33\/month<\/li>\n<li>Sump pump: $3.33\/month<\/li>\n<li>Well pump: $8.33\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>The good news is that exclusions like pool accessories or above-ground spas likely won\u2019t impact you as a condo owner. But you\u2019ll want to keep in mind that Choice won\u2019t cover upgrades or modifications you\u2019ve made to original systems or appliances.\u00a0<\/p>\n<ul>\n<li>Audio or visual equipment<\/li>\n<li>Known or unknown preexisting conditions<\/li>\n<li>Internet connection components<\/li>\n<li>Failure to maintain covered systems and appliances<\/li>\n<li>Upgrades or modifications to original systems or appliances<\/li>\n<li>Pool accessories<\/li>\n<li>Fireplaces<\/li>\n<li>Doorbell<\/li>\n<li>Central vacuum ductwork, accessories, hoses, and blockages<\/li>\n<li>Portable or above-ground spas and pools<\/li>\n<li>Act of God incidents<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-0076f407 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-33a43a08 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-39427a2c\">\n<p>CHW is largely affordable with their many discounts. During my secret shopping trip,\u00a0 they offered me a same-day discount of $50 off, an annual discount, one month free, and a 5% discount (automatically applied at checkout). These deals are far more varied than many providers who may offer one to two discounts at a time, so you can likely land a good deal during your shopping trip with Choice. On top of this, Choice\u2019s rates are already competitive. Their most comprehensive plan is $54.75 per month (for a two-bedroom condo in Phoenix), which falls in the national average range for home warranty costs. Lastly, you\u2019ll be hard-pressed to find a provider with more affordable add-ons. This provider has add-ons that are almost all <strong>less than $10<\/strong>, with some even less than $5. This is a significant savings compared to providers like Elite Home Warranty, which charges around $20 per month for add-ons.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7b9474f9 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6b2f1d9e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bb26d34\">\n<p>Choice Home Warranty ranks well for its reliable customer service and my experience with the company. I find its website very user friendly, with the only exception being its quote calculator, which doesn\u2019t allow you to compare different plan prices easily. You must click through to see a price, then backtrack to look at other plan prices, which isn\u2019t as user friendly as Liberty Home Guard\u2019s or Select\u2019s online quote systems. Besides that, Choice ranks well in this category for its helpful website, 24\/7 customer service, and workmanship guarantee.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bfd6a497 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e2a30012 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1b698630\">\n<p>Choice Home Warranty has over 14 years of experience in the industry and mostly positive reviews. The Better Business Bureau gives it a solid B rating. While they aren\u2019t BBB-accredited, the provider has a robust 3.7-star rating from Trustpilot, and many reviews share that they experienced fast turnarounds after submitting a claim. For example, one customer submitted a claim and heard back almost immediately, and within two days, Choice\u2019s technician fixed their dryer. This fantastic turnaround time bolsters my confidence in their service, especially because we all want a home warranty provider that responds to our claim as if it were their own home experiencing a broken down stove or fridge.\u00a0<\/p>\n<p>The biggest issue with Choice Home Warranty\u2019s company reputation is the <a href=\"https:\/\/www.azag.gov\/press-release\/ag-brnovich-files-consumer-fraud-lawsuit-against-home-warranty-company\">Arizona Attorney General\u2019s lawsuit<\/a> against it for consumer fraud. While this lawsuit hasn\u2019t been finalized in the plaintiff\u2019s favor, it isn\u2019t a reassuring part of Choice\u2019s reputation.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td>B \/ 1.4 out of 5 stars<\/td>\n<td><em>4,371<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td>3.7<\/td>\n<td>38,629<\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td>1.0<\/td>\n<td>64<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-45be9805 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4902cc8e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fa475491\">\n<p>Our team chose Choice Home Warranty for their high claim acceptance rate, which many customers praise in reviews, and easy claims process. You can submit a claim through their online portal or over the phone, making this a quick and easy process. Plus, we like that their average response time is between 24 and 48 hours. While not the fastest we\u2019ve seen (Liberty Home Guard takes around 12 hours), this is still better than most.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6b33db7c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-ed636504 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-321b590d\">\n<p>Choice Home Warranty is available in most states, excluding California and Washington. What really gives Choice an edge in this category is that it has handled over three million claims and 6,600,000 service requests in its 14 years of operation, proving this provider\u2019s steadfast business model and ability to manage many claims nationwide.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-af7e847c gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/choice-home-warranty\/\">Read our Choice Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d518d3a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-1a588591 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-868a02fe gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-5e6f7a85 gb-tabs__items\">\n<div class=\"gb-container gb-container-f0e3a69e gb-tabs__item gb-tabs__item-open\">\n<p>Select Home Warranty (SHW) offers some of the most affordable plans in the industry, with all the quotes I received coming in at less than $48 per month. For condo owners, the appliance-only plan is inexpensive at an estimated cost of $44 per month, which is about $6 to $16 less than the national average, giving you a <strong>savings of $72 to $192 every year<\/strong> \u2014 not to mention, Select has lower service fee rates of $75, which save you around $25 to $75 per visit compared to providers like American Home Shield and Elite Home Warranty, who both have higher service fees starting at $100 or more.\u00a0\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-3031a35c gb-tabs__item\">\n<p>An appliance-only home warranty is often the best choice for condo owners since your association likely covers major systems like your HVAC and plumbing. While Select offers a cost-effective appliance-only plan, some of its appliance coverage caps are as low as $500. This cap is extremely low and insufficient to replace common appliances like washers, dryers, dishwashers, or stoves. However, Select may still be a good choice if you\u2019re looking for coverage that\u2019ll cover common repairs without breaking the bank each month.\u00a0\u00a0<\/p>\n<p>Select has some strange exclusions. For example, even if your dishwasher is covered, the racks and rollers, which I and many homeowners would consider part of the appliance, aren\u2019t. While this isn\u2019t unheard of in the industry, it\u2019s frustrating, so read your sample contract closely before enrolling in Select or any company\u2019s policy.\u00a0<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>Select Home Warranty is a budget-friendly provider with multiple plan options, excellent discounts (which seem always available), and strong coverage caps for air conditioning and HVAC systems (up to $3,000). I also like that Select is available in all 50 states and the District of Columbia, so U.S. condo owners can easily access Select\u2019s coverage options regardless of location.\u00a0<\/p>\n<p>While I think Select packs a lot of value in for an affordable monthly rate, its lower appliance coverage caps are a significant con for condo owners with luxury appliances. Still, if you\u2019re looking for a cost-effective plan that\u2019ll cover most repairs and help you with the cost of appliance replacement, Select may be a good choice \u2014 especially if you\u2019re responsible for your roof because their plans all come with free roof leak coverage.\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Select Home Warranty Testimonials\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/dnsi4jgp48c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>Select has three plan options \u2014an appliance-only plan, a systems-only plan, and a comprehensive plan covering both appliances and systems. For condo owners, Bronze Care is probably your best option because it covers major appliances like a cooktop, dishwasher, clothes washer and dryer, fridge, stove, and oven. Unfortunately, this appliance-only plan isn\u2019t as comprehensive as those of providers like Liberty Home Guard, but it is more affordable, which is a plus.\u00a0<\/p>\n<p>The following monthly costs include the offer for two months free, saving you around $13 and $16 each month (depending on which plan you pick) off the original price. During secret shopping online, Select offered this two-months- free discount. While this sale may or may not happen when you\u2019re shopping, I regularly see $150 off coupons or 20%-off sales on Select\u2019s website. Some customer reviews even shared that they received a lower monthly fee and service when speaking with Select agents over the phone.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost*<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Bronze Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Gold Care<\/em><\/td>\n<td><em>$44.42<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website)<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Platinum Care<\/em><\/td>\n<td><em>$47.75<\/em><\/td>\n<td><em>$75<\/em><\/td>\n<td><em>$150 off (website), two extra months free (website)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*Monthly cost figures provided include the discounted rate offered at the time of writing. Select Home Warranty has been running this promotion since the beginning of this year.<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a two-bedroom condo under 5,000 square feet in Phoenix, AZ]. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>As a condo owner, you can definitely skip the pool and lawn sprinkler system add-ons, but you might benefit from sump pump coverage if this falls under your responsibility.\u00a0<\/p>\n<ul>\n<li>Central vacuum: $3.33\/mo<\/li>\n<li>Lawn sprinkler system: $5.83\/mo<\/li>\n<li>Pool: $8.33\/mo<\/li>\n<li>Roof leak: $0\/mo<\/li>\n<li>Septic system: $5.83\/mo<\/li>\n<li>Spa: $5.83\/mo<\/li>\n<li>Standalone freezer: $3.33\/mo<\/li>\n<li>Sump pump: $3.33\/mo<\/li>\n<li>Well pump: $3.33\/mo<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Select has standard industry exclusions, with nothing that would significantly hurt a condo owner. Just keep these in mind when applying for claims and securing a policy.\u00a0<\/p>\n<ul>\n<li>Secondary damage (i.e., your home warranty may cover roof damage but won\u2019t cover water damage caused by the leak)<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials (e.g., mold, asbestos, and gas leaks)\u00a0<\/li>\n<li>Common areas in condominiums or family homes<\/li>\n<li>Solar heating systems<\/li>\n<li>Damage caused by natural disasters and rust<\/li>\n<li>Defects or damages caused by the foundation and structure of the home<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>If you\u2019re on a budget, Select Home Warranty is an excellent choice because their Bronze Care plan comes with free roof coverage (valued at $99) and is much less expensive than the average home warranty costing at least $50 per year. Select quoted me $44.42 for their appliance plan for a two-bedroom condo in Phoenix, AZ. Plus, their $75 service fee is one of the lowest fees I\u2019ve seen among home warranty companies. You pay a service fee each time you request service, similar to an insurance deductible, so it\u2019s nice to see a much more affordable service fee offered \u2014 some providers, like Elite Home Warranty, have service fees starting at $100 or more, so this can save you quite a bit of money over time.\u00a0<\/p>\n<section id=\"th-tips-block_42cf16eb4eb3964cd9c2a04424b5300b\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Some customer reviews noted that they received special senior discounts with locked-in rates when they called Select Home Warranty. If you\u2019re a senior, consider asking about this, as customers shared that the savings were sometimes hundreds of dollars a year with the same benefits and free roof leak protection.\n        <\/p><\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>Select has a good customer experience with their user-friendly website and online quote calculator. I especially like that the quote is generated instantly for you, so you don\u2019t have to wait for an agent to reach out to you, as is the case with Elite Home Warranty. Select\u2019s quote calculator saves you time during the shopping process, which is a huge plus. Another bonus is that Select\u2019s pricing is transparent. You can easily find plan and add-on pricing, allowing you to weigh your options and budget more effectively. Where Select Home Warranty loses a point is their 30-day waiting period after you\u2019ve signed up. This condition means Select isn\u2019t covering your home until 30 days pass. While a waiting period is typical, some providers have shorter waiting periods, allowing you to get peace of mind much quicker.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>While the Better Business Bureau doesn\u2019t accredit Select Home Warranty, the BBB does give Select a decent B rating, which, paired with a nearly four-star rating from Trustpilot, gives me confidence in Select\u2019s customer service. Most reviews online share that Select has an easy signup process, helpful customer service reps who aren\u2019t pushy, and prompt appointments with technicians who successfully address their appliance issues. Negative reviews noted issues with claim denial and contacting Select customer service. Overall, the reviews were mixed but mostly positive, with customers sharing that they loved their over-the-phone experience with customer service.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B \/ 1.38 out of 5 stars\u00a0<\/em><\/td>\n<td><em>2,110<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>3.8<\/em><\/td>\n<td><em>4,818<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.0<\/em><\/td>\n<td><em>9<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>Select Home Warranty has two claim submission options: through their online portal or over the phone. Once submitted, wait to hear back from a Select customer service representative to schedule a repair appointment. Our team found that Select has an average response time of around 48 hours for non-emergency claims, which isn\u2019t as good as Liberty Home Guard but is pretty standard. As a whole, Select doesn\u2019t stand out in this category negatively or positively.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>With true nationwide home warranty coverage, condo owners from all 50 states and the District of Columbia can enroll in a home warranty policy with Select. Since Select has positive reviews and a steadfast business model, I feel confident in this provider\u2019s ability to serve customers nationwide.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Customer Ratings<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Elite Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off + 1 Month Free<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-553a17e0 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-2db3478f gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-3084f7c8 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-7c56575d gb-tabs__items\">\n<div class=\"gb-container gb-container-0713fd08 gb-tabs__item gb-tabs__item-open\">\n<p>Elite Home Warranty is the only provider I\u2019ve seen with massive coverage of up to $6,000 for appliances and up to $10,000 for home systems like your HVAC or electrical systems, depending on your plan and add-ons. While systems coverage might not be as crucial for condo owners, the impressive appliance coverage is terrific, especially if you have premium appliances. Some providers, like Select Home Warranty, have as little as $500 in coverage for some appliances. Hence, Elite\u2019s much more comprehensive coverage gives me greater peace of mind, especially if you want coverage that\u2019ll be enough to replace most appliances fully.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f1aca5f0 gb-tabs__item\">\n<p>Elite doesn\u2019t include emergency services in the cost of their plans. If you want service outside their standard hours, you must pay an additional fee, which isn\u2019t a common practice in the industry. Plus, all commercial-grade appliances are excluded from their policies, so keep this in mind if your condo has anything commercial-grade.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p>Condo owners may especially benefit from Elite\u2019s unique premium appliances add-on. At $249.99 per year, it\u2019s a steep add-on, but it boosts your coverage to up to $6,000 for appliances, which is a much better cap if you have luxe appliances or want the ultimate peace of mind. Plus, you can save by choosing Elite\u2019s appliance-only plan, which saves you around $132 per year compared to the comprehensive plan covering home systems and appliances (you likely don\u2019t need home system coverage to the same extent as someone without a condo association).\u00a0<\/p>\n<p>On top of this, Elite has one of the best selections of add-ons I\u2019ve seen on the market (second only to that of Liberty Home Guard) and offers unique choices like coverage for wine coolers, jetted hot tubs, sump pumps, and freestanding freezers. If you have unique or luxury appliances in your condo, Elite is one of my favorite choices for its extensive coverage of up to $6,000 on appliances, which is <strong>two to three times higher<\/strong> than most providers, and a massive list of add-ons.\u00a0<\/p>\n<p>The biggest downside is that Elite doesn\u2019t offer emergency services without an extra fee. They also don\u2019t cover commercial-grade appliances, so keep this in mind when shopping plans if your condo has them. However, these are two cons I can personally live with when trying to find high allowances for condo appliances.\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Why Elite Home Warranty? Transparent Home Warranties for Homeowners.\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/E6cK4x8WcxM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>Elite Home Warranty is a standout company for its plans and coverage because it offers an appliance-only plan, a systems-only plan, and a comprehensive plan covering it all (and offers a 30-day free trial on any of its plans). If you\u2019re a condo owner, I\u2019d look into the Elite Appliance plan so you\u2019re not paying for home systems coverage if you don\u2019t need to. In terms of coverage, Elite is a knock-out, with some of its plans providing up to $6,000 in appliance and $10,000 in home systems coverage, which is two to three times more than the industry average of $2,000 to $3,000. If you have luxury appliances, Elite is an excellent choice because their higher coverage caps make it more likely that you won\u2019t hit a cap and have to pay the remaining cost yourself \u2014 a situation I really don\u2019t want to find myself in when I\u2019m already frustrated about my broken-down oven.\u00a0<\/p>\n<p>Elite offers several discounts on its website, including a $150 sign-up bonus and a first-month-free offer. You can get these by filling out the quote form on their website and waiting for an agent to contact you. The following prices don\u2019t reflect the offered discounts.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Appliance<\/em><\/td>\n<td><em>$48.99<\/em><\/td>\n<td><em>$100\u00a0<\/em><\/td>\n<td><em>$150 sign-up discount, 30-day trial, first month free\u00a0<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Systems<\/em><\/td>\n<td><em>$52.99<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td><em>$150 sign-up discount, 30-day trial, first month free<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Elite Complete<\/em><\/td>\n<td><em>$59.99<\/em><\/td>\n<td><em>$100<\/em><\/td>\n<td><em>$150 sign-up discount, 30-day trial, first month free<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a two-bedroom condo under 5,000 square feet in Phoenix, AZ. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Elite Home Warranty offers one of the most extensive selections of add-ons, second to only Liberty Home Guard. Condo homeowners can greatly benefit from in-unit add-ons like a freestanding ice maker or water softener coverage, limited roof leak repair (if the homeowners association doesn\u2019t cover it), and even wine cooler coverage.\u00a0<\/p>\n<ul>\n<li>Attic exhaust fan: $69.99\/year<\/li>\n<li>Central vacuum: $49.00\/year<\/li>\n<li>Effluent pump: $99.99\/year<\/li>\n<li>Ejector pump: $99.99\/year<\/li>\n<li>Freestanding freezer: $59.99\/year<\/li>\n<li>Freestanding ice maker: $59.99\/year<\/li>\n<li>Freestanding spa equipment: $119.99\/year<\/li>\n<li>Generator: $99.99\/year<\/li>\n<li>Geothermal heating and cooling system: $299.99\/year<\/li>\n<li>Grinder pump: $99.99\/year<\/li>\n<li>Guest house: $299.99\/year<\/li>\n<li>HVAC annual maintenance: $299.99\/year<\/li>\n<li>Jetted\/hot tub: $99.99\/year<\/li>\n<li>Lawn sprinkler system: $99.99\/year<\/li>\n<li>Lift pump: $99.99\/year<\/li>\n<li>Limited roof leak repair: $99.99\/year<\/li>\n<li>Pool &amp; spa equipment: $199.99\/year<\/li>\n<li>Pool equipment: $149.99\/year<\/li>\n<li>Premium appliances: $249.99\/year<\/li>\n<li>Premium benefits: $199.99\/year<\/li>\n<li>Premium systems: $299.99\/year<\/li>\n<li>Premium systems Plus: $499.99\/year<\/li>\n<li>Septic system: $129.99\/year<\/li>\n<li>Service lines: $349.99\/year<\/li>\n<li>Sump pump: $99.99\/year<\/li>\n<li>Swamp cooler: $149.99\/year<\/li>\n<li>Water filtration System: $99.99\/year<\/li>\n<li>Water softener: $99.99\/year<\/li>\n<li>Well pump: $99.99\/year<\/li>\n<li>Wine cooler: $69.99\/year<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Elite has overall standard exclusions. The biggest concern for condo owners is if you plan on buying and renting other units. The coverage is only for your personal home, so keep this in mind when shopping.\u00a0\u00a0<\/p>\n<ul>\n<li>Natural disaster-related damages<\/li>\n<li>Acts of God<\/li>\n<li>Commercial-grade appliances\u00a0<\/li>\n<li>Units in a rental property<\/li>\n<li>Cosmetic damage<\/li>\n<li>A lack of maintenance<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>Elite Home Warranty is a bit pricer than most providers, with its cheapest plan starting at $48.99 monthly when I received quotes for a two-bedroom condo in Phoenix, AZ. With that said, this provider is very affordable for its superior coverage of up to $6,000 for appliances and $10,000 for home systems \u2014 far higher caps than the industry average of $2,000 to $3,000. If you have premium appliances in your condo or want the most peace of mind, Elite packs a lot of value into their plans and still offers competitive pricing. Their add-ons are also reasonably priced, with many costing between $15 and $20 per month (once you break down the yearly price).\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>I\u2019ve repeatedly had good experiences with Elite\u2019s customer service representatives, who weren\u2019t too pushy but offered an educational, informative shopping experience. Many customer reviews echoed this sentiment, so I feel comfortable recommending Elite to anyone who has been burned by aggressive sales tactics in the past. However, Elite\u2019s lack of follow-through is a sore spot. I had a text conversation with an agent that the agent neglected to follow up on when I texted an additional question.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>Out of all the providers on this list, Elite Home Warranty and Liberty Home Guard shine for their exceptional reputations. Elite Home Warranty has an outstanding A+ rating and accreditation from the Better Business Bureau, indicating a history of positive customer experiences and follow-up. You\u2019ll find that websites like Trustpilot and Yelp give Elite nearly perfect scores, which I\u2019ve yet to see any home warranty provider match. The biggest drawback to Elite is that they\u2019ve only been in business for four years, so they don\u2019t have the same experience that industry giants like Liberty Home Guard and American Home Shield have. However, this doesn\u2019t necessarily mean they don\u2019t provide great service. Trustpilot reviews frequently noted professional customer service experiences, fast repair appointments, and satisfaction with the higher coverage caps \u2014 all things that matter a lot to me and many condo owners looking for reliable service that won\u2019t result in weeks of back and forth before the provider resolves your appliance issue.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>A+ \/ 4.97 out of 5 stars\u00a0<\/em><\/td>\n<td><em>371<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.7<\/em><\/td>\n<td><em>60<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>4.8<\/em><\/td>\n<td><em>4<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>The claims process garners Elite its lowest score because their plan fees don\u2019t include emergency services. Condo owners who want emergency services must pay a fee in addition to the regular service call fee for service outside normal hours. Elite Home Warranty is the only provider on this list that I\u2019ve found this to be true with, making it a less common practice and something that would bother me personally when I\u2019m already upset about my condo\u2019s leaking dishwasher. On the positive side, Elite has excellent customer service availability 24\/7\/365 for filing claims over the phone or the online portal.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>Elite Home Warranty has nearly nationwide coverage in 47 states \u2014 minus California, Texas, and Washington. Condo owners in the District of Columbia can also receive coverage from Elite. We gave this provider a perfect score due to its widespread availability and overwhelmingly positive reviews from homeowners across the country.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-calculate-the-cost-of-condo-home-warranty\">Calculate the Cost of Condo Home Warranty<\/h2>\n<p>Calculate the yearly cost of a condo home warranty by inputting your service fee, monthly premium, and estimated number of service visits per year so you can budget appropriately.\u00a0<\/p>\n<div class=\"hw-calc\">\n<div class=\"hw-calculator-tho\">\n<div class=\"container\">\n<table>\n<tr>\n<th>Appliance<\/th>\n<th>Average Repair Cost<\/th>\n<th>Average Replacement Cost<\/th>\n<\/tr>\n<tr>\n<td>Dehumidifier<\/td>\n<td>$50\u2013$200<\/td>\n<td>$1,300\u2013$2,800<\/td>\n<\/tr>\n<tr>\n<td>Microwave<\/td>\n<td>$50\u2013$400<\/td>\n<td>$60\u2013$2,000<\/td>\n<\/tr>\n<tr>\n<td>Dishwasher<\/td>\n<td>$50\u2013$500<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Exhaust Fans<\/td>\n<td>$16\u2013$300<\/td>\n<td>$250\u2013$950<\/td>\n<\/tr>\n<tr>\n<td>Electric Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Gas Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Dryer<\/td>\n<td>$100\u2013$400<\/td>\n<td>$450\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Oven<\/td>\n<td>$100\u2013$430<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Washer<\/td>\n<td>$50\u2013$450<\/td>\n<td>$400\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Freezer<\/td>\n<td>$90\u2013$500<\/td>\n<td>$160\u2013$2,900<\/td>\n<\/tr>\n<tr>\n<td>Refrigerator<\/td>\n<td>$40\u2013$350<\/td>\n<td>$200\u2013$5,000<\/td>\n<\/tr>\n<\/table><\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_1cca8d89308c52ba66e4134243da9bb1 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"Frequently Asked Questions\">Frequently Asked Questions<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty for a Condo?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">You don\u2019t need a home warranty for a condo, but it\u2019s a good idea for most condo owners to have one unless you can pay thousands of dollars for major appliance replacements out of pocket. Unless your appliances are covered by a manufacturer\u2019s warranty, a home warranty is a wise investment that protects you against extensive appliance repair and replacement costs for your condo.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost for a Condo?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">The average cost for a home warranty for a condo is $50 per month nationwide. However, based on my research into condo home warranty costs, if you opt for an appliance-only plan, you can find more affordable <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\">home warranty premiums<\/span><\/a><span style=\"font-weight: 400;\"> in the $30 to $40 range.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How To Save Money When Shopping for Home Warranties for Condos?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">When shopping for home warranties for a condo, start by looking at what is and isn\u2019t covered by the condo association. Most condo associations cover shared home systems, so you may not need coverage for home systems like your plumbing. However, investing in an appliance plan to cover your washer, dryer, dishwasher, and kitchen appliances can save you from large, unexpected repair or replacement bills.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for Condos?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">A home warranty is worth it for condos because most condo owners are responsible for repairing and replacing their appliances, such as the dishwasher or clothes dryer, and a home warranty can help you do this without breaking the bank. Depending on your condo association, you may not need extensive home system coverage for your electricity or plumbing, but securing appliance coverage for your condo almost always makes a <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\">home warranty worth it<\/span><\/a> <span style=\"font-weight: 400;\">for the peace of mind and financial protection.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h4 class=\"wp-block-heading\" id=\"h-other-warranty-resources-for-homeowners\">Other Warranty Resources for Homeowners<\/h4>\n<h4 class=\"wp-block-heading\" id=\"h-best-home-warranties-by-state\">Best Home Warranties by State<\/h4>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_58hZ7jNxtQub\"\/>\n\t\t<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Condo owners are in a unique situation when it comes to home warranty policies. Unlike homeowners who are responsible for everything (systems and appliances), you\u2019re likely only on the hook for appliances. You don\u2019t even need add-on coverage like pool or spa, sprinkler systems, or even extra coverage for your HVAC system, as many condo [&hellip;]<\/p>\n","protected":false},"author":254,"featured_media":10196,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-10195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The 4 Best Home Warranties for Condos | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"Condo owners may be covered by their HOAs for big home systems, but appliance coverage is still wise. Read on to learn the best home warranty for condos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/topat10.com\/?p=10195\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The 4 Best Home Warranties for Condos | Unlock Informed Choices with Us\" \/>\n<meta property=\"og:description\" content=\"Condo owners may be covered by their HOAs for big home systems, but appliance coverage is still wise. Read on to learn the best home warranty for condos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/topat10.com\/?p=10195\" \/>\n<meta property=\"og:site_name\" content=\"Unlock Informed Choices with Us\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-25T13:05:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1450\" \/>\n\t<meta property=\"og:image:height\" content=\"326\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Amy DeYoung\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amy DeYoung\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"44 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195\"},\"author\":{\"name\":\"Amy DeYoung\",\"@id\":\"https:\\\/\\\/topat10.com\\\/#\\\/schema\\\/person\\\/578af5cb6b116e1bda83ca0e0a182153\"},\"headline\":\"The 4 Best Home Warranties for Condos\",\"datePublished\":\"2024-03-25T13:05:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195\"},\"wordCount\":8814,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/topat10.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png\",\"articleSection\":[\"Home Improvement\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/topat10.com\\\/?p=10195#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195\",\"url\":\"https:\\\/\\\/topat10.com\\\/?p=10195\",\"name\":\"The 4 Best Home Warranties for Condos | Unlock Informed Choices with Us\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/topat10.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png\",\"datePublished\":\"2024-03-25T13:05:49+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/#\\\/schema\\\/person\\\/578af5cb6b116e1bda83ca0e0a182153\"},\"description\":\"Condo owners may be covered by their HOAs for big home systems, but appliance coverage is still wise. Read on to learn the best home warranty for condos.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/topat10.com\\\/?p=10195\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195#primaryimage\",\"url\":\"https:\\\/\\\/topat10.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png\",\"contentUrl\":\"https:\\\/\\\/topat10.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png\",\"width\":1450,\"height\":326},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/topat10.com\\\/?p=10195#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/topat10.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The 4 Best Home Warranties for Condos\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/topat10.com\\\/#website\",\"url\":\"https:\\\/\\\/topat10.com\\\/\",\"name\":\"Topat10.com\",\"description\":\"Your Trusted Source for Honest Reviews on the Best Online Services, Products, and Websites &ndash; Unlock Informed Choices with Us\",\"alternateName\":\"Topat10\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/topat10.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/topat10.com\\\/#\\\/schema\\\/person\\\/578af5cb6b116e1bda83ca0e0a182153\",\"name\":\"Amy DeYoung\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"caption\":\"Amy DeYoung\"},\"url\":\"https:\\\/\\\/topat10.com\\\/?author=254\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The 4 Best Home Warranties for Condos | Unlock Informed Choices with Us","description":"Condo owners may be covered by their HOAs for big home systems, but appliance coverage is still wise. Read on to learn the best home warranty for condos.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/topat10.com\/?p=10195","og_locale":"en_US","og_type":"article","og_title":"The 4 Best Home Warranties for Condos | Unlock Informed Choices with Us","og_description":"Condo owners may be covered by their HOAs for big home systems, but appliance coverage is still wise. Read on to learn the best home warranty for condos.","og_url":"https:\/\/topat10.com\/?p=10195","og_site_name":"Unlock Informed Choices with Us","article_published_time":"2024-03-25T13:05:49+00:00","og_image":[{"width":1450,"height":326,"url":"https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png","type":"image\/png"}],"author":"Amy DeYoung","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Amy DeYoung","Est. reading time":"44 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/topat10.com\/?p=10195#article","isPartOf":{"@id":"https:\/\/topat10.com\/?p=10195"},"author":{"name":"Amy DeYoung","@id":"https:\/\/topat10.com\/#\/schema\/person\/578af5cb6b116e1bda83ca0e0a182153"},"headline":"The 4 Best Home Warranties for Condos","datePublished":"2024-03-25T13:05:49+00:00","mainEntityOfPage":{"@id":"https:\/\/topat10.com\/?p=10195"},"wordCount":8814,"commentCount":0,"image":{"@id":"https:\/\/topat10.com\/?p=10195#primaryimage"},"thumbnailUrl":"https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png","articleSection":["Home Improvement"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/topat10.com\/?p=10195#respond"]}]},{"@type":"WebPage","@id":"https:\/\/topat10.com\/?p=10195","url":"https:\/\/topat10.com\/?p=10195","name":"The 4 Best Home Warranties for Condos | Unlock Informed Choices with Us","isPartOf":{"@id":"https:\/\/topat10.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/topat10.com\/?p=10195#primaryimage"},"image":{"@id":"https:\/\/topat10.com\/?p=10195#primaryimage"},"thumbnailUrl":"https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png","datePublished":"2024-03-25T13:05:49+00:00","author":{"@id":"https:\/\/topat10.com\/#\/schema\/person\/578af5cb6b116e1bda83ca0e0a182153"},"description":"Condo owners may be covered by their HOAs for big home systems, but appliance coverage is still wise. Read on to learn the best home warranty for condos.","breadcrumb":{"@id":"https:\/\/topat10.com\/?p=10195#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/topat10.com\/?p=10195"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/topat10.com\/?p=10195#primaryimage","url":"https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png","contentUrl":"https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png","width":1450,"height":326},{"@type":"BreadcrumbList","@id":"https:\/\/topat10.com\/?p=10195#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/topat10.com\/"},{"@type":"ListItem","position":2,"name":"The 4 Best Home Warranties for Condos"}]},{"@type":"WebSite","@id":"https:\/\/topat10.com\/#website","url":"https:\/\/topat10.com\/","name":"Topat10.com","description":"Your Trusted Source for Honest Reviews on the Best Online Services, Products, and Websites &ndash; Unlock Informed Choices with Us","alternateName":"Topat10","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/topat10.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Person","@id":"https:\/\/topat10.com\/#\/schema\/person\/578af5cb6b116e1bda83ca0e0a182153","name":"Amy DeYoung","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Amy DeYoung"},"url":"https:\/\/topat10.com\/?author=254"}]}},"jetpack_featured_media_url":"https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png","uagb_featured_image_src":{"full":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png",1450,326,false],"thumbnail":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-150x150.png",150,150,true],"medium":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-300x67.png",300,67,true],"medium_large":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-768x173.png",768,173,true],"large":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-1024x230.png",1024,230,true],"1536x1536":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png",1450,326,false],"2048x2048":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png",1450,326,false],"mailpoet_newsletter_max":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png",1320,297,false],"woocommerce_thumbnail":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-380x326.png",380,326,true],"woocommerce_single":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-1000x326.png",1000,326,true],"woocommerce_gallery_thumbnail":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-120x120.png",120,120,true],"shareblock_justify":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-800x180.png",800,180,true],"shareblock_small":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-120x120.png",120,120,true],"shareblock_largeslider":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk.png",1450,326,false],"shareblock_featurelarge":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-1000x326.png",1000,326,true],"shareblock_midlarge":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-760x326.png",760,326,true],"shareblock_slidergrid":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-500x326.png",500,326,true],"shareblock_featurelist":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-500x326.png",500,326,true],"shareblock_featuresmall":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-450x326.png",450,326,true],"shareblock_justify_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x4.png",20,4,true],"shareblock_small_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x20.png",20,20,true],"shareblock_largeslider_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x4.png",20,4,true],"shareblock_featurelarge_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x13.png",20,13,true],"shareblock_slidergrid_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x14.png",20,14,true],"shareblock_midlarge_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x16.png",20,16,true],"shareblock_featurelist_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x15.png",20,15,true],"shareblock_featuresmall_sload":["https:\/\/topat10.com\/wp-content\/uploads\/2024\/03\/1lheHfr2KDGRCiK4hI49kTvBNGlP4PeU70Wma1AIFFgpe-008eVsD1A9MaGbfAgfHAFoUzqNEs_poIE9RAADsdc2uSxn_R7mnkm-FZXjDsKh3XdxQTWyu8_qIrZmw8NyvNDPh3xTrwMzRh-rU3Xlyyk-20x20.png",20,20,true]},"uagb_author_info":{"display_name":"Amy DeYoung","author_link":"https:\/\/topat10.com\/?author=254"},"uagb_comment_info":0,"uagb_excerpt":"Condo owners are in a unique situation when it comes to home warranty policies. Unlike homeowners who are responsible for everything (systems and appliances), you\u2019re likely only on the hook for appliances. You don\u2019t even need add-on coverage like pool or spa, sprinkler systems, or even extra coverage for your HVAC system, as many condo&hellip;","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/posts\/10195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/users\/254"}],"replies":[{"embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10195"}],"version-history":[{"count":0,"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/posts\/10195\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=\/wp\/v2\/media\/10196"}],"wp:attachment":[{"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topat10.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}