{"id":10138,"date":"2024-03-21T01:50:49","date_gmt":"2024-03-21T01:50:49","guid":{"rendered":"https:\/\/topat10.com\/?p=10138"},"modified":"2024-03-21T01:50:49","modified_gmt":"2024-03-21T01:50:49","slug":"first-american-home-warranty-review","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=10138","title":{"rendered":"First American Home Warranty Review"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<div class=\"gb-container gb-container-63855aec\">\n<div class=\"gb-container gb-container-bb4bd45b\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-52c691a3\">\n<div class=\"gb-grid-column gb-grid-column-a4b99a02\">\n<div class=\"gb-container gb-container-a4b99a02\">\n<p class=\"gb-headline gb-headline-61f6696c gb-headline-text\">First American Home Warranty<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f2b5d82d\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-fdbf63b1\">\n<div class=\"gb-grid-column gb-grid-column-226f1eeb\">\n<div class=\"gb-container gb-container-226f1eeb\">\n<div class=\"gb-container gb-container-cbb1d64a\">\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\"><strong>Quick Facts<\/strong><\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\"><strong>Pros &amp; Cons<\/strong><\/button><\/p>\n<p><button class=\"gb-button gb-button-f8c63ec7 gb-button-text gb-tabs__button\"><strong>My Verdict<\/strong><\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-19725709\">\n<div class=\"gb-grid-column gb-grid-column-58a6285c\">\n<div class=\"gb-container gb-container-58a6285c\">\n<div class=\"gb-headline gb-headline-3eeeaac8\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewbox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"\/><\/svg><\/span><span class=\"gb-headline-text\">High $3,500 appliance coverage limit<\/span><\/div>\n<div class=\"gb-headline gb-headline-fb85ef5e\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewbox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Flexible service call fee options<\/span><\/div>\n<div class=\"gb-headline gb-headline-8c9ed208\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewbox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Comprehensive systems and appliances coverage<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-d00a9228\">\n<div class=\"gb-container gb-container-d00a9228\">\n<div class=\"gb-headline gb-headline-d873b57d\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Lower $1,500 HVAC coverage limit<\/span><\/div>\n<div class=\"gb-headline gb-headline-1843a2c2\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Slower 48-hour average response time<\/span><\/div>\n<div class=\"gb-headline gb-headline-e67cdeb3\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Limited availability in 35 states<\/span><\/div>\n<div class=\"gb-headline gb-headline-2871c54f\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z\"\/><\/svg><\/span><span class=\"gb-headline-text\">Higher than average premiums for the Premium plan<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-903f3c1b gb-tabs__item\">\n<p class=\"gb-headline gb-headline-01652b16 gb-headline-text\">First American Home Warranty is a solid choice for homeowners who prioritize comprehensive appliance coverage and are willing to pay a bit more for higher coverage limits. The company\u2019s flexible service call fee options and Premium Plan make them an attractive option for those looking to customize their coverage. However, suppose you have high-end HVAC systems or live in a state where FAHW isn\u2019t available. In that case, consider other providers with higher coverage limits and wider availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>As a two-time homeowner myself, I know firsthand how vital a home warranty can be for your peace of mind and budget. A good home warranty covers costly repairs and replacements on major home systems and appliances when they break down due to normal wear and tear. However, I know there\u2019s a lot of skepticism and negative stigma around home warranty companies. Horror stories abound of providers denying claims, taking forever to schedule repairs, or using shoddy contractors.<\/p>\n<p>That\u2019s why I\u2019ve made it my mission to cut through the noise and help fellow homeowners find the most reputable, reliable home warranty companies out there. I\u2019ve spent countless hours poring over sample contracts, collecting quotes, analyzing customer reviews and complaints, and even secret shopping providers to see how they treat potential customers. I examine each company from every angle, from the fine print of their service agreements to their track record on handling claims.<\/p>\n<p>In this in-depth review, I evaluate First American Home Warranty (FAHW) using Today\u2019s Homeowner\u2019s comprehensive, rigorous review system. This system scores providers on six key criteria: plans and coverage, affordability, customer experience, company reputation, claims process, and availability. By thoroughly assessing FAHW\u2019s strengths and weaknesses in each of these areas and assigning an objective 100-point score, I aim to present a complete, unbiased picture of what real customers can expect. You can trust that my team and I have performed exhaustive research, getting into the nitty-gritty details to provide expert insights you can rely on to make an informed decision. My goal is to be your go-to authority and advocate in the home warranty space, helping you find the ideal plan for your needs and budget while avoiding potential pitfalls. You can count on me to give it to you straight, highlighting both the good and the bad, so you have realistic expectations and can decide if First American Home Warranty is truly worth it for your home.<\/p>\n<section id=\"th-tips-block_d7259e8219e3f3cd9b9c63942542a05f\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>First American Home Warranty advertises coverage in 35 U.S. states. However, they do not directly provide plans to homeowners in some of those states, such as my state of Indiana. In my case, they emailed me quotes from several other leading providers, including Liberty Home Guard, American Home Shield, and Choice Home Warranty. If you\u2019re in a state where this happens to you, I strongly suggest booking directly with another leading provider. This cuts out the \u201cgo-between\u201d company and can save you money and communication headaches down the road. <\/p>\n<\/p><\/div>\n<\/section>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 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class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 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L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 L12.6699349,23.7034178 L12.6699349,23.7034178 L12.678386,23.7104931 L12.8793402,23.8032389 C12.8914285,23.8068999 12.9022333,23.8029875 12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">For more information, check out our <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Methodology<\/a> page.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-first-american-home-warranty-best-appliance-coverage\">First American Home Warranty: Best Appliance Coverage<\/h2>\n<div class=\"gb-container gb-container-8baa4572\">\n<div class=\"gb-container gb-container-ea9f0352 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-e482a7a1 gb-button-text gb-tabs__button gb-block-is-current\">What I Like About First American Home Warranty<\/button><\/p>\n<p><button class=\"gb-button gb-button-722d522f gb-button-text gb-tabs__button\">What I Don\u2019t Like About First American Home Warranty<\/button><\/p>\n<div class=\"gb-container gb-container-3b162802 gb-tabs__items\">\n<div class=\"gb-container gb-container-03a33476 gb-tabs__item gb-tabs__item-open\">\n<p>I like that FAHW offers a high $3,500 coverage limit per appliance in its Starter and Essential plans and $7,000 in its Premium Plan. This is one of the highest coverage caps I\u2019ve seen among the dozens of home warranty providers I\u2019ve researched. Its high caps mean that if your high-end refrigerator, dishwasher, or oven breaks down, you likely won\u2019t have to pay anything out of pocket for the repair or replacement. In contrast, most competitors cap appliance coverage at $2,000-$3,000 per item.<\/p>\n<p>I\u2019m also impressed by the flexibility and customization that First American offers. Unlike most providers that have set service call fees, FAHW lets you choose your own service fee of $75, $100, or $125. This allows you to tailor your plan to your budget and risk tolerance. If you prefer a lower monthly premium and don\u2019t mind paying a bit more per repair visit, you can opt for the $125 service fee. Or, if you want to minimize out-of-pocket costs per breakdown, you can pay a slightly higher monthly rate and just $75 per service call.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-b5d24608 gb-tabs__item\">\n<p>One of my chief complaints about First American Home Warranty is that their plans are on the pricier side compared to other top providers I\u2019ve reviewed. Their Essential and Premium plans, in particular, have some of the highest monthly premiums I\u2019ve seen, ranging from $57 to $87, especially if you opt for the lowest $75 service fee. While I believe these plans offer solid value in terms of the extent and quality of coverage, they may be cost-prohibitive for some homeowners on a tight budget.<\/p>\n<p>Another issue I have with FAHW is inconsistent availability and fulfillment across their service area. While FAHW advertises coverage in 35 states on their website, in my experience, they don\u2019t always directly service every state listed. For example, when I attempted to get a quote for my home in Indiana, I was redirected to a third-party site that collected my information and then sent me quotes from three other home warranty companies \u2014 Liberty Home Guard, American Home Shield, and Choice Home Warranty. None of the quotes were actually from FAHW. I find this rather misleading and confusing as a consumer.<\/p>\n<p>On the other hand, when I requested a quote for a colleague\u2019s California home, I was able to get a direct quote from FAHW with no issues. This suggests that FAHW\u2019s direct service area may be more limited than they imply. I\u2019d like to see greater transparency from the company about which states they serve directly and which are through third-party partnerships.<\/p>\n<p>I\u2019m also not thrilled with FAHW\u2019s coverage caps for HVAC systems. They cap heating system coverage at $1,500 per contract term, which is lower than many competitors that offer $3,000-$10,000 coverage for this crucial home system. With HVAC repairs and replacements easily running thousands of dollars, I worry that $1,500 may leave some homeowners with high out-of-pocket costs. I\u2019d love to see FAHW raise their coverage limit for HVAC to match what they offer for appliances and be more in line with industry leaders like American Home Shield and Elite Home Warranty.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty Bottom Line:\u00a0<\/h2>\n<h3 class=\"wp-block-heading\">8.7\/10<\/h3>\n<p>After extensive research and hands-on experience with First American Home Warranty, I give this provider a strong 8.7 out of 10 rating overall. FAHW stands out for its exceptional $3,500 per appliance coverage limit in its Starter and Essential plans, which surpasses most competitors, and a $7,000 limit in its Premium plan \u2014 far surpassing all other providers. If you have high-end appliances, FAHW\u2019s Premium plan could save you thousands in repair and replacement costs. I also appreciate the flexibility of choosing your service fee and tailoring optional add-ons for a custom plan.<\/p>\n<p>However, FAHW\u2019s high premiums on their comprehensive plans may be cost-prohibitive for some homeowners. Plus, the $1,500 HVAC coverage cap is also lower than the $3,000-$10,000 limits common among industry leaders. For example, American Home Shield has $5,000 limits and Elite Home Warranty offers $10,000. Additionally, I encountered inconsistent availability when I got quotes in different states, which FAHW could address with greater transparency about their service area. Despite stating they service Indiana, it seems they have external providers (like Liberty Home Guard or Choice Home Warranty) that fulfill service in my home state. On the other hand, First American has direct plans in other states, such as California.\u00a0<\/p>\n<p>The bottom line is that if you prioritize extensive appliance coverage and don\u2019t mind paying a bit more, then consider choosing FAHW\u2019s Premium plan. It offers some of the most comprehensive coverage on the market. However, if you\u2019re on a tighter budget or more concerned with HVAC coverage, you may find a better fit with other top contenders like Choice Home Warranty or American Home Shield. As with any big purchase, I suggest getting quotes from multiple providers, reading sample contracts closely, and choosing the plan that best aligns with your specific needs and priorities.<\/p>\n<p><a href=\"https:\/\/youtu.be\/TrdGFmZIAVY\">Why Choose First American Home Warranty?<\/a><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty Plans and Coverage<\/h2>\n<h2 class=\"wp-block-heading\">9.0\/10<\/h2>\n<p>I give First American Home Warranty a 9.0 out of 10 for its plans and coverage. FAHW offers three plans: Starter, Essential, and Premium. All plans include coverage for plumbing, electrical, and heating systems, as well as kitchen appliances like dishwashers, refrigerators, ovens, cooktops, and built-in microwaves. The Essential plan adds coverage for clothes washers and dryers, water heaters, ductwork, central air conditioning, garage door openers, and more. The Premium plan further expands coverage to items like garbage disposals, central vacuums, and instant hot water dispensers and includes coverage for improper installation, modifications, and code upgrades.<\/p>\n<p>One unique aspect of FAHW\u2019s plans is the ability to choose your own service fee, which allows you to balance your monthly premium with your out-of-pocket costs per claim. For example, selecting a $75 service fee will result in a higher monthly payment, while a $125 service fee means a lower monthly cost. This flexibility is rare among home warranty providers and can be a significant advantage for homeowners looking to customize their coverage. I would opt for the Premium plan. While it\u2019s not the cheapest option, I believe it offers the best value overall, with comprehensive coverage for both systems and appliances, including several hard-to-find items. I would also pick the highest service fee of $125 with the lower monthly cost because I have a home that\u2019s less than two years old, which likely won\u2019t need many service visits. I wouldn\u2019t recommend the Starter plan for most homeowners, as it doesn\u2019t include essential items like air conditioning, washer\/dryer, and garage door openers, which could lead to significant out-of-pocket expenses if these items break down.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td>Plan<\/td>\n<td>Monthly Cost<\/td>\n<td>Service Fee*<\/td>\n<\/tr>\n<tr>\n<td>Starter Plan\u00a0<\/td>\n<td>$47, $52, or $62<\/td>\n<td>$75, $100, or $125<\/td>\n<\/tr>\n<tr>\n<td>Essential Plan<\/td>\n<td>$57, $62, or $72<\/td>\n<td>$75, $100, or $125<\/td>\n<\/tr>\n<tr>\n<td>Premium Plan<\/td>\n<td>$72. $77, or $87<\/td>\n<td>$75, $100, or $125<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*You choose the service fee when signing up for a plan. The lower service fee goes with the higher monthly premium cost. For example, the Starter Plan will be $47 per month with the $125 service fee, $52 per month with the $100 service fee, and $62 per month with the $75 service fee.\u00a0<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Santa Rosa, CA. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>First American Home Warranty offers several optional add-ons to enhance your coverage, as shown in the list below. As someone who understands the importance of regular HVAC maintenance, I appreciate the HVAC tune-up option for just $2\/month.\u00a0<\/p>\n<ul>\n<li>Additional refrigeration (each unit): $4.17\/month<\/li>\n<li>Central air conditioning (electric): $8.33\/month\u00a0<\/li>\n<li>HVAC tune-up: $2\/month (free)<\/li>\n<li>Limited roof leak: $8.33\/month<\/li>\n<li>Pool\/spa equipment: $20.83\/month<\/li>\n<li>Septic tank pumping\/system: $7.08\/month<\/li>\n<li>Water softener: $7.08\/month<\/li>\n<li>Well pump: $7.08\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>First American Home Warranty has several notable exclusions that apply to all plans:<\/p>\n<ul>\n<li>Cosmetic defects<\/li>\n<li>Damage due to acts of nature<\/li>\n<li>Hazardous or toxic materials<\/li>\n<li>Items covered under homeowners insurance and manufacturer\u2019s warranty<\/li>\n<li>Repairs or replacements needed due to missing parts<\/li>\n<li>Residential properties over 5,000 square feet<\/li>\n<li>Routine maintenance<\/li>\n<li>Solar power systems and components<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty Affordability\u00a0<\/h2>\n<h3 class=\"wp-block-heading\">9.3\/10<\/h3>\n<p>I give First American Home Warranty a 9.3 out of 10 for affordability. When collecting sample quotes, I was impressed by the flexibility and customization options FAHW offers. Unlike most home warranty companies that have set service call fees, FAHW allows customers to choose their own service fee of $75, $100, or $125. This enables homeowners to tailor their plans to their budgets and risk tolerance. For example, if you prefer a lower monthly premium and don\u2019t mind paying a bit more per repair visit, you can opt for the $125 service fee. On the other hand, if you want to minimize out-of-pocket costs per breakdown, you can pay a slightly higher monthly rate and only $75 per service call.<\/p>\n<p>First American\u2019s rates are competitive with those of other top home warranty providers, especially considering the high coverage caps and comprehensive coverage offered in their Premium plan. While the Starter and Essential plans may have slightly higher monthly costs than some budget-focused competitors, they offer good value for the level of protection provided. FAHW\u2019s prices are consistent across the states where they offer coverage, although it\u2019s always a good idea to request a personalized quote to get the most accurate pricing for your location and home.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty Customer Experience<\/h2>\n<h3 class=\"wp-block-heading\">8.1\/10<\/h3>\n<p>I give First American Home Warranty an 8.1 out of 10 for customer experience. One of the standout features of FAHW\u2019s customer experience is their intuitive and user-friendly website. It\u2019s incredibly easy to compare plans, view coverage details, and understand pricing options. The ability to toggle between the three service call fee choices and see how they affect monthly premiums is a helpful tool for customers trying to find the best balance for their budget. Additionally, the comprehensive snapshot of optional add-ons and their associated costs makes it simple for homeowners to customize their coverage to suit their specific needs.<\/p>\n<p>When I spoke with FAHW\u2019s customer service representatives, I found them to be knowledgeable, friendly, and focused on helping me find the right solution for my home warranty needs. They took the time to answer my questions thoroughly and provided guidance on plan selection without applying high-pressure sales tactics. Customers generally praise FAHW\u2019s customer service in online reviews, while some have reported longer-than-average wait times to reach a representative during peak periods. However, the company\u2019s overall responsiveness and helpfulness still rank well compared to many competitors in the home warranty industry.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty Company Reputation<\/h2>\n<h3 class=\"wp-block-heading\">8.9\/10<\/h3>\n<p>I give First American Home Warranty an 8.9 out of 10 for reputation. FAHW has a strong presence on various review platforms, with a high volume of customer feedback. On Trustpilot, the company boasts an impressive 4.1 stars based on over 13,000 reviews, indicating a high level of customer satisfaction. Many customers praise FAHW for their comprehensive coverage, responsive customer service, and fair claims processing. However, the company\u2019s ratings on other platforms are more mixed, with a 2.8-star rating on Google and a 1.0-star rating on Yelp. Negative reviews typically mention issues with claims denials, slow repair times, and difficulty reaching customer support.<\/p>\n<p>Despite these challenges, FAHW maintains a decent B rating with the Better Business Bureau (BBB). The company is actively engaged in addressing customer complaints on the BBB and working to resolve issues promptly. Over the past few years, FAHW has maintained a relatively stable reputation, with a consistent volume of both positive and negative reviews. Compared to other top home warranty companies, FAHW\u2019s reputation is generally strong, with a higher number of positive reviews on Trustpilot.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em># of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>BBB<\/em><\/td>\n<td><em>B<\/em><\/td>\n<td><em>Customer Reviews are not used in the calculation of BBB Rating<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Trustpilot<\/em><\/td>\n<td><em>4.1<\/em><\/td>\n<td><em>13,726<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Google<\/em><\/td>\n<td><em>2.8<\/em><\/td>\n<td><em>2,564<\/em><\/td>\n<\/tr>\n<tr>\n<td><em>Yelp<\/em><\/td>\n<td><em>1.0<\/em><\/td>\n<td><em>425<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty Claims Process<\/h2>\n<h3 class=\"wp-block-heading\">8.4\/10<\/h3>\n<p>I give First American Home Warranty an 8.4 out of 10 for its claims process. FAHW offers multiple convenient ways to submit claims, including online through their customer portal, by phone, or by email. This flexibility makes it easy for homeowners to request service when they need it most. However, FAHW\u2019s response time is slightly slower than that of some competitors, with a wait time of up to 48 hours for a contractor to diagnose the issue after a claim filing. In comparison, some other top home warranty companies guarantee a technician visit within 24 hours.<\/p>\n<p>Once a claim is approved, FAHW does a good job of communicating with customers throughout the repair or replacement process in its online dashboard. They provide updates on the status of the claim and an estimated timeline for completion. While FAHW doesn\u2019t disclose the exact percentage of claims paid out, customer reviews suggest that the company has a fair and straightforward claims approval process.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty Availability<\/h2>\n<h3 class=\"wp-block-heading\">6.0\/10<\/h3>\n<p>I give First American Home Warranty a 6.0 out of 10 for less than stellar availability. While FAHW advertises coverage in 35 states, there are some inconsistencies in their service across these locations. When attempting to obtain a quote for a home in Indiana, I was redirected to a third-party website that collected my information and provided quotes from other home warranty companies instead of FAHW. However, when requesting a quote for a home in California, I was able to receive a direct quote from FAHW without any issues.<\/p>\n<p>Nationwide availability is an important factor when evaluating a home warranty company\u2019s legitimacy and reliability. A provider with a wide service area is more likely to have a stable business model, a larger pool of contractors, and the financial resources to handle claims efficiently. Companies with limited availability may struggle to maintain consistent service quality and could face challenges in meeting their obligations to customers. While FAHW\u2019s advertised 35-state coverage is better than that of some smaller regional providers, the inconsistencies in direct service across these states raise some concerns about the company\u2019s true reach and capabilities.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">First American Home Warranty vs. The Competition<\/h2>\n<h3 class=\"wp-block-heading\">First American Home Warranty vs Liberty Home Guard<\/h3>\n<p>First American Home Warranty and Liberty Home Guard both offer comprehensive coverage options, but they excel in different areas. FAHW stands out for its high coverage limits on appliances, offering up to $3,500 per appliance, which is $1,500 more than Liberty\u2019s appliance coverage limit. This makes FAHW a better choice for homeowners with high-end or expensive appliances. However, Liberty Home Guard offers a wider range of optional add-ons, including less common items like carpet cleaning, casita guest units, and re-key services, giving homeowners more flexibility to customize their coverage.<\/p>\n<p>When it comes to reputation, Liberty Home Guard has a clear advantage. Liberty boasts an impressive 4.1 out of 5 stars on Trustpilot based on over 2,200 reviews and an A rating on Google with more than 9,600 reviews. In contrast, FAHW\u2019s customer reviews are more mixed, with a 2.8 out of 5 stars rating on Google and a 1.0 out of 5 stars rating on Yelp. While both companies have their strengths, I recommend Liberty Home Guard for its superior reputation and more extensive add-on options, which give homeowners greater peace of mind and customization possibilities.<\/p>\n<h3 class=\"wp-block-heading\">First American Home Warranty vs American Home Shield<\/h3>\n<p>First American Home Warranty and American Home Shield are both well-established companies in the home warranty industry, but they have some notable differences. AHS offers more comprehensive coverage, with its ShieldPlatinum plan covering items like roof leaks and higher coverage limits for appliances (up to $6,000) compared to FAHW\u2019s $3,500 limit for its Starter and Essential plans. However, FAHW\u2019s Premium plan offers an impressive $7,000 appliance coverage limit, surpassing AHS. AHS also covers preexisting conditions and breakdowns due to lack of maintenance, which FAHW does not. Both companies offer flexible service call fee structures, with AHS providing two choices ($100 or $125) and FAHW offering three options ($75, $100, or $125).<\/p>\n<p>When it comes to affordability, FAHW\u2019s Premium plan starts at $72 per month, while AHS\u2019s ShieldPlatinum plan begins at $79.99 per month, making FAHW slightly more budget-friendly for comprehensive coverage. FAHW also offers more add-on options, such as HVAC tune-ups and septic tank pumping, while AHS has fewer add-ons but includes unique options like electronics coverage. Ultimately, for homeowners seeking the most comprehensive coverage and protection for preexisting conditions, AHS is the better choice. But for those prioritizing affordability, higher appliance coverage limits, and add-on customization, FAHW is the better option.<\/p>\n<p class=\"has-text-align-right\"><a href=\"http:\/\/\u200b\u200bhttps:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield-vs-first-american\/\">First American Home Warranty vs American Home Shield Review<\/a><\/p>\n<h3 class=\"wp-block-heading\">First American Home Warranty vs Elite Home Warranty<\/h3>\n<p>First American Home Warranty and Elite Home Warranty take different approaches to protecting your home, with each provider excelling in specific areas. When it comes to appliance coverage, FAHW\u2019s Premium plan offers a higher limit of $7,000 compared to Elite\u2019s $6,000 cap. However, Elite really stands out with its $10,000 coverage limit for home systems, which is significantly higher than FAHW\u2019s $1,500 limit. This makes Elite a better option for homeowners with expensive or high-end HVAC units and other critical systems.<\/p>\n<p>In terms of reputation, Elite Home Warranty has the edge, with an impressive 4.7 out of 5 stars rating on Trustpilot based on over 40 reviews. FAHW, on the other hand, has a Trustpilot score of 4.1 stars but with many more reviews \u2014\u00a0nearly 14,000. This major difference in the total number of reviews makes it difficult to compare customer satisfaction levels directly between the two companies. Additionally, Elite boasts an A+ rating with the Better Business Bureau, while FAHW has a B BBB rating, with lower ratings on sites like Google and Yelp. Considering Elite\u2019s superior systems coverage and strong reputation, I would recommend Elite Home Warranty for homeowners prioritizing protection for their high-value home systems.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Who is First American Home Warranty Best For?<\/h2>\n<p>First American Home Warranty is an excellent choice for homeowners who prioritize comprehensive appliance coverage. With its Premium plan offering an impressive $7,000 coverage limit per appliance, FAHW is particularly well-suited for those who have invested in high-end or luxury kitchen and laundry appliances. This generous coverage cap ensures that even the most expensive appliance repairs or replacements are adequately covered, providing peace of mind for homeowners.<\/p>\n<p>Additionally, FAHW\u2019s flexible service call fee structure makes them an attractive option for homeowners looking to customize their plans to fit their budget. By offering three service call fee options ($75, $100, or $125), FAHW allows customers to find the right balance between monthly premiums and out-of-pocket expenses. This flexibility, combined with FAHW\u2019s comprehensive appliance coverage, makes them a strong choice for homeowners who want to protect their valuable appliances while maintaining control over their monthly expenses.<\/p>\n<div class=\"gb-container gb-container-c92c6a1f\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-d92a794c\">\n<div class=\"gb-grid-column gb-grid-column-dc141640\">\n<div class=\"gb-container gb-container-dc141640\">\n<figure class=\"gb-block-image gb-block-image-c7b092ca\"><a href=\"https:\/\/www.f91strk.com\/cmp\/2D2DH\/27W1G\/?SourceID=other-tho\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" class=\"gb-image-c7b092ca lazyload\" alt=\"first american logo\" data-lazy-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\"\/><noscript><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"88\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/d7fcfvvxwoz9e.cloudfront.net\/dom43635\/wp-content\/uploads\/2023\/01\/first-american-logo-1.png\" class=\"gb-image-c7b092ca lazyload\" alt=\"first american logo\"\/><\/noscript><\/a><\/figure>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-b4770a74\">\n<div class=\"gb-container gb-container-b4770a74\">\n<div class=\"gb-container gb-container-ef53764f border-dash\">\n<p>Limited Time:<\/p>\n<p>$100 Off with code PROTECT<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_d4b7855a2b00068c10f662194c98a18a 1\" class=\"hm-faq hm-faq--one-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"FAQs About American Home Shield\">FAQs About First American Home Warranty<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is First American Home Warranty Legit?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">First American Home Warranty is a legitimate home warranty provider with over 35 years of experience in the industry.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does First American Home Warranty Cost?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">First American Home Warranty costs between $47 and $87 per month on average, depending on the plan and service call fee you choose. To learn more about home warranty costs and factors that can affect pricing, visit our <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/cost\/home-warranty-cost\/\"><span style=\"font-weight: 400;\">guide on how much a home warranty costs.<\/span><\/a><\/p>\n<p><i><span style=\"font-weight: 400;\">* Disclaimer: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Philadelphia, PA.\u00a0<\/span><\/i><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        What Does First American Home Warranty Cover?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">First American Home Warranty covers:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plumbing systems<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Electrical systems<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Heating systems<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Appliances (dishwashers, refrigerators, ovens, cooktops, built-in microwaves)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clothes washers and dryers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Water heaters<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Air conditioning<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Garage door openers<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Here are the notable exclusions in First American Home Warranty\u2019s plans:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cosmetic defects<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damage due to acts of nature<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hazardous or toxic materials<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Items covered under homeowners insurance and manufacturer\u2019s warranty<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Repairs or replacements needed due to missing parts<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Routine maintenance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Solar power systems and components<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For a more in-depth look at what home warranties typically cover, check out our <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/guides\/home-warranty-coverage\/\"><span style=\"font-weight: 400;\">comprehensive guide on home warranty coverage<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Do You Cancel First American Home Warranty?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">\u200b\u200bTo cancel your First American Home Warranty policy, you must submit a written request to the company\u2019s cancellation department via email, fax, or mail.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-other-resources-for-homeowners\">Other Resources for Homeowners<\/h2>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>First American Home Warranty Quick Facts Pros &amp; Cons My Verdict High $3,500 appliance coverage limit Flexible service call fee options Comprehensive systems and appliances coverage Lower $1,500 HVAC coverage limit Slower 48-hour average response time Limited availability in 35 states Higher than average premiums for the Premium plan First American Home Warranty is a [&hellip;]<\/p>\n","protected":false},"author":216,"featured_media":10139,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-10138","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>First American Home Warranty Review | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"First American Home Warranty earns a respectable 8.7\/10 rating for its strong plans. 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