{"id":10061,"date":"2024-03-14T16:35:50","date_gmt":"2024-03-14T16:35:50","guid":{"rendered":"https:\/\/topat10.com\/?p=10061"},"modified":"2024-03-14T16:35:50","modified_gmt":"2024-03-14T16:35:50","slug":"top-5-best-home-warranty-companies-in-maine","status":"publish","type":"post","link":"https:\/\/topat10.com\/?p=10061","title":{"rendered":"Top 5 Best Home Warranty Companies in Maine"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<p>Most homeowners already have homeowners insurance, particularly if you have a mortgage. In that case, why invest in a home warranty, too? Homeowners insurance companies typically only cover breakdowns and repairs if the damage resulted from a covered act, such as roof damage from a winter storm. Paying for a regular old roof leak due to normal wear and tear would come out of your pocket.\u00a0<\/p>\n<p>If you want coverage for normal breakdowns and repairs, you\u2019ll want to buy a home warranty. Home warranties can help out in a pinch. Last year was one of the warmest years on record for both Portland and Bangor \u2014 if your <a href=\"https:\/\/todayshomeowner.com\/hvac\/cost\/ac-repair-cost\/\">air conditioning compressor<\/a> had failed, it would have been miserable.\u00a0<\/p>\n<p>Home warranty providers sell plans that charge a monthly fee for coverage. If you need service, you\u2019ll pay a service fee each time a technician comes to your house. Monthly fees and service charges vary, as do providers\u2019 reputations. It\u2019s hard to sort through all the options for home warranty companies, so we\u2019ve narrowed down the list for Maine homeowners to the best ones out there.<\/p>\n<p>To find the <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/best-home-warranty\/.\">best home warranty company<\/a> in Maine, I did some secret shopping. I applied for quotes online, called and spoke with customer service representatives, read the reviews, and compared what each home warranty covers.<\/p>\n<p>We use Today\u2019s Homeowner\u2019s specific review criteria to determine rankings. Factors analyzed include availability, plan options, and fees, the claims process, coverage limits,\u00a0 and more. Our goal is to help you choose the best home warranty coverage in Maine for peace of mind.<\/p>\n<div class=\"gb-container gb-container-1ec44ac5\">\n<div class=\"gb-container gb-container-6b5605fa\">\n<p>Why Trust Us?<\/p>\n<p class=\"gb-headline gb-headline-833a84ce gb-headline-text\">Here\u2019s how we ranked and reviewed the nation\u2019s top home warranty companies to bring you the most accurate information.<\/p>\n<\/div>\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0fc132e8\">\n<div class=\"gb-grid-column gb-grid-column-51155eae\">\n<div class=\"gb-container gb-container-51155eae\">\n<p>76<\/p>\n<div class=\"gb-container gb-container-c2f490be gb-accordion\">\n<div class=\"gb-container gb-container-661fa18a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a399d06c gb-accordion__toggle\"><span class=\"gb-button-text\">companies reviewed<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" 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gb-container-855135ce\">\n<p class=\"gb-headline gb-headline-c774fe11 gb-headline-text\">Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-8c16dcf2\">\n<div class=\"gb-container gb-container-8c16dcf2\">\n<p>152<\/p>\n<div class=\"gb-container gb-container-addedde8 gb-accordion\">\n<div class=\"gb-container gb-container-80c16dcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-eefbc2e8 gb-accordion__toggle\"><span class=\"gb-button-text\">quotes collected<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" 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12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 L12.6699349,23.7034178 L12.6699349,23.7034178 L12.678386,23.7104931 L12.8793402,23.8032389 C12.8914285,23.8068999 12.9022333,23.8029875 12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9b418bbf\">\n<p class=\"gb-headline gb-headline-e4fc7235 gb-headline-text\">We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-grid-column gb-grid-column-e928fcce\">\n<div class=\"gb-container gb-container-e928fcce\">\n<p>6<\/p>\n<div class=\"gb-container gb-container-065b1b7a gb-accordion\">\n<div class=\"gb-container gb-container-70fc3e42 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9d4e4cfe gb-accordion__toggle\"><span class=\"gb-button-text\">rating factors<\/span><span class=\"gb-icon\"><svg xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke=\"#ffffff\" fill=\"#ffffff\" version=\"1.1\" viewbox=\"-2.4 -2.4 28.80 28.80\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"\/><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"\/><g id=\"SVGRepo_iconCarrier\"> <title>information_fill<\/title> <g fill-rule=\"evenodd\" fill=\"none\" stroke-width=\"1\" stroke=\"none\" id=\"\u9875\u9762-1\"> <g fill-rule=\"nonzero\" transform=\"translate(-672.000000, -48.000000)\" id=\"System\"> <g transform=\"translate(672.000000, 48.000000)\" id=\"information_fill\"> <path fill-rule=\"nonzero\" id=\"MingCute\" d=\"M24,0 L24,24 L0,24 L0,0 L24,0 Z M12.5934901,23.257841 L12.5819402,23.2595131 L12.5108777,23.2950439 L12.4918791,23.2987469 L12.4918791,23.2987469 L12.4767152,23.2950439 L12.4056548,23.2595131 C12.3958229,23.2563662 12.3870493,23.2590235 12.3821421,23.2649074 L12.3780323,23.275831 L12.360941,23.7031097 L12.3658947,23.7234994 L12.3769048,23.7357139 L12.4804777,23.8096931 L12.4953491,23.8136134 L12.4953491,23.8136134 L12.5071152,23.8096931 L12.6106902,23.7357139 L12.6232938,23.7196733 L12.6232938,23.7196733 L12.6266527,23.7031097 L12.609561,23.275831 C12.6075724,23.2657013 12.6010112,23.2592993 12.5934901,23.257841 L12.5934901,23.257841 Z M12.8583906,23.1452862 L12.8445485,23.1473072 L12.6598443,23.2396597 L12.6498822,23.2499052 L12.6498822,23.2499052 L12.6471943,23.2611114 L12.6650943,23.6906389 L12.6699349,23.7034178 L12.6699349,23.7034178 L12.678386,23.7104931 L12.8793402,23.8032389 C12.8914285,23.8068999 12.9022333,23.8029875 12.9078286,23.7952264 L12.9118235,23.7811639 L12.8776777,23.1665331 C12.8752882,23.1545897 12.8674102,23.1470016 12.8583906,23.1452862 L12.8583906,23.1452862 Z M12.1430473,23.1473072 C12.1332178,23.1423925 12.1221763,23.1452606 12.1156365,23.1525954 L12.1099173,23.1665331 L12.0757714,23.7811639 C12.0751323,23.7926639 12.0828099,23.8018602 12.0926481,23.8045676 L12.108256,23.8032389 L12.3092106,23.7104931 L12.3186497,23.7024347 L12.3186497,23.7024347 L12.3225043,23.6906389 L12.340401,23.2611114 L12.337245,23.2485176 L12.337245,23.2485176 L12.3277531,23.2396597 L12.1430473,23.1473072 Z\"> <\/path> <path fill=\"#9e9e9e\" id=\"\u5f62\u72b6\" d=\"M12,2 C17.5228,2 22,6.47715 22,12 C22,17.5228 17.5228,22 12,22 C6.47715,22 2,17.5228 2,12 C2,6.47715 6.47715,2 12,2 Z M11.99,10 L11,10 C10.4477,10 10,10.4477 10,11 C10,11.51285 10.386027,11.9355092 10.8833761,11.9932725 L11,12 L11,16.99 C11,17.5106133 11.3938293,17.9392373 11.8999333,17.9940734 L12.01,18 L12.5,18 C13.0523,18 13.5,17.5523 13.5,17 C13.5,16.6710222 13.3411062,16.3791012 13.0958694,16.1968582 L13,16.1338 L13,11.01 C13,10.4893867 12.6060836,10.0607627 12.1000493,10.0059266 L11.99,10 Z M12,7 C11.4477,7 11,7.44772 11,8 C11,8.55228 11.4477,9 12,9 C12.5523,9 13,8.55228 13,8 C13,7.44772 12.5523,7 12,7 Z\"> <\/path> <\/g> <\/g> <\/g> <\/g><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3e6b7d8f\">\n<p class=\"gb-headline gb-headline-0a32b967 gb-headline-text\">Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"has-text-align-right\">Read our full <a href=\"https:\/\/todayshomeowner.com\/home-warranty-methodology\/\">Home Warranty Review Methodology<\/a> for more details.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Top 5 Maine Home Warranty Companies<\/h2>\n<section id=\"th-subscribe-block_dc456194f5ea32d37b07cb2231e85e43\" class=\"th-block th-subscribe\">\n<div class=\"d-flex flex-column my-4 p-4 highlightsBlock\">\n<p>Highlights<\/p>\n<ul>\n<li>Select Home Warranty was my top pick due to its low service fees and reasonable premiums that fit a tight budget, and because it has an emergency response team that stands ready to help Maine homeowners in just four hours.<\/li>\n<li>All home warranty companies have exclusions in their service agreements \u2014 but no one wants a surprise when they place a service call. Carefully read the exclusions and fine print in any company\u2019s contract before signing up.  Look for exclusions regarding maintenance records or preexisting problems and avoid those companies, such as AFC Home Club, that require maintenance and repair records to approve claims.<\/li>\n<li>If you\u2019re on a budget, see if any of your appliances fall under Maine\u2019s implied warranty law. If so, you might only have to buy systems coverage.<\/li>\n<\/ul><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-my-expert-recommendation\">My Expert Recommendation<\/h2>\n<section id=\"th-tips-block_832d8294ba6ab820a74b5f92af5013c7\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>            Select Home Warranty made the grade for my top pick of home warranty providers in Maine. I chose it primarily due to its reasonable premiums and one of the lowest service fees of all competitors, fitting the budgets of many Maine homeowners.        <\/p><\/div>\n<\/section>\n<p>Select also has a dedicated emergency response team in Maine that stands ready. If your refrigerator stops running and it stores important, lifesaving medication, its team comes out within four hours. Other emergency repairs could be a water leak or air conditioning failure. These services could literally be lifesaving if you have very young or elderly family members. And it doesn\u2019t cost extra.<\/p>\n<section id=\"th-tips-block_51a926f9fecd5ef5666e06edff6b36cb\" class=\"th-block th-tips\" style=\"color: ; background-color: ;\">\n<div class=\"thTipsContainer\">\n<p>Today\u2019s Homeowner Tips<\/p>\n<p>Ask yourself which appliance or systems failures could most adversely affect your home or your family\u2019s health, such as a dishwasher hose leak or an air conditioning failure with medically compromised family members in the house. Make sure any plan you select adequately covers these items.<\/p>\n<\/p><\/div>\n<\/section>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h3 class=\"wp-block-heading\">Maine Home Warranty Companies I Didn\u2019t Include<\/h3>\n<p>Not all home warranty providers make their contracts clear. Others engage in shady sales practices, and others deny more claims than they approve. Based on these factors, there are two home warranty companies in Maine that I took off the list.<\/p>\n<p>While operating under a different name, ServicePlus Home Warranty, based on an action by the Pennsylvania Office of the Attorney General, had to pay a settlement of $400,000 in 2021 due to deceptive marketing practices. The company changed its name to avoid the bad press, but there are no signs it\u2019s changed its business practices. I did not select the box to allow the company to contact me by phone or text when I applied for a quote online, but the company did so anyway.\u00a0<\/p>\n<p>The Better Business Bureau has issued news bulletins warning consumers about <a href=\"https:\/\/www.bbb.org\/article\/warnings\/27418-bbb-warning-mailers-sent-by-us-home-guard-create-confusion-sense-of-urgency-consumers-tell-bbb\">doing business with US Home Guard<\/a>, primarily for its confusing and deceptive marketing. The company\u2019s marketing uses scare tactics \u2014 Your home warranty is about to expire! \u2014 through mailers sent to homeowners that had never been customers. Its mailers create a false sense of urgency and deceptively lead homeowners to think they already have coverage with\u00a0 US Home Guard.<\/p>\n<p>I\u2019d recommend steering clear of both companies.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-compare-the-highest-rated-home-warranties-in-maine\" data-toc-text=\"Compare Best Home Warranty Companies\">Compare The Highest Rated Home Warranties In Maine<\/h2>\n<p class=\"has-small-font-size\"><em>Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.<\/em><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\" id=\"h-our-reviews-of-the-best-home-warranties-in-maine\">Our Reviews of the Best Home Warranties in Maine<\/h2>\n<div class=\"gb-container gb-container-9ecbcd85\">\n<div class=\"gb-container gb-container-ae7310e8\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-a1c5dcba\">\n<div class=\"gb-grid-column gb-grid-column-68e5d0eb\">\n<div class=\"gb-container gb-container-68e5d0eb\">\n<p>Best for Customization<\/p>\n<h3 class=\"gb-headline gb-headline-1e790e41 gb-headline-text\">Liberty Home Guard<\/h3>\n<p class=\"gb-headline gb-headline-8a6fa0e3 gb-headline-text\">4.6<\/p>\n<p class=\"gb-headline gb-headline-22b15352 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-3fdd3eb9 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 Off + 2 Months free + Free Roof Leak Coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b6a19f5b gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-adabc3a7 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-c2e411d6 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-2e4faabe gb-tabs__items\">\n<div class=\"gb-container gb-container-d249a59c gb-tabs__item gb-tabs__item-open\">\n<p>Liberty Home Guard (LHG) is a newer company in the home warranty industry, but it\u2019s already built a strong reputation. Its Trustpilot and Google reviews are overwhelmingly positive. It stands out from the crowd with great customer service, the largest list of add-ons of all its competitors, and reasonable monthly fees and service charges.\u00a0<\/p>\n<p>The company operates in an above-board fashion. It doesn\u2019t auto-renew your policy \u2014 rather, it checks in 60 days before your plan\u2019s expiration date to see if you want to renew. You won\u2019t have a surprise credit card charge a year after signing up. And if you\u2019re unhappy with LHG\u2019s service, you can opt out and receive a partial refund for any unused months.\u00a0\u00a0<\/p>\n<p>The customer service representative told me that the Portland, ME area and surrounding towns have good service coverage. Liberty guarantees you\u2019ll receive service in 24 to 48 hours. If, for any reason, it can\u2019t send someone within that time, or you prefer to use a technician that you know, you\u2019re free to arrange for service yourself. As long as the technician is licensed and insured, Liberty will pay for the repair.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-212c2d09 gb-tabs__item\">\n<p>Some homeowners may not need any of Liberty\u2019s extensive add-ons, in which case another warranty provider might be a better choice. Its fees for additional coverage options are also higher than those of competitors \u2014 for example, pool and spa coverage is $19.99 a month, but it\u2019s $18 a month with American Home Shield. Including add-ons with your LHG plan will add up fast.\u00a0<\/p>\n<p>Liberty\u2019s standard fee for a service call is $125, which is higher than Elite Home Warranty or Select Home Warranty. However, when I called, the representative offered to lower the service fee from $125 to $85 if I paid for a year in advance. LHG\u2019s coverage limit (the maximum a company will pay out for a repair or replacement) of $2,000 per covered item is low.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a7035e5 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-d611f17e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-da53a45d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 9.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-8bcf5a13\">\n<p>Liberty Home Guard gives you great customer service and a ton of options for additional coverage and charges reasonable premiums and service fees. Its large network of service technicians prevents long wait times, but if you\u2019re anxious, you can track your technician\u2019s progress on LHG\u2019s app. Liberty tries to be there for its customers every step of the way.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8a74e626 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-929af486 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6d46f2de\">\n<p>Liberty Home Guard has three home warranty plans, all of which begin protecting you 30 days after purchase. The Appliance Guard plan offers appliance coverage, the Systems Guard plan gives you system coverage, and the Total Home Guard plan combines the two. Your best option among these plans will depend partly on any appliance or systems warranties or coverage you currently have in place.<\/p>\n<p>Many appliance vendors sell extended warranties. If you bought one when you replaced your refrigerator, appliance coverage under a home warranty could be overkill. If so, LHG\u2019s Systems Guard Plan, which protects home systems such as plumbing, heating, ductwork, an air conditioner, electrical, and water heater, could be the right choice.\u00a0<\/p>\n<p>Suppose your appliances need protection, but you have warranties and service contracts on your systems. LHG\u2019s Appliance Guard Plan protects all major appliances, including your garbage disposal, ceiling fans, garage door openers, and exhaust fans. But if you have no existing service plans or warranties, you\u2019ll want to buy the Total Home Guard plan. It combines the coverage of the appliance plan and systems plan into Liberty Home Guard\u2019s most comprehensive coverage plan.<\/p>\n<p>If you pay a full year in advance, you\u2019ll get two months free. Liberty Home Guard will give you more months free if you prepay additional years \u2014 for example if you prepay for three years, you get four months. On the phone, the customer service representative offered to reduce the service charge to $85 per service call if I selected the Total Home Guard plan and paid for a year upfront. Online deals give you $200 off for a full-year plan.<\/p>\n<p>According to the representatives I\u2019ve spoken with at Liberty, potential customers who talk to representatives receive better offers.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td>Appliance Guard<\/td>\n<td>$49.99<\/td>\n<td>$125<\/td>\n<td>One year paid in advance $499.99 (2 months free)<\/td>\n<\/tr>\n<tr>\n<td>Systems Guard<\/td>\n<td>$54.99<\/td>\n<td>$125<\/td>\n<td>One year paid in advance $549.99 (2 months free)<\/td>\n<\/tr>\n<tr>\n<td>Total Home Guard<\/td>\n<td>$59.99<\/td>\n<td>$125<\/td>\n<td>One year paid in advance $599.99 (2 months free) online, $575 (2 months free) over the phone<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in <\/em><em>Portland, ME<\/em><em>. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Liberty\u2019s customers can select from the most add-ons offered by any home warranty provider \u2014 42 of them, to be exact.\u00a0<\/p>\n<ul>\n<li>Pool and spa: $19.99\/month<\/li>\n<li>Additional spa: $9.99\/month<\/li>\n<li>Lawn sprinkler system: $9.99\/month<\/li>\n<li>Saltwater pool: $23.99\/month<\/li>\n<li>Generator: $19.99\/month<\/li>\n<li>Casita guest unit: $35.99\/month<\/li>\n<li>Sump pump: $8.99\/month<\/li>\n<li>Well pump: $12.99\/month<\/li>\n<li>Septic system pumping: $12.99\/month<\/li>\n<li>Ejector pump: $14.99\/month<\/li>\n<li>Grinder pump: $14.99\/month<\/li>\n<li>Limited roof leak: $11.99\/month<\/li>\n<li>Re-key: $9.99\/month<\/li>\n<li>Gutter cleaning: $14.99\/month<\/li>\n<li>Pest control: $14.99\/month<\/li>\n<li>Carpet cleaning: $19.99\/month<\/li>\n<li>Window washing\/cleaning: $19.99\/month<\/li>\n<li>Power washing (exterior flooring): $19.99\/month<\/li>\n<li>Central vacuum: $8.99\/month<\/li>\n<li>Standalone freezer: $5.99\/month<\/li>\n<li>Water softener: $13.99\/month<\/li>\n<li>Swamp cooler: $14.99\/month<\/li>\n<li>Second refrigerator: $7.99\/month<\/li>\n<li>Trash compactor: $7.49\/month<\/li>\n<li>Ice maker (in-fridge): $3.99\/month<\/li>\n<li>Freestanding ice maker: $14.99\/month<\/li>\n<li>Wine cooler\/fridge: $11,99\/month<\/li>\n<li>Water dispenser water line: $4.99\/month<\/li>\n<li>Instant hot water dispenser: $9.99\/month<\/li>\n<li>Reverse osmosis water filter system: $14.99\/month<\/li>\n<li>Lighting fixtures: $7.99\/month<\/li>\n<li>Plumbing fixtures: $7.99\/month<\/li>\n<li>Electronics protection: $19.99\/month<\/li>\n<li>TV mounting (up to 65-inch TVs): $14.99\/month<\/li>\n<li>TV mounting (up to 85-inch TVs): $19.99\/month<\/li>\n<li>Pro-series refrigerator: $14.99\/month<\/li>\n<li>Pro-series stand-alone freezer: $14.99\/month<\/li>\n<li>Pro-series range\/oven\/cooktop: $12.99\/month<\/li>\n<li>Pro-series dishwasher: $7.99\/month<\/li>\n<li>Pro-series microwave: $4.99\/month<\/li>\n<li>Pro-series washing machine: $4.99\/month<\/li>\n<li>Pro-series clothes dryer: $4.99\/month<\/li>\n<\/ul>\n<p>For truly unique systems or appliances that don\u2019t appear on this list, you can contact LHG. According to the company, if you give them the make and model of an item not on this list, <a href=\"https:\/\/www.libertyhomeguard.com\/plans\/optional-addons\/\">it will try to provide customers with specialized coverage<\/a>.<\/p>\n<p>If you can\u2019t decide which add-ons you\u2019ll need, LHG\u2019s website shows the most popular options in your state after you begin your quote. It\u2019s very helpful to see what other Maine homeowners thought useful.<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"data:image\/svg+xml,%3Csvg%20xmlns=\" http:=\"\" alt=\"\" class=\"lazyload\" data-lazy-src=\"https:\/\/lh7-us.googleusercontent.com\/POP5kP6I16I31dDcXufqcXhnb9NH-ZX8DT_WeUGnBlsvskDqlia_cetMNEYwp05t-1D540wXa1WXxndUKoEau4IIiBWk_uRCX6S-vXiyds1IMLGuwHX-eOaHIF-6bZhwF_VXSWuvmekNLZOv-lGWhvk\"\/><noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/lh7-us.googleusercontent.com\/POP5kP6I16I31dDcXufqcXhnb9NH-ZX8DT_WeUGnBlsvskDqlia_cetMNEYwp05t-1D540wXa1WXxndUKoEau4IIiBWk_uRCX6S-vXiyds1IMLGuwHX-eOaHIF-6bZhwF_VXSWuvmekNLZOv-lGWhvk\" class=\"lazyload\" alt=\"\"\/><\/noscript><\/figure>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>All home warranty companies have exclusions (items they don\u2019t cover). Liberty Home Guard\u2019s plan exclusions include:\u00a0<\/p>\n<ul>\n<li>Flues, vents, chimneys, and exhaust lines<\/li>\n<li>Electronics, computerized, \u201csmart,\u201d or Internet\/enabled components and parts<\/li>\n<li>Filters associated with any covered items<\/li>\n<li>Remote receiving and transmitting devices<\/li>\n<li>Radon and other leak detection monitoring systems<\/li>\n<li>Fire sprinkler systems<\/li>\n<li>Lighting\u00a0<\/li>\n<li>Solar systems and applications<\/li>\n<li>Cosmetic defects<\/li>\n<li>Disposal of appliances, systems, or components<\/li>\n<li>Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems<\/li>\n<li>Glass parts<\/li>\n<li>Noise<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<p>You should also pay attention to coverage limits. These set the limit on how much the company will pay for a repair or replacement. Liberty covers you up to $2,000 per covered item \u2014 which might not be enough if you bought a high-end stove. The $6,000 coverage limit for HVAC is high for the industry, though.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-8960402a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5eaa64fe gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-24c42fed\">\n<p>Liberty Home Guard ranks high for affordability because monthly fees are squarely within the range of competitors. However, higher-than-average pricing on some add-ons drags its score down a bit. For example, Select Home Warranty charges $3.33 a month to add on coverage for a stand-alone freezer, whereas Liberty charges $5.99 a month.<\/p>\n<p>Depending on the add-ons you\u2019re choosing, this may not be an issue. If you want to get the best deal,\u00a0 speak with the company directly.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d30e334c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b05aae64 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f421c039\">\n<p>Each time I\u2019ve called, customer service representatives have been polite, friendly, and knowledgeable. I\u2019ve never felt pressured to make a decision. LHG\u2019s website has a clear layout, and it\u2019s easy to get an online quote, though the chatbot was useless and only wanted me to talk to someone on the phone.\u00a0<\/p>\n<p>On the other hand, Liberty does assess higher service charges. Add-ons can be more expensive than competitors. And if you cancel, you\u2019ll only receive a pro-rated refund.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-09a9c322 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-3e0cffbc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-45a42b72\">\n<p>Liberty\u2019s excellent quote process, 30-day waiting period for coverage, and service guarantee all contribute to its high reputation. When you have repairs done, Liberty covers the workmanship for the next 60 days. If the same problem crops up again, they send someone out at no charge.<\/p>\n<p>Liberty Home Guard\u2019s customers have given it 4.7 out of 5 stars on\u00a0 Trustpilot and 4.7 out of 5 stars on Google \u2014 positive ratings that are the highest among its competitors. A common thread in reviews is praise for great customer service, qualified service technicians, and fast claim resolution.\u00a0<\/p>\n<p>LHG customers with negative feedback often complain of exclusions and lower coverage limits. No home warranty covers 100% of an otherwise-covered appliance, or system-specific components are generally excluded. Understanding what is and isn\u2019t covered (as well as coverage limits) is a critical reason to ensure you\u2019ve thoroughly reviewed your home warranty service contract.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>BBB<\/td>\n<td>NR*<\/td>\n<td>Customer Reviews are not used in the calculation of BBB Rating<\/td>\n<\/tr>\n<tr>\n<td>Trustpilot<\/td>\n<td>4.7<\/td>\n<td>2,562<\/td>\n<\/tr>\n<tr>\n<td>Google<\/td>\n<td>4.7<\/td>\n<td>10,342<\/td>\n<\/tr>\n<tr>\n<td>Yelp<\/td>\n<td>1.4<\/td>\n<td>59<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<p><em>Note (as of 3\/13\/24): The Better Business Bureau recently shifted LHG\u2019s A+ rating to \u201cNR\u201d or \u201cNot Rated.\u201d\u00a0 We reached out to a representative from the Better Business Bureau, and they told us, \u201cThis business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.\u201d When asked about whether the BBB revokes ratings after an increase in complaints, the rep said, \u201cYes, if they feel they need to review the complaints first before issuing an accurate rating.\u201d This scenario has happened to LHG twice in the last two years, but each time, the BBB has restored its A+ rating after a thorough review.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-e3caf4f4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-c0fd1c6d gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-1da4ef6c\">\n<p>I love that Liberty Home Guard is one of the few home warranty companies that has an app. After you sign up for a plan, the company sends a link to download the app and set up your customer portal. There are three ways to file claims: online, over the phone, or through the app. After you\u2019ve filed a claim, you\u2019re not left in the dark (perhaps literally) wondering when the service technician will arrive. The app shows their progress and projected arrival time.\u00a0<\/p>\n<p>Unlike some competitors, such as Elite Home Warranty, that charge extra for service calls outside of normal working hours, if you need a service technician at night, on a weekend, or on a holiday, you pay the same service fee. A <a href=\"https:\/\/www.digitaljournal.com\/pr\/news\/liberty-home-guard-to-support-consumers-with-access-to-progressive-home-insurance-quotes\">recent partnership with Progressive Insurance<\/a> added to the company\u2019s network of technicians, which increased its ability to deliver a quick turnaround. Liberty Home Guard says that it responds to service requests within 24 hours.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-95fc2321 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-b496c87e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-36784289\">\n<p>Liberty Home Guard works hard to make itself available to its customers. It sells policies in all 50 states and responds online, by phone, and through its app. You\u2019ll have multiple channels to contact the company if needed.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-0f870676 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/liberty-home-guard\/\">Read our full Liberty Home Guard review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-9e8ea5ad\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-0d67a5b1\">\n<div class=\"gb-grid-column gb-grid-column-b0e55190\">\n<div class=\"gb-container gb-container-b0e55190\">\n<p>Best Coverage Limits<\/p>\n<h3 class=\"gb-headline gb-headline-47104804 gb-headline-text\">American Home Shield<\/h3>\n<p class=\"gb-headline gb-headline-3980dabd gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-c334c0db gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-406a82bb border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>40% Off Our Most Popular Plan<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-680755e4 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-33285d81 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d9d8211b gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-e145cb47 gb-tabs__items\">\n<div class=\"gb-container gb-container-40fcd9cb gb-tabs__item gb-tabs__item-open\">\n<p>American Home Shield (AHS) has some of the highest coverage limits in the business. If you invested in top-of-the-line or commercial-grade appliances, the coverage limits of other home warranty providers might not fully protect you.<\/p>\n<p>Most home warranty providers typically only cover $2,000 to $3,000 for repair or replacement. AHS will pay out up to $5,000 for HVAC systems and up to $4,000 for appliances under the ShieldPlatinum plan. There\u2019s a $50,000 limit for a whole year\u2019s coverage under every plan.\u00a0<\/p>\n<p>Under AHS\u2019s most expensive plan, homeowners have roof leak coverage of up to $1,000 per contract term and a free HVAC tune-up. AHS\u2019s nationwide network has 17,500 contractors and 45,000 service technicians to call upon. AHS also covers repairs due to normal wear and tear and doesn\u2019t ask for maintenance records in order to approve a covered repair or replacement. However, its 30-day workmanship guarantee covers a much shorter period than both Liberty Home Guard (60 days) and Elite Home Warranty (90 days).<\/p>\n<p>Service fees range from $100 to $125 per service call, and there is no additional or higher fee for night and weekend service. An AHS customer service representative told me there is a four-hour response time for urgent repair needs, such as an AC quitting on the hottest day of summer, a water leak that won\u2019t stop, or a refrigerator going out, and you have important medications in it. These repairs could be critical for Maine residents.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-5fca56db gb-tabs__item\">\n<p>AHS outsources its customer service \u2014 and it shows. Customer service representatives struggle to answer questions that don\u2019t follow a script and just try to get your credit card information. They often misunderstand more probing questions, such as how many service technicians AHS has in Maine, and give generic answers.<\/p>\n<p>While AHS has a large network of technicians, customers often complain in reviews that the technicians sent to their homes were inexperienced and unqualified. Customers also say the company closed claims without satisfactory resolution and that they were charged extra for repairs. Service fees range between $100 and $125 \u2014 on the higher end of services for the industry.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f8d05ba3 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-75d1fd5c gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e675d8c3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0cd5db2a\">\n<p>Homeowners with older appliances and systems might want to look elsewhere due to AHS\u2019s high service fees. But the company\u2019s higher coverage limits could save a homeowner who\u2019d bought luxury appliances and installed new home systems. There\u2019s a 30-day waiting period before coverage begins and a 30-day workmanship guarantee on repairs and replacements.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"American Home Shield: Protecting Homeowners&#039; Budgets\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/5lCm1SqzwDc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5dbad8e0 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-4178a732 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-78c6f3e9\">\n<p>AHS sells three standard service plans. The cheapest, ShieldSilver, protects major systems such as your heating and air conditioning, electrical, and plumbing systems. The ShieldGold plan increases the coverage of the ShieldSilver plan to also protect kitchen and laundry appliances.\u00a0<\/p>\n<p>When you choose the ShieldPlatinum plan, you get everything offered by the other two plans plus roof coverage \u2014 a rarity in the home warranty industry. With the rain Maine has had in the last year, you might need roof leak coverage. AHS also pays out $250 for code violations, permits, and modifications. Under all the plans, the HVAC limit is $5,000 per system. The appliance limit is $2,000 per appliance under the ShieldGold plan, and the coverage limit increases to $4,000 per appliance under Shield Platinum.\u00a0<\/p>\n<p>AHS\u2019s website and service representatives frequently offer a 40% discount off ShieldGold, though I\u2019ve never seen the other plans discounted. AHS gives customers some flexibility with its pricing structure. If you select a higher per-technician-visit service fee, you\u2019ll pay a lower monthly premium. For example, selecting the higher $125 service fee lowers the monthly premium for the ShieldPlatinum plan from $89.99 to $79.99.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost*<\/em><\/td>\n<td><em>Service Fee*<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td>ShieldSilver<\/td>\n<td>$29.99 or $39.99<\/td>\n<td>$100 or $125<\/td>\n<td>No current discount<\/td>\n<\/tr>\n<tr>\n<td>ShieldGold<\/td>\n<td>$49.99 or $59.99<\/td>\n<td>$100 or $125<\/td>\n<td>40% off on website<\/td>\n<\/tr>\n<tr>\n<td>ShieldPlatinum<\/td>\n<td>$79.99 or $89.99<\/td>\n<td>$100 or $125<\/td>\n<td>No current discount<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $89.99 with the ShieldPlatinum Plan pairs with the $100 service fee.\u00a0<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in <\/em><em>Portland, ME<\/em><em>. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>While higher coverage limits are fantastic for homeowners with luxury appliances, if your home has other luxury features, American Home Shield\u2019s smaller lists of additional coverage might not provide broad-enough protection.\u00a0<\/p>\n<ul>\n<li>Roof leak repair: $10\/month<\/li>\n<li>Electronics protection plan: $14\/month\u00a0<\/li>\n<li>Pool &amp; built-in-spa equipment: $24\/month<\/li>\n<li>Guest unit: $26.99\/month<\/li>\n<li>Septic pump: $5\/month<\/li>\n<li>Well pump: $8\/month<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>I found the following exclusions to AHS\u2019s plans while reviewing a sample contract. Compared to other providers, these exclusions aren\u2019t out of the ordinary.<\/p>\n<ul>\n<li>Construction or carpentry costs<\/li>\n<li>Restoration of walls<\/li>\n<li>Flues, chimneys, venting, and exhaust lines<\/li>\n<li>Repairs or replacements due to cosmetic defects<\/li>\n<li>Repairs due to mold<\/li>\n<li>Appliances not covered under the ShieldSilver plan<\/li>\n<li>Natural disasters<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ef3112ab gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-22ea78df gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9ba47ba0\">\n<p>Monthly fees aren\u2019t out of the ordinary, but higher service fees lower American Home Shield\u2019s rating. If the higher monthly premium is affordable, pick that to lower the service fee. There are no fees for emergency or after-hours calls, unlike with Elite Home Warranty, which charges $150 for service calls at nights and weekends.<\/p>\n<p>American Home Shield\u2019s amazing coverage limits are per contract term. That means if your HVAC needs a $5,000 repair in the first two months after you sign up, you won\u2019t have coverage if it breaks again four months later.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-78737044 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-30a06fce gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a1fe1104\">\n<p>It only takes a few minutes to receive an online quote, but the website didn\u2019t show the service fee anywhere in the application process. When I talked to a representative at American Home Shield, she struggled to answer questions that didn\u2019t come from an FAQ list. Two representatives didn\u2019t offer the discount off ShieldGold until I mentioned the online quote, so it\u2019s a good idea to get one before calling to have in your back pocket.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-4a99afdc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-27f42385 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-bfc6df63\">\n<p>While American Home Shield\u2019s Better Business Bureau score of B inspires trust, customers have complaints. They frequently call out poor customer service, few qualified service technicians in their area,\u00a0 and the difficulty of contract cancellations. Local service technicians make a big difference in whether or not a review is positive or negative, but I couldn\u2019t find any reviews specific to Maine.\u00a0<\/p>\n<p>It\u2019s worth noting that American Home Shield paid the majority of large repairs for some customers and replaced several major appliances. There are some happy customers. The 30-day workmanship guarantee also boosts AHS\u2019s reputation.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>BBB<\/td>\n<td><strong><em>B\/2.1<\/em><\/strong><\/td>\n<td><em>11,181 reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>Trustpilot<\/td>\n<td>2.2<\/td>\n<td>5,249<\/td>\n<\/tr>\n<tr>\n<td>Google<\/td>\n<td>4.5<\/td>\n<td>32,787<\/td>\n<\/tr>\n<tr>\n<td>Yelp<\/td>\n<td>1.1<\/td>\n<td>1,270 reviews<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-fbf42599 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-17c6f98e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-294863a2\">\n<p>AHS sets up a service appointment within 24 to 48 hours after you file a claim. Competitors such as Liberty Home Guard and Select Home Warranty respond faster. With AHS, file claims online or by calling. Emergency response time is within 24 hours and doesn\u2019t cost extra. If there\u2019s an issue within the 30 days after a completed repair, AHS sends out another service technician and doesn\u2019t charge an additional service fee.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-59c50086 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-89505ba3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ec80bafa\">\n<p>AHS has 17,500 contractors and 45,000 service technicians in its nationwide network. It responds 24\/7\/365 days a year to claims, which you can open through multiple channels. It has a decent response time, too.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-3a706d11 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/american-home-shield\/\">Read our full American Home Shield review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ba9ccfa\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2403195b\">\n<div class=\"gb-grid-column gb-grid-column-82127dd9\">\n<div class=\"gb-container gb-container-82127dd9\">\n<p>Best Value<\/p>\n<h3 class=\"gb-headline gb-headline-00b25a51 gb-headline-text\">Select Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-c7f050fb gb-headline-text\">4.2<\/p>\n<p class=\"gb-headline gb-headline-a0788e0d gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-dc315818 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off (Code HOUSE25)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d518d3a gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-1a588591 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-868a02fe gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-5e6f7a85 gb-tabs__items\">\n<div class=\"gb-container gb-container-f0e3a69e gb-tabs__item gb-tabs__item-open\">\n<p>Out of all the providers on this list, Select Home Warranty (SHW) is the best value. Low service fees, reasonably priced plans, and a 30-day cancellation period make it a good choice for budget-conscious shoppers.<\/p>\n<p>SHW\u2019s basic plan costs just $44 a month. While it <a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/cheapest-home-warranty\/\">isn\u2019t the cheapest option<\/a> on this list, you have to consider the overall cost of a warranty plan \u2014 monthly fees plus service call fees. The <a href=\"https:\/\/www.news-journal.com\/half-of-maines-homes-were-built-before-1977\/article_debda66e-b52c-5d3a-86d8-d9531464ec4a.html#:~:text=Here%20is%20a%20summary%20of,Median%20home%20age%3A%2045\">median age of the housing stock in Maine is 45 years<\/a>, and older homes can necessitate a lot of service calls. Select charges just $75 for each service call, whereas competitor\u2019s fees start at $100 and go up to $125.\u00a0<\/p>\n<p>Select promises that service technicians will head out within 24 to 48 hours after you place a claim. Its workmanship is guaranteed for up to 90 days, which is better than American Home Shield\u2019s 30-day guarantee. If you have an emergency \u2014 such as water going everywhere or your heat or air conditioning going out \u2014 Select has an emergency team that stands ready to service those calls within four hours.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-3031a35c gb-tabs__item\">\n<p>Even if you\u2019re paying less for service fees, you still want repairs to be high quality. Unfortunately, customers complain a lot about poor customer service with SHW. They say the company didn\u2019t honor its promised 24- to-48 hour response time for service calls and that it denied claims over and over.\u00a0<\/p>\n<p>I also don\u2019t like that you can\u2019t get a quote or pricing information online. When I\u2019ve spoken to representatives they haven\u2019t given me consistent information or offered discounts that I knew were available because I\u2019d seen them on the website. Also, if you cancel after the 30-day period you\u2019ll receive a prorated refund but also have to pay a $75 cancellation fee.<\/p>\n<p>If you need a lot of additional coverage, Select Home Warranty only sells nine add-ons. It\u2019s also hard to understand its deals and discounts as sometimes sales representatives just offer the discounted price without telling you it\u2019s on sale and other times they don\u2019t offer it until you ask.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-bccb9526 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-2a463211 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-982125dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-fc5bc53a\">\n<p>Many Maine residents are on a fixed income \u2014 <a href=\"https:\/\/www.seniorliving.org\/assisted-living\/maine\/#:~:text=While%20this%20doesn%E2%80%99t%20necessarily%20feel%20like%20an%20impressive,44%20percent%20of%20the%20state%E2%80%99s%20residents%20are%20seniors.\">44% of the state\u2019s population is comprised of seniors<\/a>\u2014 therefore, Select Home Warranty\u2019s reasonable premiums and cheap service fees could fit into their budget. Emergency, same-day service that doesn\u2019t cost extra keeps you safe on a cold winter day if your heat fails.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Select Home Warranty Testimonials\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/dnsi4jgp48c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-aa543c6a gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d750dfe5 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4db15aea\">\n<p>Select Home Warranty sells three warranty plans, each designed to meet different needs. If you have warranties or service plans on your appliances, you probably don\u2019t need appliance coverage. The Gold Care plan would protect your home\u2019s systems instead. It covers heating, air conditioning, ductwork,\u00a0 electrical systems and plumbing.\u00a0<\/p>\n<p>Or maybe you have older appliances that are out of warranty. In this case, consider purchasing the Bronze Care plan. It protects your refrigerator, clothes washer and dryer, stove, oven, cooktop,\u00a0 garbage disposal, dishwasher, and built-in microwave.\u00a0<\/p>\n<p>Platinum Care includes both systems and appliances, plus a garage door opener, ceiling fan, and plumbing stoppages.\u00a0<\/p>\n<p>Select incentivizes customers to pay for a year in advance by offering two months free and $150 off. The two free months are added to the contract term, making your total term 14 months. The service fee in Maine is $75.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td>Bronze Care<\/td>\n<td>$60.42<\/td>\n<td>$75<\/td>\n<td>25% off discount on the phonetwo months free if you pay the annual fee up-front<\/td>\n<\/tr>\n<tr>\n<td>Gold Care<\/td>\n<td>$60.42<\/td>\n<td>$75<\/td>\n<td>25% off discount on the phonetwo months free if you pay the annual fee up-front<\/td>\n<\/tr>\n<tr>\n<td>Platinum Care<\/td>\n<td>$63.75<\/td>\n<td>$75<\/td>\n<td>25% off discount on the phonetwo months free if you pay the annual fee up-front<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in <\/em><em>Portland, ME<\/em><em>. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Select Home Warranty\u2019s number of options for add-ons falls between Liberty Home Guard\u2019s on the high end and American Home Shield\u2019s on the low end. SHW sells the cheapest sump pump coverage, and only Select and American Home Shield sell septic system coverage.\u00a0<\/p>\n<ul>\n<li>Central vacuum: $3.33\/mo<\/li>\n<li>Lawn sprinkler system: $5.83\/mo<\/li>\n<li>Pool: $8.33\/mo<\/li>\n<li>Roof leak: $0\/mo<\/li>\n<li>Septic system: $5.83\/mo<\/li>\n<li>Spa: $5.83\/mo<\/li>\n<li>Standalone freezer: $3.33\/mo<\/li>\n<li>Sump pump: $3.33\/mo<\/li>\n<li>Well pump: $3.33\/mo<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>All home warranty companies have exclusions in their contracts. SHW won\u2019t cover preexisting issues or a problem you should have reasonably known about. Other exclusions include:\u00a0<\/p>\n<ul>\n<li>Secondary damage (i.e., your home warranty may cover roof damage but won\u2019t cover water damage caused by the leak)<\/li>\n<li>Incorrect installation or malfunctions due to construction damage or improper wiring<\/li>\n<li>Issues with systems or appliances related to hazardous or toxic materials (e.g. mold, asbestos, and gas leaks)\u00a0<\/li>\n<li>Common areas in condominiums<\/li>\n<li>Solar heating systems<\/li>\n<li>Damage caused by natural disasters and rust<\/li>\n<li>Defects or damages caused by a home\u2019s foundation and structure<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ac05390d gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-6a1ef566 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 9.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-52bce54e\">\n<p>SHW\u2019s plan pricing is within the range of competitors, though Liberty Home Guard charges more. SHW rises above the competition with its service call fees \u2014 only $75 versus $100 to $125 with competitors\u2019 plans. Unlike with providers such as Elite Home Warranty, emergency calls don\u2019t cost more.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-72dc9b65 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7e753ee4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.1\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3106d4b8\">\n<p>You can request plan information and quotes online in Maine, but you can\u2019t get pricing information or buy a policy unless you talk to someone. The representative I spoke with was friendly but didn\u2019t respond well when I said I needed time to think about the quote. All in all, Select has a basic, outdated feel to its website and customer service.\u00a0<\/p>\n<p>However, Select does have a cancellation period of 30 days from sign-up, during which you\u2019d receive a full refund. After 30 days you\u2019ll receive a prorated amount less a $75 cancellation fee. And you can find its <a href=\"https:\/\/www.selecthomewarranty.com\/termsconditions\/\">terms and conditions<\/a> online to easily confirm your policy\u2019s coverage.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-add4cbc8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-add30fc3 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.0\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ce02ec60\">\n<p>Select Home Warranty\u2019s customers tend to have negative things to say online. After signing up for policies, customers say the company refused to pay for some portion of repairs. While this could be due to coverage limits, it\u2019s hard to tell since it\u2019s not clearly disclosed on the website\u2019s FAQs until you read the terms and conditions.\u00a0<\/p>\n<p>Customers also complained that the company took a long time to set up service and denied multiple claims. Some say it took up to two weeks for a service technician to come out and that the service technician didn\u2019t fix the problem once they arrived. Even though, in some cases, Select allows you to pick a third-party technician and receive reimbursement, some homeowners reported they didn\u2019t get reimbursed.<\/p>\n<p>Positive reviews thought the sign-up process was easy, and customers received replacement appliances within a short time. The company has a B rating on the Better Business Bureau and a decent score of 3.8\u00a0 out of 5 stars on Trustpilot.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>BBB<\/td>\n<td><em>B\/1.3<\/em><\/td>\n<td><em>2,002<\/em><\/td>\n<\/tr>\n<tr>\n<td>Trustpilot<\/td>\n<td>3.8<\/td>\n<td>4,620<\/td>\n<\/tr>\n<tr>\n<td>Google<\/td>\n<td>3.8<\/td>\n<td>27<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-221dc5ee gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-0f5ea509 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-aef9d827\">\n<p>There are two channels through which to submit a claim with Select Home Warranty \u2014 its online customer portal or by phone. Within the following 48 hours, the company contacts a technician about your repair, but the company makes no claims about when you\u2019ll actually receive service for regular calls. That\u2019s a bit concerning to me, as other competitors have firmer response times.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-6ecea68e gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-1f272123 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-a132b31c\">\n<p>Homeowners nationwide can purchase plans through Select Home Warranty, file their claims online, or call for service. SHW\u2019s presence across the country inspires trust that it can fulfill service requests.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-a8855787 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/select-home-warranty\/\">Read our full Select Home Warranty review<\/a><\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ac2d001\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-12769c97\">\n<div class=\"gb-grid-column gb-grid-column-684ffa0e\">\n<div class=\"gb-container gb-container-684ffa0e\">\n<p>Best Customer Ratings<\/p>\n<h3 class=\"gb-headline gb-headline-fdb201a8 gb-headline-text\">Elite Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-d9279fb5 gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-1a2b7e41 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-80127500 border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$150 Off + 1 Month Free<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-553a17e0 gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-2db3478f gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-3084f7c8 gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-7c56575d gb-tabs__items\">\n<div class=\"gb-container gb-container-0713fd08 gb-tabs__item gb-tabs__item-open\">\n<p>Elite Home Warranty has top-notch customer service. While an EHW representative will call you after you apply for a quote online, the company doesn\u2019t phone you incessantly. It\u2019s accessible through multiple service channels to file a claim. Customer service representatives are friendly and don\u2019t push you to buy a policy if you say you aren\u2019t ready.<\/p>\n<p>All repairs come with a 90-day parts, labor, and installation workmanship guarantee. While competitors cover parts and labor, it\u2019s rare to have installation covered. Luxury appliances don\u2019t just cost more to buy \u2014 they cost more to repair, and Elites\u2019 higher coverage limits protect homeowners who\u2019ve made that investment.<\/p>\n<\/div>\n<div class=\"gb-container gb-container-f1aca5f0 gb-tabs__item\">\n<p>Secret shopping revealed that some of Elite\u2019s add-ons cost more per month than those of competitors \u2014 such as $8.33 for a sump pump as compared to Select Home Warranty\u2019s $3.33 (but still less than Liberty Home Guard\u2019s $8.99), or pool and spa equipment for an extra $16 a month instead of $14.16 with Select. Elite lists its <a href=\"https:\/\/www.elitehw.com\/home-warranty-plans\/optional-coverage\">additional coverage by annual fee<\/a>.\u00a0<\/p>\n<p>Liberty Home Guard and others offer service for the same fee day, night, and weekends. But Elite charges $150 for a service call instead of its usual $70 if it\u2019s after business hours.\u00a0\u00a0<\/p>\n<p>Reading the fine print of Elite\u2019s contracts reveals more surprises. Replacement coverage doesn\u2019t kick in until your plan has been in place for 90 days, and the company\u2019s total liability for repairs and parts during the first 90 days is only $300. Coverage for water heaters or other repairs has a limit of $500 if the service technician says that the repair was necessary due to neglect or lack of maintenance.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-b1635862 gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-f1a175fc gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-12c25c6f gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-0e8842fb\">\n<p><a href=\"https:\/\/todayshomeowner.com\/go\/elite-home-warranty\/?utm_source=met&amp;medium=affiliate&amp;subid=other-tho&amp;traffictype=organic\">Elite Home Warranty<\/a> has carved out its niche in the industry through high coverage limits geared toward luxury homeowners, a comprehensive list of add-ons, and a workmanship warranty that includes parts, labor, and installation. Pay close attention to coverage limits during the first 90 days, however.\u00a0<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<noscript><\/p>\n<div class=\"jlvid_container\"><iframe title=\"Why Elite Home Warranty? Transparent Home Warranties for Homeowners.\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/E6cK4x8WcxM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<p><\/noscript>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-7d9386f8 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-dfb3b61e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-74518814\">\n<p>Elite sells three warranty plans: a systems-only plan, an appliances-only plan, and a comprehensive plan that includes both.\u00a0<\/p>\n<p>Like those of its competitor American Home Shield, Elite\u2019s coverage limits are higher than industry standards, which typically run $2,000 to $3,000. Appliances have coverage up to $6,000 and system payouts are as much as $10,000 \u2014 the highest limits I\u2019ve seen in my secret shopping. American Home Shield only offers up to $5,000 on HVAC, whereas you can get up to $7,000 in coverage for HVAC as an add-on to one of Elite\u2019s plans.<\/p>\n<p>However, Elite severely restricts coverage when you first sign up. If you read the service agreement for Maine, you\u2019ll find that under each plan, replacement coverage doesn\u2019t kick in for 90 days. During the same waiting period, the company\u2019s total liability for repairs and parts is only $300. At any time during the contract, other repair coverage can have a limit of $500 if the service technician deems the repair necessary because of neglect or because you didn\u2019t maintain the item.<\/p>\n<p>While I was secret shopping, the customer service representative offered me $150 off plan pricing if I signed up that day. Elite offers callers the best deals.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td>Elite Appliance<\/td>\n<td>$34.99<\/td>\n<td>$70<\/td>\n<td>$150 sign-up, 30-day free trial<\/td>\n<\/tr>\n<tr>\n<td>Elite Systems<\/td>\n<td>$49.99<\/td>\n<td>$70<\/td>\n<td>$150 sign-up, 30-day free trial<\/td>\n<\/tr>\n<tr>\n<td>Elite Complete<\/td>\n<td>$59.99<\/td>\n<td>$70<\/td>\n<td>$150 sign-up, 30-day free trial<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in <\/em><em>Portland, ME<\/em><em>. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>With Elite Home Warranty, homeowners have a lot of options for additional coverage so they can customize their plans to meet their needs. Choose from the following list (prices are annual):<\/p>\n<ul>\n<li>Annual HVAC maintenance: $299.99<\/li>\n<li>Attic exhaust fan: $69.99<\/li>\n<li>Central vacuum: $49.00<\/li>\n<li>Drainage, sewer, and water service lines: $349.99<\/li>\n<li>Effluent pump: $99.99<\/li>\n<li>Ejector pump: $99.99<\/li>\n<li>Freestanding freezer: $59.99<\/li>\n<li>Freestanding ice makers: $59.99<\/li>\n<li>Freestanding spa equipment: $119.99<\/li>\n<li>Generator: $99.99<\/li>\n<li>Geothermal heating and cooling systems: $299.99<\/li>\n<li>Grinder pump: $99.99\u00a0<\/li>\n<li>Guest house: $299.99<\/li>\n<li>Jetted hot tub: $99.99<\/li>\n<li>Lawn sprinkler system: $99.99<\/li>\n<li>Lift pump: $99.99<\/li>\n<li>Limited patching repair: $99.99\u00a0<\/li>\n<li>Pool and spa equipment: $199.99<\/li>\n<li>Pool equipment: $149.99<\/li>\n<li>Premium appliances: $249.99<\/li>\n<li>Premium benefits: $199.99<\/li>\n<li>Premium systems: $299.99<\/li>\n<li>Premium systems plus: $499.99<\/li>\n<li>Septic system: $129.99<\/li>\n<li>Sump pump: $99.99<\/li>\n<li>Swamp cooler: $149.99<\/li>\n<li>Water softeners: $99.99<\/li>\n<li>Water filtration system: $99.99<\/li>\n<li>Well pump: $99.99<\/li>\n<li>Wine cooler: $69.99<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>Like all home warranty providers, Elite has a handful of exclusions to its plans:<\/p>\n<ul>\n<li>Natural disaster-related damages<\/li>\n<li>Malfunction or damages due to acts of God<\/li>\n<li>Commercial-grade appliances\u00a0<\/li>\n<li>Units in a rental property<\/li>\n<li>Cosmetic damage<\/li>\n<li>A lack of maintenance<\/li>\n<\/ul>\n<p>Compared to other providers, these are par for the course.<\/p>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it\u2019s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-dba9b377 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-fbb0cf26 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ea2257a6\">\n<p>While Elite charges competitive pricing for its plans and is sometimes cheaper than other providers, pay attention to additional fees. The Complete plan costs less than American Home Shield\u2019s Platinum Plan, but AHS doesn\u2019t charge extra for emergency or weekend service. Neither does Liberty Home Guard.<\/p>\n<p>After business hours, service incurs a $150 service fee. It also charges $150 instead of the lower service fee if you have professional-grade appliances. And to get maximum coverage limits on some items, you have to pay extra \u2014 HVAC coverage up to $7,000 costs $299.99 more a year or approximately $25 more a month.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d2c24bd4 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-2836b661 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 7.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-521ad2bb\">\n<p>Elite\u2019s website goes above and beyond to educate customers. Comprehensive information includes the company\u2019s BBB reviews, sample policies for you to read, and <a href=\"https:\/\/www.elitehw.com\/home-warranty-plans\/optional-coverage\">pop-ups for each item<\/a> that tell homeowners what is and isn\u2019t covered. For example, your dishwasher water pump, hoses, and water valves are all covered.<\/p>\n<p>\u00a0I highly recommend reading the service agreement in detail \u2014 as noted above, there was a lot hidden in the fine print. The maximum coverage limits don\u2019t start until after 90 days. And when you apply for a quote, no pricing shows up \u2014 you have to talk to someone.<\/p>\n<p>While the customer representative did try to sell me the most expensive plan first, he gladly answered questions about other plans and explained why they might work for my home. Talking with Elite\u2019s representatives is always a pleasant experience. Elite guarantees that service technicians will arrive within 24 to 48 hours after you file a claim.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-659497ec gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-e451ec09 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 8.3\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-725842e6\">\n<p>Most of Elite\u2019s customers report positive experiences with the company.\u00a0 Customers often mention the great customer service when signing up \u2014 they say that the company sent local technicians who quickly solved problems and completely covered the repair.\u00a0 It\u2019s worth noting that several customers cite negative experiences with other home warranty companies where they\u2019d previously had coverage and then say that Elite did a much better job.\u00a0<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>BBB<\/td>\n<td>A+\/4.97<\/td>\n<td>367<\/td>\n<\/tr>\n<tr>\n<td>Trustpilot<\/td>\n<td>4.7\/5 stars<\/td>\n<td>54<\/td>\n<\/tr>\n<tr>\n<td>Google<\/td>\n<td>4.8\/5 stars<\/td>\n<td>144<\/td>\n<\/tr>\n<tr>\n<td>Yelp<\/td>\n<td>5\/5 stars<\/td>\n<td>4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5a4a43ba gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-9e3472b4 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 6.8\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-3f1dc91a\">\n<p>I docked points from Elite\u2019s claims process due to the elevated charge for after-hours and emergency services. While you can file a claim online or over the phone 24\/7\/365, the company charges a $150 fee for services outside of normal business hours instead of its usual $70 fee. If you come home from work to a flooded kitchen from a dishwasher hose springing a leak, you\u2019ll be waiting for help to arrive or paying extra.<\/p>\n<p>Elite promises a response time of 24 to 48 hours after receipt of claims during business hours.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-d9945faa gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-bf4a9cb0 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-baa70636\">\n<p>Elite Home Warranty responds to claims 24\/7\/365. You can file claims online or over the phone. Elite sells plans in 46 states and Washington, D.C. \u2014 California, Texas, Wisconsin, and Washington aren\u2019t covered.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-92617821\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-8e3c4080\">\n<div class=\"gb-grid-column gb-grid-column-c51f9f73\">\n<div class=\"gb-container gb-container-c51f9f73\">\n<p>Best for Additional Benefits<\/p>\n<h3 class=\"gb-headline gb-headline-91c6ed53 gb-headline-text\">AFC Home Warranty<\/h3>\n<p class=\"gb-headline gb-headline-2a9cb81a gb-headline-text\">4.3<\/p>\n<p class=\"gb-headline gb-headline-29f86551 gb-headline-text\">Our Rating<\/p>\n<div class=\"gb-container gb-container-40b76a1c border-dash\">\n<p><strong>Limited Time:<\/strong> <\/p>\n<p>$200 off + free roof leak coverage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-5d5c06cf gb-tabs\" data-opened-tab=\"1\">\n<p><button class=\"gb-button gb-button-14076367 gb-button-text gb-tabs__button gb-block-is-current\">What I Like<\/button><\/p>\n<p><button class=\"gb-button gb-button-d084394d gb-button-text gb-tabs__button\">What I Don\u2019t Like<\/button><\/p>\n<div class=\"gb-container gb-container-d182e32e gb-tabs__items\">\n<div class=\"gb-container gb-container-61f86a5c gb-tabs__item gb-tabs__item-open\">\n<p>AFC Home Club\u2019s great website has a lot of information that\u2019s easy to find.\u00a0 On the <a href=\"https:\/\/afchomeclub.com\/plans?gad_source=1&amp;gclid=Cj0KCQiArrCvBhCNARIsAOkAGcWfC-hYoGcuUYWouIxlRwHhul_dRvmUwDFVKw22pJ7yJXQzm0l8sQoaArbaEALw_wcB\">Plans and Pricing page<\/a>, homeowners can see what each of AFC\u2019s four plans includes but also click on an item and get more details about excluded items. For example, if the gas valve on your water heater breaks, you\u2019re on your own.\u00a0<\/p>\n<p>AFC Home Club\u2019s website gives the most information and answers the most questions of all the home warranty companies I reviewed. Often, companies hide exclusions for components of covered appliances and systems in their contracts \u2014 such as Elite Home Warranty\u2019s agreement, which excludes parts for sealed components of fridges in the fine print. But AFC puts it all out there.\u00a0<\/p>\n<p>While emergency or same-day services aren\u2019t available through AFC directly, homeowners can select their own technicians for after-hours problems. Just make sure you call AFC\u2019s claims department to verify the service provider you\u2019ve chosen is licensed and insured to receive coverage. Once you have approval, AFC will pay the technician directly (it\u2019s up to the technician), or you can pay the service provider and request reimbursement from AFC.\u00a0<\/p>\n<\/div>\n<div class=\"gb-container gb-container-045d9dbc gb-tabs__item\">\n<p>AFC doesn\u2019t sell many add-ons with its plans and prices them high compared to competitors. Sump pump coverage costs $35 a month \u2014 almost four times the $8.99 a month Liberty Home Guard charges. If you know you need additional coverage, AFC could price itself out of your budget.\u00a0<\/p>\n<p>I also don\u2019t like that customer complaints focus on poor experiences after filing a claim. Replacement policies and coverage limits cause a lot of confusion, but AFC tries to address this by making sample contracts <a href=\"https:\/\/afchomeclub.com\/whatscovered\">available online<\/a>. I\u2019d suggest reading them before buying a plan.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-2f63ce4c gb-accordion\" data-accordion-multiple-open=\"\">\n<div class=\"gb-container gb-container-ced3090b gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a35f524b gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Bottom Line: 8.6\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-f35fe21f\">\n<p>AFC Home Club clearly wants to educate customers about its plans and not be surprised when it\u2019s time to request service. Given AFC\u2019s reviews, it\u2019s wise to read through what\u2019s disclosed in its sample contracts. The company doesn\u2019t provide after-hours or weekend service, but you can pick your own technician for an emergency repair and get reimbursed. That\u2019s a great additional benefit.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-c3be52b9 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-693b1297 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Plans and Coverage: 9\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-ca374396\">\n<p>AFC Home Club sells four plans, one of which has additional coverage not found elsewhere. The company gives customers the flexibility to raise or lower their monthly premiums by selecting a higher or lower service fee. For example, if you want to pay less monthly, choose the $125 service fee, which knocks $4.75 off your monthly premium. Plan pricing works similarly to how picking a high deductible with a homeowners insurance policy typically lowers your premiums.<\/p>\n<p>AFC\u2019s first tier of coverage, the Silver Plan, includes nine common household appliances \u2014 your clothes washer and dryer, a garage door opener, oven\/range, stove, cooktop, refrigerator, dishwasher, and garbage disposal.\u00a0<\/p>\n<p>The second tier plan, the Gold Plan, adds your air conditioning and heating system, electrical systems, plumbing, water heater, and ductwork to the Silver Plan coverage. The third coverage tier, the Platinum Plan, gives you the benefits of the Gold Plan along with exhaust, attic, and ceiling fans, faucets, plumbing stoppages, an ice maker, and a built-in microwave.\u00a0<\/p>\n<p>AFC Home Club is the only home warranty company to sell a fourth coverage tier. The Diamond Plan costs approximately $35 more a month than the Platinum Plan but offers the best additional benefits. It includes everything under the Platinum Plan but also covers electronics and exterior water and sewer lines.\u00a0<\/p>\n<p>If you invested heavily in your home entertainment system, the electronics coverage could be a lifesaver. Exterior water and sewer line repairs can cost thousands of dollars. These additional benefits might come in handy.<\/p>\n<p>Current discounts include $100 off the total cost and roof leak coverage included.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Plan<\/em><\/td>\n<td><em>Monthly Cost<\/em><\/td>\n<td><em>Service Fee*<\/em><\/td>\n<td><em>Available Discounts<\/em><\/td>\n<\/tr>\n<tr>\n<td>Silver Plan<\/td>\n<td>$45.17 or$40.42\u00a0<\/td>\n<td>$75 or $125<\/td>\n<td>$100 off, roof leak coverage included<\/td>\n<\/tr>\n<tr>\n<td>Gold Plan<\/td>\n<td>$60.25 or$55.50\u00a0<\/td>\n<td>$75 or 125<\/td>\n<td>$100 off, roof leak coverage included<\/td>\n<\/tr>\n<tr>\n<td>Platinum Plan<\/td>\n<td>$65.33 or$60.58\u00a0<\/td>\n<td>$75 or 125<\/td>\n<td>$100 off, roof leak coverage included<\/td>\n<\/tr>\n<tr>\n<td>Diamond Plan<\/td>\n<td>$99.92 or$95.17\u00a0<\/td>\n<td>$75 or 125<\/td>\n<td>$100 off, roof leak coverage included<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>\u2018* If you choose the lower service fee of $75, you pay the higher monthly premium. For example, the $65.33 with the Platinum Plan pairs with the $75 service fee.<\/em><em>\u00a0<\/em><\/p>\n<p><em>Editor\u2019s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in <\/em><em>Portland, ME<\/em><em>. The cost data presented was accurate at the time of writing.<\/em><\/p>\n<h5 class=\"wp-block-heading\">Available Add-Ons<\/h5>\n<p>Most of AFC\u2019s add-ons cost significantly more than those of competitors. Monthly fees for a sump pump or a well pump can be six to ten times higher than those of companies such as American Home Shield.<\/p>\n<ul>\n<li>In-ground pool: $100\/month<\/li>\n<li>In-ground pool and spa: $150\/month<\/li>\n<li>Sump pump: $35\/month<\/li>\n<li>Ice maker: $25\/month<\/li>\n<li>Well pump: $50\/month<\/li>\n<li>Electronics coverage (price depends on your specific electronics)\u00a0<\/li>\n<li>Double oven: $25\/month<\/li>\n<li>Hot water dispenser: $25\/month<\/li>\n<li>Built-in microwave: $50\/month<\/li>\n<li>Standalone freezer: $25\/month<\/li>\n<li>Central vacuum: $25\/month<\/li>\n<li>Septic system: $50\/month<\/li>\n<li>Roof leak (free, worth $25\/month)\u00a0<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading\">Exclusions<\/h5>\n<p>All of AFC Home Club\u2019s plans have the following exclusions:<\/p>\n<ul>\n<li>Crane rentals needed to move appliances or systems<\/li>\n<li>Geothermal heating systems<\/li>\n<li>Haul-away services<\/li>\n<li>Light fixtures<\/li>\n<li>Code violations<\/li>\n<li>Appliances and systems not properly maintained<\/li>\n<\/ul>\n<p><em>Editor\u2019s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.<\/em><\/p>\n<p>Code violations could be a problem if you live in a 150-year-old house with the original electrical system, but are unlikely to be an issue if you live in a newer home. While it\u2019s hard to say exactly how this could impact you if a covered electrical repair reveals code violations that the technician must fix to complete the repair, the costs to correct those violations would come out of your pocket.<\/p>\n<p>Before AFC Home Club approves repairs on some systems and appliances, you must submit maintenance records. The company also wants to see an annual maintenance log from licensed technicians before it approves service requests on HVAC systems. And if a technician recommended a repair on a prior visit that you don\u2019t have done, you forfeit coverage. AFC isn\u2019t a great pick if you\u2019re not someone who\u2019s kept track of repairs and maintenance.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-ed279f00 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-582c8d9e gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Affordability: 8.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-9e5a3919\">\n<p>AFC Home Club has competitive pricing for its plans. The Diamond Plan is one of the more expensive on the market, but you\u2019d only need it if you have high-end electronics or want your water and sewer lines protected. Service fees aren\u2019t out of the ordinary, though $125 is one of the highest fees quoted in my secret shopping \u2014 it\u2019s optional and comes with lower monthly premiums. AFC also occasionally offers discounts on calls \u2014 for example, I\u2019ve been offered discounts when I called on President\u2019s Day or holiday weekends.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-76f0f4c5 gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-a2b30c92 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Customer Experience: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-4d40fa43\">\n<p>AFC\u2019s website is hands down the best for shopping and getting information. You can read through sample contracts, explore each plan\u2019s coverage, and easily find exclusions. Customer service representatives have always been polite when I called, taken a chatty tone rather than pushing to close the sale, and answered all my questions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-f0dbcdcd gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-d9be7150 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Company Reputation: 7.7\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-79573a57\">\n<p>AFC Home Club has a B rating from the Better Business Bureau, 3 out of 5 stars on Trustpilot,\u00a0 and 3.7\u00a0 out of 5 stars on Google reviews. While not as good as Elite Home Warranty\u2019s reviews, these are respectable ratings.<\/p>\n<p>The majority of negative reviews mention that the company denied claims that the homeowner thought valid, that the service technician couldn\u2019t complete the job, or the contract\u2019s fine print hid important information.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><em>Rating Site<\/em><\/td>\n<td><em>Rating<\/em><\/td>\n<td><em>Number of Reviews<\/em><\/td>\n<\/tr>\n<tr>\n<td>BBB<\/td>\n<td><em>B\/2.6<\/em><\/td>\n<td><em>172<\/em><\/td>\n<\/tr>\n<tr>\n<td>Trustpilot<\/td>\n<td>3<\/td>\n<td>24<\/td>\n<\/tr>\n<tr>\n<td>Google<\/td>\n<td>3.7<\/td>\n<td>1,586<\/td>\n<\/tr>\n<tr>\n<td>Yelp<\/td>\n<td>1.9<\/td>\n<td>334<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><em>Editor\u2019s Note: The ratings provided were accurate at the time of writing.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-1fc43e3b gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-7f2d6993 gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Claims Process: 8.4\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6cee7ad0\">\n<p>Online reviewers had positive experiences to report for approved claims. AFC Home Club regularly updates claimants on technicians\u2019 anticipated arrival times, so you\u2019re not left in the dark, perhaps literally, wondering when they\u2019ll show up. You can file service requests either online or by calling. AFC also regularly updates customers on claims status.<\/p>\n<p>Per AFC\u2019s service agreement, a technician will contact you and make an appointment within\u00a0 24 to 48 hours of AFC receiving your claim. Payment flows directly from AFC Home Club to the service provider unless you pick your own technicians for an emergency or after-hours repair.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-container gb-container-3ccf690b gb-accordion__item\" data-transition=\"slide\">\n<p><button class=\"gb-button gb-button-5df6e1dc gb-accordion__toggle\"><span class=\"gb-button-text\"><strong><\/p>\n<h3>Availability: 10\/10<\/h3>\n<p><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"\/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"1em\" height=\"1em\" ariahidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"gb-accordion__content\">\n<div class=\"gb-container gb-container-6ffc53fc\">\n<p>AFC Home Club operates in 48 states \u2014 excluding California and Hawaii. It\u2019s available online and by phone to answer questions or help with claims.\u00a0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"gb-headline gb-headline-aa90f819 gb-headline-text provider-box\"><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/afc-home-club\/\">Read our AFC Home Warranty review<\/a><\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Calculate the Cost of Maine Home Warranty<\/h2>\n<p>Many home warranty providers offer flat rate pricing if your home has less than 2,000 square feet. If you\u2019re wondering what the cost of a home warranty could be for your home, answer a few questions in the Today\u2019s Homeowner Warranty Cost Calculator to receive an estimate.<\/p>\n<div class=\"hw-calc\">\n<div class=\"hw-calculator-tho\">\n<div class=\"container\">\n<table>\n<tr>\n<th>Appliance<\/th>\n<th>Average Repair Cost<\/th>\n<th>Average Replacement Cost<\/th>\n<\/tr>\n<tr>\n<td>Dehumidifier<\/td>\n<td>$50\u2013$200<\/td>\n<td>$1,300\u2013$2,800<\/td>\n<\/tr>\n<tr>\n<td>Microwave<\/td>\n<td>$50\u2013$400<\/td>\n<td>$60\u2013$2,000<\/td>\n<\/tr>\n<tr>\n<td>Dishwasher<\/td>\n<td>$50\u2013$500<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Exhaust Fans<\/td>\n<td>$16\u2013$300<\/td>\n<td>$250\u2013$950<\/td>\n<\/tr>\n<tr>\n<td>Electric Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Gas Range<\/td>\n<td>$100\u2013$500<\/td>\n<td>$230\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Dryer<\/td>\n<td>$100\u2013$400<\/td>\n<td>$450\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Oven<\/td>\n<td>$100\u2013$430<\/td>\n<td>$400\u2013$3,000<\/td>\n<\/tr>\n<tr>\n<td>Washer<\/td>\n<td>$50\u2013$450<\/td>\n<td>$400\u2013$2,300<\/td>\n<\/tr>\n<tr>\n<td>Freezer<\/td>\n<td>$90\u2013$500<\/td>\n<td>$160\u2013$2,900<\/td>\n<\/tr>\n<tr>\n<td>Refrigerator<\/td>\n<td>$40\u2013$350<\/td>\n<td>$200\u2013$5,000<\/td>\n<\/tr>\n<\/table><\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\">Maine Home Warranty Regulations<\/h2>\n<p>Departments of insurance or offices of the attorney general in each state often oversee home warranty operations and regulations. Currently, neither department in Maine provides specific information on home warranty regulations in the state. Consumer complaints can be filed with the <a href=\"https:\/\/www.maine.gov\/pfr\/insurance\/consumers\/file-a-complaint-dispute\">Maine Bureau of Insurance<\/a>.\u00a0<\/p>\n<p>When you\u2019re choosing a home warranty provider in Maine, it\u2019s vital to do in-depth research by reading genuine customer reviews and detailed analyses. Be wary of new companies without established track records \u2014 some policies that seem too good to be true probably are. By being a careful consumer and evaluating your options using verified information, you can choose a home warranty with greater confidence, even without government regulation.<\/p>\n<h2 class=\"wp-block-heading\">Maine Home Warranty News<\/h2>\n<p>Maine has an <a href=\"https:\/\/wgme.com\/news\/i-team\/faulty-appliance-maine-law-could-cover-it-but-many-struggle-to-take-advantage\">implied warranty law that covers appliances<\/a>. If the appliance, such as a clothes washer, was poorly designed or seriously defective, if it hasn\u2019t been abused, and is less than four years old when it breaks down, both the seller and manufacturer have legal responsibility to repair or replace it.\u00a0 Depending on when you purchased your appliances, you might only need a systems-only home warranty plan.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"hm-faq-block_64f9ab5150deac481190f7c868856c92 1\" class=\"hm-faq hm-faq--two-column\">\n<h2 class=\"hm-faq__title \" data-toc-text=\"Frequently Asked Questions\">Frequently Asked Questions<\/h2>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Do You Need a Home Warranty in Maine?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">For those living on a fixed income or with a tight budget, a home warranty can help prevent sudden high repair costs for home systems and appliances. Instead, you pay an affordable monthly premium that covers repairs and replacements and can set aside some money for service fees.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How Much Does a Home Warranty Cost in Maine?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">The average cost of a home warranty in Maine that includes both systems and appliances is $62.57.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        How To Save Money When Shopping for Home Warranties In Maine?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">If you want to pay less for your home warranty,\u00a0 look at companies such as AFC Home Club or American Home Shield. When you pick a higher service fee, it lowers your monthly premium. Just be sure you can afford the service fees.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For every company, customer service representatives often give you better deals over the phone than you can find online. It\u2019s worth it to pick up when they call.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n<div class=\"hm-faq__item\">\n<h3 class=\"faqQuestion accordion mb-0\">\n                        Is a Home Warranty Worth It for Maine Homeowners?                    <\/h3>\n<div class=\"faqAnswer panel\">\n<p><span style=\"font-weight: 400;\">A home warranty is worth it for Maine homeowners because it builds a degree of predictability into the cost of home repairs. The amount you save on just one covered repair can more than cover the policy cost and service fee when compared to finding and paying a technician directly. <\/span><a href=\"https:\/\/todayshomeowner.com\/home-finances\/reviews\/are-home-warranties-worth-it\/\"><span style=\"font-weight: 400;\">Home warranties provide peace of mind<\/span><\/a><span style=\"font-weight: 400;\"> against expensive AC, appliance, and plumbing failures common in Maine\u2019s older homes.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<hr class=\"my-2\"\/>\n                    <\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h4 class=\"wp-block-heading\" id=\"h-other-resources-for-maine-homeowners\">Other Resources for Maine Homeowners<\/h4>\n<h4 class=\"wp-block-heading\" id=\"h-best-home-warranties-by-state\">Best Home Warranties by State<\/h4>\n<figure class=\"wp-block-th-3s-custom-blocks-table-container thcb-table thcb-table_58hZ7jNxtQub\"\/>\n\t\t<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Most homeowners already have homeowners insurance, particularly if you have a mortgage. In that case, why invest in a home warranty, too? Homeowners insurance companies typically only cover breakdowns and repairs if the damage resulted from a covered act, such as roof damage from a winter storm. Paying for a regular old roof leak due [&hellip;]<\/p>\n","protected":false},"author":334,"featured_media":10062,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[124],"tags":[],"class_list":["post-10061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-improvement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 5 Best Home Warranty Companies in Maine | Unlock Informed Choices with Us<\/title>\n<meta name=\"description\" content=\"When you\u2019re shopping for a home warranty it\u2019s hard to narrow down the list. 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